14415 Huron St · Taylor, MI 48180

$145,000

3 bd · 1.0 ba · 1,236 sqft · SingleFamily public records · 152 Days on market

Built 1947 0.72 ac lot $117/sqft · 16% below area Est $174k · 16% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.0/30.0
• ARV discount +14.9/15.0
• DSCR +7.4/10.0
• 1% rule +6.3/10.0
• Livability +3.8/5.0
• Rent growth +3.7/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

* TENANT OCCUPIED * Taylor home with three-bedrooms that sits on beautiful 3/4 acre! Completely updated bathroom with custom tile, vinyl windows, beautiful kitchen with oak cabinets and eating space. Attached garage that is extra deep and 1st floor laundry. Tenant since 2020, in lease agreement until 9/1/2026 paying $1,270.50.

Key facts

• Vinyl windows
• Oak cabinets
• Custom tile

Tags

• UPDATED BATHROOM
• CUSTOM TILE
• VINYL WINDOWS
• OAK CABINETS
• EATING SPACE
• ATTACHED GARAGE

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $145k.

Deal economics

• At list price, monthly cash flow is $258 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $145k).
• Recommended offer: $128k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.4% vs local median 5.4% in Taylor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#144 in MI, #3,684 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, schools F, crime F.
• Taylor School District (urban): math 14% / reading 27% proficiency, ranked #462 of 540 in MI (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+4.9%/yr); 281 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
• This rent runs 32% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 4.9% rent growth), your $41k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 152 days — a 12% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
• 20 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $77k; list at $145k implies a 88% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $127,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 152 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.13% ✓
• Cap rate: 8.43%
• Cash-on-cash: 7.63%
• DSCR: 1.34
• GRM: 7.4

CMA / ARV

• ARV (median comp): $173,625
• List price: $145,000
• Delta: -16.49%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14378 Flanders St	0.41mi	3/1.0	1,200 (-3%)	10mo	$212,500	$177	68
14647 Allen Rd	0.33mi	3/1.5	1,259 (+2%)	20mo	$140,000	$111	63
15169 Flanders St	0.56mi	3/1.5	1,200 (-3%)	6mo	$187,000	$156	62
14151 Huron St	0.16mi	3/1.0	1,072 (-13%)	17mo	$116,000	$108	56
13747 Humphrey St	0.56mi	3/1.0	1,064 (-14%)	4mo	$174,500	$164	48
15339 Flanders St	0.65mi	3/1.5	1,140 (-8%)	8mo	$130,000	$114	48
14920 Flanders St	0.43mi	3/1.0	1,056 (-15%)	13mo	$175,000	$166	45
15331 Allen Rd	0.55mi	3/2.0	1,412 (+14%)	4mo	$205,000	$145	44
14876 Maywood St	0.66mi	3/1.5	1,182 (-4%)	20mo	$220,000	$186	43
15144 Flanders St	0.52mi	2/1.0 (-1)	1,410 (+14%)	11mo	$182,500	$129	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.9% rent growth · sell at horizon

5-year hold

• IRR: -2.4%
• Equity multiple: 0.91×
• Total profit: $-3,809
• Equity at exit: $21,620

10-year hold

• IRR: 9.3%
• Equity multiple: 1.78×
• Total profit: $31,657
• Equity at exit: $12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48180

• Rents YoY: 4.9%
• Active inventory: 281
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $1,637 medium
• Mortgage (P&I): −$760
• Tax from tax record: −$214 /mo · $2,573/yr
• Insurance: −$60
• HOA: −$0
• Vacancy / Maint / Mgmt: −$344
• Net cashflow: $258

Break-even live

Break-even rent $1,310

Max offer price $145,000

Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,250
• Closing costs: $4,350
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
16167 Weddel St Taylor, MI	2.0–3.0	1.0	1064	$1,600	$1.50	1d	1	0.91mi
13750 Village Green Blvd Southgate, MI	1.0–2.0	1.0	862	$1,625	$1.88	1d	9	1.35mi
13210 Village Park Dr Southgate, MI	2.0	1.0	630	$1,125	$1.78	1d	9	1.40mi
12939 Devoe St Southgate, MI	3.0	1.0	1177	$1,695	$1.44	43d	1	1.44mi

Listing history 50 events

1. 2026-06-18
   days on market $145,000 Active 152 DOM
2. 2026-06-17
   days on market $145,000 Active 151 DOM
3. 2026-06-16
   days on market $145,000 Active 150 DOM
4. 2026-06-15
   days on market $145,000 Active 149 DOM
5. 2026-06-13
   days on market $145,000 Active 147 DOM
6. 2026-06-13
   days on market $145,000 Active 146 DOM
7. 2026-06-09
   days on market $145,000 Active 143 DOM
8. 2026-06-08
   days on market $145,000 Active 142 DOM
9. 2026-06-07
   days on market $145,000 Active 141 DOM
10. 2026-06-04
    days on market $145,000 Active 138 DOM
11. 2026-06-03
    days on market $145,000 Active 137 DOM
12. 2026-06-02
    days on market $145,000 Active 136 DOM
13. 2026-06-01
    days on market $145,000 Active 135 DOM
14. 2026-05-31
    days on market $145,000 Active 134 DOM
15. 2026-04-27
    status Active 329-char remark

    Show marketing remark (329 chars)

    * TENANT OCCUPIED * Taylor home with three-bedrooms that sits on beautiful 3/4 acre! Completely updated bathroom with custom tile, vinyl windows, beautiful kitchen with oak cabinets and eating space. Attached garage that is extra deep and 1st floor laundry. Tenant since 2020, in lease agreement until 9/1/2026 paying $1,270.50.

16. 2026-04-27
    status Active 329-char remark

    Show marketing remark (329 chars)

    * TENANT OCCUPIED * Taylor home with three-bedrooms that sits on beautiful 3/4 acre! Completely updated bathroom with custom tile, vinyl windows, beautiful kitchen with oak cabinets and eating space. Attached garage that is extra deep and 1st floor laundry. Tenant since 2020, in lease agreement until 9/1/2026 paying $1,270.50.

17. 2026-04-27
    status Active

    Show marketing remark (329 chars)

    * TENANT OCCUPIED * Taylor home with three-bedrooms that sits on beautiful 3/4 acre! Completely updated bathroom with custom tile, vinyl windows, beautiful kitchen with oak cabinets and eating space. Attached garage that is extra deep and 1st floor laundry. Tenant since 2020, in lease agreement until 9/1/2026 paying $1,270.50.

18. 2026-04-22
    status Pending 329-char remark

    Show marketing remark (329 chars)

    * TENANT OCCUPIED * Taylor home with three-bedrooms that sits on beautiful 3/4 acre! Completely updated bathroom with custom tile, vinyl windows, beautiful kitchen with oak cabinets and eating space. Attached garage that is extra deep and 1st floor laundry. Tenant since 2020, in lease agreement until 9/1/2026 paying $1,270.50.

19. 2026-04-22
    status Pending 329-char remark

    Show marketing remark (329 chars)

    * TENANT OCCUPIED * Taylor home with three-bedrooms that sits on beautiful 3/4 acre! Completely updated bathroom with custom tile, vinyl windows, beautiful kitchen with oak cabinets and eating space. Attached garage that is extra deep and 1st floor laundry. Tenant since 2020, in lease agreement until 9/1/2026 paying $1,270.50.

20. 2026-04-22
    status Pending

    Show marketing remark (329 chars)

    * TENANT OCCUPIED * Taylor home with three-bedrooms that sits on beautiful 3/4 acre! Completely updated bathroom with custom tile, vinyl windows, beautiful kitchen with oak cabinets and eating space. Attached garage that is extra deep and 1st floor laundry. Tenant since 2020, in lease agreement until 9/1/2026 paying $1,270.50.

21. 2026-01-12
    listed $145,000 Active 329-char remark

    Show marketing remark (329 chars)

    * TENANT OCCUPIED * Taylor home with three-bedrooms that sits on beautiful 3/4 acre! Completely updated bathroom with custom tile, vinyl windows, beautiful kitchen with oak cabinets and eating space. Attached garage that is extra deep and 1st floor laundry. Tenant since 2020, in lease agreement until 9/1/2026 paying $1,270.50.

22. 2026-01-12
    listed $145,000 Active 329-char remark

    Show marketing remark (329 chars)

    * TENANT OCCUPIED * Taylor home with three-bedrooms that sits on beautiful 3/4 acre! Completely updated bathroom with custom tile, vinyl windows, beautiful kitchen with oak cabinets and eating space. Attached garage that is extra deep and 1st floor laundry. Tenant since 2020, in lease agreement until 9/1/2026 paying $1,270.50.

23. 2026-01-12
    listed $145,000 Active

    Show marketing remark (329 chars)

    * TENANT OCCUPIED * Taylor home with three-bedrooms that sits on beautiful 3/4 acre! Completely updated bathroom with custom tile, vinyl windows, beautiful kitchen with oak cabinets and eating space. Attached garage that is extra deep and 1st floor laundry. Tenant since 2020, in lease agreement until 9/1/2026 paying $1,270.50.

24. 2018-06-08
    soldstatus $77,000
25. 2014-10-27
    soldstatus $895
26. 2014-10-13
    historical
27. 2014-08-12
    listed $925
28. 2014-07-16
    soldstatus $39,500
29. 2014-07-16
    soldstatus $39,500
30. 2014-04-29
    historical
31. 2014-01-11
    listed $43,000
32. 2014-01-11
    listed $43,000
33. 2013-12-31
    historical
34. 2013-12-31
    historical
35. 2013-11-27
    listed $39,900
36. 2013-11-26
    listed $39,900
37. 2013-02-26
    historical
38. 2013-02-26
    historical
39. 2013-01-10
    listed $45,000
40. 2013-01-10
    listed $45,000
41. 2011-12-29
    soldstatus $11,500
42. 2011-12-13
    soldstatus $11,500
43. 2011-12-13
    soldstatus $11,500
44. 2011-11-18
    historical
45. 2011-09-01
    listed $12,900
46. 2011-09-01
    listed $12,900
47. 2011-09-01
    listed $12,900
48. 1999-08-11
    soldstatus $70,000
49. 1999-07-19
    soldstatus $70,000
50. 1999-07-19
    soldstatus $70,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $2,573 · $214/mo
• Projected year-2 tax: $2,573 · $214/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 14 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,649
• − Mortgage interest: −$8,122
• − Property taxes: −$2,573
• − Insurance: −$725
• − Repairs & maintenance: −$1,572
• − Management: −$1,572
• − Depreciation: −$4,218
• Taxable income: $867
• Est. tax owed @ 24.0%: −$208
• After-tax cash flow: $2,892/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Taylor School District
• NCES district ID: 2633540
• Math proficiency: 14% ▼ -7.00%
• Reading proficiency: 27% ▼ -4.00%
• Median HH income: $43,062
• Composite: 17.62/100
• National rank: #9034
• State rank: #462 of 540 in MI

Livability — Taylor

• Score: 76/100
• State rank: #144
• US rank: #3684

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety B- User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Taylor, MI
• County: Wayne County · 1,562,939 people
• City population: 62,081
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 62,081
• Household income: $61,081
• Rent vs Own: 33.3% rent · 66.7% own
• Severe rent burden: 1957.0

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 1,675,273 people
• By 2030: 1,620,300 · -3.3%
• By 2040: 1,502,341 · -10.3%
• By 2050: 1,384,039 · -17.4%
• By 2075: 1,124,592 · -32.9%
• By 2100: 881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (65%)
• Race & ethnicity: White 65% Black 19% Two or more races 9% Hispanic / Latino 9% Asian 2%
• Hispanic origin (detail): Mexican 6% Puerto Rican 2%
• Common ancestry: Romanian 8% Lithuanian 3% Slovak 2%
• Foreign-born: 7% · Canada
• Languages at home: 89% English-only · Spanish 4% Arabic 3% Other Indo-European 3%

Political lean MEDSL · Wayne

• 2024 margin: Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
• 2008→2024 swing: -20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
• All cycles: 2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -212.33%
• Current HPI: 228.921
• Rent YoY: ▲ 4.90%
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+68.8% since first listed

42 events — show timeline

• 2026-04-27 Relisted — REALCOMP
• 2026-04-27 Relisted — MiRealSource-MiMLS
• 2026-04-27 Relisted — SW Michigan MLS
• 2026-04-22 Pending — REALCOMP
• 2026-04-22 Pending — MiRealSource-MiMLS
• 2026-04-22 Pending — SW Michigan MLS
• 2026-01-12 Listed $145,000 REALCOMP
• 2026-01-12 Listed $145,000 SW Michigan MLS
• 2026-01-12 Listed $145,000 MiRealSource-MiMLS
• 2018-06-08 Sold (Public Records) $77,000 Public Records
• 2014-10-27 Sold (MLS) $895 MiRealSource-MiMLS
• 2014-10-13 Listing Removed — MiRealSource-MiMLS
• 2014-08-12 Listed $925 MiRealSource-MiMLS
• 2014-07-16 Sold (MLS) $39,500 REALCOMP
• 2014-07-16 Sold (MLS) $39,500 MiRealSource-MiMLS
• 2014-04-29 Listing Removed — MiRealSource-MiMLS
• 2014-01-11 Listed $43,000 REALCOMP
• 2014-01-11 Listed $43,000 MiRealSource-MiMLS
• 2013-12-31 Listing Removed — REALCOMP
• 2013-12-31 Listing Removed — MiRealSource-MiMLS
• 2013-11-27 Listed $39,900 MiRealSource-MiMLS
• 2013-11-26 Listed $39,900 REALCOMP
• 2013-02-26 Listing Removed — REALCOMP
• 2013-02-26 Listing Removed — MiRealSource-MiMLS
• 2013-01-10 Listed $45,000 REALCOMP
• 2013-01-10 Listed $45,000 MiRealSource-MiMLS
• 2011-12-29 Sold (MLS) $11,500 REALCOMP
• 2011-12-13 Sold (MLS) $11,500 REALCOMP
• 2011-12-13 Sold (MLS) $11,500 MiRealSource-MiMLS
• 2011-11-18 Listing Removed — MiRealSource-MiMLS
• 2011-09-01 Listed $12,900 REALCOMP
• 2011-09-01 Listed $12,900 MiRealSource-MiMLS
• 2011-09-01 Listed $12,900 REALCOMP
• 1999-08-11 Sold (Public Records) $70,000 Public Records
• 1999-07-19 Sold (MLS) $70,000 MiRealSource-MiMLS
• 1999-07-19 Sold (MLS) $70,000 REALCOMP
• 1999-01-27 Listed $85,900 MiRealSource-MiMLS
• 1999-01-27 Listed $85,900 REALCOMP
• 1998-05-28 Listing Removed — REALCOMP
• 1997-11-28 Listed $85,900 REALCOMP
• 1997-11-20 Listing Removed — REALCOMP
• 1997-05-19 Listed $85,900 REALCOMP

Property tax history

+0.0%/yr

Latest (2025): $2,573 · -7.6% YoY. Source: county tax records.