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6113 Ayrin Rooke Ln
D+ Composite 49.68
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.1/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.0/10.0
  • 1% rule +4.3/10.0
  • Schools +4.3/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$125,000

6113 Ayrin Rooke Ln · Blackshear, GA 31516
3 bd · 2.0 ba · 1,920 sqft · SingleFamily public records · 16 Days on market
Built 1988 3.23 ac lot ↓ 32% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Home with good bones and sits on 3.23 acres at the end of the road. It has Pecan Trees, Amaryllis Plants, and Fruit Trees. It has a tankless hot water heater. It is a fixer upper but plenty of room to build another home if you like. You can have a workshop, mancave, she shed, office or a garden. Wild turkeys and deer have been seen in the yard. Most of the property is fenced.

Key facts

  • Amaryllis plants
  • Pecan trees
  • Fruit tree

Tags

3.23 ACRESPECAN TREESAMARYLLIS PLANTSFRUIT TREEROOM TO BUILD ANOTHER HOME

Property features AI

Finance

  • Other: Approximately 3.23 acres (unimproved dirt road frontage)

Exterior

  • Parking: Two-space carport
  • Utilities: Propane service; Private well water
  • Home design: Single-story home; Residential single zoning
  • Construction: Asphalt roof
  • Exterior features: Covered patio/porch; Deck

Interior

  • Kitchen: Refrigerator included
  • Flooring: Carpet flooring; Wood flooring
  • Bathrooms: Two full bathrooms
  • Interior features: One fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $125k.

Deal economics

  • At list price, monthly cash flow is $134 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $116k (7.1% below list).
  • Recommended offer: $116k (7.1% below list) — sets the bar for 1% rule.
  • Cap rate 7.6% vs local median 2.9% in Blackshear — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#154 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, crime A, housing B+; Watch: schools C-, health & safety C-, amenities F.
  • Pierce County (rural): math 52% / reading 51% proficiency, ranked #15 of 174 in GA (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 122 active listings in the ZIP; 88 units permitted in Pierce County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($123k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $116,071 (7.1% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
7.58%
Cash-on-cash
4.59%
DSCR
1.20
GRM
9.0

CMA / ARV

ARV (on-the-fly)
$466,560
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6162 Ayrin Brooke Ln 0.23mi 3/2.0 2,055 (+7%) 10mo $197,500 $96 70
3002 Sun Creek Ln 0.67mi 4/2.0 (+1) 1,874 (-2%) 11mo $455,000 $243 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-9.2%
Equity multiple
0.66×
Total profit
$-11,767
Equity at exit
$18,638
10-year hold
IRR
0.2%
Equity multiple
1.02×
Total profit
$596
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31516

Home prices YoY
-9.1%
Active inventory
122
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,161 medium interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$76 /mo · $907/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$244
Net cashflow
$134

Break-even live

Break-even rent $991
Max offer price $125,000
Occupancy floor 83%

Sensitivity live

Price -10% $205 -5% $169 +0% $134 +5% $98 +10% $63
Rent -10% $42 -5% $88 +0% $134 +5% $180 +10% $225
Rate -1.0pp $197 -0.5pp $166 base $134 +0.5pp $101 +1.0pp $68

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 7 events

  1. 2026-06-03
    status $125,000 Pending 16 DOM
  2. 2026-06-02
    days on market $125,000 Active 16 DOM
  3. 2026-06-01
    days on market $125,000 Active 15 DOM
  4. 2026-05-31
    days on market $125,000 Active 14 DOM
  5. 2026-05-31
    days on market $125,000 Active 13 DOM
  6. 2026-05-21
    price $125,000
  7. 2026-05-02
    listed $185,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$907 · $76/mo
Projected year-2 tax
$1,150 · $96/mo
Expected delta
+$243/yr (+$20/mo · 26.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,929
− Mortgage interest
−$7,002
− Property taxes
−$907
− Insurance
−$625
− Repairs & maintenance
−$1,114
− Management
−$1,114
− Depreciation
−$3,636
Taxable loss
−$470
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$113
After-tax cash flow
$1,718/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pierce County
NCES district ID
1304140
Math proficiency
52% ▼ -12.00%
Reading proficiency
51% ▼ -7.00%
Median HH income
$39,523
Composite
43.04/100
National rank
#3097
State rank
#15 of 174 in GA

Livability — Blackshear

Score
68/100
State rank
#154
US rank
#9915

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing B+ Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
15,465
Population (ZIP)
15,465

Population outlook (Pierce County) Hauer SSP2

Today (2025)
19,690 people
By 2030
19,886 · +1.0%
By 2040
20,140 · +2.3%
By 2050
20,113 · +2.1%
By 2075
19,166 · -2.7%
By 2100
16,296 · -17.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Black 8% Hispanic / Latino 6% Two or more races 5%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Slovak 3% Italian 1% Serbian 1%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 4%

Political lean MEDSL · Pierce

2024 margin
Solid R (+77.5) · D 11.2% · R 88.7%
2008→2024 swing
-15.0pp toward R · 2008: -62.5pp · 2024: -77.5pp
All cycles
2024: R+77.5 2020: R+75.1 2016: R+74.0 2012: R+66.4 2008: R+62.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -26.01%
Current HPI
259.8612
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-32.4% since first listed
2 events — show timeline
  • 2026-05-21 Price Changed $125,000 GIAR
  • 2026-05-02 Listed $185,000 GIAR

Property tax history

-0.6%/yr

Latest (2025): $907 · +4.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…