2507 E Northern Pkwy · Baltimore, MD 21214

$193,000

4 bd · 3.5 ba · 1,888 sqft · SingleFamily public records · 11 Days on market

Built 1958 6,246 sqft lot $102/sqft · 31% below area Est $278k · 31% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.1/30.0
• ARV discount +15.0/15.0
• 1% rule +7.0/10.0
• DSCR +6.7/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

Key facts

• Front covered porch
• Leveled corner lot
• Breakfast bar

Tags

• LEVELED CORNER LOT
• WALKING DISTANCE TO BUS STOP
• WALKING DISTANCE TO SCHOOL
• FRONT COVERED PORCH
• OPENED KITCHEN
• BREAKFAST BAR

Property features AI

Exterior

• Parking: On-street parking
• Utilities: Public water; Public septic; Hot water: Natural gas; Electric cooling
• Home design: Detached property; Located within city limits (Baltimore City)
• Construction: Brick construction; Permanent foundation; Year built source: Assessor
• Exterior features: Not in tidal water area; Above-grade and below-grade other structures noted

Interior

• Bedrooms: Two bedrooms on the main level; Two bedrooms on the first upper level
• Bathrooms: Three full bathrooms total (one on main level, one on first upper level, one on lower level)
• Heating & cooling: Forced air heating; Natural gas heating; Central air conditioning (electric)
• Interior features: Full, fully finished basement; Living area source: Assessor

What this means for you Summary

Snapshot

• This is a 4-bed/3.5-bath single-family listed at $193k.

Deal economics

• At list price, monthly cash flow is $277 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $193k).
• Cap rate 8.0% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 96 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• This rent runs 32% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
• 15 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: property tax is 2.8% of price; built in 1958 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $193,000

Questions for the listing agent

1. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.20% ✓
• Cap rate: 8.02%
• Cash-on-cash: 6.15%
• DSCR: 1.27
• GRM: 7.0

CMA / ARV

• ARV (median comp): $277,716
• List price: $193,000
• Delta: -30.50%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2911 Pinewood Ave	0.47mi	4/3.5	2,054 (+9%)	2mo	$428,000	$208	62
2515 Creighton Ave	0.54mi	3/2.0 (-1)	1,882 (-0%)	2mo	$225,000	$120	62
2405 E Northern Pkwy	0.16mi	4/2.5	2,150 (+14%)	5mo	$350,000	$163	61
5602 Fair Oaks Ave	0.65mi	5/3.0 (+1)	1,872 (-1%)	5mo	$350,000	$187	57
6113 Tramore Rd	0.49mi	3/1.5 (-1)	2,000 (+6%)	3mo	$308,000	$154	52
6211 Catalpha Rd	0.46mi	4/2.0	1,674 (-11%)	2mo	$205,000	$122	52
2800 Christopher Ave	0.43mi	4/2.0	1,669 (-12%)	4mo	$290,000	$174	51
6230 Laurelton Ave	0.34mi	3/2.0 (-1)	1,653 (-12%)	5mo	$265,000	$160	48
2905 Westfield Ave	0.46mi	3/2.5 (-1)	1,648 (-13%)	0mo	$350,000	$212	48
5607 Fair Oaks Ave	0.63mi	4/2.5	1,685 (-11%)	2mo	$310,000	$184	47
2619 Canterbury Rd	0.69mi	3/1.5 (-1)	1,768 (-6%)	2mo	$315,000	$178	42
2824 Inglewood Ave	0.58mi	3/3.0 (-1)	2,128 (+13%)	3mo	$365,000	$172	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -6.7%
• Equity multiple: 0.75×
• Total profit: $-13,454
• Equity at exit: $28,777

10-year hold

• IRR: 3.0%
• Equity multiple: 1.22×
• Total profit: $11,694
• Equity at exit: $16,687

Cash invested: $54,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21214

• Active inventory: 96
• Price-to-rent: 7.0×

Monthly cashflow live

• Estimated rent: $2,311 high
• Mortgage (P&I): −$1,012
• Tax from tax record: −$456 /mo · $5,475/yr
• Insurance: −$80
• HOA: −$0
• Vacancy / Maint / Mgmt: −$485
• Net cashflow: $277

Break-even live

Break-even rent $1,960

Max offer price $193,000

Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $48,250
• Closing costs: $5,790
• Reserves months: —
• Total cash needed: —

Rent comps 26 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2804 Christopher Ave Baltimore, MD	3.0	2.5	1280	$2,200	$1.72	23d	1	0.42mi
2518 Moore Ave Parkville, MD	4.0	1.5	1896	$2,700	$1.42	43d	1	0.45mi
2518 Linwood Rd Parkville, MD	3.0	1.5	1946	$2,200	$1.13	16d	1	0.64mi
7202 Sindall Rd Unit 7202 Parkville, MD	3.0	1.0	1350	$1,850	$1.37	43d	1	0.65mi
2805 Hamilton Ave Baltimore, MD	4.0	2.0	1416	$2,300	$1.62	43d	1	0.84mi
5781 Edgepark Rd Baltimore, MD	3.0	2.0	1568	$1,975	$1.26	16d	1	0.91mi
3158 Woodring Ave Parkville, MD	3.0	1.5	1500	$1,950	$1.30	23d	1	0.93mi
2912 Hillcrest Ave Parkville, MD	5.0	2.0	1648	$2,900	$1.76	43d	1	0.99mi
1376 Halstead Rd Parkville, MD	3.0	1.0	1440	$2,400	$1.67	23d	1	1.02mi
1127 Deanwood Rd Parkville, MD	3.0	2.0	1730	$2,350	$1.36	43d	1	1.03mi
1646 Wadsworth Way Baltimore, MD	3.0	1.0	1520	$2,100	$1.38	10d	1	1.05mi
1908 E Belvedere Ave Baltimore, MD	4.0	2.0	1425	$1,950	$1.37	20d	1	1.13mi
3412 Fleetwood Ave Baltimore, MD	3.0	2.5	1620	$2,195	$1.35	43d	1	1.14mi
6518 Loch Hill Ct Loch Hill, MD	3.0	1.5	1580	$2,050	$1.30	23d	1	1.21mi
2028 Hillenwood Rd Baltimore, MD	4.0	2.0	1820	$2,100	$1.15	21d	1	1.25mi
3017 Lavender Ave Parkville, MD	3.0	3.0	2325	$2,699	$1.16	10d	1	1.25mi
1444 Meridene Dr Baltimore, MD	3.0	1.5	1520	$1,950	$1.28	43d	1	1.26mi
2900 Ailsa Ave Apt 2 Baltimore, MD	3.0	1.0	1300	$1,750	$1.35	4d	1	1.28mi
1915 Hillenwood Rd Baltimore, MD	5.0	2.0	2199	$3,200	$1.46	4d	1	1.30mi
6405 Loch Crest Rd Idlewylde, MD	3.0	2.5	1440	$2,257	$1.57	43d	1	1.31mi
1508 Gleneagle Rd Baltimore, MD	3.0	2.0	1824	$2,180	$1.20	4d	1	1.32mi
3510 Hamilton Ave Baltimore, MD	3.0	2.5	2100	$2,300	$1.10	23d	1	1.35mi
2911 Shirey Ave Baltimore, MD	4.0	2.0	1680	$2,500	$1.49	20d	1	1.36mi
1929 Edgewood Rd Unit 1929 Towson, MD	3.0	2.0	1700	$2,350	$1.38	10d	1	1.37mi
1804 Winford Rd Baltimore, MD	3.0	1.5	1600	$2,100	$1.31	23d	1	1.44mi
1809 Glen Ridge Rd Towson, MD	3.0	1.5	1640	$2,100	$1.28	43d	1	1.48mi

Listing history 49 events

1. 2026-05-15
   listed $193,000 Active 919-char remark
2. 2025-08-29
   historical
3. 2025-07-30
   price $289,225
4. 2025-07-18
   price $289,925
5. 2025-07-09
   price $289,950
6. 2025-06-24
   status Active
7. 2025-04-08
   status Pending
8. 2025-04-03
   price $289,999
9. 2025-04-02
   listed $259,999 Active
10. 2021-03-15
    soldstatus $235,000
11. 2020-11-25
    soldstatus $235,000 Closed

    Show marketing remark (552 chars)

    BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

12. 2020-09-18
    status Pending

    Show marketing remark (552 chars)

    BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

13. 2020-09-18
    price $235,000

    Show marketing remark (552 chars)

    BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

14. 2020-09-11
    status Active

    Show marketing remark (552 chars)

    BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

15. 2020-06-29
    status Pending

    Show marketing remark (552 chars)

    BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

16. 2020-06-24
    status Active

    Show marketing remark (552 chars)

    BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

17. 2020-06-17
    status Pending

    Show marketing remark (552 chars)

    BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

18. 2020-06-17
    price $209,000

    Show marketing remark (552 chars)

    BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

19. 2020-05-30
    status Active

    Show marketing remark (552 chars)

    BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

20. 2020-05-07
    status Pending

    Show marketing remark (552 chars)

    BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

21. 2020-05-01
    status Active

    Show marketing remark (552 chars)

    BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

22. 2020-04-16
    status Pending

    Show marketing remark (552 chars)

    BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

23. 2020-04-03
    price $199,900

    Show marketing remark (552 chars)

    BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

24. 2020-02-14
    status Active

    Show marketing remark (552 chars)

    BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

25. 2020-01-31
    status Pending

    Show marketing remark (552 chars)

    BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

26. 2019-12-09
    price $219,900

    Show marketing remark (552 chars)

    BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

27. 2019-10-23
    listed $229,900 Active

    Show marketing remark (552 chars)

    BEAUTIFULLY DESIGNED RENOVATED CAPE COD WITH 3 FINISHED LEVELS & LARGE FENCED YARD! Hardwood floors throughout the main level, inviting living room, separate dining area, Chef's kitchen w/ granite counters & breakfast bar (appliances to be installed prior to settlement), 2 main level bedrooms w/ 1 full bath, upper level w/ 2 additional bedrooms & full bath, finished basement w/ expansive family room, 3rd full bath, and large storage area, and a large fenced yard that's perfect for entertaining! Pack your bags and move right in!

28. 2018-10-03
    price $109,900
29. 2018-07-30
    soldstatus $109,900
30. 2018-07-20
    soldstatus $109,900 Closed
31. 2018-07-20
    soldstatus $109,900 Sold
32. 2018-07-02
    status Pending
33. 2018-07-02
    status Contract
34. 2018-06-22
    price $109,900
35. 2018-06-22
    price $109,900
36. 2018-06-21
    listed $79,900 Active
37. 2018-06-21
    listed $79,900 Active
38. 2017-12-29
    historical Temporarily Off-Market
39. 2017-11-22
    status Active
40. 2017-11-20
    price
41. 2017-11-20
    status Active
42. 2017-11-19
    historical Expired
43. 2017-08-17
    status Contract
44. 2017-07-10
    price
45. 2017-06-14
    listed Active
46. 2006-07-15
    historical
47. 2006-04-01
    listed
48. 1995-06-07
    soldstatus $92,000
49. 1979-08-29
    soldstatus $53,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $5,475 · $456/mo
• Projected year-2 tax: $5,475 · $456/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,736
• − Mortgage interest: −$10,811
• − Property taxes: −$5,475
• − Insurance: −$965
• − Repairs & maintenance: −$2,219
• − Management: −$2,219
• − Depreciation: −$5,615
• Taxable income: $433
• Est. tax owed @ 24.0%: −$104
• After-tax cash flow: $3,222/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 21,092
• Household income: $86,366
• Rent vs Own: 21.4% rent · 78.6% own
• Severe rent burden: 432.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: Black 58% White 33% Two or more races 6% Hispanic / Latino 3%
• Common ancestry: Romanian 3% Italian 1% Lithuanian 1%
• Foreign-born: 7% · Canada
• Languages at home: 93% English-only · Spanish 3% French/Haitian/Cajun 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -211.52%
• Current HPI: 310.5637
• Rent YoY: —
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+260.7% since first listed

50 events — show timeline

• 2026-05-26 Pending — BRIGHT MLS
• 2026-05-15 Listed $193,000 BRIGHT MLS
• 2025-08-29 Listing Removed — BRIGHT MLS
• 2025-07-30 Price Changed $289,225 BRIGHT MLS
• 2025-07-18 Price Changed $289,925 BRIGHT MLS
• 2025-07-09 Price Changed $289,950 BRIGHT MLS
• 2025-06-24 Relisted — BRIGHT MLS
• 2025-04-08 Pending — BRIGHT MLS
• 2025-04-03 Price Changed $289,999 BRIGHT MLS
• 2025-04-02 Listed $259,999 BRIGHT MLS
• 2021-03-15 Sold (Public Records) $235,000 Public Records
• 2020-11-25 Sold (MLS) $235,000 BRIGHT MLS
• 2020-09-18 Pending — BRIGHT MLS
• 2020-09-18 Price Changed $235,000 BRIGHT MLS
• 2020-09-11 Relisted — BRIGHT MLS
• 2020-06-29 Pending — BRIGHT MLS
• 2020-06-24 Relisted — BRIGHT MLS
• 2020-06-17 Pending — BRIGHT MLS
• 2020-06-17 Price Changed $209,000 BRIGHT MLS
• 2020-05-30 Relisted — BRIGHT MLS
• 2020-05-07 Pending — BRIGHT MLS
• 2020-05-01 Relisted — BRIGHT MLS
• 2020-04-16 Pending — BRIGHT MLS
• 2020-04-03 Price Changed $199,900 BRIGHT MLS
• 2020-02-14 Relisted — BRIGHT MLS
• 2020-01-31 Pending — BRIGHT MLS
• 2019-12-09 Price Changed $219,900 BRIGHT MLS
• 2019-10-23 Listed $229,900 BRIGHT MLS
• 2018-10-03 Price Changed $109,900 BRIGHT MLS
• 2018-07-30 Sold (Public Records) $109,900 Public Records
• 2018-07-20 Sold (MLS) $109,900 BRIGHT MLS
• 2018-07-20 Sold (MLS) $109,900 MRIS
• 2018-07-02 Pending — BRIGHT MLS
• 2018-07-02 Pending — MRIS
• 2018-06-22 Price Changed $109,900 BRIGHT MLS
• 2018-06-22 Price Changed $109,900 MRIS
• 2018-06-21 Listed $79,900 BRIGHT MLS
• 2018-06-21 Listed $79,900 MRIS
• 2017-12-29 Delisted — MRIS
• 2017-11-22 Relisted — MRIS
• 2017-11-20 Price Changed — MRIS
• 2017-11-20 Relisted — MRIS
• 2017-11-19 Delisted — MRIS
• 2017-08-17 Pending — MRIS
• 2017-07-10 Price Changed — MRIS
• 2017-06-14 Listed — MRIS
• 2006-07-15 Delisted — MRIS
• 2006-04-01 Listed — MRIS
• 1995-06-07 Sold (Public Records) $92,000 Public Records
• 1979-08-29 Sold (Public Records) $53,500 Public Records

Property tax history

+2.9%/yr

Latest (2025): $5,475 · +4.6% YoY. Source: county tax records.