14314 SE 58th Ct · Belleview, FL 34491

$150,000

3 bd · 2.0 ba · 1,148 sqft · Manufactured public records · 211 Days on market

Built 1993 0.28 ac lot $131/sqft · 9% below area Est $165k · 9% under

---

Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.8/30.0
• ARV discount +11.6/15.0
• DSCR +10.0/10.0
• 1% rule +7.6/10.0
• Schools +3.6/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great location with just a short drive to The Villages or Ocala and highway access to I-75. This unit offers a split bedroom plan nice breakfast nook and huge rear deck with birdcage, two lovely magnolia trees in the front yard and a fenced in back yard. Laminate and linoleum flooring throughout and a large living room area. Paved driveway and so much more, sprinkler system to keep your lawn green, located in back of subdivision with low traffic count.

Key facts

• Breakfast nook
• Laminate flooring
• Linoleum flooring

Tags

• SPLIT BEDROOM PLAN
• BREAKFAST NOOK
• HUGE REAR DECK
• FENCED IN BACK YARD
• LAMINATE FLOORING
• LINOLEUM FLOORING

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $150k.

Deal economics

• At list price, monthly cash flow is $552 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
• Cap rate 10.7% vs local median 4.5% in Belleview — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#458 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Harbour View Elementary School (math 41% / reading 38%, grade F, #1,513 of 2,144 statewide, top 73%, 819 students, 71% FRL); Belleview Middle School (math 49% / reading 50%, grade C, #259 of 571 statewide, top 46%, 1,573 students, 60% FRL); Belleview High School (math 31% / reading 46%, grade F, #321 of 667 statewide, top 49%, 1,783 students, 56% FRL) — zoned schools at 62% FRL track the district average.
• Market conditions: 713 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 34% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 211 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 18y ago; this cycle's ask has dropped $29k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $46k; list at $150k implies a 226% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $132,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 211 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.26% ✓
• Cap rate: 10.71%
• Cash-on-cash: 15.78%
• DSCR: 1.70
• GRM: 6.6

CMA / ARV

• ARV (median comp): $165,000
• List price: $150,000
• Delta: -9.09%
• Verdict: FAIR
• Comps: 2 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14127 SE 62nd Ct	0.42mi	3/2.0	1,216 (+6%)	4mo	$181,000	$149	68

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 6.6%
• Equity multiple: 1.26×
• Total profit: $10,848
• Equity at exit: $22,365

10-year hold

• IRR: 16.0%
• Equity multiple: 2.30×
• Total profit: $54,631
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34491

• Home prices YoY: -35.0%
• Active inventory: 713
• Price-to-rent: 6.6×

Monthly cashflow live

• Estimated rent: $1,891 medium
• Mortgage (P&I): −$787
• Tax from tax record: −$92 /mo · $1,106/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$397
• Net cashflow: $552

Break-even live

Break-even rent $1,192

Max offer price $150,000

Occupancy floor 66%

Sensitivity live

Price	-10% $637	-5% $595	+0% $552	+5% $510	+10% $468
Rent	-10% $403	-5% $478	+0% $552	+5% $627	+10% $702
Rate	-1.0pp $628	-0.5pp $591	base $552	+0.5pp $514	+1.0pp $474

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14025 SE 54th Ct Summerfield, FL	2.0	1.5	1008	$1,500	$1.49	15d	1	0.47mi
13678 SE 55th Ave Summerfield, FL	3.0	2.0	960	$1,499	$1.56	22d	1	0.72mi
13705 SE 54th Ct Summerfield, FL	3.0	2.0	1416	$1,895	$1.34	22d	1	0.73mi
13609 SE 53rd Ave Summerfield, FL	3.0	2.0	1270	$1,940	$1.53	22d	1	0.87mi

Listing history 24 events

1. 2026-06-22
   days on market $150,000 Active 211 DOM
2. 2026-06-18
   days on market $150,000 Active 208 DOM
3. 2026-06-17
   days on market $150,000 Active 207 DOM
4. 2026-06-16
   days on market $150,000 Active 206 DOM
5. 2026-06-15
   days on market $150,000 Active 205 DOM
6. 2026-06-14
   days on market $150,000 Active 203 DOM
7. 2026-06-13
   days on market $150,000 Active 202 DOM
8. 2026-06-10
   days on market $150,000 Active 200 DOM
9. 2026-06-09
   days on market $150,000 Active 199 DOM
10. 2026-06-08
    days on market $150,000 Active 198 DOM
11. 2026-06-07
    days on market $150,000 Active 197 DOM
12. 2026-06-03
    days on market $150,000 Active 193 DOM
13. 2026-06-02
    days on market $150,000 Active 192 DOM
14. 2026-05-31
    days on market $150,000 Active 190 DOM
15. 2026-05-30
    days on market $150,000 Active 189 DOM
16. 2026-05-05
    status Active 457-char remark

    Show marketing remark (457 chars)

    Great location with just a short drive to The Villages or Ocala and highway access to I-75. This unit offers a split bedroom plan nice breakfast nook and huge rear deck with birdcage, two lovely magnolia trees in the front yard and a fenced in back yard. Laminate and linoleum flooring throughout and a large living room area. Paved driveway and so much more, sprinkler system to keep your lawn green, located in back of subdivision with low traffic count.

17. 2026-05-01
    status Pending 457-char remark

    Show marketing remark (457 chars)

    Great location with just a short drive to The Villages or Ocala and highway access to I-75. This unit offers a split bedroom plan nice breakfast nook and huge rear deck with birdcage, two lovely magnolia trees in the front yard and a fenced in back yard. Laminate and linoleum flooring throughout and a large living room area. Paved driveway and so much more, sprinkler system to keep your lawn green, located in back of subdivision with low traffic count.

18. 2026-02-20
    price $150,000 457-char remark

    Show marketing remark (457 chars)

    Great location with just a short drive to The Villages or Ocala and highway access to I-75. This unit offers a split bedroom plan nice breakfast nook and huge rear deck with birdcage, two lovely magnolia trees in the front yard and a fenced in back yard. Laminate and linoleum flooring throughout and a large living room area. Paved driveway and so much more, sprinkler system to keep your lawn green, located in back of subdivision with low traffic count.

19. 2025-11-14
    listed $179,000 Active 457-char remark

    Show marketing remark (457 chars)

    Great location with just a short drive to The Villages or Ocala and highway access to I-75. This unit offers a split bedroom plan nice breakfast nook and huge rear deck with birdcage, two lovely magnolia trees in the front yard and a fenced in back yard. Laminate and linoleum flooring throughout and a large living room area. Paved driveway and so much more, sprinkler system to keep your lawn green, located in back of subdivision with low traffic count.

20. 2013-07-11
    historical
21. 2013-05-06
    listed $64,500
22. 2008-11-20
    historical
23. 2008-09-20
    listed $78,700
24. 2000-11-15
    soldstatus $46,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,106 · $92/mo
• Projected year-2 tax: $1,245 · $104/mo
• Expected delta: +$139/yr (+$12/mo · 12.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,690
• − Mortgage interest: −$8,402
• − Property taxes: −$1,106
• − Insurance: −$750
• − Repairs & maintenance: −$1,815
• − Management: −$1,815
• − Depreciation: −$4,364
• Taxable income: $4,437
• Est. tax owed @ 24.0%: −$1,065
• After-tax cash flow: $5,564/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Belleview

• Score: 69/100
• State rank: #458
• US rank: #8314

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Marion County · 315,796 people
• City population: 19,167
• Metro: Ocala, FL
• Population (ZIP): 33,318
• Household income: $66,679
• Rent vs Own: 13.2% rent · 86.8% own
• Severe rent burden: 256.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Hispanic / Latino 14% Two or more races 9% Black 4% Asian 2%
• Hispanic origin (detail): Mexican 3% Puerto Rican 6% Cuban 1%
• Common ancestry: Lithuanian 3% Slovak 2% Romanian 2%
• Foreign-born: 8% · Canada, Vietnam, Jamaica
• Languages at home: 85% English-only · Spanish 11% Vietnamese 1% French/Haitian/Cajun 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -107.67%
• Current HPI: 200.0792
• Rent YoY: —
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+226.1% since first listed

9 events — show timeline

• 2026-05-05 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-05-01 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-02-20 Price Changed $150,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-14 Listed $179,000 Stellar MLS as Distributed by MLS Grid
• 2013-07-11 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2013-05-06 Listed $64,500 Stellar MLS as Distributed by MLS Grid
• 2008-11-20 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2008-09-20 Listed $78,700 Stellar MLS as Distributed by MLS Grid
• 2000-11-15 Sold (Public Records) $46,000 Public Records

Property tax history

+2.5%/yr

Latest (2025): $1,106 · +26.9% YoY. Source: county tax records.