3414 Lindsey St · Dover, FL 33527

$350,000

4 bd · 1.0 ba · 1,584 sqft · SingleFamily public records · 149 Days on market

Built 1960 0.46 ac lot

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.4/30.0
• ARV discount +7.5/15.0
• DSCR +6.8/10.0
• 1% rule +4.9/10.0
• Schools +4.2/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

One or more photo(s) has been virtually staged. One or more photos have been virtually staged. Back on the market—buyer had a change of plans! Priced to sell and listed below appraised value. Move-In Ready, Fully Renovated, and NO HOA / NO CDD! Skip the wait for new construction—this home delivers modern upgrades, major system replacements, and immediate availability. Plus, it qualifies for $0 down financing, and our preferred lender is offering a 1/1 buydown to help reduce your interest rate. Inside, you’ll love: Bright, open living spaces with fresh paint and abundant natural light A designer kitchen featuring new shaker cabinets, quartz countertops, breakfast bar, stylish backsplash, LED lighting, and stainless steel appliances A spacious primary suite with an oversized bedroom and walk-in closet Beautifully updated bathrooms with dual vanities, a walk-in shower, soaking tub, and floor-to-ceiling tile Exterior & upgrades include: New roof, soffits, fascia, paint, driveway, fencing, and landscaping Waterproof flooring, modern fixtures, new doors, trim, and baseboards Major systems replaced: HVAC (with warranty), ductwork, plumbing, electrical, water heater, water softener, and well Energy-efficient LED lighting and ceiling fans throughout Bonus: Enjoy peaceful sunset views overlooking the strawberry fields behind the home. Location perks: Nestled in a quiet neighborhood with convenient access to I-4, Tampa, Lakeland, and Orlando. With every major system updated and high-end finishes throughout, this home offers the feel of new construction—without the wait, HOA restrictions, or CDD fees. Home comes with a clean 4 point inspection.

Key facts

• Brand new appliances
• Fully renovated home
• Modern upgrades

Tags

• FULLY RENOVATED HOME
• MODERN UPGRADES
• OPEN AND BRIGHT FLOOR PLAN
• GORGEOUS MODERN KITCHEN
• BRAND NEW APPLIANCES
• SHAKER CABINETS

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $350k.

Deal economics

• At list price, monthly cash flow is $518 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $347k (0.9% below list).
• Recommended offer: $308k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 59/100 on livability (#823 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: schools F, amenities F, commute F.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 68 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• At $3,468/mo this rent would consume 52% of the median local household income ($80k/yr) (locally 433% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 149 days — a 12% lower offer ($308k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 3y ago; this cycle's ask has dropped $29k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $180k; list at $350k implies a 95% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $308,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 149 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.99% ✗
• Cap rate: 8.07%
• Cash-on-cash: 6.34%
• DSCR: 1.28
• GRM: 8.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -6.6%
• Equity multiple: 0.76×
• Total profit: $-23,820
• Equity at exit: $52,186

10-year hold

• IRR: 3.0%
• Equity multiple: 1.22×
• Total profit: $21,426
• Equity at exit: $30,262

Cash invested: $98,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33527

• Home prices YoY: -17.6%
• Active inventory: 68
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $3,468 medium
• Mortgage (P&I): −$1,835
• Tax from tax record: −$241 /mo · $2,894/yr
• Insurance: −$146
• HOA: −$0
• Vacancy / Maint / Mgmt: −$728
• Net cashflow: $518

Break-even live

Break-even rent $2,813

Max offer price $350,000

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $87,500
• Closing costs: $10,500
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
13810 Walden Sheffield Rd Dover, FL	3.0	3.0	1961	$2,825	$1.44	3d	1	1.44mi
13340 Lewis Gallagher Rd Dover, FL	4.0	2.0	1936	$2,250	$1.16	24d	1	1.45mi

Listing history 26 events

1. 2026-05-11
   price $350,000 1710-char remark

   Show marketing remark (1710 chars)

   One or more photo(s) has been virtually staged. One or more photos have been virtually staged. Back on the market—buyer had a change of plans! Priced to sell and listed below appraised value. Move-In Ready, Fully Renovated, and NO HOA / NO CDD! Skip the wait for new construction—this home delivers modern upgrades, major system replacements, and immediate availability. Plus, it qualifies for $0 down financing, and our preferred lender is offering a 1/1 buydown to help reduce your interest rate. Inside, you’ll love: Bright, open living spaces with fresh paint and abundant natural light A designer kitchen featuring new shaker cabinets, quartz countertops, breakfast bar, stylish backsplash, LED lighting, and stainless steel appliances A spacious primary suite with an oversized bedroom and walk-in closet Beautifully updated bathrooms with dual vanities, a walk-in shower, soaking tub, and floor-to-ceiling tile Exterior & upgrades include: New roof, soffits, fascia, paint, driveway, fencing, and landscaping Waterproof flooring, modern fixtures, new doors, trim, and baseboards Major systems replaced: HVAC (with warranty), ductwork, plumbing, electrical, water heater, water softener, and well Energy-efficient LED lighting and ceiling fans throughout Bonus: Enjoy peaceful sunset views overlooking the strawberry fields behind the home. Location perks: Nestled in a quiet neighborhood with convenient access to I-4, Tampa, Lakeland, and Orlando. With every major system updated and high-end finishes throughout, this home offers the feel of new construction—without the wait, HOA restrictions, or CDD fees. Home comes with a clean 4 point inspection.

2. 2026-04-06
   status Active 1710-char remark

   Show marketing remark (1710 chars)

   One or more photo(s) has been virtually staged. One or more photos have been virtually staged. Back on the market—buyer had a change of plans! Priced to sell and listed below appraised value. Move-In Ready, Fully Renovated, and NO HOA / NO CDD! Skip the wait for new construction—this home delivers modern upgrades, major system replacements, and immediate availability. Plus, it qualifies for $0 down financing, and our preferred lender is offering a 1/1 buydown to help reduce your interest rate. Inside, you’ll love: Bright, open living spaces with fresh paint and abundant natural light A designer kitchen featuring new shaker cabinets, quartz countertops, breakfast bar, stylish backsplash, LED lighting, and stainless steel appliances A spacious primary suite with an oversized bedroom and walk-in closet Beautifully updated bathrooms with dual vanities, a walk-in shower, soaking tub, and floor-to-ceiling tile Exterior & upgrades include: New roof, soffits, fascia, paint, driveway, fencing, and landscaping Waterproof flooring, modern fixtures, new doors, trim, and baseboards Major systems replaced: HVAC (with warranty), ductwork, plumbing, electrical, water heater, water softener, and well Energy-efficient LED lighting and ceiling fans throughout Bonus: Enjoy peaceful sunset views overlooking the strawberry fields behind the home. Location perks: Nestled in a quiet neighborhood with convenient access to I-4, Tampa, Lakeland, and Orlando. With every major system updated and high-end finishes throughout, this home offers the feel of new construction—without the wait, HOA restrictions, or CDD fees. Home comes with a clean 4 point inspection.

3. 2026-04-01
   status Pending 1710-char remark

   Show marketing remark (1710 chars)

   One or more photo(s) has been virtually staged. One or more photos have been virtually staged. Back on the market—buyer had a change of plans! Priced to sell and listed below appraised value. Move-In Ready, Fully Renovated, and NO HOA / NO CDD! Skip the wait for new construction—this home delivers modern upgrades, major system replacements, and immediate availability. Plus, it qualifies for $0 down financing, and our preferred lender is offering a 1/1 buydown to help reduce your interest rate. Inside, you’ll love: Bright, open living spaces with fresh paint and abundant natural light A designer kitchen featuring new shaker cabinets, quartz countertops, breakfast bar, stylish backsplash, LED lighting, and stainless steel appliances A spacious primary suite with an oversized bedroom and walk-in closet Beautifully updated bathrooms with dual vanities, a walk-in shower, soaking tub, and floor-to-ceiling tile Exterior & upgrades include: New roof, soffits, fascia, paint, driveway, fencing, and landscaping Waterproof flooring, modern fixtures, new doors, trim, and baseboards Major systems replaced: HVAC (with warranty), ductwork, plumbing, electrical, water heater, water softener, and well Energy-efficient LED lighting and ceiling fans throughout Bonus: Enjoy peaceful sunset views overlooking the strawberry fields behind the home. Location perks: Nestled in a quiet neighborhood with convenient access to I-4, Tampa, Lakeland, and Orlando. With every major system updated and high-end finishes throughout, this home offers the feel of new construction—without the wait, HOA restrictions, or CDD fees. Home comes with a clean 4 point inspection.

4. 2026-03-31
   historical 1710-char remark

   Show marketing remark (1710 chars)

   One or more photo(s) has been virtually staged. One or more photos have been virtually staged. Back on the market—buyer had a change of plans! Priced to sell and listed below appraised value. Move-In Ready, Fully Renovated, and NO HOA / NO CDD! Skip the wait for new construction—this home delivers modern upgrades, major system replacements, and immediate availability. Plus, it qualifies for $0 down financing, and our preferred lender is offering a 1/1 buydown to help reduce your interest rate. Inside, you’ll love: Bright, open living spaces with fresh paint and abundant natural light A designer kitchen featuring new shaker cabinets, quartz countertops, breakfast bar, stylish backsplash, LED lighting, and stainless steel appliances A spacious primary suite with an oversized bedroom and walk-in closet Beautifully updated bathrooms with dual vanities, a walk-in shower, soaking tub, and floor-to-ceiling tile Exterior & upgrades include: New roof, soffits, fascia, paint, driveway, fencing, and landscaping Waterproof flooring, modern fixtures, new doors, trim, and baseboards Major systems replaced: HVAC (with warranty), ductwork, plumbing, electrical, water heater, water softener, and well Energy-efficient LED lighting and ceiling fans throughout Bonus: Enjoy peaceful sunset views overlooking the strawberry fields behind the home. Location perks: Nestled in a quiet neighborhood with convenient access to I-4, Tampa, Lakeland, and Orlando. With every major system updated and high-end finishes throughout, this home offers the feel of new construction—without the wait, HOA restrictions, or CDD fees. Home comes with a clean 4 point inspection.

5. 2026-03-25
   status Active 1710-char remark

   Show marketing remark (1710 chars)

   One or more photo(s) has been virtually staged. One or more photos have been virtually staged. Back on the market—buyer had a change of plans! Priced to sell and listed below appraised value. Move-In Ready, Fully Renovated, and NO HOA / NO CDD! Skip the wait for new construction—this home delivers modern upgrades, major system replacements, and immediate availability. Plus, it qualifies for $0 down financing, and our preferred lender is offering a 1/1 buydown to help reduce your interest rate. Inside, you’ll love: Bright, open living spaces with fresh paint and abundant natural light A designer kitchen featuring new shaker cabinets, quartz countertops, breakfast bar, stylish backsplash, LED lighting, and stainless steel appliances A spacious primary suite with an oversized bedroom and walk-in closet Beautifully updated bathrooms with dual vanities, a walk-in shower, soaking tub, and floor-to-ceiling tile Exterior & upgrades include: New roof, soffits, fascia, paint, driveway, fencing, and landscaping Waterproof flooring, modern fixtures, new doors, trim, and baseboards Major systems replaced: HVAC (with warranty), ductwork, plumbing, electrical, water heater, water softener, and well Energy-efficient LED lighting and ceiling fans throughout Bonus: Enjoy peaceful sunset views overlooking the strawberry fields behind the home. Location perks: Nestled in a quiet neighborhood with convenient access to I-4, Tampa, Lakeland, and Orlando. With every major system updated and high-end finishes throughout, this home offers the feel of new construction—without the wait, HOA restrictions, or CDD fees. Home comes with a clean 4 point inspection.

6. 2026-03-14
   status Pending 1710-char remark

   Show marketing remark (1710 chars)

   One or more photo(s) has been virtually staged. One or more photos have been virtually staged. Back on the market—buyer had a change of plans! Priced to sell and listed below appraised value. Move-In Ready, Fully Renovated, and NO HOA / NO CDD! Skip the wait for new construction—this home delivers modern upgrades, major system replacements, and immediate availability. Plus, it qualifies for $0 down financing, and our preferred lender is offering a 1/1 buydown to help reduce your interest rate. Inside, you’ll love: Bright, open living spaces with fresh paint and abundant natural light A designer kitchen featuring new shaker cabinets, quartz countertops, breakfast bar, stylish backsplash, LED lighting, and stainless steel appliances A spacious primary suite with an oversized bedroom and walk-in closet Beautifully updated bathrooms with dual vanities, a walk-in shower, soaking tub, and floor-to-ceiling tile Exterior & upgrades include: New roof, soffits, fascia, paint, driveway, fencing, and landscaping Waterproof flooring, modern fixtures, new doors, trim, and baseboards Major systems replaced: HVAC (with warranty), ductwork, plumbing, electrical, water heater, water softener, and well Energy-efficient LED lighting and ceiling fans throughout Bonus: Enjoy peaceful sunset views overlooking the strawberry fields behind the home. Location perks: Nestled in a quiet neighborhood with convenient access to I-4, Tampa, Lakeland, and Orlando. With every major system updated and high-end finishes throughout, this home offers the feel of new construction—without the wait, HOA restrictions, or CDD fees. Home comes with a clean 4 point inspection.

7. 2026-03-11
   price $359,000 1710-char remark

   Show marketing remark (1710 chars)

   One or more photo(s) has been virtually staged. One or more photos have been virtually staged. Back on the market—buyer had a change of plans! Priced to sell and listed below appraised value. Move-In Ready, Fully Renovated, and NO HOA / NO CDD! Skip the wait for new construction—this home delivers modern upgrades, major system replacements, and immediate availability. Plus, it qualifies for $0 down financing, and our preferred lender is offering a 1/1 buydown to help reduce your interest rate. Inside, you’ll love: Bright, open living spaces with fresh paint and abundant natural light A designer kitchen featuring new shaker cabinets, quartz countertops, breakfast bar, stylish backsplash, LED lighting, and stainless steel appliances A spacious primary suite with an oversized bedroom and walk-in closet Beautifully updated bathrooms with dual vanities, a walk-in shower, soaking tub, and floor-to-ceiling tile Exterior & upgrades include: New roof, soffits, fascia, paint, driveway, fencing, and landscaping Waterproof flooring, modern fixtures, new doors, trim, and baseboards Major systems replaced: HVAC (with warranty), ductwork, plumbing, electrical, water heater, water softener, and well Energy-efficient LED lighting and ceiling fans throughout Bonus: Enjoy peaceful sunset views overlooking the strawberry fields behind the home. Location perks: Nestled in a quiet neighborhood with convenient access to I-4, Tampa, Lakeland, and Orlando. With every major system updated and high-end finishes throughout, this home offers the feel of new construction—without the wait, HOA restrictions, or CDD fees. Home comes with a clean 4 point inspection.

8. 2026-02-18
   price $369,000 1710-char remark

   Show marketing remark (1710 chars)

   One or more photo(s) has been virtually staged. One or more photos have been virtually staged. Back on the market—buyer had a change of plans! Priced to sell and listed below appraised value. Move-In Ready, Fully Renovated, and NO HOA / NO CDD! Skip the wait for new construction—this home delivers modern upgrades, major system replacements, and immediate availability. Plus, it qualifies for $0 down financing, and our preferred lender is offering a 1/1 buydown to help reduce your interest rate. Inside, you’ll love: Bright, open living spaces with fresh paint and abundant natural light A designer kitchen featuring new shaker cabinets, quartz countertops, breakfast bar, stylish backsplash, LED lighting, and stainless steel appliances A spacious primary suite with an oversized bedroom and walk-in closet Beautifully updated bathrooms with dual vanities, a walk-in shower, soaking tub, and floor-to-ceiling tile Exterior & upgrades include: New roof, soffits, fascia, paint, driveway, fencing, and landscaping Waterproof flooring, modern fixtures, new doors, trim, and baseboards Major systems replaced: HVAC (with warranty), ductwork, plumbing, electrical, water heater, water softener, and well Energy-efficient LED lighting and ceiling fans throughout Bonus: Enjoy peaceful sunset views overlooking the strawberry fields behind the home. Location perks: Nestled in a quiet neighborhood with convenient access to I-4, Tampa, Lakeland, and Orlando. With every major system updated and high-end finishes throughout, this home offers the feel of new construction—without the wait, HOA restrictions, or CDD fees. Home comes with a clean 4 point inspection.

9. 2026-02-11
   price $379,000 1710-char remark

   Show marketing remark (1710 chars)

   One or more photo(s) has been virtually staged. One or more photos have been virtually staged. Back on the market—buyer had a change of plans! Priced to sell and listed below appraised value. Move-In Ready, Fully Renovated, and NO HOA / NO CDD! Skip the wait for new construction—this home delivers modern upgrades, major system replacements, and immediate availability. Plus, it qualifies for $0 down financing, and our preferred lender is offering a 1/1 buydown to help reduce your interest rate. Inside, you’ll love: Bright, open living spaces with fresh paint and abundant natural light A designer kitchen featuring new shaker cabinets, quartz countertops, breakfast bar, stylish backsplash, LED lighting, and stainless steel appliances A spacious primary suite with an oversized bedroom and walk-in closet Beautifully updated bathrooms with dual vanities, a walk-in shower, soaking tub, and floor-to-ceiling tile Exterior & upgrades include: New roof, soffits, fascia, paint, driveway, fencing, and landscaping Waterproof flooring, modern fixtures, new doors, trim, and baseboards Major systems replaced: HVAC (with warranty), ductwork, plumbing, electrical, water heater, water softener, and well Energy-efficient LED lighting and ceiling fans throughout Bonus: Enjoy peaceful sunset views overlooking the strawberry fields behind the home. Location perks: Nestled in a quiet neighborhood with convenient access to I-4, Tampa, Lakeland, and Orlando. With every major system updated and high-end finishes throughout, this home offers the feel of new construction—without the wait, HOA restrictions, or CDD fees. Home comes with a clean 4 point inspection.

10. 2026-01-12
    price $384,000 1710-char remark

    Show marketing remark (1710 chars)

    One or more photo(s) has been virtually staged. One or more photos have been virtually staged. Back on the market—buyer had a change of plans! Priced to sell and listed below appraised value. Move-In Ready, Fully Renovated, and NO HOA / NO CDD! Skip the wait for new construction—this home delivers modern upgrades, major system replacements, and immediate availability. Plus, it qualifies for $0 down financing, and our preferred lender is offering a 1/1 buydown to help reduce your interest rate. Inside, you’ll love: Bright, open living spaces with fresh paint and abundant natural light A designer kitchen featuring new shaker cabinets, quartz countertops, breakfast bar, stylish backsplash, LED lighting, and stainless steel appliances A spacious primary suite with an oversized bedroom and walk-in closet Beautifully updated bathrooms with dual vanities, a walk-in shower, soaking tub, and floor-to-ceiling tile Exterior & upgrades include: New roof, soffits, fascia, paint, driveway, fencing, and landscaping Waterproof flooring, modern fixtures, new doors, trim, and baseboards Major systems replaced: HVAC (with warranty), ductwork, plumbing, electrical, water heater, water softener, and well Energy-efficient LED lighting and ceiling fans throughout Bonus: Enjoy peaceful sunset views overlooking the strawberry fields behind the home. Location perks: Nestled in a quiet neighborhood with convenient access to I-4, Tampa, Lakeland, and Orlando. With every major system updated and high-end finishes throughout, this home offers the feel of new construction—without the wait, HOA restrictions, or CDD fees. Home comes with a clean 4 point inspection.

11. 2026-01-12
    status Active 1710-char remark

    Show marketing remark (1710 chars)

    One or more photo(s) has been virtually staged. One or more photos have been virtually staged. Back on the market—buyer had a change of plans! Priced to sell and listed below appraised value. Move-In Ready, Fully Renovated, and NO HOA / NO CDD! Skip the wait for new construction—this home delivers modern upgrades, major system replacements, and immediate availability. Plus, it qualifies for $0 down financing, and our preferred lender is offering a 1/1 buydown to help reduce your interest rate. Inside, you’ll love: Bright, open living spaces with fresh paint and abundant natural light A designer kitchen featuring new shaker cabinets, quartz countertops, breakfast bar, stylish backsplash, LED lighting, and stainless steel appliances A spacious primary suite with an oversized bedroom and walk-in closet Beautifully updated bathrooms with dual vanities, a walk-in shower, soaking tub, and floor-to-ceiling tile Exterior & upgrades include: New roof, soffits, fascia, paint, driveway, fencing, and landscaping Waterproof flooring, modern fixtures, new doors, trim, and baseboards Major systems replaced: HVAC (with warranty), ductwork, plumbing, electrical, water heater, water softener, and well Energy-efficient LED lighting and ceiling fans throughout Bonus: Enjoy peaceful sunset views overlooking the strawberry fields behind the home. Location perks: Nestled in a quiet neighborhood with convenient access to I-4, Tampa, Lakeland, and Orlando. With every major system updated and high-end finishes throughout, this home offers the feel of new construction—without the wait, HOA restrictions, or CDD fees. Home comes with a clean 4 point inspection.

12. 2025-09-24
    status Pending 1710-char remark

    Show marketing remark (1710 chars)

    One or more photo(s) has been virtually staged. One or more photos have been virtually staged. Back on the market—buyer had a change of plans! Priced to sell and listed below appraised value. Move-In Ready, Fully Renovated, and NO HOA / NO CDD! Skip the wait for new construction—this home delivers modern upgrades, major system replacements, and immediate availability. Plus, it qualifies for $0 down financing, and our preferred lender is offering a 1/1 buydown to help reduce your interest rate. Inside, you’ll love: Bright, open living spaces with fresh paint and abundant natural light A designer kitchen featuring new shaker cabinets, quartz countertops, breakfast bar, stylish backsplash, LED lighting, and stainless steel appliances A spacious primary suite with an oversized bedroom and walk-in closet Beautifully updated bathrooms with dual vanities, a walk-in shower, soaking tub, and floor-to-ceiling tile Exterior & upgrades include: New roof, soffits, fascia, paint, driveway, fencing, and landscaping Waterproof flooring, modern fixtures, new doors, trim, and baseboards Major systems replaced: HVAC (with warranty), ductwork, plumbing, electrical, water heater, water softener, and well Energy-efficient LED lighting and ceiling fans throughout Bonus: Enjoy peaceful sunset views overlooking the strawberry fields behind the home. Location perks: Nestled in a quiet neighborhood with convenient access to I-4, Tampa, Lakeland, and Orlando. With every major system updated and high-end finishes throughout, this home offers the feel of new construction—without the wait, HOA restrictions, or CDD fees. Home comes with a clean 4 point inspection.

13. 2025-08-18
    listed $379,000 Active 1710-char remark

    Show marketing remark (1710 chars)

    One or more photo(s) has been virtually staged. One or more photos have been virtually staged. Back on the market—buyer had a change of plans! Priced to sell and listed below appraised value. Move-In Ready, Fully Renovated, and NO HOA / NO CDD! Skip the wait for new construction—this home delivers modern upgrades, major system replacements, and immediate availability. Plus, it qualifies for $0 down financing, and our preferred lender is offering a 1/1 buydown to help reduce your interest rate. Inside, you’ll love: Bright, open living spaces with fresh paint and abundant natural light A designer kitchen featuring new shaker cabinets, quartz countertops, breakfast bar, stylish backsplash, LED lighting, and stainless steel appliances A spacious primary suite with an oversized bedroom and walk-in closet Beautifully updated bathrooms with dual vanities, a walk-in shower, soaking tub, and floor-to-ceiling tile Exterior & upgrades include: New roof, soffits, fascia, paint, driveway, fencing, and landscaping Waterproof flooring, modern fixtures, new doors, trim, and baseboards Major systems replaced: HVAC (with warranty), ductwork, plumbing, electrical, water heater, water softener, and well Energy-efficient LED lighting and ceiling fans throughout Bonus: Enjoy peaceful sunset views overlooking the strawberry fields behind the home. Location perks: Nestled in a quiet neighborhood with convenient access to I-4, Tampa, Lakeland, and Orlando. With every major system updated and high-end finishes throughout, this home offers the feel of new construction—without the wait, HOA restrictions, or CDD fees. Home comes with a clean 4 point inspection.

14. 2025-08-17
    historical
15. 2025-08-11
    price $379,900
16. 2025-06-17
    price $389,900
17. 2025-04-16
    price $399,900
18. 2024-12-31
    price $414,900
19. 2024-11-16
    listed $424,900 Active
20. 2023-09-20
    soldstatus $179,900
21. 2023-09-13
    soldstatus $179,900 Closed
22. 2023-09-02
    status Pending
23. 2023-09-02
    price $179,900
24. 2023-08-24
    listed $169,900 Active
25. 2023-08-08
    soldstatus $129,000
26. 2007-11-01
    soldstatus $60,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,894 · $241/mo
• Projected year-2 tax: $2,905 · $242/mo
• Expected delta: +$11/yr (+$1/mo · 0.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $41,620
• − Mortgage interest: −$19,605
• − Property taxes: −$2,894
• − Insurance: −$1,750
• − Repairs & maintenance: −$3,330
• − Management: −$3,330
• − Depreciation: −$10,182
• Taxable income: $530
• Est. tax owed @ 24.0%: −$127
• After-tax cash flow: $6,084/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — Dover

• Score: 59/100
• State rank: #823
• US rank: #20141

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing B- Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dover, FL
• County: Hillsborough County · 1,540,968 people
• City population: 17,364
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 17,364
• Household income: $80,464
• Rent vs Own: 23.2% rent · 76.8% own
• Severe rent burden: 433.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 55% Hispanic / Latino 34% Two or more races 12% Black 6% Asian 2%
• Hispanic origin (detail): Mexican 26% Puerto Rican 3% Cuban 1%
• Common ancestry: Slovak 3% Lithuanian 2% Italian 1%
• Foreign-born: 18% · Canada
• Languages at home: 70% English-only · Spanish 26% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -69.50%
• Current HPI: 324.2363
• Rent YoY: —
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+483.3% since first listed

26 events — show timeline

• 2026-05-11 Price Changed $350,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-06 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-01 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-03-31 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-03-25 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-03-14 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-03-11 Price Changed $359,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-18 Price Changed $369,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-11 Price Changed $379,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-12 Price Changed $384,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-12 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-09-24 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-08-18 Listed $379,000 Stellar MLS as Distributed by MLS Grid
• 2025-08-17 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-08-11 Price Changed $379,900 Stellar MLS as Distributed by MLS Grid
• 2025-06-17 Price Changed $389,900 Stellar MLS as Distributed by MLS Grid
• 2025-04-16 Price Changed $399,900 Stellar MLS as Distributed by MLS Grid
• 2024-12-31 Price Changed $414,900 Stellar MLS as Distributed by MLS Grid
• 2024-11-16 Listed $424,900 Stellar MLS as Distributed by MLS Grid
• 2023-09-20 Sold (Public Records) $179,900 Public Records
• 2023-09-13 Sold (MLS) $179,900 Stellar MLS as Distributed by MLS Grid
• 2023-09-02 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-09-02 Price Changed $179,900 Stellar MLS as Distributed by MLS Grid
• 2023-08-24 Listed $169,900 Stellar MLS as Distributed by MLS Grid
• 2023-08-08 Sold (Public Records) $129,000 Public Records
• 2007-11-01 Sold (Public Records) $60,000 Public Records

Property tax history

+7.7%/yr

Latest (2025): $2,894 · +6.5% YoY. Source: county tax records.