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6368 Footprint Dr
C+ Composite 64.89
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.7/30.0
  • DSCR +9.8/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.8/10.0
  • Rent growth +3.6/5.0
  • Schools +3.6/10.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$165,000

6368 Footprint Dr · Bellview, FL 32526
3 bd · 3.0 ba · 1,404 sqft · Manufactured public records · 6 Days on market
Built 2001 8,115 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This REO mobile home, was built in 2001, and features a popular split bedroom floor plan offering approximately 1404 square feet of living space. The design places the primary bedroom and its accompanying bathroom at one end of the home, while the two additional bedrooms and the second bathroom are located at the opposite end. Home has vaulted ceilings, open kitchen with island, separate dining area and tons of potential. Due to some repairs, not all financing is available for this property, however, there are certainly a multitude of financing options to get this one sold! Call today!

Key facts

  • New stove
  • New hvac
  • New flooring

Tags

FRESHLY PAINTEDNEW FLOORINGNEW ROOFNEW HVACNEW WATER HEATERNEW STOVE

Property features AI

Finance

  • Other: Lot dimensions approximately 68.36 x 120 (0.1863 acres); Central access lot feature
  • HOA & community: No homeowners association

Exterior

  • Parking: Total of 4 parking spaces; 2-car covered carport (listed as 2-car carport)
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer; Circuit breakers with copper wiring; Cable available; Underground utilities; Paved, county-maintained road access
  • Home design: Mobile/manufactured home; One story; Resale property; Off-grade foundation; Frame construction
  • Construction: Shingle roof
  • Exterior features: Rain gutters; Deck; Privacy fencing in back yard; Yard building (outbuilding)

Interior

  • Kitchen: Kitchen island; Laminate counters; Pantry; Self-cleaning oven; Dishwasher; Disposal; ENERGY STAR qualified appliances
  • Bedrooms: Master bedroom on first floor; All bedrooms on first floor
  • Flooring: Vinyl flooring; Carpet
  • Bathrooms: Two full bathrooms (first floor); Bathrooms not recently updated
  • Heating & cooling: Central heating; Central air; Ceiling fans for cooling
  • Interior features: Baseboards; Ceiling fans; High-speed internet; Insulated doors
  • Laundry & utility: Inside laundry with washer/dryer hookups; Electric water heater; ENERGY STAR qualified water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath manufactured listed at $165k.

Deal economics

  • At list price, monthly cash flow is $499 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $165k).
  • Cap rate 9.9% vs local median 5.2% in Bellview — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#561 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D+, amenities F, commute F.
  • Escambia (suburban): math 40% / reading 45% proficiency, ranked #56 of 73 in FL (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+4.4%/yr); 423 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,479 units permitted in Escambia County in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Escambia County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 4.4% rent growth), your $46k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 26y ago; this cycle's ask is 50% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $80k; list at $165k implies a 106% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $165,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.18%
Cap rate
9.92%
Cash-on-cash
12.96%
DSCR
1.58
GRM
7.0

CMA / ARV

ARV (on-the-fly)
$99,684
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6368 Footprint Dr 0.00mi 3/2.0 1,404 (0%) 8mo $80,000 $57 90
6290 Footprint Dr 0.17mi 3/2.0 1,404 (0%) 3mo $90,000 $64 85
6253 Footprint Dr Unit N/A 0.16mi 3/2.0 1,352 (-4%) 1mo $96,000 $71 82
6392 Footprint Dr 0.05mi 4/2.0 (+1) 1,431 (+2%) 22mo $122,000 $85 67
6264 Footprint Dr 0.20mi 3/2.0 1,586 (+13%) 18mo $160,000 $101 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.42% rent growth · sell at horizon

5-year hold
IRR
4.3%
Equity multiple
1.17×
Total profit
$7,850
Equity at exit
$24,602
10-year hold
IRR
15.0%
Equity multiple
2.29×
Total profit
$59,608
Equity at exit
$14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32526

Home prices YoY
-28.3%
Rents YoY
4.4%
Active inventory
423
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$1,955 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$111 /mo · $1,335/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$411
Net cashflow
$499

Break-even live

Break-even rent $1,323
Max offer price $165,000
Occupancy floor 69%

Sensitivity live

Price -10% $592 -5% $546 +0% $499 +5% $452 +10% $406
Rent -10% $345 -5% $422 +0% $499 +5% $576 +10% $653
Rate -1.0pp $582 -0.5pp $541 base $499 +0.5pp $456 +1.0pp $413

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5519 Lexlee Blvd Pensacola, FL 3.0 2.5 1543 $1,850 $1.20 24d 1 0.24mi
5172 Zachary Blvd Pensacola, FL 3.0 2.0 1803 $1,900 $1.05 24d 1 0.38mi
5217 Saufley Field Rd Pensacola, FL 4.0 2.5 1817 $1,895 $1.04 24d 1 0.60mi
5184 Regalo Dr Pensacola, FL 3.0 2.0 1504 $1,900 $1.26 24d 1 0.60mi
3001 Flintlock Dr Pensacola, FL 3.0 2.0 1750 $1,895 $1.08 15d 1 0.64mi
5404 N Blue Angel Pkwy Pensacola, FL 3.0 1.0 1120 $1,275 $1.14 24d 1 0.94mi
3115 Flintlock Dr Pensacola, FL 3.0 2.0 1200 $1,700 $1.42 24d 1 1.06mi
5049 Quarter Deck St Pensacola, FL 4.0 2.0 1820 $2,300 $1.26 15d 1 1.19mi
6081 Royal Port Ct Pensacola, FL 3.0 2.5 1428 $1,850 $1.30 24d 1 1.22mi
6077 Royal Port Ct Pensacola, FL 3.0 2.5 1542 $1,775 $1.15 24d 1 1.22mi
5604 Scotland Ter Pensacola, FL 3.0 2.0 1231 $1,600 $1.30 15d 1 1.24mi
5031 Firstmate Way Pensacola, FL 3.0 2.0 1425 $2,100 $1.47 24d 1 1.24mi
6225 Mobile Hwy Pensacola, FL 1.0–3.0 1.0–2.0 1036 $2,595 $2.50 15d 15 1.26mi
4930 Laceiba Dr Pensacola, FL 3.0 1.5 1020 $1,300 $1.27 22d 1 1.35mi
6379 Mers Ln Pensacola, FL 3.0 2.5 1811 $1,900 $1.05 22d 1 1.38mi
7111 N Blue Angel Pkwy Pensacola, FL 1.0–2.0 1.0–2.0 989 $1,555 $1.57 15d 1 1.43mi

Listing history 5 events

  1. 2026-06-21
    days on market $165,000 Coming Soon 6 DOM
  2. 2026-06-18
    days on market $165,000 Coming Soon 3 DOM
  3. 2026-06-17
    days on market $165,000 Coming Soon 2 DOM
  4. 2026-06-15
    remarks 699-char remark
  5. 2026-06-15
    listed $165,000 Coming Soon 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,335 · $111/mo
Projected year-2 tax
$1,370 · $114/mo
Expected delta
+$35/yr (+$3/mo · 2.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,458
− Mortgage interest
−$9,243
− Property taxes
−$1,335
− Insurance
−$825
− Repairs & maintenance
−$1,877
− Management
−$1,877
− Depreciation
−$4,800
Taxable income
$3,502
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$840
After-tax cash flow
$5,148/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Escambia
NCES district ID
1200510
Math proficiency
40% ▼ -9.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$44,649
Composite
36.04/100
National rank
#4773
State rank
#56 of 73 in FL

Livability — Bellview

Score
67/100
State rank
#561
US rank
#10731

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment C+ Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bellview, FL
County
Escambia County · 301,722 people
Metro
Pensacola-Ferry Pass-Brent, FL
Population (ZIP)
44,680
Household income
$75,098
Rent vs Own
23.8% rent · 76.2% own
Severe rent burden
1166.0

Population outlook (Escambia County) Hauer SSP2

Today (2025)
334,637 people
By 2030
345,779 · +3.3%
By 2040
364,828 · +9.0%
By 2050
378,514 · +13.1%
By 2075
403,220 · +20.5%
By 2100
386,125 · +15.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (66%)
Race & ethnicity
White 66% Black 19% Two or more races 8% Hispanic / Latino 5% Asian 3%
Common ancestry
Lithuanian 2% Slovak 2% Serbian 2%
Foreign-born
5% · Canada, China
Languages at home
94% English-only · Spanish 2% Tagalog/Filipino 1% Other Indo-European 1%

Political lean MEDSL · Escambia

2024 margin
R (+19.5) · D 39.7% · R 59.2% · Other 1.1%
2008→2024 swing
-0.2pp no change · 2008: -19.3pp · 2024: -19.5pp
All cycles
2024: R+19.5 2020: R+15.1 2016: R+20.6 2012: R+20.6 2008: R+19.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -99.68%
Current HPI
252.6406
Rent YoY
▲ 4.42%
Metro
Pensacola-Ferry Pass-Brent, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+106.5% since first listed
10 events — show timeline
  • 2026-06-15 Coming Soon $165,000 PARMLS
  • 2025-10-29 Sold (MLS) $80,000 ECAR
  • 2025-10-09 Pending ECAR
  • 2025-10-04 Relisted ECAR
  • 2025-08-12 Pending ECAR
  • 2025-07-14 Price Changed $79,900 ECAR
  • 2025-06-26 Price Changed $94,900 ECAR
  • 2025-05-15 Listed $109,900 ECAR
  • 2001-06-14 Listing Removed PARMLS
  • 2000-06-15 Listed $79,900 PARMLS

Property tax history

+13.2%/yr

Latest (2025): $1,335 · +16.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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