6113 Ayrin Rooke Ln · Blackshear, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.1/30.0
- ARV discount +7.5/15.0
- DSCR +6.0/10.0
- 1% rule +4.3/10.0
- Schools +4.3/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$125,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Home with good bones and sits on 3.23 acres at the end of the road. It has Pecan Trees, Amaryllis Plants, and Fruit Trees. It has a tankless hot water heater. It is a fixer upper but plenty of room to build another home if you like. You can have a workshop, mancave, she shed, office or a garden. Wild turkeys and deer have been seen in the yard. Most of the property is fenced.
Key facts
- Amaryllis plants
- Pecan trees
- Fruit tree
Tags
Property features AI
Finance
- Other: Approximately 3.23 acres (unimproved dirt road frontage)
Exterior
- Parking: Two-space carport
- Utilities: Propane service; Private well water
- Home design: Single-story home; Residential single zoning
- Construction: Asphalt roof
- Exterior features: Covered patio/porch; Deck
Interior
- Kitchen: Refrigerator included
- Flooring: Carpet flooring; Wood flooring
- Bathrooms: Two full bathrooms
- Interior features: One fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $125k.
Deal economics
- At list price, monthly cash flow is $134 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $116k (7.1% below list).
- Recommended offer: $116k (7.1% below list) — sets the bar for 1% rule.
- Cap rate 7.6% vs local median 2.9% in Blackshear — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#154 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, crime A, housing B+; Watch: schools C-, health & safety C-, amenities F.
- Pierce County (rural): math 52% / reading 51% proficiency, ranked #15 of 174 in GA (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 122 active listings in the ZIP; 88 units permitted in Pierce County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 16 days — a 2% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 7.58%
- Cash-on-cash
- 4.59%
- DSCR
- 1.20
- GRM
- 9.0
CMA / ARV
- ARV (on-the-fly)
- $466,560
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6162 Ayrin Brooke Ln | 0.23mi | 3/2.0 | 2,055 (+7%) | 10mo | $197,500 | $96 | 70 |
| 3002 Sun Creek Ln | 0.67mi | 4/2.0 (+1) | 1,874 (-2%) | 11mo | $455,000 | $243 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -9.2%
- Equity multiple
- 0.66×
- Total profit
- $-11,767
- Equity at exit
- $18,638
- IRR
- 0.2%
- Equity multiple
- 1.02×
- Total profit
- $596
- Equity at exit
- $10,808
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31516
- Home prices YoY
- -9.1%
- Active inventory
- 122
- Price-to-rent
- 9.0×
Monthly cashflow live
- Estimated rent
- $1,161 medium interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax from tax record
- −$76 /mo · $907/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$244
- Net cashflow
- $134
Break-even live
Sensitivity live
| Price | -10% $205 | -5% $169 | +0% $134 | +5% $98 | +10% $63 |
|---|---|---|---|---|---|
| Rent | -10% $42 | -5% $88 | +0% $134 | +5% $180 | +10% $225 |
| Rate | -1.0pp $197 | -0.5pp $166 | base $134 | +0.5pp $101 | +1.0pp $68 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 7 events
-
2026-06-03status $125,000 Pending 16 DOM
-
2026-06-02days on market $125,000 Active 16 DOM
-
2026-06-01days on market $125,000 Active 15 DOM
-
2026-05-31days on market $125,000 Active 14 DOM
-
2026-05-31days on market $125,000 Active 13 DOM
-
2026-05-21price $125,000
-
2026-05-02$185,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $907 · $76/mo
- Projected year-2 tax
- $1,150 · $96/mo
- Expected delta
- +$243/yr (+$20/mo · 26.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 8/10 Severe 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,929
- − Mortgage interest
- −$7,002
- − Property taxes
- −$907
- − Insurance
- −$625
- − Repairs & maintenance
- −$1,114
- − Management
- −$1,114
- − Depreciation
- −$3,636
- Taxable loss
- −$470
- Est. tax savings @ 24.0%
- +$113
- After-tax cash flow
- $1,718/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pierce County
- NCES district ID
- 1304140
- Math proficiency
- 52% ▼ -12.00%
- Reading proficiency
- 51% ▼ -7.00%
- Median HH income
- $39,523
- Composite
- 43.04/100
- National rank
- #3097
- State rank
- #15 of 174 in GA
Livability — Blackshear
- Score
- 68/100
- State rank
- #154
- US rank
- #9915
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 15,465
- Population (ZIP)
- 15,465
Population outlook (Pierce County) Hauer SSP2
- Today (2025)
- 19,690 people
- By 2030
- 19,886 · +1.0%
- By 2040
- 20,140 · +2.3%
- By 2050
- 20,113 · +2.1%
- By 2075
- 19,166 · -2.7%
- By 2100
- 16,296 · -17.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Black 8% Hispanic / Latino 6% Two or more races 5%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Slovak 3% Italian 1% Serbian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 96% English-only · Spanish 4%
Political lean MEDSL · Pierce
- 2024 margin
- Solid R (+77.5) · D 11.2% · R 88.7%
- 2008→2024 swing
- -15.0pp toward R · 2008: -62.5pp · 2024: -77.5pp
- All cycles
- 2024: R+77.5 2020: R+75.1 2016: R+74.0 2012: R+66.4 2008: R+62.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -26.01%
- Current HPI
- 259.8612
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
-32.4% since first listed2 events — show timeline
- 2026-05-21 Price Changed $125,000 GIAR
- 2026-05-02 Listed $185,000 GIAR
Property tax history
-0.6%/yrLatest (2025): $907 · +4.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…