76 Laurel Dr · Peach Bottom, PA 17302

$150,000

2 bd · 1.5 ba · 1,288 sqft · Manufactured public records · 1 Days on market

Built 1999 1.20 ac lot ↓ 3% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.7/30.0
• ARV discount +7.5/15.0
• 1% rule +4.8/10.0
• DSCR +4.8/10.0
• Schools +4.5/10.0
• Appreciation +2.5/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Welcome to this adorable and affordable ranch style home In Airville. This 3 bedroom, 2 bathroom home is move in ready. The updated features throughout make this home inviting and easy to move right in. The new kitchen has granite counters w/ new appliances, LVP flooring, updated bathrooms, new carpet in the bedrooms and features a 1st floor laundry area. You won't want to miss out on this one!

Key facts

• 1.2 acre lot
• Built 1999

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath manufactured listed at $150k.

Deal economics

• At list price, monthly cash flow is $66 ($789/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $147k (1.8% below list).
• Recommended offer: $147k (1.8% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• South Eastern SD (rural): math 41% / reading 60% proficiency, ranked #147 of 539 in PA (top 27%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Delta-Peach Bottom El Sch (math 37% / reading 62%, grade D, #654 of 1,518 statewide, top 47%, 275 students, 45% FRL); South Eastern Ms (math 24% / reading 57%, grade F, #248 of 512 statewide, top 50%, 407 students, 31% FRL); Kennard-Dale Hs (math 72%, 713 students, 31% FRL).
• Market conditions: 7 active listings in the ZIP; 1,328 units permitted in York County in 2024 (338 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 19y ago; this cycle's ask has dropped $95k (39%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $147,281 (1.8% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.98% ✗
• Cap rate: 6.82%
• Cash-on-cash: 1.88%
• DSCR: 1.08
• GRM: 8.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -13.3%
• Equity multiple: 0.52×
• Total profit: $-20,061
• Equity at exit: $22,365

10-year hold

• IRR: -4.3%
• Equity multiple: 0.72×
• Total profit: $-11,837
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17302

• Home prices YoY: -1.8%
• Active inventory: 7
• Price-to-rent: 8.5×

Monthly cashflow live

• Estimated rent: $1,473 medium
• Mortgage (P&I): −$787
• Tax from tax record: −$249 /mo · $2,984/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$309
• Net cashflow: $66

Break-even live

Break-even rent $1,390

Max offer price $150,000

Occupancy floor 91%

Sensitivity live

Price	-10% $151	-5% $108	+0% $66	+5% $23	+10% $-19
Rent	-10% $-51	-5% $8	+0% $66	+5% $124	+10% $182
Rate	-1.0pp $141	-0.5pp $104	base $66	+0.5pp $27	+1.0pp $-13

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Listing history 19 events

1. 2026-06-17
   days on marketlisting id $150,000 Pending 1 DOM
2. 2026-01-09
   price $150,000
3. 2026-01-08
   status Pending
4. 2026-01-08
   status Active
5. 2025-12-01
   historical
6. 2025-11-18
   price $222,400
7. 2025-10-21
   price $229,900
8. 2025-09-30
   price $237,900
9. 2025-09-18
   listed $244,900 Active
10. 2025-09-05
    historical $244,900
11. 2024-03-01
    soldstatus $190,000
12. 2024-02-15
    soldstatus $189,900 Closed 397-char remark

    Show marketing remark (397 chars)

    Welcome to this adorable and affordable ranch style home In Airville. This 3 bedroom, 2 bathroom home is move in ready. The updated features throughout make this home inviting and easy to move right in. The new kitchen has granite counters w/ new appliances, LVP flooring, updated bathrooms, new carpet in the bedrooms and features a 1st floor laundry area. You won't want to miss out on this one!

13. 2024-01-11
    status Pending 397-char remark

    Show marketing remark (397 chars)

    Welcome to this adorable and affordable ranch style home In Airville. This 3 bedroom, 2 bathroom home is move in ready. The updated features throughout make this home inviting and easy to move right in. The new kitchen has granite counters w/ new appliances, LVP flooring, updated bathrooms, new carpet in the bedrooms and features a 1st floor laundry area. You won't want to miss out on this one!

14. 2024-01-10
    price $190,000 397-char remark

    Show marketing remark (397 chars)

    Welcome to this adorable and affordable ranch style home In Airville. This 3 bedroom, 2 bathroom home is move in ready. The updated features throughout make this home inviting and easy to move right in. The new kitchen has granite counters w/ new appliances, LVP flooring, updated bathrooms, new carpet in the bedrooms and features a 1st floor laundry area. You won't want to miss out on this one!

15. 2024-01-08
    listed $184,900 Active 397-char remark

    Show marketing remark (397 chars)

    Welcome to this adorable and affordable ranch style home In Airville. This 3 bedroom, 2 bathroom home is move in ready. The updated features throughout make this home inviting and easy to move right in. The new kitchen has granite counters w/ new appliances, LVP flooring, updated bathrooms, new carpet in the bedrooms and features a 1st floor laundry area. You won't want to miss out on this one!

16. 2023-11-09
    soldstatus $45,000
17. 2007-05-07
    soldstatus $154,900
18. 2007-05-04
    soldstatus $154,900 299-char remark

    Show marketing remark (299 chars)

    SHED & CINDER BLOCKS INCLUDED WITH SALE. PRIVATE RURAL SETTING FOR THIS VERY NICE DOUBLE-WIDE FEATURING VAULTED CEILINGS, LAUNDRY OFF THE KITCHEN, REAR SUNROOM READY TO BE FINISHED INTO A 4-SEASON ROOM. MASTER BEDROOM WITH LARGE MASTER BATH & WALK-IN CLOSET. 3RD BR HAS A WALK-IN CLOSET.

19. 2007-03-07
    listed $154,900 299-char remark

    Show marketing remark (299 chars)

    SHED & CINDER BLOCKS INCLUDED WITH SALE. PRIVATE RURAL SETTING FOR THIS VERY NICE DOUBLE-WIDE FEATURING VAULTED CEILINGS, LAUNDRY OFF THE KITCHEN, REAR SUNROOM READY TO BE FINISHED INTO A 4-SEASON ROOM. MASTER BEDROOM WITH LARGE MASTER BATH & WALK-IN CLOSET. 3RD BR HAS A WALK-IN CLOSET.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,984 · $249/mo
• Projected year-2 tax: $2,984 · $249/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,674
• − Mortgage interest: −$8,402
• − Property taxes: −$2,984
• − Insurance: −$750
• − Repairs & maintenance: −$1,414
• − Management: −$1,414
• − Depreciation: −$4,364
• Taxable loss: −$1,654
• Est. tax savings @ 24.0%: +$397
• After-tax cash flow: $1,186/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: South Eastern SD
• NCES district ID: 4222170
• Math proficiency: 41% ▼ -11.00%
• Reading proficiency: 60% ▼ -10.00%
• Median HH income: $68,143
• Composite: 44.86/100
• National rank: #2728
• State rank: #147 of 539 in PA

Livability — Peach Bottom

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Susquehanna Trails, PA
• Population (ZIP): 2,641

Population outlook (York County) Hauer SSP2

• Today (2025): 454,205 people
• By 2030: 457,407 · +0.7%
• By 2040: 457,529 · +0.7%
• By 2050: 448,261 · -1.3%
• By 2075: 427,388 · -5.9%
• By 2100: 384,218 · -15.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (92%)
• Race & ethnicity: White 92% Two or more races 3% Hispanic / Latino 3% Native American 1%
• Common ancestry: Polish 3% Romanian 2% Serbian 2%
• Foreign-born: 1% · Canada
• Languages at home: 94% English-only · German/W. Germanic 3% French/Haitian/Cajun 2% Spanish 1%

Political lean MEDSL · York

• 2024 margin: Strong R (+25.3) · D 36.9% · R 62.1%
• 2008→2024 swing: -11.7pp toward R · 2008: -13.6pp · 2024: -25.3pp
• All cycles: 2024: R+25.3 2020: R+24.6 2016: R+29.3 2012: R+21.2 2008: R+13.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -4.92%
• Current HPI: 264.4823
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-3.2% since first listed

18 events — show timeline

• 2026-01-09 Price Changed $150,000 BRIGHT MLS
• 2026-01-08 Pending — BRIGHT MLS
• 2026-01-08 Relisted — BRIGHT MLS
• 2025-12-01 Listing Removed — BRIGHT MLS
• 2025-11-18 Price Changed $222,400 BRIGHT MLS
• 2025-10-21 Price Changed $229,900 BRIGHT MLS
• 2025-09-30 Price Changed $237,900 BRIGHT MLS
• 2025-09-18 Listed $244,900 BRIGHT MLS
• 2025-09-05 Coming Soon $244,900 BRIGHT MLS
• 2024-03-01 Sold (Public Records) $190,000 Public Records
• 2024-02-15 Sold (MLS) $189,900 BRIGHT MLS
• 2024-01-11 Pending — BRIGHT MLS
• 2024-01-10 Price Changed $190,000 BRIGHT MLS
• 2024-01-08 Listed $184,900 BRIGHT MLS
• 2023-11-09 Sold (Public Records) $45,000 Public Records
• 2007-05-07 Sold (Public Records) $154,900 Public Records
• 2007-05-04 Sold (MLS) $154,900 BRIGHT MLS
• 2007-03-07 Listed $154,900 BRIGHT MLS

Property tax history

+2.2%/yr

Latest (2025): $2,984 · +11.2% YoY. Source: county tax records.