2919 NW Euclid Ave · Lawton, OK 73538

$103,000

3 bd · 1.0 ba · 1,248 sqft · SingleFamily public records · 31 Days on market

Built 1954 7,560 sqft lot Est $117k · 12% under

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Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +13.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +10.0/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0

Listing remarks

Listing in Lawton, Oklahoma. This spacious home features 4 bedroom 2 bathrooms, perfect for families or investors. Enjoy a fenced in backyard complete with play set - great for kids, pets or entertainment! Whether you're looking for you next home or an investment opportunity, this property is worth a look! Please contact Jilanna Hernandez 405-933-4348

Key facts

• 7,560 sq ft lot
• Built 1954
• Listed 30 days

Property features AI

Exterior

• Parking: No garage
• Utilities: Public water; Public sewer
• Home design: Single-family residence; One story; Brick veneer construction; Faces unknown
• Construction: Composition roof; Slab foundation; Built with brick veneer
• Exterior features: Covered porch; Wood fencing; Shed(s)

Interior

• Kitchen: Cooktop; Range hood; Garbage disposal
• Flooring: Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Granite countertops; No fireplace
• Laundry & utility: Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $103k.

Deal economics

• At list price, monthly cash flow is $754 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $103k).
• Recommended offer: $100k (3.0% below list) — sets the bar for market timing.
• Cap rate 15.1% vs local median 6.1% in Lawton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, commute F.
• Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Central Ms (math 17% / reading 24%, grade F, #153 of 345 statewide, top 45%, 994 students, 0% FRL); Lawton Hs (math 16% / reading 21%, grade F, #302 of 447 statewide, top 68%, 1,417 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: 95 active listings in the ZIP; solid renter incomes; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $11k of equity ($712 loan paydown + $10k appreciation (10.0% local appreciation)).
• Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $29k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 31 days — a 3% lower offer ($100k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $99,910 (3.0% below list)

Questions for the listing agent

1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.77% ✓
• Cap rate: 15.07%
• Cash-on-cash: 31.36%
• DSCR: 2.40
• GRM: 4.7

CMA / ARV

• ARV (on-the-fly): $117,312
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3201 NW Ferris Ave	0.16mi	3/2.0	1,300 (+4%)	2mo	$150,000	$115	80
809 NW 33rd St	0.23mi	3/2.0	1,200 (-4%)	2mo	$140,000	$117	77
3140 NW Kinyon Ave	0.44mi	3/2.0	1,200 (-4%)	3mo	$129,900	$108	67
602 NW 31st St	0.11mi	3/2.0	1,100 (-12%)	8mo	$67,000	$61	64
3128 NW Kinyon	0.41mi	2/1.0 (-1)	1,200 (-4%)	8mo	$112,500	$94	63
1742 NW Ash Ave	0.66mi	3/1.0	1,200 (-4%)	6mo	$100,000	$83	58
1615 NW 25th St	0.72mi	3/1.0	1,300 (+4%)	4mo	$90,000	$69	57
1415 NW 23rd St	0.66mi	4/1.5 (+1)	1,300 (+4%)	2mo	$41,500	$32	54
3138 NW Kinyon Ave	0.43mi	2/1.0 (-1)	1,100 (-12%)	3mo	$70,000	$64	53
3823 NW Meadowbrook Dr	0.73mi	3/1.5	1,100 (-12%)	6mo	$68,000	$62	39
3802 NW Columbia Ave	0.63mi	4/2.0 (+1)	1,400 (+12%)	5mo	$140,000	$100	37
3822 NW Meadowbrook Dr	0.72mi	4/1.5 (+1)	1,400 (+12%)	3mo	$170,000	$121	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 48.2%
• Equity multiple: 4.61×
• Total profit: $104,111
• Equity at exit: $92,791

10-year hold

• IRR: 42.0%
• Equity multiple: 10.32×
• Total profit: $268,861
• Equity at exit: $200,106

Cash invested: $28,840 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Oklahoma: 83 Strongly Landlord-Friendly · R+20
• County: — inherits STATE
• City: — inherits STATE

5-day notice; strongly landlord-favorable.

Methodology + full state rankings →

ZIP-level market 73538

• Home prices YoY: 22.9%
• Active inventory: 95
• Price-to-rent: 4.7×

Monthly cashflow live

• Estimated rent: $1,821 medium
• Mortgage (P&I): −$540
• Tax from tax record: −$102 /mo · $1,218/yr
• Insurance: −$43
• HOA: −$0
• Vacancy / Maint / Mgmt: −$382
• Net cashflow: $754

Break-even live

Break-even rent $867

Max offer price $103,000

Occupancy floor 54%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $25,750
• Closing costs: $3,090
• Reserves months: —
• Total cash needed: —

Listing history 27 events

1. 2026-06-19
   days on market $103,000 Active 31 DOM
2. 2026-06-18
   days on market $103,000 Active 30 DOM
3. 2026-06-17
   days on market $103,000 Active 29 DOM
4. 2026-06-16
   days on market $103,000 Active 28 DOM
5. 2026-06-15
   days on market $103,000 Active 27 DOM
6. 2026-06-14
   days on market $103,000 Active 25 DOM
7. 2026-06-13
   days on market $103,000 Active 24 DOM
8. 2026-06-10
   days on market $103,000 Active 22 DOM
9. 2026-06-09
   days on market $103,000 Active 21 DOM
10. 2026-06-08
    days on market $103,000 Active 20 DOM
11. 2026-06-07
    days on market $103,000 Active 19 DOM
12. 2026-06-05
    days on market $103,000 Active 16 DOM
13. 2026-06-03
    days on market $103,000 Active 15 DOM
14. 2026-06-02
    days on market $103,000 Active 14 DOM
15. 2026-06-01
    days on market $103,000 Active 13 DOM
16. 2026-05-31
    days on market $103,000 Active 12 DOM
17. 2026-05-30
    days on market $103,000 Active 11 DOM
18. 2026-05-18
    listed $103,000 Active
19. 2026-02-28
    historical
20. 2026-02-06
    listed
21. 2022-12-15
    historical
22. 2022-02-16
    soldstatus $93,000
23. 2022-02-15
    soldstatus $92,995
24. 2022-01-04
    listed $92,995
25. 2010-03-12
    soldstatus $50,000
26. 2010-03-12
    soldstatus $50,000
27. 2010-02-13
    listed $49,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

• Current annual tax: $1,218 · $102/mo
• Projected year-2 tax: $1,218 · $102/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,847
• − Mortgage interest: −$5,770
• − Property taxes: −$1,218
• − Insurance: −$515
• − Repairs & maintenance: −$1,748
• − Management: −$1,748
• − Depreciation: −$2,996
• Taxable income: $7,852
• Est. tax owed @ 24.0%: −$1,885
• After-tax cash flow: $7,160/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lawton
• NCES district ID: 4017250
• Math proficiency: 20% ▼ -12.00%
• Reading proficiency: 26% ▼ -9.00%
• Median HH income: $42,618
• Composite: 19.68/100
• National rank: #8732
• State rank: #137 of 270 in OK

Livability — Lawton

• Score: 63/100
• State rank: #206
• US rank: #15131

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lawton, OK
• County: Comanche County · 96,361 people
• City population: 89,233
• Metro: Lawton, OK
• Population (ZIP): 7,128
• Household income: $91,324
• Rent vs Own: 16.1% rent · 83.9% own
• Severe rent burden: 70.0

Population outlook (Comanche County) Hauer SSP2

• Today (2025): 124,518 people
• By 2030: 124,231 · -0.2%
• By 2040: 122,193 · -1.9%
• By 2050: 120,368 · -3.3%
• By 2075: 120,492 · -3.2%
• By 2100: 123,113 · -1.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Two or more races 15% Hispanic / Latino 13% Native American 4% Black 2% Asian 1%
• Hispanic origin (detail): Mexican 11% Puerto Rican 2%
• Common ancestry: Slovak 5% Romanian 2% Serbian 1%
• Foreign-born: 3% · Canada
• Languages at home: 93% English-only · Spanish 4% German/W. Germanic 1%

Political lean MEDSL · Comanche

• 2024 margin: Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
• 2008→2024 swing: -5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
• All cycles: 2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 45.70%
• Current HPI: 245.4249
• Rent YoY: —
• Metro: Lawton, OK
• State GDP YoY: ▲ 1.55%
• F500 in state: 6

Industry mix (Fortune 500 HQ in OK)

Industry	F500 HQs	Revenue
▸Energy	3	$48B

Price history

+106.4% since first listed

10 events — show timeline

• 2026-05-18 Listed $103,000 LBRMLS
• 2026-02-28 Rental Removed — BUILDIUM
• 2026-02-06 Listed for Rent — BUILDIUM
• 2022-12-15 Rental Removed — BUILDIUM
• 2022-02-16 Sold (Public Records) $93,000 Public Records
• 2022-02-15 Sold (MLS) $92,995 LBRMLS
• 2022-01-04 Listed $92,995 LBRMLS
• 2010-03-12 Sold (Public Records) $50,000 Public Records
• 2010-03-12 Sold (MLS) $50,000 LBRMLS
• 2010-02-13 Listed $49,900 LBRMLS

Property tax history

+8.5%/yr

Latest (2025): $1,218 · +4.0% YoY. Source: county tax records.