816 N Midland Blvd #01 · Nampa, ID
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $584 – $1,086
Heat risk 5/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 12 days/yr
- Unhealthy air days in 30 yrs
- 19 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +4.1/15.0
- Rent growth +4.1/5.0
- Livability +3.6/5.0
- Schools +2.7/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$75,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Another Price improvement! Discover comfort, efficiency, and modern style in this brand new Champion Winchester single-wide home, now available in Nampa, Idaho. Brand new 3 bedroom 1 bath home. This home offers a smart layout with fresh finishes and dependable craftsmanship. Don’t miss this opportunity! Conveniently located near shopping and restaurants. 2 parking spaces. Buyer must be approved through park management
Key facts
- Smart layout
- 2 parking spaces
- Fresh finishes
Tags
Property features AI
Finance
- Other:
- Financial info:
- HOA & community: Located in Green Acres Mobile Sub
Exterior
- Parking:
- Security:
- Utilities: City water service; Sewer connected
- Home design: Mobile/manufactured home on a rented lot; New construction (built 2025)
- Construction: Built by Champion; Other construction materials
- Exterior features: Composition roof; Paved road access; Located in a mobile home park
Interior
- Kitchen: Dishwasher; Disposal; Oven/Range (freestanding); Refrigerator; Gas range
- Bedrooms: 3 bedrooms, all on the main level (approx. sizes: Master 9 x 10; Bedroom 2 8 x 8; Bedroom 3 8 x 9)
- Flooring: Carpet; Vinyl
- Bathrooms: 1 bathroom
- Heating & cooling: Forced air heating (natural gas); No central cooling
- Interior features: Master bedroom on main level; Laminate counters
- Laundry & utility: Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath manufactured listed at $75k.
Deal economics
- At list price, monthly cash flow is $714 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $75k).
- Recommended offer: $68k (9.0% below list) — sets the bar for market timing.
- Cap rate 17.7% vs local median 3.2% in Nampa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#47 in ID) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A-; Watch: employment C-, amenities F, commute F.
- Nampa School District (suburban): math 23% / reading 41% proficiency, ranked #82 of 92 in ID (top 89%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Willow Creek Elementary (math 37% / reading 45%, grade F, #221 of 357 statewide, top 62%, 586 students, 56% FRL); Nampa Senior High School (math 14% / reading 48%, grade F, #124 of 169 statewide, top 73%, 1,482 students, 38% FRL) — zoned schools at 47% FRL track the district average.
- Market conditions: Rents rising fast (+6.4%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 3,620 units permitted in Canyon County in 2024 (196 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Canyon County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 6.4% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 111 days — a 9% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 111 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.08% ✓
- Cap rate
- 17.71%
- Cash-on-cash
- 40.79%
- DSCR
- 2.82
- GRM
- 4.0
CMA / ARV
- ARV (on-the-fly)
- $69,776
- Comps found
- 9
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 816 N Midland Blvd #2 #2 | 0.05mi | 2/1.0 (-1) | 728 (-7%) | 7mo | $79,999 | $110 | 75 |
| 1320 W Flamingo #23 | 0.52mi | 2/1.0 (-1) | 728 (-7%) | 1mo | $60,000 | $82 | 58 |
| 1401 N Midland Blvd #26 | 0.34mi | 2/1.0 (-1) | 728 (-7%) | 16mo | $65,000 | $89 | 54 |
| 1410 W Flamingo Ave Trlr 12 | 0.65mi | 2/1.0 (-1) | 768 (-2%) | 15mo | $49,990 | $65 | 49 |
| 571 Caldwell Blvd #17 | 0.34mi | 2/1.0 (-1) | 672 (-14%) | 9mo | $40,000 | $60 | 48 |
| 1715 W Flamingo Ave Trlr13 Ave | 0.59mi | 2/1.0 (-1) | 840 (+7%) | 14mo | $88,500 | $105 | 44 |
| 1410 W Flamingo #21 | 0.65mi | 2/1.0 (-1) | 732 (-7%) | 12mo | $54,900 | $75 | 43 |
| 1715 W Flamingo Ave #70 | 0.59mi | 2/1.5 (-1) | 840 (+7%) | 15mo | $87,800 | $105 | 41 |
| 1410 W Flamingo #129 | 0.65mi | 2/1.0 (-1) | 728 (-7%) | 16mo | $68,000 | $93 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.41% rent growth · sell at horizon
- IRR
- 41.1%
- Equity multiple
- 2.85×
- Total profit
- $38,870
- Equity at exit
- $11,183
- IRR
- 48.9%
- Equity multiple
- 6.56×
- Total profit
- $116,848
- Equity at exit
- $6,485
Cash invested: $21,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83651
- Home prices YoY
- -28.3%
- Rents YoY
- 6.4%
- Active inventory
- 319
- Price-to-rent
- 4.0×
Monthly cashflow live
- Estimated rent
- $1,560 high interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax est. 1.5%
- −$94 /mo · $1,125/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$328
- Net cashflow
- $714
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,750
- Closing costs
- $2,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1013 W Willow Ave Nampa, ID | 3.0 | 1.0 | 900 | $1,500 | $1.67 | 14d | 1 | 0.22mi |
| 450 W Orchard Ave Nampa, ID | 1.0–3.0 | 1.0–2.0 | 1129 | $1,699 | $1.50 | 3d | 11 | 0.35mi |
| 1490 W Bonneville Cir Nampa, ID | 2.0 | 1.5 | 970 | $1,350 | $1.39 | 23d | 1 | 0.42mi |
| 1435 W Bonneville Cir Unit 1470-103 Nampa, ID | 2.0 | 1.5 | 970 | $1,350 | $1.39 | 3d | 1 | 0.45mi |
| 151 N Midland Blvd Unit 103 Nampa, ID | 2.0 | 2.0 | 930 | $1,325 | $1.42 | 23d | 1 | 0.49mi |
| 151 N Midland Blvd Unit 101 Nampa, ID | 2.0 | 2.0 | 930 | $1,325 | $1.42 | 14d | 1 | 0.49mi |
| 617 Purple Sage Dr Nampa, ID | 3.0 | 2.0 | 1104 | $1,795 | $1.63 | 23d | 1 | 0.61mi |
| 1805 W Bella Ln Nampa, ID | 2.0 | 2.0 | 965 | $1,395 | $1.45 | 21d | 1 | 0.67mi |
| 1825 W Bella Ln Nampa, ID | 2.0 | 2.0 | 880 | $1,395 | $1.59 | 23d | 1 | 0.68mi |
| 1275 Caldwell Blvd Nampa, ID | 1.0–3.0 | 1.0–2.0 | 921 | $1,900 | $2.06 | 23d | 1 | 0.68mi |
| 1865 W Bella Ln Nampa, ID | 2.0 | 2.0 | 880 | $1,395 | $1.59 | 23d | 1 | 0.70mi |
| 1860 W Bella Ln Nampa, ID | 2.0 | 2.0 | 880 | $1,395 | $1.59 | 14d | 1 | 0.71mi |
| 1925 W Bella Ln Nampa, ID | 2.0 | 2.0 | 965 | $1,395 | $1.45 | 23d | 1 | 0.72mi |
| 1920 W Bella Ln Nampa, ID | 2.0 | 2.0 | 880 | $1,395 | $1.59 | 23d | 1 | 0.74mi |
| 16060 N Merchant Way Nampa, ID | 2.0–3.0 | 2.0 | 1115 | $1,695 | $1.52 | 3d | 1 | 0.98mi |
| 211 N Gateway St Nampa, ID | 2.0 | 1.0 | 900 | $1,444 | $1.60 | 3d | 1 | 1.12mi |
| 9848 W Sand Hill Dr Nampa, ID | 1.0–3.0 | 1.0–2.0 | 1008 | $1,650 | $1.64 | 23d | 1 | 1.13mi |
| 11199 W Brassy Cove Loop Nampa, ID | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 23d | 1 | 1.14mi |
| 11179 W Brassy Cove Loop Nampa, ID | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 3d | 1 | 1.14mi |
| 11188 W Brassy Cove Loop Nampa, ID | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 23d | 1 | 1.15mi |
| 11004 W Brassy Cove Loop Nampa, ID | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 21d | 1 | 1.16mi |
| 11010 W Brassy Cove Loop Nampa, ID | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 23d | 1 | 1.17mi |
| 11160 W Brassy Cove Loop Nampa, ID | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 23d | 1 | 1.19mi |
| 11028 W Brassy Cove Loop Nampa, ID | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 23d | 1 | 1.19mi |
| 11039 W Brassy Cove Loop Nampa, ID | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 10d | 1 | 1.21mi |
| 11034 W Brassy Cove Loop Nampa, ID | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 19d | 1 | 1.21mi |
| 11159 W Brassy Cove Loop Nampa, ID | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 23d | 1 | 1.21mi |
| 15690 N Knightgate Ln Nampa, ID | 2.0–3.0 | 2.0–3.0 | 1239 | $1,825 | $1.47 | 3d | 3 | 1.21mi |
| 15550 N Kodee Way Nampa, ID | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 14d | 1 | 1.21mi |
| 11130 W Ashburn Ln Nampa, ID | 2.0 | 2.0 | 1106 | $1,650 | $1.49 | 14d | 2 | 1.24mi |
| 2410 W Vanderbilt Ln Nampa, ID | 1.0–3.0 | 1.0–2.0 | 1029 | $2,425 | $2.36 | 2d | 30 | 1.25mi |
| 11144 W Brassy Cove Loop Nampa, ID | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 2d | 1 | 1.26mi |
| 11139 W Brassy Cove Loop Unit 201 Nampa, ID | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 21d | 1 | 1.29mi |
| 11139 W Brassy Cove Loop Nampa, ID | 2.0 | 2.0 | 945 | $1,395 | $1.48 | 14d | 1 | 1.29mi |
| 11082 W Brassy Cove Loop Nampa, ID | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 10d | 1 | 1.29mi |
| 11132 W Brassy Cove Loop Nampa, ID | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 3d | 1 | 1.30mi |
| 11106 W Brassy Cove Loop Nampa, ID | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 2d | 1 | 1.30mi |
| 11215 W Ashburn Ln Nampa, ID | 2.0–3.0 | 2.0–3.0 | 1176 | $1,825 | $1.55 | 2d | 2 | 1.31mi |
| 11103 W Brassy Cove Loop Nampa, ID | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 2d | 1 | 1.33mi |
| 603 2nd St S Unit 1460933P Nampa, ID | 2.0 | 1.0 | 990 | $3,117 | $3.15 | 14d | 1 | 1.47mi |
Listing history 16 events
-
2026-06-18days on market $75,000 Active 111 DOM
-
2026-06-17days on market $75,000 Active 110 DOM
-
2026-06-16days on market $75,000 Active 109 DOM
-
2026-06-15days on market $75,000 Active 108 DOM
-
2026-06-13pricedays on market $75,000 Active 106 DOM
-
2026-06-10days on market $85,000 Active 103 DOM
-
2026-06-09days on market $85,000 Active 102 DOM
-
2026-06-08days on market $85,000 Active 101 DOM
-
2026-06-07remarks 422-char remark
-
2026-06-07pricedays on market $85,000 Active 100 DOM
-
2026-06-03days on market $90,000 Active 96 DOM
-
2026-06-03days on market $90,000 Active 95 DOM
-
2026-06-01days on market $90,000 Active 94 DOM
-
2026-05-31days on market $90,000 Active 93 DOM
-
2026-05-01price $90,000
-
2026-02-27$95,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥99°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 12 unhealthy d/yr today · 19 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,716
- − Mortgage interest
- −$4,201
- − Property taxes
- −$1,125
- − Insurance
- −$375
- − Repairs & maintenance
- −$1,497
- − Management
- −$1,497
- − Depreciation
- −$2,182
- Taxable income
- $7,839
- Est. tax owed @ 24.0%
- −$1,881
- After-tax cash flow
- $6,685/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Nampa School District
- NCES district ID
- 1602340
- Math proficiency
- 23% ▼ -13.00%
- Reading proficiency
- 41% ▼ -9.00%
- Median HH income
- $43,576
- Composite
- 27.18/100
- National rank
- #7022
- State rank
- #82 of 92 in ID
Livability — Nampa
- Score
- 72/100
- State rank
- #47
- US rank
- #6250
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Nampa, ID
- County
- Canyon County · 235,358 people
- City population
- 142,249
- Metro
- Boise City, ID
- Population (ZIP)
- 38,121
- Household income
- $69,914
- Rent vs Own
- Severe rent burden
- 723.0
Population outlook (Canyon County) Hauer SSP2
- Today (2025)
- 248,853 people
- By 2030
- 269,596 · +8.3%
- By 2040
- 311,081 · +25.0%
- By 2050
- 350,809 · +41.0%
- By 2075
- 441,884 · +77.6%
- By 2100
- 505,641 · +103.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (70%)
- Race & ethnicity
- White 70% Hispanic / Latino 24% Two or more races 11%
- Hispanic origin (detail)
- Mexican 20%
- Common ancestry
- Portuguese 3% Slovak 2% Lithuanian 2%
- Foreign-born
- 8% · Canada, Vietnam
- Languages at home
- 81% English-only · Spanish 16% German/W. Germanic 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Canyon
- 2024 margin
- Solid R (+46.6) · D 25.4% · R 72.0% · Other 2.5%
- 2008→2024 swing
- -11.4pp toward R · 2008: -35.2pp · 2024: -46.6pp
- All cycles
- 2024: R+46.6 2020: R+39.7 2016: R+41.8 2012: R+37.1 2008: R+35.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -132.40%
- Current HPI
- 335.6717
- Rent YoY
- ▲ 6.41%
- Metro
- Boise City, ID
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
|
||
| Technology | 1 | $25B |
|
||
| Food / Agriculture | 1 | $6B |
|
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Price history
-5.3% since first listed2 events — show timeline
- 2026-05-01 Price Changed $90,000 IMLS
- 2026-02-27 Listed $95,000 IMLS
Property tax history
-27.5%/yrLatest (2019): $39 · -46.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…