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3700 S Tomahawk Rd #73
C Composite 59.95
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.5/30.0
  • ARV discount +15.0/15.0
  • 1% rule +7.5/10.0
  • DSCR +7.5/10.0
  • Livability +3.3/5.0
  • Rent growth +2.9/5.0
  • Appreciation +2.5/10.0
  • Condition / age +2.2/5.0
  • Schools +1.7/10.0
  • Manufactured-home adj. -5.2

$70,000

3700 S Tomahawk Rd #73 · Apache Junction, AZ 85119
2 bd · 2.0 ba · 1,152 sqft · Manufactured · 121 Days on market
Manufactured home 55+ age-restricted Built 1997 Fair condition $61/sqft · 18% below area Est $85k · 18% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

LOOK AT ME. .. .PRICED TO SELL. .. .This 2 bdrm, 2 ba home is priced to sell. Spacious Primary bedroom w/ dual sinks, walk in shower. Large kitchen with newer appliances and plenty of cupboards. 2 storage sheds, mature citrus trees. Gated active 55+ community heated pool and hot tub, fitness room, library, showers, pickleball, billard room and event area. Close to nearby lakes, parks, shopping and so much more.

Key facts

  • Newer appliances
  • Mature citrus trees
  • Primary bedroom

Tags

PRIMARY BEDROOMWALK IN SHOWERNEWER APPLIANCESSTORAGE SHEDSMATURE CITRUS TREESGATED ACTIVE COMMUNITY

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $70k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $510 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $70k).
  • Recommended offer: $62k (12.0% below list) — sets the bar for market timing.
  • Cap rate 15.0% vs local median 3.0% in Apache Junction — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#70 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, amenities F, commute F.
  • Apache Junction Unified District (4443) (suburban): math 15% / reading 20% proficiency, ranked #195 of 249 in AZ (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Desert Vista Elementary School (math 18% / reading 23%, grade F, #729 of 1,109 statewide, top 67%, 536 students, 50% FRL); Cactus Canyon Junior High (math 14% / reading 19%, grade F, #151 of 218 statewide, top 70%, 702 students, 50% FRL); Apache Junction High School (math 12% / reading 17%, grade F, #267 of 381 statewide, top 72%, 999 students, 48% FRL) — zoned schools at 49% FRL track the district average.
  • Market conditions: Rents rising (+1.6%/yr); 478 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals lingering (median 65d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 73% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 1.6% rent growth), your $20k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 121 days — a 12% lower offer ($62k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 5→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $61,600 (12.0% below list)

Questions for the listing agent

  1. It's been on market 121 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.80%
Cap rate
15.03%
Cash-on-cash
31.21%
DSCR
2.39
GRM
4.6

CMA / ARV

ARV (median comp)
$85,000
List price
$70,000
Delta
-17.65%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3500 S Tomahawk Rd #188 0.16mi 2/2.0 1,248 (+8%) 4mo $75,000 $60 75
3500 S Tomahawk Rd #217 0.14mi 2/2.0 1,288 (+12%) 2mo $119,000 $92 72
3500 S Tomahawk Rd #198 0.12mi 2/2.0 1,056 (-8%) 12mo $75,000 $71 70
3700 S Tomahawk Rd #88 0.13mi 2/2.0 1,316 (+14%) 12mo $71,000 $54 60
3355 S Cortez Rd #55 0.65mi 2/2.0 1,128 (-2%) 13mo $81,500 $72 55
2605 S Tomahawk Rd #170 0.75mi 2/2.0 1,056 (-8%) 1mo $65,000 $62 50
2400 E Baseline Ave #153 0.72mi 2/2.0 1,056 (-8%) 3mo $88,000 $83 50
2605 S Tomahawk Rd #181 0.70mi 3/2.0 (+1) 1,200 (+4%) 7mo $125,000 $104 50
2400 E Baseline Ave #178 0.73mi 2/2.0 1,272 (+10%) 0mo $85,000 $67 48
3355 S Cortez Rd #66 0.73mi 2/1.5 1,260 (+9%) 10mo $109,000 $87 40
2605 S Tomahawk Rd #120 0.70mi 2/2.0 1,000 (-13%) 6mo $85,000 $85 40
2400 E Baseline Ave #254 0.73mi 3/2.0 (+1) 1,296 (+12%) 3mo $84,000 $65 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.57% rent growth · sell at horizon

5-year hold
IRR
24.4%
Equity multiple
1.99×
Total profit
$19,357
Equity at exit
$10,437
10-year hold
IRR
31.3%
Equity multiple
3.63×
Total profit
$51,623
Equity at exit
$6,052

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
18 active · 15 under contract
Months of supply
6.4 mo (16%/mo absorbed)
Median asking
$98,250 ($79/sqft)
Median days on market
110 d
This list price
28% of active listings are priced below it
ARV vs active asking
-6.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 85119

Home prices YoY
-33.5%
Rents YoY
1.6%
Active inventory
478
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$1,258 high interval (Pro) →
Mortgage (P&I)
$367
Tax est. 1.5%
$88 /mo · $1,050/yr
Insurance
$29
HOA
$0
Lot rent leased land?
$0
Vacancy / Maint / Mgmt
$264
Net cashflow
$510

Break-even live

Break-even rent $612
Max offer price $70,000
Occupancy floor 54%

Sensitivity live

Price -10% $558 -5% $534 +0% $510 +5% $486 +10% $461
Rent -10% $410 -5% $460 +0% $510 +5% $559 +10% $609
Rate -1.0pp $545 -0.5pp $528 base $510 +0.5pp $492 +1.0pp $473

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,500
Closing costs
$2,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 33 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3700 S Tomahawk Rd Apache Junction, AZ 3.0 2.0 1232 $1,595 $1.29 46d 1 0.05mi
3700 S Tomahawk Rd Unit 58 Apache Junction, AZ 3.0 2.0 1232 $1,595 $1.29 44d 1 0.10mi
3405 S Tomahawk Rd Lot 15 Apache Junction, AZ 2.0 2.0 1216 $1,299 $1.07 10d 1 0.34mi
3448 S Chaparral Rd Apache Junction, AZ 3.0 2.0 1186 $1,848 $1.56 107d 1 0.47mi
2229 E 35th Ave Apache Junction, AZ 2.0 2.0 1401 $1,825 $1.30 37d 1 0.54mi
1504 E 29th Ave Apt 3 Apache Junction, AZ 2.0 1.0 767 $1,450 $1.89 6d 1 0.54mi
953 E Greenlee Ave Apache Junction, AZ 3.0 2.0 1312 $2,115 $1.61 0d 1 0.56mi
1551 E 28th Ave Unit 1 Apache Junction, AZ 2.0 1.0 840 $1,200 $1.43 64d 1 0.57mi
3460 S Conestoga Rd Apache Junction, AZ 3.0 2.0 1188 $1,910 $1.61 5d 1 0.61mi
3283 S Bowman Rd Apache Junction, AZ 3.0 2.0 1387 $1,895 $1.37 84d 1 0.62mi
878 E Graham Ln Apache Junction, AZ 2.0 2.0 938 $1,595 $1.70 69d 1 0.65mi
2692 S Yavapai Rd Unit 3 Apache Junction, AZ 2.0 1.0 850 $1,400 $1.65 54d 1 0.67mi
3333 S Conestoga Rd Apache Junction, AZ 3.0 2.0 1387 $2,900 $2.09 120d 1 0.67mi
1510 E 26th Ln Unit 2 Apache Junction, AZ 2.0 1.5 1160 $1,550 $1.34 94d 1 0.70mi
2580 S Yavapai Rd Unit 2 Apache Junction, AZ 2.0 1.0 840 $1,300 $1.55 69d 1 0.74mi
2560 S Yavapai Rd Unit 2 Apache Junction, AZ 2.0 1.0 800 $1,300 $1.62 84d 1 0.75mi
2524 S Yavapai Rd Apt 3 Apache Junction, AZ 2.0 1.0 840 $1,100 $1.31 10d 1 0.77mi
1540 E 25th Ave Apache Junction, AZ 2.0 1.0 850 $995 $1.17 108d 1 0.81mi
973 E Yuma Ave Apache Junction, AZ 3.0 2.0 1330 $1,960 $1.47 0d 1 0.84mi
2541 S De Soto Rd Apache Junction, AZ 3.0 2.0 1411 $1,915 $1.36 0d 1 0.91mi
2247 S Arizona Rd Apache Junction, AZ 3.0 2.0 1168 $1,795 $1.54 19d 1 0.99mi
700 E Quail Ave Apache Junction, AZ 3.0 2.0 1168 $1,699 $1.45 74d 1 1.02mi
501 E Quail Ave Apache Junction, AZ 2.0 1.0 720 $1,150 $1.60 100d 1 1.05mi
501 E Quail Ave Apache Junction, AZ 2.0 1.0 720 $1,150 $1.60 74d 1 1.06mi
457 E Quail Ave Unit 3 Apache Junction, AZ 2.0 1.0 780 $1,250 $1.60 80d 1 1.06mi
403 E Quail Ave Apache Junction, AZ 2.0 1.0 800 $1,350 $1.69 100d 1 1.08mi
499 E Navajo Ave Unit 4 Apache Junction, AZ 2.0 1.0 750 $1,250 $1.67 46d 1 1.20mi
2962 E Mohave Ln Apache Junction, AZ 3.0 2.0 1400 $2,145 $1.53 64d 1 1.25mi
705 E Kachina Ave Apache Junction, AZ 3.0 2.0 1400 $2,655 $1.90 100d 1 1.35mi
603 E Hondo Ave Apache Junction, AZ 3.0 2.0 1283 $1,750 $1.36 74d 1 1.42mi
2061 S Apache Dr Unit 1 Apache Junction, AZ 2.0 1.0 800 $995 $1.24 54d 1 1.45mi
2061 S Apache Dr Unit 1 Apache Junction, AZ 2.0 1.0 800 $995 $1.24 67d 1 1.45mi
756 E Granada Ave Apache Junction, AZ 3.0 1.0 1040 $1,799 $1.73 10d 1 1.50mi

Property features AI

Finance

Other
Private maintained roadBuilding area source: owner
HOA & community
Land lease (monthly)Land lease amount $860 monthlyAssociation covers sewer, trash, and waterCommunity poolCommunity spa (heated)Pickleball courtsFitness centerCommunity media room

Exterior

Parking
1 covered parking space1 open parking space1 carport space
Security
Gated community
Utilities
City waterSewer connected (private sewer)
Home design
Manufactured/mobile homeLeasehold ownership
Construction
Vertical sidingWood framePanelized constructionComposition roof
Exterior features
StorageShed(s)Desert backyardGravel/stone front and backPrivate maintained roadDesert view

Interior

Kitchen
RefrigeratorDishwasherBuilt-in microwaveReverse osmosisKitchen island
Bedrooms
2 bedrooms
Flooring
CarpetTile
Bathrooms
2 full bathrooms
Heating & cooling
Heat pumpCentral airProgrammable thermostat
Interior features
High-speed internetDouble vanityKitchen islandFull bath in primary bedroomDual-pane windows

Listing history 50 events

  1. 2026-09-23
    days on market $70,000 Active 121 DOM
  2. 2026-09-22
    days on market $70,000 Active 120 DOM
  3. 2026-09-21
    days on market $70,000 Active 119 DOM
  4. 2026-09-20
    days on market $70,000 Active 118 DOM
  5. 2026-09-19
    days on market $70,000 Active 117 DOM
  6. 2026-09-18
    days on market $70,000 Active 116 DOM
  7. 2026-09-17
    days on market $70,000 Active 115 DOM
  8. 2026-09-16
    days on market $70,000 Active 114 DOM
  9. 2026-09-15
    days on market $70,000 Active 113 DOM
  10. 2026-09-14
    days on market $70,000 Active 112 DOM
  11. 2026-09-13
    days on market $70,000 Active 111 DOM
  12. 2026-09-12
    days on market $70,000 Active 110 DOM
  13. 2026-09-11
    remarks 414-char remark
  14. 2026-09-11
    pricedays on market $70,000 Active 109 DOM
  15. 2026-09-05
    days on market $79,000 Active 103 DOM
  16. 2026-09-04
    days on market $79,000 Active 102 DOM
  17. 2026-09-03
    days on market $79,000 Active 101 DOM
  18. 2026-08-31
    days on market $79,000 Active 98 DOM
  19. 2026-08-30
    days on market $79,000 Active 97 DOM
  20. 2026-08-29
    days on market $79,000 Active 96 DOM
  21. 2026-08-28
    days on market $79,000 Active 95 DOM
  22. 2026-08-27
    days on market $79,000 Active 94 DOM
  23. 2026-08-26
    days on market $79,000 Active 93 DOM
  24. 2026-08-25
    days on market $79,000 Active 92 DOM
  25. 2026-08-24
    days on market $79,000 Active 91 DOM
  26. 2026-08-23
    days on market $79,000 Active 90 DOM
  27. 2026-08-22
    days on market $79,000 Active 89 DOM
  28. 2026-08-21
    days on market $79,000 Active 88 DOM
  29. 2026-08-20
    days on market $79,000 Active 87 DOM
  30. 2026-08-19
    days on market $79,000 Active 86 DOM
  31. 2026-08-18
    days on market $79,000 Active 85 DOM
  32. 2026-08-17
    days on market $79,000 Active 84 DOM
  33. 2026-08-16
    days on market $79,000 Active 83 DOM
  34. 2026-08-15
    days on market $79,000 Active 82 DOM
  35. 2026-08-14
    days on market $79,000 Active 81 DOM
  36. 2026-08-13
    days on market $79,000 Active 80 DOM
  37. 2026-08-12
    days on market $79,000 Active 79 DOM
  38. 2026-08-11
    days on market $79,000 Active 78 DOM
  39. 2026-08-10
    days on market $79,000 Active 77 DOM
  40. 2026-08-09
    days on market $79,000 Active 76 DOM
  41. 2026-08-08
    days on market $79,000 Active 75 DOM
  42. 2026-08-06
    days on market $79,000 Active 73 DOM
  43. 2026-08-05
    days on market $79,000 Active 72 DOM
  44. 2026-08-04
    days on market $79,000 Active 71 DOM
  45. 2026-08-03
    days on market $79,000 Active 70 DOM
  46. 2026-07-31
    days on market $79,000 Active 67 DOM
  47. 2026-07-30
    days on market $79,000 Active 66 DOM
  48. 2026-07-30
    days on market $79,000 Active 65 DOM
  49. 2026-07-28
    days on market $79,000 Active 64 DOM
  50. 2026-07-26
    days on market $79,000 Active 62 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 8/10 Severe 5 d/yr ≥111°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,091
− Mortgage interest
−$3,921
− Property taxes
−$1,050
− Insurance
−$350
− Repairs & maintenance
−$1,207
− Management
−$1,207
− Depreciation
−$2,036
Taxable income
$5,319
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,277
After-tax cash flow
$4,840/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Fair 45/100 Cosmetic rehab Est. rehab $5,760–$17,280 screening

This 2-bedroom, 2-bathroom manufactured home is in good condition with a good roof, exterior, and interior. It is located in a gated community with amenities, and the property is priced to sell. Consider painting the exterior and landscaping to enhance curb appeal and resale value.

Value-add opportunities

  • Both Painting the exterior — Enhances curb appeal and resale value.
  • Both Landscaping improvements — Enhances curb appeal and rental value.
  • Both Interior touch-ups — Enhances interior aesthetics and resale value.

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 17/100

Zoned Schools

Elementary Desert Vista Elementary School F AZ #729/1,109 Nat'l #33,158/41,679 Middle Cactus Canyon Junior High F AZ #151/218 Nat'l #12,406/14,009 High Apache Junction High School F AZ #267/381 Nat'l #15,534/17,239

Schools (NCES district)

District
Apache Junction Unified District (4443)
NCES district ID
0400790
Math proficiency
15% ▼ -17.00%
Reading proficiency
20% ▼ -13.00%
Median HH income
$44,930
Composite
15.34/100
National rank
#9325
State rank
#195 of 249 in AZ
C Composite livability gradescore 66/100

Livability — Apache Junction

Score
66/100
State rank
#70
US rank
#11242

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Apache Junction, AZ
County
Pinal County · 437,574 people
City population
56,611
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
25,420
Household income
$71,585
Rent vs Own
20.1% rent · 79.9% own
Severe rent burden
12% of renters

Population outlook (Pinal County) Hauer SSP2

Today (2025)
437,574 people
By 2030
446,903 · +2.1%
By 2040
452,589 · +3.4%
By 2050
444,126 · +1.5%
By 2075
430,300 · -1.7%
By 2100
393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Hispanic / Latino 19% Two or more races 12% Black 2% Asian 1%
Hispanic origin (detail)
Mexican 17%
Common ancestry
Slovak 5% Portuguese 3% Lithuanian 3%
Foreign-born
8% · Canada
Languages at home
87% English-only · Spanish 11%

Political lean MEDSL · Pinal

2024 margin
Strong R (+22.1) · D 38.5% · R 60.6%
2008→2024 swing
-7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
All cycles
2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2026-05-25 Listed $79,000 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…