🌊 Lakefront
1379 Chesapeake Ave Unit A4 · Naples, FL
Flood risk 9/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.7/30.0
- 1% rule +7.6/10.0
- ARV discount +7.5/15.0
- DSCR +7.3/10.0
- Appreciation +7.0/10.0
- Schools +5.0/10.0
- Rent growth +4.7/5.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
$425,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
A passion for the bay - This charming two bedroom, two bathroom waterfront condo encompasses the true nature of a relaxed and stress-free Naples lifestyle. Whether you prefer cocktails on the porch or taking a short boat ride through the bay and out to the Gulf, the water is literally at your doorstep. This completely remodeled condo comes in at a great value with a price-per-square foot of $259.17 compared to an average of $281.04 from similar properties. Your 1,080 feet of living space also provides a fantastic-sized kitchen with granite counter-tops and chic tile flooring. An outdoor storage locker and private boat dock makes it easy to enjoy ocean-based excursions at your command. The location is simply unrivaled; you're minutes from the prestigious 5th Ave South, Tin City and the sandy Naples beaches. Kick back, grab your drink and relax in your own private oasis- Here at 1379 Chesapeake Avenue.
Key facts
- Direct gulf access
- Boating convenience
- Waterfront living
Tags
Property features AI
Finance
- Other: Community name: Casa Granada; Boat access with deeded dock/boat slip; electricity and water available at dock; gulf access with no bridges; canal width 31–80 feet
- Financial info: 12 units in the complex; 6 units in the building; 1 unit per floor; building has 2 floors
- HOA & community: Mandatory HOA; Monthly condo fee; Monthly condo fee $750; Professional management; Maintenance covers insurance, pest control (exterior), reserves, street lights, street maintenance, and trash removal; Community amenities include BBQ/picnic, boat storage, common laundry, community boat slip, community gulf boat access, extra storage, fish cleaning station, and internet access; Non-gated boating community; One-time fee $50; Total annual recurring fees $9,000; Total one-time fees $150
Exterior
- Parking: 1 assigned parking space; Guest parking; Paved parking
- Security: Impact resistant doors and windows; Smoke detectors
- Utilities: Central water; Central sewer; Cable available
- Home design: Residential low-rise (1–3 stories); Corner end-unit; Rear exposure faces north; Part of Oyster Bay development; Canal and partial gulf view; Has waterfront with canal access and seawall
- Construction: Concrete block construction; Built in 1973
- Exterior features: Deck; Patio; Storage; Impact resistant windows and doors; Stucco exterior; Built-up or flat roof
Interior
- Kitchen: Dishwasher; Disposal; Microwave; Range; Self-cleaning oven; Refrigerator/Freezer
- Bedrooms: 2 bedrooms
- Flooring: Vinyl flooring
- Bathrooms: 2 full bathrooms; Master bathroom with dual sinks and shower
- Heating & cooling: Central electric heat; Central electric cooling
- Interior features: Built-in cabinets; High-speed internet available; Smoke detectors; Walk-in closet; Dining area combined with living; Great room layout; Screened lanai/porch
- Laundry & utility: Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $425k.
Deal economics
- At list price, monthly cash flow is $308 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($5k rent vs $425k).
- Recommended offer: $412k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+8.8%/yr); 616 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $5,355/mo this rent would consume 49% of the median local household income ($131k/yr) (locally 333% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $20k of equity ($3k loan paydown + $17k appreciation (4.1% local appreciation)).
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (4.1% appreciation + 8.0% rent growth), your $119k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 39 days — a 3% lower offer ($412k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $285k; 49% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 39 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.26% ✓
- Cap rate
- 8.37%
- Cash-on-cash
- 7.40%
- DSCR
- 1.33
- GRM
- 6.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
4.08% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 16.7%
- Equity multiple
- 2.05×
- Total profit
- $124,661
- Equity at exit
- $217,559
- IRR
- 20.5%
- Equity multiple
- 4.70×
- Total profit
- $440,699
- Equity at exit
- $357,502
Cash invested: $119,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34102
- Home prices YoY
- 1.3%
- Rents YoY
- 8.8%
- Active inventory
- 616
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $5,355 high interval (Pro) →
- Mortgage (P&I)
- −$2,229
- Tax from tax record
- −$341 /mo · $4,088/yr
- Insurance
- −$177
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$750
- Vacancy / Maint / Mgmt
- −$1,125
- Net cashflow
- $308
Break-even live
Sensitivity live
| Price | -10% $548 | -5% $428 | +0% $308 | +5% $187 | +10% $67 |
|---|---|---|---|---|---|
| Rent | -10% $-115 | -5% $96 | +0% $308 | +5% $519 | +10% $731 |
| Rate | -1.0pp $522 | -0.5pp $416 | base $308 | +0.5pp $198 | +1.0pp $86 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $106,250
- Closing costs
- $12,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1376 Chesapeake Ave #2 Naples, FL | 2.0 | 2.0 | 1218 | $2,300 | $1.89 | 24d | 1 | 0.02mi |
| 1501 Chesapeake Ave Unit 1296210P Naples, FL | 2.0 | 2.0 | 1377 | $4,110 | $2.98 | 15d | 1 | 0.14mi |
| 1120 Little Neck Ct Unit E40 Naples, FL | 3.0 | 2.0 | 1400 | $2,999 | $2.14 | 24d | 1 | 0.16mi |
| 1535 Chesapeake Ave Unit A2 Naples, FL | 2.0 | 2.0 | 1080 | $2,000 | $1.85 | 24d | 1 | 0.16mi |
| 1555 Blue Point Ave Unit 3 Naples, FL | 2.0 | 2.0 | 1025 | $1,745 | $1.70 | 15d | 1 | 0.17mi |
| 1186 Cherrystone Ct Naples, FL | 2.0 | 2.0 | 1163 | $1,995 | $1.72 | 24d | 1 | 0.18mi |
| 1165 Clam Ct #7 Naples, FL | 2.0 | 2.5 | 1449 | $2,900 | $2.00 | 24d | 1 | 0.19mi |
| 1605 Chesapeake Ave #2 Naples, FL | 2.0 | 1.0 | 850 | $2,300 | $2.71 | 24d | 1 | 0.23mi |
| 1200 Cherrystone Ct Unit A203 Naples, FL | 2.0 | 2.0 | 1276 | $4,950 | $3.88 | 24d | 1 | 0.23mi |
| 1353 Pelican Ave Naples, FL | 2.0 | 2.0 | 1203 | $8,500 | $7.07 | 24d | 1 | 0.24mi |
| 1625 Chesapeake Ave #203 Naples, FL | 2.0 | 2.0 | 1200 | $4,500 | $3.75 | 24d | 1 | 0.25mi |
| 1686 Blue Point Ave Unit B1 Naples, FL | 2.0 | 2.0 | 1198 | $6,500 | $5.43 | 24d | 1 | 0.26mi |
| 1686 Blue Point Ave Naples, FL | 2.0 | 2.0 | 1057 | $5,500 | $5.20 | 15d | 2 | 0.26mi |
| 1437 Sandpiper St Naples, FL | 3.0 | 2.0 | 1200 | $16,000 | $13.33 | 24d | 1 | 0.29mi |
| 1751 Smugglers Cv Unit 2 1 Naples, FL | 2.0 | 1.0 | 800 | $1,995 | $2.49 | 15d | 1 | 0.31mi |
| 1549 Sandpiper St #36 Naples, FL | 2.0 | 2.0 | 1073 | $2,195 | $2.05 | 24d | 1 | 0.31mi |
| 1155 Sandpiper St Naples, FL | 2.0 | 2.0 | 1062 | $3,950 | $3.72 | 22d | 3 | 0.34mi |
| 1155 Sandpiper St Naples, FL | 2.0 | 2.0 | 1062 | $4,050 | $3.81 | 24d | 2 | 0.34mi |
| 1666 Osprey Ave #203 Naples, FL | 2.0 | 2.0 | 1200 | $7,000 | $5.83 | 24d | 1 | 0.35mi |
| 105 Georgetown Blvd #105 Naples, FL | 2.0 | 2.0 | 1450 | $6,500 | $4.48 | 24d | 1 | 0.39mi |
| 1395 Curlew Ave Unit 4-3 Naples, FL | 2.0 | 2.0 | 975 | $7,000 | $7.18 | 24d | 1 | 0.41mi |
| 1435 Curlew Ave #1 Naples, FL | 2.0 | 2.0 | 975 | $2,850 | $2.92 | 22d | 1 | 0.41mi |
| 1435 Curlew Ave #1 Naples, FL | 2.0 | 2.0 | 975 | $2,850 | $2.92 | 24d | 1 | 0.41mi |
| 1501 Curlew Ave Naples, FL | 2.0 | 1.0 | 1180 | $2,000 | $1.69 | 24d | 1 | 0.41mi |
| 24 Rivard Rd Naples, FL | 3.0 | 2.0 | 1314 | $6,500 | $4.95 | 24d | 1 | 0.41mi |
| 69 Georgetown Blvd #69 Naples, FL | 2.0 | 2.0 | 1450 | $5,500 | $3.79 | 24d | 1 | 0.43mi |
| 91 Georgetown Blvd #91 Naples, FL | 2.0 | 2.0 | 1450 | $7,000 | $4.83 | 24d | 1 | 0.43mi |
| 12 Knights Bridge Rd Unit A32 Naples, FL | 2.0 | 2.0 | 1095 | $3,200 | $2.92 | 22d | 1 | 0.44mi |
| 84 Georgetown Blvd #84 Naples, FL | 2.0 | 2.0 | 1450 | $5,500 | $3.79 | 24d | 1 | 0.44mi |
| 9 Knights Bridge Rd #30 Naples, FL | 2.0 | 2.0 | 1296 | $3,000 | $2.31 | 14d | 1 | 0.46mi |
| 3001 Sandpiper Bay Cir Unit B106 Naples, FL | 2.0 | 2.0 | 1100 | $1,950 | $1.77 | 15d | 1 | 0.50mi |
| 805 River Point Dr Unit 307C Naples, FL | 1.0 | 1.0 | 816 | $2,700 | $3.31 | 24d | 1 | 0.51mi |
| 803 River Point Dr Unit 201B Naples, FL | 1.0 | 1.0 | 715 | $2,300 | $3.22 | 24d | 1 | 0.52mi |
| 1100 9th St S Unit E101 Naples, FL | 2.0 | 2.0 | 1450 | $3,000 | $2.07 | 24d | 1 | 0.53mi |
| 3002 Sandpiper Bay Cir Unit A203 Naples, FL | 2.0 | 2.0 | 1200 | $2,200 | $1.83 | 24d | 1 | 0.53mi |
| 1950 Mayfair ST Unit 923 Naples, FL | 2.0 | 2.0 | 1142 | $4,490 | $3.93 | 15d | 1 | 0.54mi |
| 1950 Mayfair ST Unit 817 Naples, FL | 1.0 | 1.0 | 710 | $3,295 | $4.64 | 15d | 1 | 0.54mi |
| 1950 Mayfair ST Unit 716 Naples, FL | 1.0 | 1.0 | 710 | $3,330 | $4.69 | 15d | 1 | 0.54mi |
| 1950 Mayfair ST Unit 802 Naples, FL | 1.0 | 1.0 | 710 | $3,355 | $4.73 | 15d | 1 | 0.54mi |
| 1950 Mayfair ST Unit 1021 Naples, FL | 1.0 | 1.0 | 710 | $3,520 | $4.96 | 15d | 1 | 0.54mi |
HOA detail condo
- Monthly dues
- $750 · $9,000/yr
- Likely covers
- water
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 25 events
-
2026-06-21days on market $425,000 Active 39 DOM
-
2026-06-18days on market $425,000 Active 36 DOM
-
2026-06-17days on market $425,000 Active 35 DOM
-
2026-06-16days on market $425,000 Active 34 DOM
-
2026-06-15days on market $425,000 Active 33 DOM
-
2026-06-14days on market $425,000 Active 31 DOM
-
2026-06-10days on market $425,000 Active 28 DOM
-
2026-06-09days on market $425,000 Active 27 DOM
-
2026-06-08days on market $425,000 Active 26 DOM
-
2026-06-07days on market $425,000 Active 25 DOM
-
2026-06-03days on market $425,000 Active 21 DOM
-
2026-06-02days on market $425,000 Active 20 DOM
-
2026-06-01days on market $425,000 Active 19 DOM
-
2026-05-31days on market $425,000 Active 18 DOM
-
2026-05-30days on market $425,000 Active 17 DOM
-
2026-05-14$425,000 Active
-
2015-12-18soldstatus $285,000
-
2015-12-16price $284,900 913-char remark
Show marketing remark (913 chars)
A passion for the bay - This charming two bedroom, two bathroom waterfront condo encompasses the true nature of a relaxed and stress-free Naples lifestyle. Whether you prefer cocktails on the porch or taking a short boat ride through the bay and out to the Gulf, the water is literally at your doorstep. This completely remodeled condo comes in at a great value with a price-per-square foot of $259.17 compared to an average of $281.04 from similar properties. Your 1,080 feet of living space also provides a fantastic-sized kitchen with granite counter-tops and chic tile flooring. An outdoor storage locker and private boat dock makes it easy to enjoy ocean-based excursions at your command. The location is simply unrivaled; you're minutes from the prestigious 5th Ave South, Tin City and the sandy Naples beaches. Kick back, grab your drink and relax in your own private oasis- Here at 1379 Chesapeake Avenue.
-
2015-12-16price $285,000 913-char remark
Show marketing remark (913 chars)
A passion for the bay - This charming two bedroom, two bathroom waterfront condo encompasses the true nature of a relaxed and stress-free Naples lifestyle. Whether you prefer cocktails on the porch or taking a short boat ride through the bay and out to the Gulf, the water is literally at your doorstep. This completely remodeled condo comes in at a great value with a price-per-square foot of $259.17 compared to an average of $281.04 from similar properties. Your 1,080 feet of living space also provides a fantastic-sized kitchen with granite counter-tops and chic tile flooring. An outdoor storage locker and private boat dock makes it easy to enjoy ocean-based excursions at your command. The location is simply unrivaled; you're minutes from the prestigious 5th Ave South, Tin City and the sandy Naples beaches. Kick back, grab your drink and relax in your own private oasis- Here at 1379 Chesapeake Avenue.
-
2015-12-15soldstatus $285,000 Sold 913-char remark
Show marketing remark (913 chars)
A passion for the bay - This charming two bedroom, two bathroom waterfront condo encompasses the true nature of a relaxed and stress-free Naples lifestyle. Whether you prefer cocktails on the porch or taking a short boat ride through the bay and out to the Gulf, the water is literally at your doorstep. This completely remodeled condo comes in at a great value with a price-per-square foot of $259.17 compared to an average of $281.04 from similar properties. Your 1,080 feet of living space also provides a fantastic-sized kitchen with granite counter-tops and chic tile flooring. An outdoor storage locker and private boat dock makes it easy to enjoy ocean-based excursions at your command. The location is simply unrivaled; you're minutes from the prestigious 5th Ave South, Tin City and the sandy Naples beaches. Kick back, grab your drink and relax in your own private oasis- Here at 1379 Chesapeake Avenue.
-
2015-11-14historical 913-char remark
Show marketing remark (913 chars)
A passion for the bay - This charming two bedroom, two bathroom waterfront condo encompasses the true nature of a relaxed and stress-free Naples lifestyle. Whether you prefer cocktails on the porch or taking a short boat ride through the bay and out to the Gulf, the water is literally at your doorstep. This completely remodeled condo comes in at a great value with a price-per-square foot of $259.17 compared to an average of $281.04 from similar properties. Your 1,080 feet of living space also provides a fantastic-sized kitchen with granite counter-tops and chic tile flooring. An outdoor storage locker and private boat dock makes it easy to enjoy ocean-based excursions at your command. The location is simply unrivaled; you're minutes from the prestigious 5th Ave South, Tin City and the sandy Naples beaches. Kick back, grab your drink and relax in your own private oasis- Here at 1379 Chesapeake Avenue.
-
2015-08-12$284,900 Active 913-char remark
Show marketing remark (913 chars)
A passion for the bay - This charming two bedroom, two bathroom waterfront condo encompasses the true nature of a relaxed and stress-free Naples lifestyle. Whether you prefer cocktails on the porch or taking a short boat ride through the bay and out to the Gulf, the water is literally at your doorstep. This completely remodeled condo comes in at a great value with a price-per-square foot of $259.17 compared to an average of $281.04 from similar properties. Your 1,080 feet of living space also provides a fantastic-sized kitchen with granite counter-tops and chic tile flooring. An outdoor storage locker and private boat dock makes it easy to enjoy ocean-based excursions at your command. The location is simply unrivaled; you're minutes from the prestigious 5th Ave South, Tin City and the sandy Naples beaches. Kick back, grab your drink and relax in your own private oasis- Here at 1379 Chesapeake Avenue.
-
2001-02-23soldstatus $173,000
-
1999-05-19soldstatus $124,000
-
1995-09-21soldstatus $15,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,088 · $341/mo
- Projected year-2 tax
- $4,088 · $341/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $64,265
- − Mortgage interest
- −$23,807
- − Property taxes
- −$4,088
- − Insurance
- −$7,244
- − Repairs & maintenance
- −$5,141
- − Management
- −$5,141
- − HOA
- −$9,000
- − Depreciation
- −$12,364
- Taxable loss
- −$2,519
- Est. tax savings @ 24.0%
- +$605
- After-tax cash flow
- $4,298/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Naples
- Score
- 80/100
- State rank
- #126
- US rank
- #1903
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Naples, FL
- County
- Collier County · 396,295 people
- City population
- 344,941
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 11,179
- Household income
- $130,929
- Rent vs Own
- Severe rent burden
- 333.0
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Hispanic / Latino 9% Two or more races 8% Black 8% Asian 1%
- Hispanic origin (detail)
- Cuban 6%
- Common ancestry
- Hispanic 4% Lithuanian 4% Romanian 4%
- Foreign-born
- 17% · Canada, China
- Languages at home
- 87% English-only · Spanish 7% French/Haitian/Cajun 4% German/W. Germanic 1%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 4.08%
- Current HPI
- 328.2755
- Rent YoY
- ▲ 8.75%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+2733.3% since first listed10 events — show timeline
- 2026-05-14 Listed $425,000 NAPLESMLS
- 2015-12-18 Sold (Public Records) $285,000 Public Records
- 2015-12-16 Price Changed $284,900 NAPLESMLS
- 2015-12-16 Price Changed $285,000 NAPLESMLS
- 2015-12-15 Sold (MLS) $285,000 NAPLESMLS
- 2015-11-14 Listing Removed — NAPLESMLS
- 2015-08-12 Listed $284,900 NAPLESMLS
- 2001-02-23 Sold (Public Records) $173,000 Public Records
- 1999-05-19 Sold (Public Records) $124,000 Public Records
- 1995-09-21 Sold (Public Records) $15,000 Public Records
Property tax history
+7.2%/yrLatest (2025): $4,088 · +1.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…