68298 Orchard Ave · Wolfhurst, OH 43912

$49,000

1 bd · 1.0 ba · 1,182 sqft · SingleFamily public records · 46 Days on market

Built 1925 7,840 sqft lot $41/sqft · 45% below area ↓ 42% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +6.4/10.0
• Schools +4.4/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Four-bedroom, one bathroom home sitting on a double lot. Features above ground pool partially fenced in back yard. Call today for your private showing.

Key facts

• 7,840 sq ft lot
• Pool
• Built 1925

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath single-family listed at $49k.

Deal economics

• At list price, monthly cash flow is $289 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($850 rent vs $49k).
• Recommended offer: $48k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 63/100 on livability (#831 in OH) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A; Watch: amenities F, commute F, employment F.
• Bridgeport Exempted Village (suburban): math 49% / reading 57% proficiency, ranked #429 of 656 in OH (top 65%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 40 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 4 units permitted in Belmont County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($339 loan paydown + $1k appreciation (2.7% local appreciation)).
• Belmont County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (2.7% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 46 days — a 3% lower offer ($48k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $30k; list at $49k implies a 63% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 2.6% of price; built in 1925 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $47,530 (3.0% below list)

Questions for the listing agent

1. It's been on market 46 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.73% ✓
• Cap rate: 13.38%
• Cash-on-cash: 25.31%
• DSCR: 2.13
• GRM: 4.8

CMA / ARV

• ARV (median comp): $119,188
• List price: $49,000
• Delta: -58.89%
• Verdict: UNDERPRICED
• Comps: 17 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
55612 National Rd	0.19mi	2/1.0 (+1)	1,040 (-12%)	9mo	$75,000	$72	59
68268 Adolph St	0.05mi	2/1.0 (+1)	1,328 (+12%)	18mo	$94,000	$71	57
55369 Maple Hts	0.19mi	2/1.0 (+1)	1,008 (-15%)	9mo	$116,000	$115	54
54990 Maple Ave	0.64mi	2/1.0 (+1)	1,295 (+10%)	0mo	$38,000	$29	49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.71% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 30.9%
• Equity multiple: 2.72×
• Total profit: $23,632
• Equity at exit: $21,248

10-year hold

• IRR: 31.5%
• Equity multiple: 5.32×
• Total profit: $59,293
• Equity at exit: $32,149

Cash invested: $13,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43912

• Home prices YoY: 1.7%
• Active inventory: 40
• Price-to-rent: 4.8×

Monthly cashflow live

• Estimated rent: $850 medium
• Mortgage (P&I): −$257
• Tax from tax record: −$105 /mo · $1,258/yr
• Insurance: −$20
• HOA: −$0
• Vacancy / Maint / Mgmt: −$178
• Net cashflow: $289

Break-even live

Break-even rent $484

Max offer price $49,000

Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $12,250
• Closing costs: $1,470
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
55178 Maple Ave Bridgeport, OH	2.0	1.5	1002	$850	$0.85	43d	1	0.42mi

Listing history 12 events

1. 2026-06-03
   status $49,000 Pending 46 DOM
2. 2026-06-02
   days on market $49,000 Active 46 DOM
3. 2026-06-01
   days on market $49,000 Active 45 DOM
4. 2026-05-31
   days on market $49,000 Active 44 DOM
5. 2026-05-30
   days on market $49,000 Active 43 DOM
6. 2026-05-04
   status Active 151-char remark

   Show marketing remark (151 chars)

   Four-bedroom, one bathroom home sitting on a double lot. Features above ground pool partially fenced in back yard. Call today for your private showing.

7. 2026-04-24
   status Pending 151-char remark

   Show marketing remark (151 chars)

   Four-bedroom, one bathroom home sitting on a double lot. Features above ground pool partially fenced in back yard. Call today for your private showing.

8. 2026-04-06
   listed $49,000 Active 151-char remark

   Show marketing remark (151 chars)

   Four-bedroom, one bathroom home sitting on a double lot. Features above ground pool partially fenced in back yard. Call today for your private showing.

9. 2026-02-12
   soldstatus $30,000
10. 2017-11-01
    soldstatus $77,500
11. 2017-10-31
    soldstatus $77,500 67-char remark

    Show marketing remark (67 chars)

    Route 40 to Neola Ave, slight right onto Orchard. Home on the left.

12. 2017-09-05
    listed $84,900 67-char remark

    Show marketing remark (67 chars)

    Route 40 to Neola Ave, slight right onto Orchard. Home on the left.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,258 · $105/mo
• Projected year-2 tax: $1,258 · $105/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 8 d/yr ≥97°F today · 21 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $10,200
• − Mortgage interest: −$2,745
• − Property taxes: −$1,258
• − Insurance: −$245
• − Repairs & maintenance: −$816
• − Management: −$816
• − Depreciation: −$1,425
• Taxable income: $2,895
• Est. tax owed @ 24.0%: −$695
• After-tax cash flow: $2,777/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bridgeport Exempted Village
• NCES district ID: 3904523
• Math proficiency: 49% ▼ -16.00%
• Reading proficiency: 57% ▼ -8.00%
• Median HH income: $31,819
• Composite: 43.51/100
• National rank: #2992
• State rank: #429 of 656 in OH

Livability — Wolfhurst

• Score: 63/100
• State rank: #831
• US rank: #15483

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wolfhurst, OH
• County: Belmont · 63,139 people
• Metro: Wheeling, WV-OH
• Population (ZIP): 5,852
• Household income: $51,753
• Rent vs Own: 28.3% rent · 71.7% own
• Severe rent burden: 8.1

Population outlook (Belmont County) Hauer SSP2

• Today (2025): 66,568 people
• By 2030: 64,818 · -2.6%
• By 2040: 60,702 · -8.8%
• By 2050: 56,427 · -15.2%
• By 2075: 46,222 · -30.6%
• By 2100: 34,611 · -48.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Two or more races 6% Black 4% Hispanic / Latino 2%
• Common ancestry: Romanian 8% Slovak 2% Lithuanian 2%
• Foreign-born: 1% · Canada
• Languages at home: 98% English-only · Spanish 1% German/W. Germanic 1%

Political lean MEDSL · Belmont

• 2024 margin: Solid R (+47.3) · D 26.0% · R 73.3%
• 2008→2024 swing: -50.0pp toward R · 2008: 2.7pp · 2024: -47.3pp
• All cycles: 2024: R+47.3 2020: R+43.6 2016: R+39.5 2012: R+8.4 2008: D+2.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.71%
• Current HPI: 159.7811
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

-42.3% since first listed

7 events — show timeline

• 2026-05-04 Relisted — MLSNOW
• 2026-04-24 Pending — MLSNOW
• 2026-04-06 Listed $49,000 MLSNOW
• 2026-02-12 Sold (Public Records) $30,000 Public Records
• 2017-11-01 Sold (Public Records) $77,500 Public Records
• 2017-10-31 Sold (MLS) $77,500 MLSNOW
• 2017-09-05 Listed $84,900 MLSNOW

Property tax history

+16.9%/yr

Latest (2025): $1,258 · +55.1% YoY. Source: county tax records.