7000 BLVD E Unit 45E · Guttenberg, NJ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk 7/10 · Major
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 22.0%
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +10.5/15.0
- Livability +4.1/5.0
- 1% rule +4.0/10.0
- Condition / age +4.0/5.0
- Rent growth +3.2/5.0
- Schools +2.2/10.0
- Cash flow +1.7/30.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$410,000
7000 BLVD E Unit 45E · Guttenberg, NJ 07093
2 bd · 2.0 ba · 1,337 sqft · Condo
· 113 Days on market
Garage
$307/sqft
· 7% below area
Est $440k · 7% under
$1658/mo HOA · 45% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
NICE AND RENOVATED APARTMENT 2 BEDROOM 2 BATH HARD WOOD FLOORS NORTH EAST NEW YORK AND HUDSON RIVER VIEWS, GALAXY OFFERS 24 HOUR CONCIERGE, INSIDE AND OUT SIDE POOLS, SOUNA, STEEM ROOM, PLAY ROOM, GAME ROOM, STATE OF THE ART GYM TENNIS COURTS, AND MORE GALAXY MALL OFFERS 2 RESTAURANTS, PHARMACY, GROCERY STORE, BEAUTY SALON, LIBRARY, AND MORE.
Key facts
- Hard wood floors
- State of the art gym
- Renovated apartment
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $410k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-2k ($-19k/yr) — negative.
- To cash-flow at today's rent, offer at most $182k (55.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $369k (9.9% below list).
- Recommended offer: $182k (55.6% below list) — sets the bar for cash-flow.
- Cap rate 1.7% vs local median 2.2% in Guttenberg — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 82/100 on livability (#51 in NJ, #1,253 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A; Watch: cost of living F.
- Guttenberg School District (suburban): math 10% / reading 28% proficiency, ranked #435 of 472 in NJ (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Anna L. Klein (math 10% / reading 28%, grade F, #1,030 of 1,303 statewide, top 80%, 949 students, 74% FRL) — zoned schools at 74% FRL track the district average.
- Market conditions: Rents rising (+2.7%/yr); 406 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 103d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 82% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,310 units permitted in Hudson County in 2024 (4,154 in 5+ unit buildings).
- At $3,692/mo this rent would consume 61% of the median local household income ($73k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
- Hudson County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 113 days — a 9% lower offer ($373k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 45% of rent.
- Climate carrying-cost: major wind risk, 22% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$182,181
(55.6% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 113 days. Have you received any prior offers? Is the seller open to a 56% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 1.68%
- Cash-on-cash
- -16.46%
- DSCR
- 0.27
- GRM
- 9.3
CMA / ARV
- ARV (median comp)
- $439,738
- List price
- $410,000
- Delta
- -6.76%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7004 BLVD E Unit 39F | 0.10mi | 2/2.0 | 1,337 (0%) | 0mo | $410,000 | $307 | 95 |
| 7400 RIVER Rd #113 | 0.21mi | 2/2.0 | 1,223 (-8%) | 1mo | $538,000 | $440 | 75 |
| 7000 BLVD E Unit 14F | 0.01mi | 1/1.5 (-1) | 1,069 (-20%) | 0mo | $315,000 | $295 | 67 |
| 1200 AVENUE AT PORT IMPERIAL Ph 702 | 1.28mi | 2/2.0 | 1,279 (-4%) | 0mo | $1,328,000 | $1,038 | 57 |
| 3103 CITY Pl | 1.37mi | 2/2.0 | 1,410 (+6%) | 0mo | $525,000 | $372 | 56 |
| 8100 RIVER Rd #816 | 0.65mi | 2/2.0 | 1,472 (+10%) | 1mo | $1,140,000 | $774 | 52 |
| 7855 BLVD E Unit 17i | 0.52mi | 2/2.0 | 1,542 (+15%) | 0mo | $600,000 | $389 | 51 |
| 9 AVENUE AT PORT IMPERIAL #0911 | 0.51mi | 2/2.0 | 1,541 (+15%) | 1mo | $1,600,000 | $1,038 | 50 |
| 1215 HUDSON Park #1215 | 1.37mi | 2/2.0 | 1,198 (-10%) | 0mo | $640,000 | $534 | 47 |
| 26 AVENUE AT PORT IMPERIAL #219 | 0.78mi | 2/2.0 | 1,146 (-14%) | 0mo | $735,000 | $641 | 41 |
| 1200 AVENUE AT PORT IMPERIAL #521 | 1.28mi | 2/2.0 | 1,586 (+19%) | 1mo | $955,000 | $602 | 39 |
| 24 AVENUE AT PORT IMPERIAL #215 | 0.75mi | 2/2.0 | 1,012 (-24%) | 1mo | $699,000 | $691 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.71% rent growth · sell at horizon
5-year hold
- IRR
- -48.6%
- Equity multiple
- -0.45×
- Total profit
- $-166,712
- Equity at exit
- $61,132
10-year hold
- IRR
- -94.6%
- Equity multiple
- -1.39×
- Total profit
- $-274,307
- Equity at exit
- $35,449
Cash invested: $114,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.
Active competition Active MLS
- For sale now
- 3 active · 4 under contract
- Median asking
- $435,000 ($325/sqft)
- Median days on market
- 90 d
- This list price
- 33% of active listings are priced below it
- ARV vs active asking
- +1.1% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 07093
- Home prices YoY
- -7.6%
- Rents YoY
- 2.7%
- Active inventory
- 406
- Price-to-rent
- 9.3×
Monthly cashflow live
↻
- Estimated rent
- $3,692 high interval (Pro) →
- Mortgage (P&I)
- −$2,150
- Tax est. 1.5%
- −$512 /mo · $6,150/yr
- Insurance
- −$171
- HOA
- −$1,658
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$775
- Net cashflow
- $-1,574
Break-even live
Break-even rent
$5,685
Max offer price
$182,181
Occupancy floor
—
Sensitivity live
| Price | -10% $-1,291 | -5% $-1,433 | +0% $-1,574 | +5% $-1,716 | +10% $-1,858 |
|---|---|---|---|---|---|
| Rent | -10% $-1,866 | -5% $-1,720 | +0% $-1,574 | +5% $-1,429 | +10% $-1,283 |
| Rate | -1.0pp $-1,368 | -0.5pp $-1,470 | base $-1,574 | +0.5pp $-1,681 | +1.0pp $-1,789 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $102,500
- Closing costs
- $12,300
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7000 JFK Blvd E Unit 47E Guttenberg, NJ | 2.0 | 2.0 | 1237 | $3,950 | $3.19 | 51d | 1 | 0.01mi |
| 7000 JFK Blvd E Unit 39B Guttenberg, NJ | 3.0 | 2.5 | 1798 | $4,500 | $2.50 | 101d | 1 | 0.01mi |
| 7000 JFK Blvd E Unit 29I West New York, NJ | 2.0 | 2.0 | 1337 | $4,100 | $3.07 | 32d | 1 | 0.01mi |
| 7000 JFK Blvd E Unit 42H West New York, NJ | 1.0 | 1.5 | 970 | $2,950 | $3.04 | 113d | 1 | 0.01mi |
| 7000 JFK Blvd E Apt 26E Guttenberg, NJ | 1.0 | 1.5 | 970 | $3,375 | $3.48 | 7d | 1 | 0.02mi |
| 7000 JFK Blvd E Unit 24D West New York, NJ | 2.0 | 2.0 | 1237 | $3,895 | $3.15 | 41d | 1 | 0.02mi |
| 7000 BOULEVARD Unit 45F Guttenberg, NJ | 2.0 | 2.5 | 1546 | $4,200 | $2.72 | 120d | 1 | 0.02mi |
| 7000 JFK Blvd E Unit 36F West New York, NJ | 3.0 | 2.5 | 1546 | $4,200 | $2.72 | 102d | 1 | 0.03mi |
| 7000 JFK Blvd E Unit 26K West New York, NJ | 1.0 | 1.5 | 979 | $2,900 | $2.96 | 60d | 1 | 0.03mi |
| 7000 JFK Blvd E Unit 26K West New York, NJ | 1.0 | 1.5 | 979 | $3,100 | $3.17 | 84d | 1 | 0.03mi |
| 7000 JFK Blvd E Unit 22C Guttenberg, NJ | 1.0 | 1.5 | 932 | $3,198 | $3.43 | 108d | 1 | 0.03mi |
| 7000 JFK Blvd E Unit 22C Guttenberg, NJ | 1.0 | 1.5 | 932 | $3,198 | $3.43 | 117d | 1 | 0.03mi |
| 7000 JFK Blvd E Unit 23F West New York, NJ | 1.0 | 1.0 | 875 | $2,850 | $3.26 | 120d | 1 | 0.03mi |
| 7000 JFK Blvd E Unit 22A West New York, NJ | 1.0 | 1.0 | 875 | $2,900 | $3.31 | 51d | 1 | 0.04mi |
| 6600 Boulevard E Unit 11D West New York, NJ | 2.0 | 2.0 | 1300 | $4,000 | $3.08 | 120d | 1 | 0.05mi |
| 7002 JFK Blvd E Apt 42I West New York, NJ | 1.0 | 1.5 | 941 | $3,000 | $3.19 | 106d | 1 | 0.06mi |
| 7002 JFK Blvd E Apt 19C West New York, NJ | 2.0 | 2.0 | 1237 | $3,998 | $3.23 | 117d | 1 | 0.06mi |
| 7002 JFK Blvd E Apt 6H West New York, NJ | 1.0 | 1.5 | 932 | $3,200 | $3.43 | 45d | 1 | 0.06mi |
| 7002 JFK Blvd E Apt 19C West New York, NJ | 2.0 | 2.0 | 1237 | $3,995 | $3.23 | 41d | 1 | 0.06mi |
| 7002 JFK Blvd E Apt 6H West New York, NJ | 1.0 | 1.5 | 932 | $3,200 | $3.43 | 4d | 1 | 0.06mi |
| 7002 JFK Blvd E Apt 42I West New York, NJ | 1.0 | 1.5 | 941 | $3,000 | $3.19 | 74d | 1 | 0.06mi |
| 7002 JFK Blvd E Unit 25C West New York, NJ | 1.0 | 1.5 | 932 | $3,100 | $3.33 | 31d | 1 | 0.06mi |
| 7002 JFK Blvd E Unit 14B Guttenberg, NJ | 1.0 | 1.5 | 950 | $3,150 | $3.32 | 120d | 1 | 0.06mi |
| 7002 JFK Blvd E Unit 38B Guttenberg, NJ | 3.0 | 2.5 | 1600 | $4,500 | $2.81 | 6d | 1 | 0.06mi |
| 7002 JFK Blvd E Unit 15B Guttenberg, NJ | 1.0 | 1.5 | 932 | $3,100 | $3.33 | 120d | 1 | 0.06mi |
| 7002 JFK Blvd E Unit 6C Guttenberg, NJ | 1.0 | 1.5 | 932 | $2,700 | $2.90 | 50d | 1 | 0.06mi |
| 7002 JFK Blvd E Unit 31F Guttenberg, NJ | 2.0 | 2.5 | 1600 | $4,150 | $2.59 | 108d | 1 | 0.06mi |
| 169 Price Ct West New York, NJ | 2.0 | 2.5 | 1719 | $5,700 | $3.32 | 12d | 1 | 0.10mi |
| 172 Price Ct West New York, NJ | 2.0 | 2.5 | 1719 | $5,650 | $3.29 | 10d | 1 | 0.10mi |
| 172 Price Ct West New York, NJ | 2.0 | 2.0 | 1719 | $1,850 | $1.08 | 26d | 1 | 0.10mi |
| 7004 JFK Blvd E Unit 1C West New York, NJ | 3.0 | 2.0 | 1532 | $3,995 | $2.61 | 21d | 1 | 0.10mi |
| 7004 JFK Blvd E Unit 39D West New York, NJ | 3.0 | 2.5 | 1800 | $4,500 | $2.50 | 120d | 1 | 0.10mi |
| 7602 River Rd Unit 355 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,408 | $3.18 | 36d | 1 | 0.11mi |
| 7602 River Rd Unit 02 Guttenberg, NJ | 2.0 | 2.0 | 1200 | $3,890 | $3.24 | 120d | 1 | 0.11mi |
| 7602 River Rd Unit 320 Guttenberg, NJ | 2.0 | 2.0 | 1200 | $4,500 | $3.75 | 120d | 1 | 0.11mi |
| 7602 River Rd Unit 411 Guttenberg, NJ | 1.0 | 1.0 | 900 | $3,750 | $4.17 | 120d | 1 | 0.11mi |
| 7602 River Rd Unit 03 Guttenberg, NJ | 2.0 | 2.0 | 1500 | $4,455 | $2.97 | 120d | 1 | 0.11mi |
| 7602 River Rd Unit 460 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,408 | $3.18 | 120d | 1 | 0.11mi |
| 7602 River Rd Unit 05 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,256 | $3.09 | 120d | 1 | 0.11mi |
| 7602 River Rd Unit 06 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,995 | $3.53 | 120d | 1 | 0.11mi |
Property features AI
Finance
- Other
- Pets allowedFixtures and appliances included; furniture and personal items excluded
- Financial info
- Property taxes noted (2025)
- HOA & community
- Monthly maintenance fee of $1,658 (2026)Management by GTCA (contact: 201-453-2400)Maintenance covers heat, water, gas, electric, hot water and A/CBuilding amenities: community room, elevator, exercise room/health club, jacuzzi, play area, pool, sauna, shops on premises, storage, tennis court, washer/dryer room, private rooftop
Exterior
- Parking
- Covered garage parking
- Security
- DoormanBuilding security
- Utilities
- Heat, water, gas, electric, hot water and air conditioning included in maintenance fee
- Home design
- Condominium in Galaxy TowersUnit facing east (Boulevard East address)
- Construction
- Brick constructionLead paint disclosure applicable
- Exterior features
- Brick exteriorNew York and river viewsClose to shopping, bus service, parks, and schoolsPrivate rooftop (building amenity)
Interior
- Kitchen
- One kitchenIncludes dishwasher, microwave, refrigerator, gas oven/range
- Bedrooms
- 2 bedrooms (both on level 1)
- Flooring
- Hardwood
- Bathrooms
- 2 full bathrooms (both on level 1)
- Heating & cooling
- Heat pumpWall A/C
- Interior features
- Hardwood floorsDishwasherMicrowaveRefrigeratorGas oven/range
- Laundry & utility
- Washer/dryer room available in building
HOA detail $1,658/mo · $19,896/yr condo
- Likely covers
- poolgymdoorman
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-09-23days on market $410,000 Active 113 DOM
-
2026-09-22days on market $410,000 Active 112 DOM
-
2026-09-21days on market $410,000 Active 111 DOM
-
2026-09-20days on market $410,000 Active 110 DOM
-
2026-09-19days on market $410,000 Active 109 DOM
-
2026-09-18days on market $410,000 Active 108 DOM
-
2026-09-17days on market $410,000 Active 107 DOM
-
2026-09-16days on market $410,000 Active 106 DOM
-
2026-09-15days on market $410,000 Active 105 DOM
-
2026-09-14days on market $410,000 Active 104 DOM
-
2026-09-13days on market $410,000 Active 103 DOM
-
2026-09-12days on market $410,000 Active 102 DOM
-
2026-09-11days on market $410,000 Active 101 DOM
-
2026-09-05days on market $410,000 Active 95 DOM
-
2026-09-04days on market $410,000 Active 94 DOM
-
2026-09-02days on market $410,000 Active 92 DOM
-
2026-08-31days on market $410,000 Active 90 DOM
-
2026-08-29days on market $410,000 Active 88 DOM
-
2026-08-28days on market $410,000 Active 87 DOM
-
2026-08-27days on market $410,000 Active 86 DOM
-
2026-08-26days on market $410,000 Active 85 DOM
-
2026-08-25days on market $410,000 Active 84 DOM
-
2026-08-24days on market $410,000 Active 83 DOM
-
2026-08-23days on market $410,000 Active 82 DOM
-
2026-08-22days on market $410,000 Active 81 DOM
-
2026-08-21days on market $410,000 Active 80 DOM
-
2026-08-20days on market $410,000 Active 79 DOM
-
2026-08-19days on market $410,000 Active 78 DOM
-
2026-08-18days on market $410,000 Active 77 DOM
-
2026-08-17days on market $410,000 Active 76 DOM
-
2026-08-16days on market $410,000 Active 75 DOM
-
2026-08-15days on market $410,000 Active 74 DOM
-
2026-08-14days on market $410,000 Active 73 DOM
-
2026-08-13days on market $410,000 Active 72 DOM
-
2026-08-12days on market $410,000 Active 71 DOM
-
2026-08-11days on market $410,000 Active 70 DOM
-
2026-08-10days on market $410,000 Active 69 DOM
-
2026-08-09days on market $410,000 Active 68 DOM
-
2026-08-08days on market $410,000 Active 67 DOM
-
2026-08-06days on market $410,000 Active 65 DOM
-
2026-08-05days on market $410,000 Active 64 DOM
-
2026-08-04days on market $410,000 Active 63 DOM
-
2026-08-03days on market $410,000 Active 62 DOM
-
2026-07-31days on market $410,000 Active 59 DOM
-
2026-07-30days on market $410,000 Active 58 DOM
-
2026-07-30days on market $410,000 Active 57 DOM
-
2026-07-28days on market $410,000 Active 56 DOM
-
2026-07-26days on market $410,000 Active 54 DOM
-
2026-07-24days on market $410,000 Active 52 DOM
-
2026-07-23days on market $410,000 Active 51 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Heat 7/10 Severe 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 22% chance of damaging wind over 30 yrs
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $44,309
- − Mortgage interest
- −$22,966
- − Property taxes
- −$6,150
- − Insurance
- −$2,050
- − Repairs & maintenance
- −$3,545
- − Management
- −$3,545
- − HOA
- −$19,896
- − Depreciation
- −$11,927
- Taxable loss
- −$25,770
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$6,185
- After-tax cash flow
- $-12,708/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 4 photos
80/100
Cosmetic rehab
Est. rehab $6,685–$20,055 screening
This well-maintained and recently renovated condo offers a good starting point for further updates to enhance its value.
Value-add opportunities
- Both Update appliances — Modernizing the kitchen and bathrooms can enhance both resale and rental value ↑
- Both Paint interior walls — Fresh paint can make the space feel more inviting and modern ↑
- Both Upgrade lighting fixtures — Modern lighting can improve the ambiance and increase the home's appeal ↑
- Both Install smart home technology — Smart home features can increase convenience and attract tech-savvy buyers/renters ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 22/100
Zoned Schools
Elementary
Anna L. Klein
F
NJ #1,030/1,303
Nat'l #34,564/41,679
High
North Bergen High School
F
NJ #327/399
Nat'l #12,478/17,239
Schools (NCES district)
- District
- Guttenberg School District
- NCES district ID
- 3406240
- Math proficiency
- 10% ▼ -28.00%
- Reading proficiency
- 28% ▼ -25.00%
- Median HH income
- $53,491
- Composite
- 17.35/100
- National rank
- #9079
- State rank
- #435 of 472 in NJ
A
Composite livability gradescore 82/100
Livability — Guttenberg
- Score
- 82/100
- State rank
- #51
- US rank
- #1253
Category grades
Amenities A+
Commute A+
Cost of living F
Crime A-
Employment B
Housing B+
Health & safety A
User ratings A+
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Guttenberg, NJ
- County
- Hudson County · 771,834 people
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 63,758
- Household income
- $73,174
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Hudson County) Hauer SSP2
- Today (2025)
- 771,834 people
- By 2030
- 818,028 · +6.0%
- By 2040
- 907,866 · +17.6%
- By 2050
- 994,480 · +28.8%
- By 2075
- 1,163,301 · +50.7%
- By 2100
- 1,254,703 · +62.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (75%)
- Race & ethnicity
- Hispanic / Latino 75% Two or more races 27% White 15% Asian 7% Black 2% Native American 2%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 4% Cuban 12% Dominican 15%
- Common ancestry
- Romanian 1% Scotch-Irish 1% Lithuanian 1%
- Foreign-born
- 58% · Canada, Jamaica, China
- Languages at home
- 22% English-only · Spanish 67% Other Indo-European 2% Chinese 2%
Political lean MEDSL · Hudson
- 2024 margin
- Strong D (+28.1) · D 62.6% · R 34.6% · Other 2.8%
- 2008→2024 swing
- -18.7pp toward R · 2008: 46.7pp · 2024: 28.1pp
- All cycles
- 2024: D+28.1 2020: D+46.2 2016: D+51.8 2012: D+55.7 2008: D+46.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -29.80%
- Current HPI
- 364.4128
- Rent YoY
- ▲ 2.71%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
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| Pharmaceuticals | 2 | $153B |
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| Technology | 2 | $21B |
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| Insurance | 2 | $20B |
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| Healthcare | 2 | $19B |
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| Financial Services | 1 | $70B |
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Price history
1 event — show timeline
- 2026-06-02 Listed $410,000 HCMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…