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713 Wildrye Ln
D Composite 42.37
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.5/30.0
  • ARV discount +7.5/15.0
  • Livability +4.4/5.0
  • Schools +4.1/10.0
  • Condition / age +4.0/5.0
  • 1% rule +3.7/10.0
  • DSCR +3.7/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$299,990

713 Wildrye Ln · Denton, TX 76259
5 bd · 2.5 ba · 1,818 sqft · SingleFamily · 18 Days on market
Built 2026 Good condition 7,148 sqft lot Est $300k · at est. $38/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Available for a Quick Move-in!! D. R. Horton America's Builder since 2002 is excited to serve as your new home builder in Monarch at the Meadows, a fabulous unique master planned community in Denton and Krum ISD! The single-story Carson Floorplan, Elevation C, with an estimated Summer completion, offers 5 bedrooms, 2 bathrooms, and a 2-car garage, delivering a spacious and functional layout designed for everyday living. The open-concept design seamlessly connects the family room, dining area, and contemporary kitchen, creating an inviting central gathering space. The kitchen features quartz countertops, 36” upper cabinets with hardware, stainless steel appliances, a electric range, st

Key facts

  • Open-concept design
  • Quartz countertops
  • Walk-in pantry

Tags

MASTER PLANNED COMMUNITYOPEN-CONCEPT DESIGNQUARTZ COUNTERTOPSSTAINLESS STEEL APPLIANCESWALK-IN PANTRYPRIVATE PRIMARY SUITE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/2.5-bath single-family listed at $300k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-45 ($-545/yr) — negative.
  • To cash-flow at today's rent, offer at most $293k (2.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $261k (12.8% below list).
  • Recommended offer: $261k (12.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.1% vs local median 3.4% in Denton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 88/100 on livability (#2 in TX, #210 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Krum ISD (rural): math 44% / reading 46% proficiency, ranked #218 of 826 in TX (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Krum Early Education Center (430 students, 49% FRL); Krum Middle (math 48% / reading 47%, grade C-, #408 of 1,662 statewide, top 25%, 541 students, 37% FRL); Krum H S (math 37% / reading 52%, grade F, #652 of 1,632 statewide, top 43%, 686 students, 31% FRL).
  • Market conditions: 281 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 10,531 units permitted in Denton County in 2024 (2,713 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($102k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Denton County population projected at +66% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($295k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $261,488 (12.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
6.11%
Cash-on-cash
-0.65%
DSCR
0.97
GRM
9.6

CMA / ARV

ARV (on-the-fly)
$299,970
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
713 Wildrye Ln 0.00mi 5/2.5 1,818 (0%) 1mo $299,990 $165 99
533 Amber Fields Dr 0.16mi 5/2.5 1,818 (0%) 2mo $293,990 $162 91
521 Amber Fields Dr 0.18mi 5/2.5 1,818 (0%) 2mo $297,990 $164 90
509 Amber Fields Dr 0.20mi 5/2.5 1,818 (0%) 1mo $290,990 $160 90
7741 Tuscarora Dr 0.06mi 4/2.0 (-1) 1,836 (+1%) 4mo $329,990 $180 85
7749 Tuscarora Dr 0.04mi 4/2.0 (-1) 1,779 (-2%) 3mo $346,990 $195 85
521 Babbling Brook Dr 0.16mi 4/2.0 (-1) 1,773 (-2%) 2mo $347,990 $196 80
7745 Tuscarora Dr 0.05mi 4/2.5 (-1) 2,079 (+14%) 3mo $339,990 $164 66
7524 Lavender Ln 0.49mi 4/2.0 (-1) 1,877 (+3%) 0mo $388,334 $207 64
517 Babbling Brook Dr 0.17mi 4/2.0 (-1) 1,602 (-12%) 3mo $314,990 $197 63
548 Shaded Grove Dr 0.25mi 4/2.5 (-1) 2,087 (+15%) 3mo $337,990 $162 56
541 Shaded Grv 0.22mi 4/2.5 (-1) 2,087 (+15%) 5mo $329,990 $158 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-17.3%
Equity multiple
0.39×
Total profit
$-51,441
Equity at exit
$44,729
10-year hold
IRR
-9.3%
Equity multiple
0.43×
Total profit
$-48,262
Equity at exit
$25,938

Cash invested: $83,997 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76259

Home prices YoY
-5.2%
Active inventory
281
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$2,615 medium interval (Pro) →
Mortgage (P&I)
$1,573
Tax est. 1.5%
$375 /mo · $4,500/yr
Insurance
$125
HOA
$38
Vacancy / Maint / Mgmt
$549
Net cashflow
$-45

Break-even live

Break-even rent $2,672
Max offer price $293,419
Occupancy floor 97%

Sensitivity live

Price -10% $162 -5% $58 +0% $-45 +5% $-149 +10% $-253
Rent -10% $-252 -5% $-149 +0% $-45 +5% $58 +10% $161
Rate -1.0pp $106 -0.5pp $31 base $-45 +0.5pp $-123 +1.0pp $-202

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,998
Closing costs
$9,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7709 Tuscarora Dr Ponder, TX 5.0 3.0 2093 $2,450 $1.17 13d 1 0.14mi

HOA detail

Monthly dues
$38 · $456/yr
Likely covers
electric

Listing history 3 events

  1. 2026-04-03
    status Pending
  2. 2026-04-01
    price $299,990
  3. 2026-03-15
    listed $296,990 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,379
− Mortgage interest
−$16,804
− Property taxes
−$4,500
− Insurance
−$1,500
− Repairs & maintenance
−$2,510
− Management
−$2,510
− HOA
−$456
− Depreciation
−$8,727
Taxable loss
−$5,629
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,351
After-tax cash flow
$806/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Good 80/100 Cosmetic rehab

This home is in good condition with a good exterior and interior. It's move-in ready with minor updates that could significantly increase its value.

Value-add opportunities

  • Both Painting the exterior and interior — Fresh paint can enhance the home's curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can increase both resale and rental value.
  • Resale Kitchen updates (if needed) — Updating the kitchen can significantly increase the home's resale value.
  • Resale Bathroom updates (if needed) — Updating bathrooms can also boost resale value.
  • Both HVAC maintenance or replacement — A functional HVAC system is crucial for both comfort and energy efficiency, impacting both resale and rental value.
  • Both Foundation inspection — Ensuring the foundation is sound is important for both safety and property value.
  • Both Roof inspection — A healthy roof is essential for both safety and property value, impacting both resale and rental value.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior — Fresh paint can enhance the home's curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can increase both resale and rental value.
  • Resale Kitchen updates (if needed) — Updating the kitchen can significantly increase the home's resale value.
  • Resale Bathroom updates (if needed) — Updating bathrooms can also boost resale value.
  • Both HVAC maintenance or replacement — A functional HVAC system is crucial for both comfort and energy efficiency, impacting both resale and rental value.
  • Both Foundation inspection — Ensuring the foundation is sound is important for both safety and property value.
  • Both Roof inspection — A healthy roof is essential for both safety and property value, impacting both resale and rental value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Krum ISD
NCES district ID
4825980
Math proficiency
44% ▼ -4.00%
Reading proficiency
46% ▬ 0.00%
Median HH income
$71,808
Composite
40.72/100
National rank
#3664
State rank
#218 of 826 in TX

Livability — Denton

Score
88/100
State rank
#2
US rank
#210

Category grades

Amenities A+ Commute A+ Cost of living A- Crime B Employment B- Housing A+ Health & safety B+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Denton County · 901,654 people
City population
127,990
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
6,596
Household income
$101,845
Rent vs Own
26.2% rent · 73.8% own
Severe rent burden
180.0

Population outlook (Denton County) Hauer SSP2

Today (2025)
1,053,010 people
By 2030
1,192,269 · +13.2%
By 2040
1,472,920 · +39.9%
By 2050
1,746,506 · +65.9%
By 2075
2,358,497 · +124.0%
By 2100
2,779,183 · +163.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Hispanic / Latino 11% Two or more races 8% Black 3%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Slovak 1% Romanian 1% Lithuanian 1%
Foreign-born
2% · Canada, South Korea
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · Denton

2024 margin
R (+13.2) · D 42.7% · R 55.8% · Other 1.5%
2008→2024 swing
+11.0pp toward D · 2008: -24.2pp · 2024: -13.2pp
All cycles
2024: R+13.2 2020: R+8.1 2016: R+20.2 2012: R+31.7 2008: R+24.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -15.17%
Current HPI
275.4082
Rent YoY
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+1.0% since first listed
3 events — show timeline
  • 2026-04-03 Pending NTREIS
  • 2026-04-01 Price Changed $299,990 NTREIS
  • 2026-03-15 Listed $296,990 NTREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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