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816 N Midland Blvd #01
B- Composite 67.05
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +4.1/15.0
  • Rent growth +4.1/5.0
  • Livability +3.6/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$75,000

816 N Midland Blvd #01 · Nampa, ID 83651
3 bd · 1.0 ba · 784 sqft · Manufactured public records · 111 Days on market
Built 2025 Est $70k · 7% over ↓ 5% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Another Price improvement! Discover comfort, efficiency, and modern style in this brand new Champion Winchester single-wide home, now available in Nampa, Idaho. Brand new 3 bedroom 1 bath home. This home offers a smart layout with fresh finishes and dependable craftsmanship. Don’t miss this opportunity! Conveniently located near shopping and restaurants. 2 parking spaces. Buyer must be approved through park management

Key facts

  • Smart layout
  • 2 parking spaces
  • Fresh finishes

Tags

SMART LAYOUTFRESH FINISHESDEPENDABLE CRAFTSMANSHIP2 PARKING SPACES

Property features AI

Finance

  • Other:
  • Financial info:
  • HOA & community: Located in Green Acres Mobile Sub

Exterior

  • Parking:
  • Security:
  • Utilities: City water service; Sewer connected
  • Home design: Mobile/manufactured home on a rented lot; New construction (built 2025)
  • Construction: Built by Champion; Other construction materials
  • Exterior features: Composition roof; Paved road access; Located in a mobile home park

Interior

  • Kitchen: Dishwasher; Disposal; Oven/Range (freestanding); Refrigerator; Gas range
  • Bedrooms: 3 bedrooms, all on the main level (approx. sizes: Master 9 x 10; Bedroom 2 8 x 8; Bedroom 3 8 x 9)
  • Flooring: Carpet; Vinyl
  • Bathrooms: 1 bathroom
  • Heating & cooling: Forced air heating (natural gas); No central cooling
  • Interior features: Master bedroom on main level; Laminate counters
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath manufactured listed at $75k.

Deal economics

  • At list price, monthly cash flow is $714 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $75k).
  • Recommended offer: $68k (9.0% below list) — sets the bar for market timing.
  • Cap rate 17.7% vs local median 3.2% in Nampa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#47 in ID) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A-; Watch: employment C-, amenities F, commute F.
  • Nampa School District (suburban): math 23% / reading 41% proficiency, ranked #82 of 92 in ID (top 89%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Willow Creek Elementary (math 37% / reading 45%, grade F, #221 of 357 statewide, top 62%, 586 students, 56% FRL); Nampa Senior High School (math 14% / reading 48%, grade F, #124 of 169 statewide, top 73%, 1,482 students, 38% FRL) — zoned schools at 47% FRL track the district average.
  • Market conditions: Rents rising fast (+6.4%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 3,620 units permitted in Canyon County in 2024 (196 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Canyon County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 6.4% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 111 days — a 9% lower offer ($68k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $68,250 (9.0% below list)

Questions for the listing agent

  1. It's been on market 111 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.08%
Cap rate
17.71%
Cash-on-cash
40.79%
DSCR
2.82
GRM
4.0

CMA / ARV

ARV (on-the-fly)
$69,776
Comps found
9
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
816 N Midland Blvd #2 #2 0.05mi 2/1.0 (-1) 728 (-7%) 7mo $79,999 $110 75
1320 W Flamingo #23 0.52mi 2/1.0 (-1) 728 (-7%) 1mo $60,000 $82 58
1401 N Midland Blvd #26 0.34mi 2/1.0 (-1) 728 (-7%) 16mo $65,000 $89 54
1410 W Flamingo Ave Trlr 12 0.65mi 2/1.0 (-1) 768 (-2%) 15mo $49,990 $65 49
571 Caldwell Blvd #17 0.34mi 2/1.0 (-1) 672 (-14%) 9mo $40,000 $60 48
1715 W Flamingo Ave Trlr13 Ave 0.59mi 2/1.0 (-1) 840 (+7%) 14mo $88,500 $105 44
1410 W Flamingo #21 0.65mi 2/1.0 (-1) 732 (-7%) 12mo $54,900 $75 43
1715 W Flamingo Ave #70 0.59mi 2/1.5 (-1) 840 (+7%) 15mo $87,800 $105 41
1410 W Flamingo #129 0.65mi 2/1.0 (-1) 728 (-7%) 16mo $68,000 $93 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.41% rent growth · sell at horizon

5-year hold
IRR
41.1%
Equity multiple
2.85×
Total profit
$38,870
Equity at exit
$11,183
10-year hold
IRR
48.9%
Equity multiple
6.56×
Total profit
$116,848
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83651

Home prices YoY
-28.3%
Rents YoY
6.4%
Active inventory
319
Price-to-rent
4.0×

Monthly cashflow live

Estimated rent
$1,560 high interval (Pro) →
Mortgage (P&I)
$393
Tax est. 1.5%
$94 /mo · $1,125/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$328
Net cashflow
$714

Break-even live

Break-even rent $656
Max offer price $75,000
Occupancy floor 49%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1013 W Willow Ave Nampa, ID 3.0 1.0 900 $1,500 $1.67 14d 1 0.22mi
450 W Orchard Ave Nampa, ID 1.0–3.0 1.0–2.0 1129 $1,699 $1.50 3d 11 0.35mi
1490 W Bonneville Cir Nampa, ID 2.0 1.5 970 $1,350 $1.39 23d 1 0.42mi
1435 W Bonneville Cir Unit 1470-103 Nampa, ID 2.0 1.5 970 $1,350 $1.39 3d 1 0.45mi
151 N Midland Blvd Unit 103 Nampa, ID 2.0 2.0 930 $1,325 $1.42 23d 1 0.49mi
151 N Midland Blvd Unit 101 Nampa, ID 2.0 2.0 930 $1,325 $1.42 14d 1 0.49mi
617 Purple Sage Dr Nampa, ID 3.0 2.0 1104 $1,795 $1.63 23d 1 0.61mi
1805 W Bella Ln Nampa, ID 2.0 2.0 965 $1,395 $1.45 21d 1 0.67mi
1825 W Bella Ln Nampa, ID 2.0 2.0 880 $1,395 $1.59 23d 1 0.68mi
1275 Caldwell Blvd Nampa, ID 1.0–3.0 1.0–2.0 921 $1,900 $2.06 23d 1 0.68mi
1865 W Bella Ln Nampa, ID 2.0 2.0 880 $1,395 $1.59 23d 1 0.70mi
1860 W Bella Ln Nampa, ID 2.0 2.0 880 $1,395 $1.59 14d 1 0.71mi
1925 W Bella Ln Nampa, ID 2.0 2.0 965 $1,395 $1.45 23d 1 0.72mi
1920 W Bella Ln Nampa, ID 2.0 2.0 880 $1,395 $1.59 23d 1 0.74mi
16060 N Merchant Way Nampa, ID 2.0–3.0 2.0 1115 $1,695 $1.52 3d 1 0.98mi
211 N Gateway St Nampa, ID 2.0 1.0 900 $1,444 $1.60 3d 1 1.12mi
9848 W Sand Hill Dr Nampa, ID 1.0–3.0 1.0–2.0 1008 $1,650 $1.64 23d 1 1.13mi
11199 W Brassy Cove Loop Nampa, ID 2.0 2.0 900 $1,395 $1.55 23d 1 1.14mi
11179 W Brassy Cove Loop Nampa, ID 2.0 2.0 900 $1,395 $1.55 3d 1 1.14mi
11188 W Brassy Cove Loop Nampa, ID 2.0 2.0 900 $1,395 $1.55 23d 1 1.15mi
11004 W Brassy Cove Loop Nampa, ID 2.0 2.0 900 $1,395 $1.55 21d 1 1.16mi
11010 W Brassy Cove Loop Nampa, ID 2.0 2.0 900 $1,395 $1.55 23d 1 1.17mi
11160 W Brassy Cove Loop Nampa, ID 2.0 2.0 900 $1,395 $1.55 23d 1 1.19mi
11028 W Brassy Cove Loop Nampa, ID 2.0 2.0 900 $1,395 $1.55 23d 1 1.19mi
11039 W Brassy Cove Loop Nampa, ID 2.0 2.0 900 $1,395 $1.55 10d 1 1.21mi
11034 W Brassy Cove Loop Nampa, ID 2.0 2.0 900 $1,395 $1.55 19d 1 1.21mi
11159 W Brassy Cove Loop Nampa, ID 2.0 2.0 900 $1,395 $1.55 23d 1 1.21mi
15690 N Knightgate Ln Nampa, ID 2.0–3.0 2.0–3.0 1239 $1,825 $1.47 3d 3 1.21mi
15550 N Kodee Way Nampa, ID 2.0 2.0 900 $1,395 $1.55 14d 1 1.21mi
11130 W Ashburn Ln Nampa, ID 2.0 2.0 1106 $1,650 $1.49 14d 2 1.24mi
2410 W Vanderbilt Ln Nampa, ID 1.0–3.0 1.0–2.0 1029 $2,425 $2.36 2d 30 1.25mi
11144 W Brassy Cove Loop Nampa, ID 2.0 2.0 900 $1,395 $1.55 2d 1 1.26mi
11139 W Brassy Cove Loop Unit 201 Nampa, ID 2.0 2.0 900 $1,395 $1.55 21d 1 1.29mi
11139 W Brassy Cove Loop Nampa, ID 2.0 2.0 945 $1,395 $1.48 14d 1 1.29mi
11082 W Brassy Cove Loop Nampa, ID 2.0 2.0 900 $1,395 $1.55 10d 1 1.29mi
11132 W Brassy Cove Loop Nampa, ID 2.0 2.0 900 $1,395 $1.55 3d 1 1.30mi
11106 W Brassy Cove Loop Nampa, ID 2.0 2.0 900 $1,395 $1.55 2d 1 1.30mi
11215 W Ashburn Ln Nampa, ID 2.0–3.0 2.0–3.0 1176 $1,825 $1.55 2d 2 1.31mi
11103 W Brassy Cove Loop Nampa, ID 2.0 2.0 900 $1,395 $1.55 2d 1 1.33mi
603 2nd St S Unit 1460933P Nampa, ID 2.0 1.0 990 $3,117 $3.15 14d 1 1.47mi

Listing history 16 events

  1. 2026-06-18
    days on market $75,000 Active 111 DOM
  2. 2026-06-17
    days on market $75,000 Active 110 DOM
  3. 2026-06-16
    days on market $75,000 Active 109 DOM
  4. 2026-06-15
    days on market $75,000 Active 108 DOM
  5. 2026-06-13
    pricedays on market $75,000 Active 106 DOM
  6. 2026-06-10
    days on market $85,000 Active 103 DOM
  7. 2026-06-09
    days on market $85,000 Active 102 DOM
  8. 2026-06-08
    days on market $85,000 Active 101 DOM
  9. 2026-06-07
    remarks 422-char remark
  10. 2026-06-07
    pricedays on market $85,000 Active 100 DOM
  11. 2026-06-03
    days on market $90,000 Active 96 DOM
  12. 2026-06-03
    days on market $90,000 Active 95 DOM
  13. 2026-06-01
    days on market $90,000 Active 94 DOM
  14. 2026-05-31
    days on market $90,000 Active 93 DOM
  15. 2026-05-01
    price $90,000
  16. 2026-02-27
    listed $95,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 12 unhealthy d/yr today · 19 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,716
− Mortgage interest
−$4,201
− Property taxes
−$1,125
− Insurance
−$375
− Repairs & maintenance
−$1,497
− Management
−$1,497
− Depreciation
−$2,182
Taxable income
$7,839
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,881
After-tax cash flow
$6,685/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Nampa School District
NCES district ID
1602340
Math proficiency
23% ▼ -13.00%
Reading proficiency
41% ▼ -9.00%
Median HH income
$43,576
Composite
27.18/100
National rank
#7022
State rank
#82 of 92 in ID

Livability — Nampa

Score
72/100
State rank
#47
US rank
#6250

Category grades

Amenities F Commute F Cost of living A- Crime B- Employment C- Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Nampa, ID
County
Canyon County · 235,358 people
City population
142,249
Metro
Boise City, ID
Population (ZIP)
38,121
Household income
$69,914
Rent vs Own
27.4% rent · 72.6% own
Severe rent burden
723.0

Population outlook (Canyon County) Hauer SSP2

Today (2025)
248,853 people
By 2030
269,596 · +8.3%
By 2040
311,081 · +25.0%
By 2050
350,809 · +41.0%
By 2075
441,884 · +77.6%
By 2100
505,641 · +103.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (70%)
Race & ethnicity
White 70% Hispanic / Latino 24% Two or more races 11%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Portuguese 3% Slovak 2% Lithuanian 2%
Foreign-born
8% · Canada, Vietnam
Languages at home
81% English-only · Spanish 16% German/W. Germanic 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Canyon

2024 margin
Solid R (+46.6) · D 25.4% · R 72.0% · Other 2.5%
2008→2024 swing
-11.4pp toward R · 2008: -35.2pp · 2024: -46.6pp
All cycles
2024: R+46.6 2020: R+39.7 2016: R+41.8 2012: R+37.1 2008: R+35.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -132.40%
Current HPI
335.6717
Rent YoY
▲ 6.41%
Metro
Boise City, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

-5.3% since first listed
2 events — show timeline
  • 2026-05-01 Price Changed $90,000 IMLS
  • 2026-02-27 Listed $95,000 IMLS

Property tax history

-27.5%/yr

Latest (2019): $39 · -46.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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