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1396 Pine Dr
C+ Composite 63.9
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.5/30.0
  • Appreciation +10.0/10.0
  • DSCR +7.6/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.8/10.0
  • Livability +3.0/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0

$146,000

1396 Pine Dr · College Park, GA 30349
3 bd · 1.0 ba · 752 sqft · SingleFamily public records · 23 Days on market
Built 1955 0.41 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Cozy step-less ranch featuring 3 bedrooms and 1 bathroom with comfortable single-level living. This charming home offers a spacious, level front yard, a private backyard perfect for relaxing or entertaining, and a convenient carport for covered parking. Ideally located near shopping, dining, and everyday conveniences, this home combines comfort, accessibility, and convenience in one inviting package.

Key facts

  • Step-less ranch
  • Level front yard
  • Private backyard

Tags

STEP-LESS RANCHSINGLE-LEVEL LIVINGLEVEL FRONT YARDPRIVATE BACKYARDCONVENIENT CARPORT

Property features AI

Finance

  • HOA & community: Community features: Other

Exterior

  • Parking: Covered parking for 1 vehicle
  • Utilities: Public water; Septic tank sewer; 110V electrical; Cable available; Phone service available; Electricity available; Water available
  • Home design: One level home; Resale property; Frame construction
  • Construction: Frame construction; Composition shingle roof; Concrete perimeter foundation
  • Exterior features: Private yard; County road frontage; Asphalt/paved road access

Interior

  • Kitchen: White cabinets; Eat-in kitchen; Laminate counters; Electric range
  • Bedrooms: Three main-level bedrooms; Primary suite on the main level
  • Flooring: Laminate flooring; Vinyl flooring
  • Bathrooms: One full bathroom; Main-level bathroom; Tub/shower combo in primary bath
  • Heating & cooling: Central heating; Central air; Programmable thermostat
  • Interior features: Insulated windows; No shared/common walls; Other interior features; Crawl space foundation access
  • Laundry & utility: Main-level laundry; 220V outlet in laundry area; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $146k.

Deal economics

  • At list price, monthly cash flow is $274 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $146k).
  • Recommended offer: $144k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.5% vs local median 3.8% in College Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#408 in GA) — a working-class tenant base; expect higher turnover. Strengths: commute A+, cost of living A+, housing A-; Watch: crime F, amenities F, employment D-.
  • Clayton County (suburban): math 11% / reading 20% proficiency, ranked #155 of 174 in GA (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Northcutt Elementary School (math 15% / reading 24%, grade F, #873 of 1,228 statewide, top 71%, 693 students, 90% FRL); North Clayton Middle School (math 12% / reading 27%, grade F, #356 of 470 statewide, top 78%, 767 students, 90% FRL); North Clayton High School (math 2% / reading 22%, grade F, #336 of 424 statewide, top 80%, 1,206 students, 90% FRL).
  • Market conditions: Rents flat; 651 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 865 units permitted in Clayton County in 2024 (448 in 5+ unit buildings).

Forward outlook

  • In year one you build about $16k of equity ($1k loan paydown + $15k appreciation (10.0% local appreciation)).
  • Clayton County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 0.9% rent growth), your $41k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($144k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wind risk, 26% chance of damaging wind over 30y; extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $143,810 (1.5% below list)

Questions for the listing agent

  1. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
8.54%
Cash-on-cash
8.03%
DSCR
1.36
GRM
7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 0.95% rent growth · sell at horizon

5-year hold
IRR
29.3%
Equity multiple
3.29×
Total profit
$93,763
Equity at exit
$131,528
10-year hold
IRR
24.9%
Equity multiple
7.27×
Total profit
$256,494
Equity at exit
$283,646

Cash invested: $40,880 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30349

Home prices YoY
4.6%
Rents YoY
0.9%
Active inventory
651
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,571 high interval (Pro) →
Mortgage (P&I)
$766
Tax from tax record
$141 /mo · $1,688/yr
Insurance
$61
HOA
$0
Vacancy / Maint / Mgmt
$330
Net cashflow
$274

Break-even live

Break-even rent $1,224
Max offer price $146,000
Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,500
Closing costs
$4,380
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5503 Riverdale Rd Atlanta, GA 2.0 1.0 868 $1,250 $1.44 43d 1 0.13mi
5420 Riverdale Rd Atlanta, GA 2.0 1.0–2.0 1075 $1,225 $1.14 5d 1 0.25mi
5751 Riverdale Rd Atlanta, GA 2.0 1.5 1110 $1,450 $1.31 24d 3 0.42mi
1507 Pine Dr Atlanta, GA 1.0–3.0 1.0–2.0 1050 $1,576 $1.50 2d 9 0.45mi
5261 Heather Ln Atlanta, GA 3.0 1.0 972 $1,350 $1.39 43d 1 0.51mi
5327 Riverwalk Dr Atlanta, GA 1.0–3.0 1.0–1.5 972 $1,380 $1.42 4d 340 0.59mi
1048 Flat Shoals Rd Atlanta, GA 1.0–3.0 1.0–2.0 996 $1,586 $1.59 1d 11 0.71mi
5922 Heatherwood Ln Riverdale, GA 3.0 2.0 1026 $1,535 $1.50 24d 1 0.72mi
5391 W Fayetteville Rd Atlanta, GA 1.0–3.0 1.0–2.0 883 $1,734 $1.96 1d 15 0.74mi
1110 Garden Walk Blvd Atlanta, GA 1.0–3.0 1.0–2.0 1016 $1,720 $1.69 2d 22 0.74mi
5890 Riverdale Rd Atlanta, GA 2.0 2.0 990 $1,269 $1.28 24d 1 0.89mi
5890 Riverdale Rd Atlanta, GA 2.0 2.0 990 $1,269 $1.28 44d 1 0.89mi
5890 Riverdale Rd Atlanta, GA 3.0 2.0 1121 $1,559 $1.39 43d 1 0.89mi
5724 Riverdale Rd Atlanta, GA 1.0–2.0 1.0–2.0 1039 $1,460 $1.40 5d 1 0.91mi
1081 Garden Walk Blvd Atlanta, GA 1.0–2.0 1.0–2.0 895 $1,502 $1.68 1d 35 0.91mi
1875 E Pleasant Hill Rd Atlanta, GA 1.0–2.0 1.0–2.0 942 $1,595 $1.69 1d 21 0.95mi
934 Garden Walk Blvd Atlanta, GA 1.0–2.0 1.0–2.0 875 $1,610 $1.84 2d 12 1.10mi
6030 Riverdale Rd Atlanta, GA 1.0–3.0 1.0–2.0 1043 $1,895 $1.82 43d 21 1.13mi
6108 Camden Forrest Cv Riverdale, GA 2.0 2.0 1040 $1,360 $1.31 24d 1 1.16mi
852 Garden Walk Blvd Atlanta, GA 1.0–2.0 1.0–2.0 835 $1,489 $1.78 43d 9 1.19mi
6115 Camden Forrest Dr Riverdale, GA 2.0 2.5 1100 $1,600 $1.45 18d 1 1.26mi
6114 Riverdale Rd Atlanta, GA 2.0 2.0 1113 $1,735 $1.56 43d 1 1.33mi
5730 N Castlegate Dr Unit A Atlanta, GA 2.0 2.5 1125 $1,395 $1.24 43d 1 1.33mi
2001 Godby Rd Atlanta, GA 1.0–3.0 1.5–2.5 1275 $1,425 $1.12 3d 5 1.35mi
746 Garden Walk Blvd Atlanta, GA 1.0–2.0 1.0–2.0 852 $1,525 $1.79 2d 9 1.36mi
5267 Joan of Arc Pl Atlanta, GA 3.0 1.0 1066 $1,743 $1.64 43d 1 1.40mi
639 Garden Walk Blvd Atlanta, GA 1.0–2.0 1.0–2.0 852 $1,500 $1.76 5d 8 1.45mi

Listing history 35 events

  1. 2026-06-18
    days on market $146,000 Active 23 DOM
  2. 2026-06-17
    days on market $146,000 Active 22 DOM
  3. 2026-06-16
    days on market $146,000 Active 21 DOM
  4. 2026-06-15
    days on market $146,000 Active 20 DOM
  5. 2026-06-13
    days on market $146,000 Active 18 DOM
  6. 2026-06-09
    days on market $146,000 Active 14 DOM
  7. 2026-06-08
    days on market $146,000 Active 13 DOM
  8. 2026-06-07
    pricedays on market $146,000 Active 12 DOM
  9. 2026-06-04
    days on market $150,000 Active 9 DOM
  10. 2026-06-03
    days on market $150,000 Active 8 DOM
  11. 2026-06-02
    days on market $150,000 Active 7 DOM
  12. 2026-06-01
    days on market $150,000 Active 6 DOM
  13. 2026-05-31
    days on market $150,000 Active 5 DOM
  14. 2026-05-26
    listed $150,000 New 403-char remark
    Show marketing remark (403 chars)

    Cozy step-less ranch featuring 3 bedrooms and 1 bathroom with comfortable single-level living. This charming home offers a spacious, level front yard, a private backyard perfect for relaxing or entertaining, and a convenient carport for covered parking. Ideally located near shopping, dining, and everyday conveniences, this home combines comfort, accessibility, and convenience in one inviting package.

  15. 2026-05-26
    listed $150,000 Active
    Show marketing remark (403 chars)

    Cozy step-less ranch featuring 3 bedrooms and 1 bathroom with comfortable single-level living. This charming home offers a spacious, level front yard, a private backyard perfect for relaxing or entertaining, and a convenient carport for covered parking. Ideally located near shopping, dining, and everyday conveniences, this home combines comfort, accessibility, and convenience in one inviting package.

  16. 2026-04-23
    soldstatus $146,700
  17. 2021-11-02
    soldstatus $109,000
  18. 2021-10-22
    soldstatus $109,000 Closed 175-char remark
    Show marketing remark (175 chars)

    Cozy three-bedroom one bathroom step-less ranch home. Notable home features include a large level front yard, private backyard, and carport. The home is near shops and dining,

  19. 2021-10-22
    soldstatus $109,000 Sold
    Show marketing remark (175 chars)

    Cozy three-bedroom one bathroom step-less ranch home. Notable home features include a large level front yard, private backyard, and carport. The home is near shops and dining,

  20. 2021-10-02
    status Pending 175-char remark
    Show marketing remark (175 chars)

    Cozy three-bedroom one bathroom step-less ranch home. Notable home features include a large level front yard, private backyard, and carport. The home is near shops and dining,

  21. 2021-09-28
    historical Active Under Contract 175-char remark
    Show marketing remark (175 chars)

    Cozy three-bedroom one bathroom step-less ranch home. Notable home features include a large level front yard, private backyard, and carport. The home is near shops and dining,

  22. 2021-09-28
    status Under Contract
    Show marketing remark (175 chars)

    Cozy three-bedroom one bathroom step-less ranch home. Notable home features include a large level front yard, private backyard, and carport. The home is near shops and dining,

  23. 2021-09-16
    status Back on Market
  24. 2021-09-08
    status Under Contract
  25. 2021-08-18
    price $109,000
    Show marketing remark (175 chars)

    Cozy three-bedroom one bathroom step-less ranch home. Notable home features include a large level front yard, private backyard, and carport. The home is near shops and dining,

  26. 2021-08-18
    price $109,000 175-char remark
    Show marketing remark (175 chars)

    Cozy three-bedroom one bathroom step-less ranch home. Notable home features include a large level front yard, private backyard, and carport. The home is near shops and dining,

  27. 2021-07-18
    status Back on Market
  28. 2021-07-17
    status Active 175-char remark
    Show marketing remark (175 chars)

    Cozy three-bedroom one bathroom step-less ranch home. Notable home features include a large level front yard, private backyard, and carport. The home is near shops and dining,

  29. 2021-06-26
    status Pending 175-char remark
    Show marketing remark (175 chars)

    Cozy three-bedroom one bathroom step-less ranch home. Notable home features include a large level front yard, private backyard, and carport. The home is near shops and dining,

  30. 2021-06-21
    status Under Contract
    Show marketing remark (175 chars)

    Cozy three-bedroom one bathroom step-less ranch home. Notable home features include a large level front yard, private backyard, and carport. The home is near shops and dining,

  31. 2021-06-21
    historical Active Under Contract 175-char remark
    Show marketing remark (175 chars)

    Cozy three-bedroom one bathroom step-less ranch home. Notable home features include a large level front yard, private backyard, and carport. The home is near shops and dining,

  32. 2021-06-16
    listed $115,000 New
  33. 2021-06-11
    listed $115,000 Active 175-char remark
    Show marketing remark (175 chars)

    Cozy three-bedroom one bathroom step-less ranch home. Notable home features include a large level front yard, private backyard, and carport. The home is near shops and dining,

  34. 2002-06-14
    soldstatus $56,000
  35. 1979-08-10
    soldstatus $12,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,688 · $141/mo
Projected year-2 tax
$1,688 · $141/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 6 d/yr ≥104°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 26% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,846
− Mortgage interest
−$8,178
− Property taxes
−$1,688
− Insurance
−$730
− Repairs & maintenance
−$1,508
− Management
−$1,508
− Depreciation
−$4,247
Taxable income
$987
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$237
After-tax cash flow
$3,046/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clayton County
NCES district ID
1301230
Math proficiency
11% ▼ -13.00%
Reading proficiency
20% ▼ -9.00%
Median HH income
$42,266
Composite
13.41/100
National rank
#9527
State rank
#155 of 174 in GA

Livability — College Park

Score
59/100
State rank
#408
US rank
#20212

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D- Housing A- Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Fulton County · 1,094,430 people
City population
10,694
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
79,872
Household income
$67,023
Rent vs Own
41.2% rent · 58.8% own
Severe rent burden
4258.0

Population outlook (Clayton County) Hauer SSP2

Today (2025)
310,777 people
By 2030
329,762 · +6.1%
By 2040
368,052 · +18.4%
By 2050
401,196 · +29.1%
By 2075
472,488 · +52.0%
By 2100
500,446 · +61.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (89%)
Race & ethnicity
Black 89% Hispanic / Latino 5% Two or more races 4% White 3%
Foreign-born
9% · Canada
Languages at home
88% English-only · Spanish 6% French/Haitian/Cajun 1%

Political lean MEDSL · Clayton

2024 margin
Solid D (+69.2) · D 84.3% · R 15.1%
2008→2024 swing
+2.8pp toward D · 2008: 66.4pp · 2024: 69.2pp
All cycles
2024: D+69.2 2020: D+70.9 2016: D+71.9 2012: D+70.1 2008: D+66.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 18.01%
Current HPI
407.99
Rent YoY
▲ 0.95%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+1100.0% since first listed
22 events — show timeline
  • 2026-05-26 Listed $150,000 FMLS
  • 2026-05-26 Listed $150,000 GAMLS
  • 2026-04-23 Sold (Public Records) $146,700 Public Records
  • 2021-11-02 Sold (Public Records) $109,000 Public Records
  • 2021-10-22 Sold (MLS) $109,000 GAMLS
  • 2021-10-22 Sold (MLS) $109,000 FMLS
  • 2021-10-02 Pending FMLS
  • 2021-09-28 Contingent FMLS
  • 2021-09-28 Pending GAMLS
  • 2021-09-16 Relisted GAMLS
  • 2021-09-08 Pending GAMLS
  • 2021-08-18 Price Changed $109,000 GAMLS
  • 2021-08-18 Price Changed $109,000 FMLS
  • 2021-07-18 Relisted GAMLS
  • 2021-07-17 Relisted FMLS
  • 2021-06-26 Pending FMLS
  • 2021-06-21 Pending GAMLS
  • 2021-06-21 Contingent FMLS
  • 2021-06-16 Listed $115,000 GAMLS
  • 2021-06-11 Listed $115,000 FMLS
  • 2002-06-14 Sold (Public Records) $56,000 Public Records
  • 1979-08-10 Sold (Public Records) $12,500 Public Records

Property tax history

+5.8%/yr

Latest (2025): $1,688 · +0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…