17690 Hillcrest Dr · Country Club Hills, IL 60478

$240,000

3 bd · 1.5 ba · 1,051 sqft · SingleFamily public records · 1 Days on market

Built 1972 7,200 sqft lot Est $191k · 25% over

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.1/30.0
• DSCR +6.4/10.0
• 1% rule +5.9/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

***Multiple Offers Received, Seller is calling for Highest and Best offers due Monday, July 21st, 2025 at 10 AM. ***Attention first time buyers or anyone looking for an amazing opportunity to own in Country Club Hills at an affordable price! This home is perfect for a buyer looking for instant sweat equity and to put in their own finishing touches. Property to be sold "as-is" and the buyer will be responsible for any required Country Club Hills Point of Sale repairs or certifications. Point of Sale Inspection is scheduled for 7.29.25. Why continue to rent when you can own and build long term equity? What an all-around fantastic deal! This one will not last long!

Key facts

• 7,200 sq ft lot
• Garage
• Built 1972

Property features AI

Finance

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Exterior

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Interior

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What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $240k.

Deal economics

• At list price, monthly cash flow is $299 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $240k).

Location & tenants

• Location reads 75/100 on livability (#212 in IL, #3,963 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, health & safety D+, schools F.
• Bremen Chsd 228 (suburban): math 15% / reading 17% proficiency, ranked #468 of 620 in IL (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 94 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 14y ago; this cycle's ask is 50% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $150k; list at $240k implies a 60% gain — meaningful room to come down on a strong offer.

Recommended offer $240,000

Questions for the listing agent

1. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.09% ✓
• Cap rate: 7.79%
• Cash-on-cash: 5.33%
• DSCR: 1.24
• GRM: 7.7

CMA / ARV

• ARV (on-the-fly): $191,282
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
17801 Yale Ln	0.23mi	3/1.5	1,040 (-1%)	3mo	$206,000	$198	85
3617 Coventry Ct	0.30mi	3/2.0	1,064 (+1%)	1mo	$240,000	$226	81
3704 Tamarind Ln	0.50mi	3/1.5	1,066 (+1%)	1mo	$189,000	$177	74
17620 Winston Dr	0.41mi	3/1.0	1,091 (+4%)	3mo	$195,000	$179	70
3618 Peach Grove Ln	0.55mi	3/1.0	1,092 (+4%)	5mo	$175,000	$160	62
3800 171st St	0.72mi	3/1.5	1,066 (+1%)	5mo	$280,000	$263	60
17417 Kedzie Ave	0.66mi	3/2.0	1,100 (+5%)	0mo	$200,000	$182	59
17781 Yale Ln	0.22mi	4/2.0 (+1)	1,200 (+14%)	2mo	$141,500	$118	57
18040 Springfield Ave	0.58mi	3/1.0	1,139 (+8%)	2mo	$180,000	$158	55
17303 Kedzie Ave	0.75mi	3/2.0	1,093 (+4%)	5mo	$204,000	$187	52
18208 Fountainbleau Dr	0.67mi	3/1.5	958 (-9%)	5mo	$185,000	$193	50
17312 Poe Ave	0.74mi	4/1.0 (+1)	1,187 (+13%)	0mo	$199,000	$168	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -8.0%
• Equity multiple: 0.71×
• Total profit: $-19,766
• Equity at exit: $35,785

10-year hold

• IRR: 1.6%
• Equity multiple: 1.11×
• Total profit: $7,704
• Equity at exit: $20,751

Cash invested: $67,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 60478

• Home prices YoY: -27.3%
• Active inventory: 94
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $2,612 high
• Mortgage (P&I): −$1,259
• Tax from tax record: −$406 /mo · $4,872/yr
• Insurance: −$100
• HOA: −$0
• Vacancy / Maint / Mgmt: −$548
• Net cashflow: $299

Break-even live

Break-even rent $2,234

Max offer price $240,000

Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $60,000
• Closing costs: $7,200
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3501 177th St Country Club Hills, IL	2.0	2.0	839	$2,850	$3.40	1d	1	0.16mi
17306 Peach Grove Ln Hazel Crest, IL	4.0	1.0	1034	$2,700	$2.61	1d	1	0.48mi
3515 Bordeaux Ct Hazel Crest, IL	4.0	2.0	1486	$2,900	$1.95	2d	1	0.55mi
17984 Amherst Ct Country Club Hills, IL	2.0	1.0	1000	$1,900	$1.90	1d	1	0.62mi
18019 Ravisloe Ter Country Club Hills, IL	3.0	1.5	1150	$2,800	$2.43	1d	1	0.81mi
2722 Larkspur Ln Hazel Crest, IL	3.0	1.5	1441	$2,650	$1.84	13d	1	1.09mi
1153 Williamsburg Rd Country Club Hills, IL	2.0	1.5	1216	$1,900	$1.56	1d	1	1.12mi
4453 Provincetown Dr Country Club Hills, IL	3.0	2.5	1300	$2,500	$1.92	1d	1	1.19mi
2256 Windsor Ln Country Club Hills, IL	3.0	1.0	1212	$2,250	$1.86	1d	1	1.19mi

Listing history 4 events

1. 2026-06-18
   statusdays on market $240,000 Active 1 DOM
2. 2026-06-18
   days on market $240,000 Active (Private) 171 DOM
3. 2026-06-17
   remarks 442-char remark
4. 2026-06-17
   listed $240,000 Active (Private) 170 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

• Current annual tax: $4,872 · $406/mo
• Projected year-2 tax: $5,160 · $430/mo
• Expected delta: +$288/yr (+$24/mo · 5.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,340
• − Mortgage interest: −$13,444
• − Property taxes: −$4,872
• − Insurance: −$1,200
• − Repairs & maintenance: −$2,507
• − Management: −$2,507
• − Depreciation: −$6,982
• Taxable loss: −$172
• Est. tax savings @ 24.0%: +$41
• After-tax cash flow: $3,625/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bremen Chsd 228
• NCES district ID: 1707050
• Math proficiency: 15% ▼ -4.00%
• Reading proficiency: 17% ▼ -5.00%
• Median HH income: $57,625
• Composite: 15.32/100
• National rank: #9327
• State rank: #468 of 620 in IL

Livability — Country Club Hills

• Score: 75/100
• State rank: #212
• US rank: #3963

Category grades

Amenities F Commute A+ Cost of living A+ Crime D+ Employment A- Housing A+ Health & safety D+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Country Club Hills, IL
• City population: 16,549
• Population (ZIP): 16,549

Population outlook (Cook County) Hauer SSP2

• Today (2025): 5,347,519 people
• By 2030: 5,357,703 · +0.2%
• By 2040: 5,324,924 · -0.4%
• By 2050: 5,230,762 · -2.2%
• By 2075: 4,785,735 · -10.5%
• By 2100: 4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (87%)
• Race & ethnicity: Black 87% White 8% Hispanic / Latino 4% Two or more races 3%
• Common ancestry: Romanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 96% English-only · Spanish 2%

Political lean MEDSL · Cook

• 2024 margin: Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
• 2008→2024 swing: -11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
• All cycles: 2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -79.73%
• Current HPI: 212.3917
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

+185.7% since first listed

16 events — show timeline

• 2026-04-09 Listing Removed — MRED as Distributed by MLS Grid
• 2025-10-21 Sold (Public Records) $150,000 Public Records
• 2025-09-10 Sold (MLS) $150,000 MRED as Distributed by MLS Grid
• 2025-07-22 Contingent — MRED as Distributed by MLS Grid
• 2025-07-14 Listed $159,900 MRED as Distributed by MLS Grid
• 2013-08-30 Sold (Public Records) $120,000 Public Records
• 2013-08-28 Sold (MLS) $120,000 MRED as Distributed by MLS Grid
• 2013-06-14 Pending — MRED as Distributed by MLS Grid
• 2013-04-02 Listed $125,000 MRED as Distributed by MLS Grid
• 2012-12-27 Listing Removed — MRED as Distributed by MLS Grid
• 2012-10-15 Listed — MRED as Distributed by MLS Grid
• 2012-08-16 Sold (MLS) $39,000 MRED as Distributed by MLS Grid
• 2012-08-02 Pending — MRED as Distributed by MLS Grid
• 2012-07-02 Listed $43,600 MRED as Distributed by MLS Grid
• 1994-08-19 Sold (Public Records) $77,000 Public Records
• 1985-07-01 Sold (Public Records) $52,500 Public Records

Property tax history

+2.7%/yr

Latest (2020): $4,872 · -6.3% YoY. Source: county tax records.