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3122 Brinkley Rd
C+ Composite 63.38
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.7/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.5/5.0
  • Condition / age +2.2/5.0
  • Rent growth +1.8/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$158,231

3122 Brinkley Rd · Temple Hills, MD 20748
3 bd · 2.0 ba · 924 sqft · Other · 12 Days on market
Built 1966 Fair condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

A nice size for a family trying to downsize, Condo Fee of $640

Key facts

  • Built 1966
  • Listed 12 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath other listed at $158k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $527 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $158k).

Location & tenants

  • Location reads 70/100 on livability (#165 in MD) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment B+; Watch: crime D, schools F, amenities F.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents soft (-2.9%/yr); 139 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $158,231

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.30%
Cap rate
10.29%
Cash-on-cash
14.27%
DSCR
1.63
GRM
6.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
1.2%
Equity multiple
1.04×
Total profit
$1,938
Equity at exit
$23,593
10-year hold
IRR
7.5%
Equity multiple
1.49×
Total profit
$21,794
Equity at exit
$13,681

Cash invested: $44,305 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20748

Rents YoY
-2.9%
Active inventory
139
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$2,051 high interval (Pro) →
Mortgage (P&I)
$830
Tax est. 1.5%
$198 /mo · $2,373/yr
Insurance
$66
HOA
$0
Vacancy / Maint / Mgmt
$431
Net cashflow
$527

Break-even live

Break-even rent $1,384
Max offer price $158,231
Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,558
Closing costs
$4,747
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3130 Brinkley Rd Unit 9-303 Temple Hills, MD 3.0 2.0 924 $2,000 $2.16 43d 1 0.05mi
3051 Brinkley Rd Temple Hills, MD 1.0–2.0 1.0 930 $2,092 $2.25 1d 10 0.23mi
3331 Huntley Square Dr Unit C1 Temple Hills, MD 2.0 1.0 1031 $1,800 $1.75 24d 1 0.24mi
3330 Huntley Square Dr Unit T1 Temple Hills, MD 2.0 2.0 1056 $2,000 $1.89 18d 1 0.29mi
3352 Huntley Sq Dr Unit T Temple Hills, MD 2.0 2.0 1056 $2,250 $2.13 43d 1 0.31mi
3352 Huntley Sq Dr Unit T Temple Hills, MD 2.0 2.0 1056 $2,050 $1.94 21d 1 0.31mi
5837 Fisher Rd Temple Hills, MD 1.0–3.0 1.0–2.0 860 $2,351 $2.73 12d 1 0.49mi
5837 Fisher Rd Temple Hills, MD 1.0–3.0 1.0–2.0 923 $2,226 $2.41 21d 13 0.49mi
2428 Corning Ave Fort Washington, MD 1.0–2.0 1.0 835 $1,713 $2.05 1d 16 0.72mi
6500 Saint Ignatius Dr Unit 6101 Fort Washington, MD 2.0 2.0 1032 $2,100 $2.03 24d 1 0.76mi
6900 Saint Ignatius Dr #304 Fort Washington, MD 2.0 2.0 1031 $2,100 $2.04 4d 1 0.78mi
5402 Saint Barnabas Rd Oxon Hill, MD 2.0 1.0 850 $2,176 $2.56 21d 1 0.91mi
6009 Oxon Hill Rd Oxon Hill, MD 2.0 1.0–2.0 811 $2,445 $3.01 1d 16 1.41mi

Listing history 9 events

  1. 2026-06-18
    days on market $158,231 Active 12 DOM
  2. 2026-06-17
    days on market $158,231 Active 11 DOM
  3. 2026-06-16
    days on market $158,231 Active 10 DOM
  4. 2026-06-15
    days on market $158,231 Active 9 DOM
  5. 2026-06-13
    days on market $158,231 Active 7 DOM
  6. 2026-06-10
    days on market $158,231 Active 3 DOM
  7. 2026-06-08
    days on market $158,231 Active 2 DOM
  8. 2026-06-07
    remarks 62-char remark
  9. 2026-06-07
    listed $158,231 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,614
− Mortgage interest
−$8,863
− Property taxes
−$2,373
− Insurance
−$791
− Repairs & maintenance
−$1,969
− Management
−$1,969
− Depreciation
−$4,603
Taxable income
$4,044
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$971
After-tax cash flow
$5,352/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Fair 45/100 Cosmetic rehab

The property appears to be in good condition with minimal maintenance required. Painting the exterior and improving landscaping would significantly enhance its curb appeal and value.

Value-add opportunities

  • Both Paint exterior — Enhances curb appeal and resale value
  • Both Landscaping improvements — Enhances curb appeal and rental value

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior — Enhances curb appeal and resale value
  • Both Landscaping improvements — Enhances curb appeal and rental value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Temple Hills

Score
70/100
State rank
#165
US rank
#7368

Category grades

Amenities F Commute A+ Cost of living C Crime D Employment B+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Temple Hills, MD
County
Prince Georges County · 919,866 people
City population
40,338
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
40,338
Household income
$83,162
Rent vs Own
42.9% rent · 57.1% own
Severe rent burden
1929.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (81%)
Race & ethnicity
Black 81% Hispanic / Latino 11% White 5% Two or more races 4% Asian 1%
Hispanic origin (detail)
Mexican 3%
Foreign-born
10% · Canada
Languages at home
87% English-only · Spanish 10% French/Haitian/Cajun 1% Tagalog/Filipino 1%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -215.06%
Current HPI
307.2658
Rent YoY
▼ -2.87%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-06 Listed $158,231 FSBO.com

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…