1319 Hooper Ave · San Juan, TX 78589

$120,000

3 bd · 2.0 ba · 1,456 sqft · Manufactured public records · 13 Days on market

Built 2005 8,049 sqft lot

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.9/30.0
• ARV discount +7.5/15.0
• 1% rule +6.6/10.0
• DSCR +6.3/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks

Investment opportunity! Income producing property! This well maintained home features 3 bed, 2 bath in the heart of San Juan. This property is located near the expressway with a convenient location near schools, restaurants and shopping centers. Schedule your showing today!

Key facts

• 8,049 sq ft lot
• Built 2005
• Listed 13 days

Tags

• INCOME PRODUCING PROPERTY

Property features AI

Finance

• Other: Living area source: HidalgoCAD
• Financial info: Escrow: 1200
• HOA & community: No association

Exterior

• Parking: No garage
• Utilities: City sewer; Paved road access
• Home design: Mobile home lot (CAPRI MOBILE HOME LOT 25); Own lot
• Construction: Frame/wood construction; Other construction materials; Other foundation details; Double roof for mobile home; Shingle roof
• Exterior features: Mature trees; Deck / balcony / porch

Interior

• Kitchen: Electric water heater; No conveying appliances
• Flooring: Laminate flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Laminate countertops; Ceiling fan(s); Vertical blinds; Other interior features
• Laundry & utility: Laundry room with washer/dryer connection

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $120k.

Deal economics

• At list price, monthly cash flow is $145 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $120k).
• Cap rate 7.7% vs local median 3.4% in San Juan — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#294 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment D-.
• Pharr-San Juan-Alamo ISD (suburban): math 18% / reading 30% proficiency, ranked #740 of 826 in TX (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: John Doedyns El (math 12% / reading 22%, grade F, #3,836 of 4,322 statewide, top 91%, 442 students, 92% FRL); Audie Murphy Middle (math 13% / reading 22%, grade F, #1,507 of 1,662 statewide, top 91%, 787 students, 95% FRL); Psja North Early College H S (math 32% / reading 46%, grade F, #859 of 1,632 statewide, top 53%, 2,176 students, 88% FRL) — zoned schools average 92% FRL vs 72% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 362 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; 7,378 units permitted in Hidalgo County in 2024 (641 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Hidalgo County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: property tax is 2.7% of price.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $120,000

Questions for the listing agent

1. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.16% ✓
• Cap rate: 7.74%
• Cash-on-cash: 5.18%
• DSCR: 1.23
• GRM: 7.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -8.2%
• Equity multiple: 0.70×
• Total profit: $-10,105
• Equity at exit: $17,892

10-year hold

• IRR: 1.5%
• Equity multiple: 1.10×
• Total profit: $3,496
• Equity at exit: $10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78589

• Home prices YoY: -12.1%
• Active inventory: 362
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $1,390 high
• Mortgage (P&I): −$629
• Tax from tax record: −$274 /mo · $3,282/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$292
• Net cashflow: $145

Break-even live

Break-even rent $1,206

Max offer price $120,000

Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $30,000
• Closing costs: $3,600
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1109 Del Monte Dr San Juan, TX	3.0	2.0	989	$1,300	$1.31	43d	1	0.09mi
1709 Calle Tulipan San Juan, TX	3.0	2.0	1841	$1,750	$0.95	43d	1	0.38mi
204 E Gomez Dr San Juan, TX	3.0	1.5	1464	$1,650	$1.13	14d	1	0.42mi
103 E Segment Leonel Trevino Rd Unit C San Juan, TX	2.0	2.0	962	$1,075	$1.12	43d	1	0.47mi
418 Chula Vista Dr San Juan, TX	3.0	2.0	1382	$1,600	$1.16	43d	1	0.47mi
300 W Amy Dr Unit C San Juan, TX	2.0	2.0	958	$995	$1.04	43d	1	0.71mi
207 E Garfield St San Juan, TX	4.0	3.0	1818	$1,900	$1.05	14d	1	0.86mi
1809 N Mangrove St San Juan, TX	3.0	2.0	1392	$1,950	$1.40	19d	1	0.86mi
234 W Jaime St San Juan, TX	2.0	1.0	1012	$1,150	$1.14	23d	1	0.93mi
217 Rafael Dr Unit 4 San Juan, TX	2.0	2.0	1078	$1,100	$1.02	43d	1	0.98mi
221 Rafael Dr Unit 1 San Juan, TX	2.0	2.0	1200	$1,150	$0.96	43d	1	1.00mi
400 Rafael Dr Unit 3 San Juan, TX	2.0	2.0	969	$1,100	$1.14	21d	1	1.05mi
404 Rafael Dr Unit 4 San Juan, TX	3.0	2.0	1044	$1,270	$1.22	23d	1	1.06mi
404 Rafael Dr Unit 1 San Juan, TX	2.0	2.0	1044	$1,080	$1.03	43d	1	1.06mi
405 Rafael Dr Apt 2 San Juan, TX	3.0	2.0	1200	$1,250	$1.04	43d	1	1.07mi
203 Encino Dr San Juan, TX	3.0	2.0	969	$1,500	$1.55	23d	1	1.09mi
1106 Cooper Ln Unit 3 San Juan, TX	2.0	2.0	1000	$1,125	$1.12	43d	1	1.10mi
1225 Valle Vista St Unit 3 Alamo, TX	3.0	2.0	1050	$1,250	$1.19	43d	1	1.25mi
1309 Valle Vista St Unit 3 Alamo, TX	3.0	2.0	1050	$1,250	$1.19	43d	1	1.25mi
1305 Valle Vista St Unit 4 Alamo, TX	3.0	2.0	1050	$1,300	$1.24	43d	1	1.27mi
1225 Valle Vista St Unit 2 Alamo, TX	3.0	2.0	1040	$1,300	$1.25	43d	1	1.31mi
1203 W Jasmine Ave Alamo, TX	3.0	2.0	1588	$1,500	$0.94	21d	1	1.45mi
311 W 8th St San Juan, TX	3.0	2.0	1839	$1,390	$0.76	43d	1	1.45mi

Listing history 11 events

1. 2026-06-18
   days on market $120,000 Active 13 DOM
2. 2026-06-17
   days on market $120,000 Active 12 DOM
3. 2026-06-16
   days on market $120,000 Active 11 DOM
4. 2026-06-15
   days on market $120,000 Active 10 DOM
5. 2026-06-14
   days on market $120,000 Active 8 DOM
6. 2026-06-13
   days on market $120,000 Active 7 DOM
7. 2026-06-10
   days on market $120,000 Active 5 DOM
8. 2026-06-09
   days on market $120,000 Active 4 DOM
9. 2026-06-08
   days on market $120,000 Active 3 DOM
10. 2026-06-07
    remarks 274-char remark
11. 2026-06-07
    listed $120,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,282 · $274/mo
• Projected year-2 tax: $3,282 · $274/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,677
• − Mortgage interest: −$6,722
• − Property taxes: −$3,282
• − Insurance: −$600
• − Repairs & maintenance: −$1,334
• − Management: −$1,334
• − Depreciation: −$3,491
• Taxable loss: −$86
• Est. tax savings @ 24.0%: +$21
• After-tax cash flow: $1,762/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pharr-San Juan-Alamo ISD
• NCES district ID: 4834860
• Math proficiency: 18% ▼ -34.00%
• Reading proficiency: 30% ▼ -11.00%
• Median HH income: $33,757
• Composite: 19.63/100
• National rank: #8744
• State rank: #740 of 826 in TX

Livability — San Juan

• Score: 71/100
• State rank: #294
• US rank: #6725

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D- Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: San Juan, TX
• Population (ZIP): 39,958

Population outlook (Hidalgo County) Hauer SSP2

• Today (2025): 955,232 people
• By 2030: 1,009,774 · +5.7%
• By 2040: 1,120,332 · +17.3%
• By 2050: 1,225,036 · +28.2%
• By 2075: 1,439,189 · +50.7%
• By 2100: 1,533,429 · +60.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (97%)
• Race & ethnicity: Hispanic / Latino 97% Two or more races 43% White 3%
• Hispanic origin (detail): Mexican 94%
• Foreign-born: 26% · Canada
• Languages at home: 18% English-only · Spanish 82%

Political lean MEDSL · Hidalgo

• 2024 margin: Toss-up / Even · D 48.1% · R 51.0%
• 2008→2024 swing: -41.6pp toward R · 2008: 38.7pp · 2024: -2.9pp
• All cycles: 2024: R+2.9 2020: D+17.1 2016: D+40.5 2012: D+41.8 2008: D+38.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -32.82%
• Current HPI: 239.3829
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+4.3% since first listed

11 events — show timeline

• 2026-06-05 Listed $120,000 MCALLENMLS
• 2025-03-25 Price Changed $105,000 MCALLENMLS
• 2025-03-10 Price Changed $109,950 MCALLENMLS
• 2024-11-10 Price Changed $110,000 MCALLENMLS
• 2024-09-27 Price Changed $112,000 MCALLENMLS
• 2024-08-07 Relisted — MCALLENMLS
• 2024-08-04 Pending — MCALLENMLS
• 2024-07-26 Contingent — MCALLENMLS
• 2024-07-19 Listed $115,000 MCALLENMLS
• 2018-10-02 Sold (Public Records) — Public Records
• 2012-06-19 Sold (Public Records) — Public Records

Property tax history

+12.6%/yr

Latest (2025): $3,282 · -5.5% YoY. Source: county tax records.