725 East Dr · Clairton, PA 15025

$34,900

3 bd · 1.0 ba · 918 sqft · SingleFamily public records · 14 Days on market

Built 1938 4,356 sqft lot Est $45k · 22% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Rent growth +5.0/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks

Act fast and snatch up this spacious 2 bed/2 bath home just outside of downtown Clairton. It's just waiting for a little elbow grease and polish. This home is accessed by the alley and sits below the East Dr. It only has a few neighbors and parking is easy in the rear. Inside is a good sized, L-shaped kitchen and dining room which leads into the living room. Attached is a family room with a full bath. And upstairs are the 2 bedrooms and another bath and the walkout basement has lots of storage space.

Key facts

• 4,356 sq ft lot
• 2 parking spots
• Built 1938

Property features AI

Exterior

• Parking: Off-street parking for 2 vehicles
• Utilities: Public water; Public sewer
• Home design: 2-story residence; Resale property; Asphalt roof
• Construction: Built previously (year not provided)
• Exterior features: Lot dimensions 43 x 102 x 77 x 100

Interior

• Bedrooms: Bedroom on upper level
• Bathrooms: 2 full bathrooms
• Heating & cooling: Gas hot water heating
• Interior features: Unfinished walk-out basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $35k.

Deal economics

• At list price, monthly cash flow is $681 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $35k).
• Cap rate 31.6% vs local median 12.7% in Clairton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#1,308 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: crime C-, health & safety D+, schools F.
• Clairton City SD (suburban): math 7% / reading 21% proficiency, ranked #520 of 539 in PA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+10.5%/yr); 94 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $241 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $10k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $28k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: property tax is 3.0% of price; flood insurance adds $56/mo; built in 1938 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $34,900

Questions for the listing agent

1. Built in 1938 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 3.71% ✓
• Cap rate: 31.60%
• Cash-on-cash: 90.39%
• DSCR: 5.02
• GRM: 2.2

CMA / ARV

• ARV (on-the-fly): $44,982
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
551 Farnsworth Ave	0.30mi	2/1.5 (-1)	896 (-2%)	1mo	$28,000	$31	74
555 Farnsworth Ave	0.31mi	2/1.0 (-1)	896 (-2%)	7mo	$48,000	$54	71
740 St Clair Ave	0.34mi	2/1.0 (-1)	959 (+4%)	6mo	$80,000	$83	67
624 Park Ave	0.45mi	2/1.5 (-1)	896 (-2%)	3mo	$45,000	$50	66
878 Craig St	0.41mi	2/1.0 (-1)	864 (-6%)	4mo	$21,900	$25	62
299 Charles St	0.48mi	2/1.0 (-1)	1,019 (+11%)	2mo	$147,000	$144	53
814 Saint Clair Ave	0.38mi	2/2.0 (-1)	1,012 (+10%)	6mo	$120,000	$119	51
4502 Bataan Ave	0.48mi	2/1.0 (-1)	810 (-12%)	6mo	$40,000	$49	48
4504 Bataan Ave	0.48mi	2/1.0 (-1)	810 (-12%)	6mo	$40,000	$49	48
4505 Bataan Ave	0.49mi	2/1.0 (-1)	810 (-12%)	6mo	$40,000	$49	48
1128 Worthington Ave	0.55mi	2/1.0 (-1)	1,044 (+14%)	8mo	$30,000	$29	40
564 3rd St	0.41mi	4/2.5 (+1)	1,054 (+15%)	6mo	$35,000	$33	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 90.2%
• Equity multiple: 5.56×
• Total profit: $44,604
• Equity at exit: $5,204

10-year hold

• IRR: 94.4%
• Equity multiple: 13.90×
• Total profit: $126,085
• Equity at exit: $3,018

Cash invested: $9,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15025

• Home prices YoY: -34.4%
• Rents YoY: 10.5%
• Active inventory: 94
• Price-to-rent: 2.2×

Monthly cashflow live

• Estimated rent: $1,293 high
• Mortgage (P&I): −$183
• Tax from tax record: −$88 /mo · $1,055/yr
• Insurance: −$15
• Flood insurance flood zone: −$56 /mo · $666/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$272
• Net cashflow: $681

Break-even live

Break-even rent $432

Max offer price $34,900

Occupancy floor 42%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $8,725
• Closing costs: $1,047
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
753 East Dr Clairton, PA	3.0	1.0	1000	$1,100	$1.10	43d	1	0.05mi
505 Wylie Ave Clairton, PA	2.0	1.0	791	$1,500	$1.90	1d	1	0.14mi
127 Constitution Cir Clairton, PA	2.0	1.0	1063	$1,275	$1.20	10d	1	0.14mi
127 Constitution Cir Clairton, PA	2.0	1.0	972	$1,275	$1.31	1d	1	0.14mi
601 Farnsworth Ave Clairton, PA	2.0	1.0	1004	$995	$0.99	4d	1	0.30mi
618 Farnsworth Ave Clairton, PA	2.0	1.0	896	$1,050	$1.17	43d	1	0.34mi
927 Vankirk St Clairton, PA	2.0	1.0	840	$1,150	$1.37	12d	1	0.44mi
929 Vankirk St Unit 1 Clairton, PA	2.0	1.5	810	$1,050	$1.30	43d	1	0.45mi
1347 High Rd Clairton, PA	2.0	1.0	870	$1,250	$1.44	43d	1	0.98mi
2140 Lincoln Blvd Elizabeth, PA	2.0	1.0	968	$790	$0.82	43d	1	1.01mi
507 N 6th St Clairton, PA	2.0	1.5	1120	$1,250	$1.12	43d	1	1.16mi
168 Center Ave Unit 1 left) Elizabeth, PA	2.0	1.0	950	$895	$0.94	23d	1	1.46mi

Listing history 10 events

1. 2026-06-18
   days on market $34,900 Active 14 DOM
2. 2026-06-17
   days on market $34,900 Active 13 DOM
3. 2026-06-16
   days on market $34,900 Active 12 DOM
4. 2026-06-15
   days on market $34,900 Active 11 DOM
5. 2026-06-13
   days on market $34,900 Active 9 DOM
6. 2026-06-09
   days on market $34,900 Active 5 DOM
7. 2026-06-08
   days on market $34,900 Active 4 DOM
8. 2026-06-07
   days on market $34,900 Active 3 DOM
9. 2026-06-05
   remarks 505-char remark
10. 2026-06-05
    listed $34,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,055 · $88/mo
• Projected year-2 tax: $1,055 · $88/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 78% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,518
• − Mortgage interest: −$1,955
• − Property taxes: −$1,055
• − Insurance: −$841
• − Repairs & maintenance: −$1,241
• − Management: −$1,241
• − Depreciation: −$1,015
• Taxable income: $8,168
• Est. tax owed @ 24.0%: −$1,960
• After-tax cash flow: $6,206/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Clairton City SD
• NCES district ID: 4206030
• Math proficiency: 7% ▼ -11.00%
• Reading proficiency: 21% ▼ -12.00%
• Median HH income: $30,250
• Composite: 11.0/100
• National rank: #9742
• State rank: #520 of 539 in PA

Livability — Clairton

• Score: 63/100
• State rank: #1308
• US rank: #16085

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A Health & safety D+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Clairton, PA
• County: Allegheny County · 1,022,028 people
• City population: 16,939
• Metro: Pittsburgh, PA
• Population (ZIP): 16,939
• Household income: $76,531
• Rent vs Own: 25.1% rent · 74.9% own
• Severe rent burden: 572.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Black 18% Two or more races 4% Asian 2% Hispanic / Latino 2%
• Common ancestry: Romanian 6% Lithuanian 2% Slovak 1%
• Foreign-born: 4% · China, Canada, India
• Languages at home: 96% English-only · Other Indo-European 1% Chinese 1% Spanish 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -96.35%
• Current HPI: 183.858
• Rent YoY: ▲ 10.47%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+310.6% since first listed

3 events — show timeline

• 2026-06-02 Listed $34,900 West Penn MLS
• 2004-09-29 Sold (Public Records) $28,000 Public Records
• 1987-11-24 Sold (Public Records) $8,500 Public Records

Property tax history

+10.6%/yr

Latest (2026): $1,055 · +11.0% YoY. Source: county tax records.