CashFlowRE
Sign in Sign up
239 Arlington Dr
C+ Composite 61.85
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.3/30.0
  • ARV discount +8.5/15.0
  • DSCR +8.3/10.0
  • 1% rule +5.7/10.0
  • Rent growth +5.0/5.0
  • Livability +3.4/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$206,900

239 Arlington Dr · Lake Charles, LA 70605
4 bd · 2.0 ba · 1,978 sqft · SingleFamily · 74 Days on market
Built 1954 0.25 ac lot $105/sqft · at area comps Est $212k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Freshly updated 4-bedroom, 2-bath home with metal shop/building! Located in University Subdivision. This property offers a functional layout with comfortable living spaces and plenty of room to accommodate a variety of needs. The home includes four nicely sized bedrooms and two full bathrooms, providing both comfort and practicality. The backyard is fully fenced, making it ideal for pets, play, or outdoor enjoyment. A rear patio with a wooden deck creates a great space for relaxing or hosting gatherings. The 4th bedroom adds flexibility and can be used as a home office, game room, or a flex space. The property also includes a storage building that include both a roll up door & walk through door, offering convenient space for tools, equipment, or seasonal items. Whole house generator plug in shop. Flood Zone X. A solid opportunity in a well-established neighborhood. All measurements are more or less.

Key facts

  • Storage building
  • Rear patio
  • Wooden deck

Tags

FULLY FENCED BACKYARDREAR PATIOWOODEN DECKSTORAGE BUILDINGWHOLE HOUSE GENERATOR PLUG

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $207k.

Deal economics

  • At list price, monthly cash flow is $468 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $207k).
  • Recommended offer: $194k (6.0% below list) — sets the bar for market timing.
  • Cap rate 9.0% vs local median 4.3% in Lake Charles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#95 in LA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, amenities F, employment D-.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+15.1%/yr); 464 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 80% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $58k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 74 days — a 6% lower offer ($194k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $125k; list at $207k implies a 66% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $194,486 (6.0% below list)

Questions for the listing agent

  1. It's been on market 74 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
9.01%
Cash-on-cash
9.70%
DSCR
1.43
GRM
7.8

CMA / ARV

ARV (median comp)
$211,646
List price
$206,900
Delta
-2.24%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4713 Desoto St 0.26mi 4/2.0 1,836 (-7%) 10mo $229,000 $125 68
4301 Harvard St 0.60mi 4/3.0 2,000 (+1%) 1mo $285,000 $143 65
115 Greenway St 0.57mi 4/2.0 1,900 (-4%) 2mo $263,400 $139 65
445 Washington 0.46mi 4/2.0 2,177 (+10%) 3mo $189,000 $87 59
714 Rampart St St 0.52mi 3/2.0 (-1) 1,869 (-6%) 3mo $172,500 $92 59
857 Desoto St St 0.68mi 4/2.0 1,858 (-6%) 1mo $292,200 $157 58
209 Vanessa Ave 0.62mi 3/2.0 (-1) 1,974 (-0%) 12mo $255,000 $129 56
4410 Dean St St 0.74mi 3/2.0 (-1) 1,931 (-2%) 1mo $172,500 $89 56
524 Contour St 0.32mi 3/2.0 (-1) 1,746 (-12%) 6mo $185,000 $106 55
4304 Sarver St 0.72mi 4/3.0 2,142 (+8%) 4mo $223,400 $104 46
649 Contour Dr 0.67mi 3/2.0 (-1) 1,740 (-12%) 9mo $215,000 $124 36
114 Heather St 0.68mi 3/— (-1) 2,271 (+15%) 9mo $200,000 $88 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
3.4%
Equity multiple
1.14×
Total profit
$7,942
Equity at exit
$30,849
10-year hold
IRR
16.9%
Equity multiple
2.70×
Total profit
$98,345
Equity at exit
$17,889

Cash invested: $57,932 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70605

Rents YoY
15.1%
Active inventory
464
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$2,214 high interval (Pro) →
Mortgage (P&I)
$1,085
Tax from tax record
$110 /mo · $1,317/yr
Insurance
$86
HOA
$0
Vacancy / Maint / Mgmt
$465
Net cashflow
$468

Break-even live

Break-even rent $1,621
Max offer price $206,900
Occupancy floor 74%

Sensitivity live

Price -10% $585 -5% $527 +0% $468 +5% $410 +10% $351
Rent -10% $293 -5% $381 +0% $468 +5% $556 +10% $643
Rate -1.0pp $572 -0.5pp $521 base $468 +0.5pp $415 +1.0pp $360

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$51,725
Closing costs
$6,207
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4128 Center St Lake Charles, LA 4.0 2.0 2227 $1,500 $0.67 45d 1 0.75mi
155 Heather St Lake Charles, LA 3.0 2.0 1316 $1,650 $1.25 14d 1 0.78mi
417 E Claude St Lake Charles, LA 4.0 1.0 1610 $1,400 $0.87 45d 1 1.12mi
716 Dianne Ln Lake Charles, LA 3.0 2.0 2200 $5,000 $2.27 45d 1 1.12mi
617 E School St Unit A Lake Charles, LA 3.0 2.0 1800 $2,500 $1.39 45d 1 1.34mi

Listing history 14 events

  1. 2026-06-03
    status $206,900 Pending 74 DOM
  2. 2026-06-02
    days on market $206,900 Active 74 DOM
  3. 2026-06-01
    days on market $206,900 Active 73 DOM
  4. 2026-05-31
    days on market $206,900 Active 72 DOM
  5. 2026-05-30
    days on market $206,900 Active 71 DOM
  6. 2026-05-15
    price $206,900 918-char remark
    Show marketing remark (918 chars)

    Freshly updated 4-bedroom, 2-bath home with metal shop/building! Located in University Subdivision. This property offers a functional layout with comfortable living spaces and plenty of room to accommodate a variety of needs. The home includes four nicely sized bedrooms and two full bathrooms, providing both comfort and practicality. The backyard is fully fenced, making it ideal for pets, play, or outdoor enjoyment. A rear patio with a wooden deck creates a great space for relaxing or hosting gatherings. The 4th bedroom adds flexibility and can be used as a home office, game room, or a flex space. The property also includes a storage building that include both a roll up door & walk through door, offering convenient space for tools, equipment, or seasonal items. Whole house generator plug in shop. Flood Zone X. A solid opportunity in a well-established neighborhood. All measurements are more or less.

  7. 2026-04-22
    price $209,000 918-char remark
    Show marketing remark (918 chars)

    Freshly updated 4-bedroom, 2-bath home with metal shop/building! Located in University Subdivision. This property offers a functional layout with comfortable living spaces and plenty of room to accommodate a variety of needs. The home includes four nicely sized bedrooms and two full bathrooms, providing both comfort and practicality. The backyard is fully fenced, making it ideal for pets, play, or outdoor enjoyment. A rear patio with a wooden deck creates a great space for relaxing or hosting gatherings. The 4th bedroom adds flexibility and can be used as a home office, game room, or a flex space. The property also includes a storage building that include both a roll up door & walk through door, offering convenient space for tools, equipment, or seasonal items. Whole house generator plug in shop. Flood Zone X. A solid opportunity in a well-established neighborhood. All measurements are more or less.

  8. 2026-03-20
    listed $216,500 Active 918-char remark
    Show marketing remark (918 chars)

    Freshly updated 4-bedroom, 2-bath home with metal shop/building! Located in University Subdivision. This property offers a functional layout with comfortable living spaces and plenty of room to accommodate a variety of needs. The home includes four nicely sized bedrooms and two full bathrooms, providing both comfort and practicality. The backyard is fully fenced, making it ideal for pets, play, or outdoor enjoyment. A rear patio with a wooden deck creates a great space for relaxing or hosting gatherings. The 4th bedroom adds flexibility and can be used as a home office, game room, or a flex space. The property also includes a storage building that include both a roll up door & walk through door, offering convenient space for tools, equipment, or seasonal items. Whole house generator plug in shop. Flood Zone X. A solid opportunity in a well-established neighborhood. All measurements are more or less.

  9. 2025-11-26
    soldstatus $125,000
  10. 2025-11-21
    soldstatus Closed 807-char remark
    Show marketing remark (807 chars)

    Welcome to this charming 3-bedroom, 2-bathroom home located in the desirable University Subdivision. This property offers the perfect blend of comfort and convenience, making it an ideal choice for families or anyone in need of extra space. The home features a spacious and open layout with three comfortable bedrooms and two full bathrooms. Outside, you'll find a fully fenced backyard, perfect for pets or outdoor activities, and a lovely back patio with a wooden deck that's great for entertaining or relaxing. For added versatility, the property includes a bonus room that could serve as a home office, game room, or even a man cave. Additionally, there's a convenient storage building for all your tools and equipment. Don't miss out on this opportunity to own a great home in a fantastic neighborhood!

  11. 2025-10-24
    status Pending 807-char remark
    Show marketing remark (807 chars)

    Welcome to this charming 3-bedroom, 2-bathroom home located in the desirable University Subdivision. This property offers the perfect blend of comfort and convenience, making it an ideal choice for families or anyone in need of extra space. The home features a spacious and open layout with three comfortable bedrooms and two full bathrooms. Outside, you'll find a fully fenced backyard, perfect for pets or outdoor activities, and a lovely back patio with a wooden deck that's great for entertaining or relaxing. For added versatility, the property includes a bonus room that could serve as a home office, game room, or even a man cave. Additionally, there's a convenient storage building for all your tools and equipment. Don't miss out on this opportunity to own a great home in a fantastic neighborhood!

  12. 2025-09-18
    price $168,000 807-char remark
    Show marketing remark (807 chars)

    Welcome to this charming 3-bedroom, 2-bathroom home located in the desirable University Subdivision. This property offers the perfect blend of comfort and convenience, making it an ideal choice for families or anyone in need of extra space. The home features a spacious and open layout with three comfortable bedrooms and two full bathrooms. Outside, you'll find a fully fenced backyard, perfect for pets or outdoor activities, and a lovely back patio with a wooden deck that's great for entertaining or relaxing. For added versatility, the property includes a bonus room that could serve as a home office, game room, or even a man cave. Additionally, there's a convenient storage building for all your tools and equipment. Don't miss out on this opportunity to own a great home in a fantastic neighborhood!

  13. 2025-04-08
    listed $175,000 Active 807-char remark
    Show marketing remark (807 chars)

    Welcome to this charming 3-bedroom, 2-bathroom home located in the desirable University Subdivision. This property offers the perfect blend of comfort and convenience, making it an ideal choice for families or anyone in need of extra space. The home features a spacious and open layout with three comfortable bedrooms and two full bathrooms. Outside, you'll find a fully fenced backyard, perfect for pets or outdoor activities, and a lovely back patio with a wooden deck that's great for entertaining or relaxing. For added versatility, the property includes a bonus room that could serve as a home office, game room, or even a man cave. Additionally, there's a convenient storage building for all your tools and equipment. Don't miss out on this opportunity to own a great home in a fantastic neighborhood!

  14. 2005-05-10
    soldstatus $109,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,317 · $110/mo
Projected year-2 tax
$1,317 · $110/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (shaded) · 65% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,571
− Mortgage interest
−$11,590
− Property taxes
−$1,317
− Insurance
−$1,034
− Repairs & maintenance
−$2,126
− Management
−$2,126
− Depreciation
−$6,019
Taxable income
$2,360
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$566
After-tax cash flow
$5,053/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Lake Charles

Score
68/100
State rank
#95
US rank
#9820

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lake Charles, LA
County
Calcasieu Parish · 170,889 people
City population
133,538
Metro
Lake Charles, LA
Population (ZIP)
40,482
Household income
$86,015
Rent vs Own
27.7% rent · 72.3% own
Severe rent burden
1328.0

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Black 10% Hispanic / Latino 6% Two or more races 6% Asian 3%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Lithuanian 12% Italian 3% Slovak 2%
Foreign-born
6% · Canada, Jamaica
Languages at home
92% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -102.68%
Current HPI
105.1903
Rent YoY
▲ 15.10%
Metro
Lake Charles, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+88.3% since first listed
9 events — show timeline
  • 2026-05-15 Price Changed $206,900 SWLAR
  • 2026-04-22 Price Changed $209,000 SWLAR
  • 2026-03-20 Listed $216,500 SWLAR
  • 2025-11-26 Sold (Public Records) $125,000 Public Records
  • 2025-11-21 Sold (MLS) SWLAR
  • 2025-10-24 Pending SWLAR
  • 2025-09-18 Price Changed $168,000 SWLAR
  • 2025-04-08 Listed $175,000 SWLAR
  • 2005-05-10 Sold (Public Records) $109,900 Public Records

Property tax history

+0.1%/yr

Latest (2025): $1,317 · +2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…