CashFlowRE
Sign in Sign up
#34 @ 5905 Churchill Ct Unit 5905 Churchill Ct.,  34
C Composite 57.88
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.7/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.3/10.0
  • 1% rule +5.9/10.0
  • Livability +4.2/5.0
  • Condition / age +4.2/5.0
  • Schools +3.6/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$215,000

#34 @ 5905 Churchill Ct Unit 5905 Churchill Ct., 34 · Juneau, AK 99801
3 bd · 2.0 ba · 1,150 sqft · Manufactured · 99 Days on market
Built 1961 Good condition ↓ 4% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This nicely remodeled Miramontes home is like brand new. Everything is light and bright! The interior was taken down to the studs. It features all new fiberglass insulation, new vapor barrier, new drywall, new texture & quality Benjamin Moore Paint. A brand new furnace provides force air heat instantly. Plumbing was 100% replaced with all new fixtures & Pex. Approximately 98% of the electrical wiring was replaced. There are all new light switches, outlets, and custom designed lighting throughout. The kitchen features stainless steel appliances & sink, solid surface Countertops, & DeWills fine cabinetry. There is vinyl plank flooring throughout plus solid surface coun

Key facts

  • New drywall
  • New furnace
  • New vapor barrier

Tags

NEW FIBERGLASS INSULATIONNEW VAPOR BARRIERNEW DRYWALLNEW FURNACENEW PLUMBING FIXTURESNEW ELECTRICAL WIRING

Property features AI

Exterior

  • Security: Smoke detectors
  • Utilities: Public sewer
  • Home design: Residential mobile home; Zoned D15 - Multifamily
  • Construction: Metal roof
  • Exterior features: Deck; Cleared lot; Corner lot; Irregular lot; Level lot; Gravel road; Private maintained road

Interior

  • Kitchen: Dishwasher; Gas oven; Gas range; Microwave; Refrigerator; Garbage disposal
  • Flooring: Laminate
  • Interior features: Dishwasher; Dryer; Disposal; Gas oven; Gas range; Microwave; Refrigerator; Washer
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $215k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $368 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $215k).
  • Recommended offer: $196k (9.0% below list) — sets the bar for market timing.
  • Cap rate 8.3% vs local median 2.6% in Juneau — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 84/100 on livability (#3 in AK, #703 nationally) — a professional / high-income tenant draw. Strengths: commute A+, employment A+, housing A+; Watch: crime F, cost of living F.
  • Juneau Borough School District (town): math 32% / reading 44% proficiency, ranked #9 of 21 in AK (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Harborview Elementary (math 27% / reading 27%, grade F, #116 of 156 statewide, top 77%, 301 students, 34% FRL).
  • Market conditions: 179 active listings in the ZIP; solid renter incomes; 114 units permitted in Juneau City and Borough in 2024 (82 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Juneau County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 99 days — a 9% lower offer ($196k) is reasonable based on typical stale-listing flexibility.
Recommended offer $195,650 (9.0% below list)

Questions for the listing agent

  1. It's been on market 99 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.09%
Cap rate
8.35%
Cash-on-cash
7.35%
DSCR
1.33
GRM
7.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-5.0%
Equity multiple
0.81×
Total profit
$-11,335
Equity at exit
$32,057
10-year hold
IRR
4.6%
Equity multiple
1.34×
Total profit
$20,494
Equity at exit
$18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
80 Strongly Landlord-Friendly
State Alaska
80 Strongly Landlord-Friendly · R+8
County
— inherits STATE
City
— inherits STATE
30-day notice; security deposits capped; courts moderate-paced.

ZIP-level market 99801

Active inventory
179
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$2,347 medium interval (Pro) →
Mortgage (P&I)
$1,127
Tax est. 1.5%
$269 /mo · $3,225/yr
Insurance
$90
HOA
$0
Vacancy / Maint / Mgmt
$493
Net cashflow
$368

Break-even live

Break-even rent $1,881
Max offer price $215,000
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,750
Closing costs
$6,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-19
    days on market $215,000 Active 99 DOM
  2. 2026-06-18
    days on market $215,000 Active 98 DOM
  3. 2026-06-17
    days on market $215,000 Active 97 DOM
  4. 2026-06-16
    days on market $215,000 Active 96 DOM
  5. 2026-06-15
    days on market $215,000 Active 95 DOM
  6. 2026-06-14
    days on market $215,000 Active 93 DOM
  7. 2026-06-12
    days on market $215,000 Active 92 DOM
  8. 2026-06-09
    days on market $215,000 Active 89 DOM
  9. 2026-06-08
    days on market $215,000 Active 88 DOM
  10. 2026-06-07
    days on market $215,000 Active 87 DOM
  11. 2026-06-03
    days on market $215,000 Active 83 DOM
  12. 2026-06-02
    days on market $215,000 Active 82 DOM
  13. 2026-06-01
    days on market $215,000 Active 81 DOM
  14. 2026-05-31
    days on market $215,000 Active 80 DOM
  15. 2026-05-30
    days on market $215,000 Active 79 DOM
  16. 2026-05-22
    price $215,000
  17. 2026-03-12
    listed $225,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🫁 Air quality 1/10 Low

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,167
− Mortgage interest
−$12,043
− Property taxes
−$3,225
− Insurance
−$1,075
− Repairs & maintenance
−$2,253
− Management
−$2,253
− Depreciation
−$6,255
Taxable income
$1,062
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$255
After-tax cash flow
$4,167/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 30 photos

Good 85/100 Cosmetic rehab

This remodeled manufactured home is in excellent condition with a fresh exterior, new interior finishes, and updated appliances. It is move-in ready and has a good resale and rental value.

Value-add opportunities

  • Both Landscaping and curb appeal improvements — Enhances curb appeal and can attract more buyers.
  • Both Add a small garden or flower bed near the front door — Improves curb appeal and can attract more buyers.
  • Both Install a small outdoor lighting system — Enhances curb appeal and can attract more buyers.

Renovation cost estimate screening

Value-add ROI direction

  • Both Landscaping and curb appeal improvements — Enhances curb appeal and can attract more buyers.
  • Both Add a small garden or flower bed near the front door — Improves curb appeal and can attract more buyers.
  • Both Install a small outdoor lighting system — Enhances curb appeal and can attract more buyers.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Juneau Borough School District
NCES district ID
0200210
Math proficiency
32% ▼ -8.00%
Reading proficiency
44% ▼ -2.00%
Median HH income
$81,032
Composite
35.76/100
National rank
#4845
State rank
#9 of 21 in AK

Livability — Juneau

Score
84/100
State rank
#3
US rank
#703

Category grades

Amenities A- Commute A+ Cost of living F Crime F Employment A+ Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Juneau, AK
County
Juneau Borough · 29,588 people
City population
29,588
Metro
Juneau, AK
Population (ZIP)
29,588
Household income
$102,217
Rent vs Own
35.1% rent · 64.9% own
Severe rent burden
660.0

Population outlook (Juneau County) Hauer SSP2

Today (2025)
36,707 people
By 2030
38,658 · +5.3%
By 2040
42,270 · +15.2%
By 2050
46,086 · +25.6%
By 2075
58,476 · +59.3%
By 2100
69,228 · +88.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 62% Two or more races 17% Native American 8% Asian 7% Hispanic / Latino 7% Pacific Islander 1%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Portuguese 5% Slovak 3% Italian 3%
Foreign-born
8% · Canada, China
Languages at home
89% English-only · Tagalog/Filipino 3% Spanish 3% Other Asian/Pacific 1%

Political lean MEDSL · Juneau

2016 margin
R (+15.2) · D 37.7% · R 52.9% · Other 9.4%
All cycles
2016: R+15.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -211.89%
Current HPI
170.9025
Rent YoY
Metro
Juneau, AK
State GDP YoY
F500 in state
0

Price history

-4.4% since first listed
2 events — show timeline
  • 2026-05-22 Price Changed $215,000 SEABR
  • 2026-03-12 Listed $225,000 SEABR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…