146 Maple Ave · Woodlynne, NJ 08107

$159,900

2 bd · 1.0 ba · 886 sqft · SingleFamily public records · 103 Days on market

Built 1923 1,259 sqft lot Est $276k · 42% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.5/30.0
• ARV discount +15.0/15.0
• 1% rule +5.1/10.0
• DSCR +4.8/10.0
• Livability +4.2/5.0
• Condition / age +2.5/5.0
• Rent growth +2.3/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This home is being sold "AS IS" but forget the "fixer-upper" stress. Welcome to this 2-bedroom gem at 146 Maple Ave, a masterclass in functional design. Perfectly positioned within the sought-after Collingswood Public School District, this home offers the rare opportunity to secure a move-in-ready property in one of Camden County’s most vibrant communities. From the extra bonus room on the second floor to the brand-new climate control systems and modern aesthetics. Every inch of this 886-square-foot floor plan has been optimized for easy living. Schedule your tour TODAY and see all of what this home has to offer before it's gone!!!

Key facts

• Built 1923
• Listed 103 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $160k.

Deal economics

• At list price, monthly cash flow is $65 ($782/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $160k).
• Recommended offer: $146k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 84/100 on livability (#27 in NJ, #751 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, commute A+.
• Woodlynne School District (suburban): math 11% / reading 25% proficiency, ranked #446 of 472 in NJ (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Woodlynne Boro Public School (math 11% / reading 25%, grade F, #1,049 of 1,303 statewide, top 81%, 383 students, 83% FRL).
• Market conditions: Rents soft (-0.8%/yr); 64 active listings in the ZIP; 37 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,018 units permitted in Camden County in 2024 (509 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Camden County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 103 days — a 9% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 22y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $100k; list at $160k implies a 60% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1923 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 39% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $145,509 (9.0% below list)

Questions for the listing agent

1. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1923 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.01% ✓
• Cap rate: 6.78%
• Cash-on-cash: 1.75%
• DSCR: 1.08
• GRM: 8.3

CMA / ARV

• ARV (on-the-fly): $276,432
• Comps found: 5

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
319 Laurel Ave	0.50mi	3/1.0 (+1)	908 (+2%)	7mo	$187,000	$206	62
338 E Evergreen Ave	0.44mi	3/1.0 (+1)	908 (+2%)	10mo	$283,000	$312	62
1738 Tioga St	0.51mi	3/1.0 (+1)	980 (+11%)	19mo	$70,000	$71	38
19 Merion Ter	0.74mi	2/1.0	1,000 (+13%)	13mo	$350,000	$350	33
117 Arlington	0.72mi	2/1.0	785 (-11%)	24mo	$270,000	$344	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -17.2%
• Equity multiple: 0.41×
• Total profit: $-26,392
• Equity at exit: $23,842

10-year hold

• IRR: -16.8%
• Equity multiple: 0.21×
• Total profit: $-35,522
• Equity at exit: $13,825

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 21 Tenant-Leaning
• State New Jersey: 21 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Methodology + full state rankings →

ZIP-level market 08107

• Home prices YoY: -25.8%
• Rents YoY: -0.8%
• Active inventory: 64
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $1,610 high
• Mortgage (P&I): −$839
• Tax from tax record: −$302 /mo · $3,622/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$338
• Net cashflow: $65

Break-even live

Break-even rent $1,528

Max offer price $159,900

Occupancy floor 91%

Sensitivity live

Price	-10% $156	-5% $110	+0% $65	+5% $20	+10% $-25
Rent	-10% $-62	-5% $2	+0% $65	+5% $129	+10% $192
Rate	-1.0pp $146	-0.5pp $106	base $65	+0.5pp $24	+1.0pp $-18

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,975
• Closing costs: $4,797
• Reserves months: —
• Total cash needed: —

Rent comps 37 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
141 Cooper Ave Oaklyn, NJ	2.0	1.0	850	$1,725	$2.03	26d	1	0.22mi
145 Cooper Ave Unit 1N Woodlynne, NJ	2.0	1.0	850	$1,725	$2.03	20d	1	0.22mi
301 Champion Ave Oaklyn, NJ	2.0	1.0	661	$1,770	$2.68	6d	3	0.55mi
196 White Horse Pike Collingswood, NJ	1.0	1.0	754	$1,488	$1.97	23d	1	0.64mi
1220 Grant Ave Unit 2 Oaklyn, NJ	2.0	1.0	1000	$1,800	$1.80	22d	1	0.74mi
2892 N Constitution Rd Camden, NJ	3.0	1.0	1040	$2,000	$1.92	26d	1	0.77mi
1025 Collings Ave Apt 1 Oaklyn, NJ	1.0	1.0	800	$1,488	$1.86	26d	1	0.79mi
1034 Collings Ave Oaklyn, NJ	2.0	1.0	1100	$1,750	$1.59	20d	1	0.81mi
116 Haddon Ave Collingswood, NJ	1.0	1.0	609	$1,525	$2.50	26d	1	0.83mi
116 Haddon Ave Collingswood, NJ	1.0	1.0	609	$1,525	$2.50	7d	1	0.83mi
2829 Idaho Rd Camden, NJ	3.0	1.5	1048	$1,700	$1.62	26d	1	0.83mi
430 Richey Ave Unit 1A Oaklyn, NJ	2.0	1.0	897	$2,100	$2.34	6d	1	0.84mi
697 Ferry Ave Camden, NJ	1.0	1.0	700	$1,120	$1.60	26d	1	0.84mi
1502 S 9th St Camden, NJ	2.0	1.0	1050	$1,475	$1.40	21d	1	0.86mi
3079 Alabama Rd Camden, NJ	2.0	1.0	832	$1,700	$2.04	26d	1	0.91mi
3081 Alabama Rd Camden, NJ	2.0	1.0	672	$1,650	$2.46	4d	1	0.91mi
225 Haddon Ave Collingswood, NJ	2.0	2.0	1219	$3,372	$2.76	0d	7	0.95mi
1364 Kaighn Ave Camden, NJ	2.0	1.0	912	$1,485	$1.63	4d	1	0.97mi
1364 Kaighn Ave Camden, NJ	1.0	1.0	625	$1,300	$2.08	26d	1	0.97mi
1532 Bradley Ave Unit A Camden, NJ	1.0	1.0	900	$1,175	$1.31	19d	1	0.98mi
1538 Bradley Ave Unit B Camden, NJ	2.0	1.0	670	$1,195	$1.78	26d	1	0.99mi
1566 Bradley Ave Unit A Camden, NJ	2.0	1.0	640	$1,495	$2.34	26d	1	1.01mi
3255 Crescent Dr Unit 02-3223 Camden, NJ	1.0	1.0	675	$1,085	$1.61	13d	1	1.03mi
3255 Crescent Dr Unit 16-1586 Camden, NJ	1.0	1.0	650	$1,085	$1.67	26d	1	1.03mi
3255 Crescent Dr Unit 03-3220 Camden, NJ	2.0	1.0	700	$1,350	$1.93	26d	1	1.03mi
716 Richey Ave Unit 2ND FLOOR Oaklyn, NJ	1.0	1.0	850	$1,450	$1.71	26d	1	1.03mi
3255 Crescent Dr Unit 08-1585 Camden, NJ	1.0	1.0	650	$1,200	$1.85	26d	1	1.03mi
1612 Independence Rd Camden, NJ	1.0–2.0	1.0	637	$1,350	$2.12	26d	1	1.05mi
132 E Franklin Ave Unit A Collingswood, NJ	2.0	1.0	1000	$2,400	$2.40	26d	1	1.07mi
1021 Monitor Rd Camden, NJ	3.0	1.0	1012	$1,710	$1.69	26d	1	1.08mi
700 W Browning Rd Oaklyn, NJ	2.0	1.0	670	$1,867	$2.79	0d	45	1.10mi
1245 Empire Ave Unit 1 Camden, NJ	1.0	1.0	825	$1,500	$1.82	26d	1	1.10mi
3136 Tuckahoe Rd Camden, NJ	2.0	1.0	800	$1,350	$1.69	26d	1	1.10mi
1759 S 4th St Unit B Camden, NJ	2.0	1.0	800	$1,500	$1.88	26d	1	1.19mi
1509 Park Blvd Camden, NJ	1.0–2.0	1.0	1075	$1,650	$1.53	26d	1	1.29mi
435 Mechanic St Camden, NJ	1.0	1.0	980	$1,350	$1.38	20d	1	1.36mi
574 Haddon Ave Collingswood, NJ	2.0	1.0	1100	$1,800	$1.64	19d	1	1.47mi

Listing history 18 events

1. 2026-04-14
   price $159,900 665-char remark

   Show marketing remark (665 chars)

   This home is being sold "AS IS" but forget the "fixer-upper" stress. Welcome to this 2-bedroom gem at 146 Maple Ave, a masterclass in functional design. Perfectly positioned within the sought-after Collingswood Public School District, this home offers the rare opportunity to secure a move-in-ready property in one of Camden County’s most vibrant communities. From the extra bonus room on the second floor to the brand-new climate control systems and modern aesthetics. Every inch of this 886-square-foot floor plan has been optimized for easy living. Schedule your tour TODAY and see all of what this home has to offer before it's gone!!!

2. 2026-03-12
   price $165,000 665-char remark

   Show marketing remark (665 chars)

   This home is being sold "AS IS" but forget the "fixer-upper" stress. Welcome to this 2-bedroom gem at 146 Maple Ave, a masterclass in functional design. Perfectly positioned within the sought-after Collingswood Public School District, this home offers the rare opportunity to secure a move-in-ready property in one of Camden County’s most vibrant communities. From the extra bonus room on the second floor to the brand-new climate control systems and modern aesthetics. Every inch of this 886-square-foot floor plan has been optimized for easy living. Schedule your tour TODAY and see all of what this home has to offer before it's gone!!!

3. 2026-02-13
   listed $170,000 Active 665-char remark

   Show marketing remark (665 chars)

   This home is being sold "AS IS" but forget the "fixer-upper" stress. Welcome to this 2-bedroom gem at 146 Maple Ave, a masterclass in functional design. Perfectly positioned within the sought-after Collingswood Public School District, this home offers the rare opportunity to secure a move-in-ready property in one of Camden County’s most vibrant communities. From the extra bonus room on the second floor to the brand-new climate control systems and modern aesthetics. Every inch of this 886-square-foot floor plan has been optimized for easy living. Schedule your tour TODAY and see all of what this home has to offer before it's gone!!!

4. 2026-02-06
   historical $170,000 665-char remark

   Show marketing remark (665 chars)

   This home is being sold "AS IS" but forget the "fixer-upper" stress. Welcome to this 2-bedroom gem at 146 Maple Ave, a masterclass in functional design. Perfectly positioned within the sought-after Collingswood Public School District, this home offers the rare opportunity to secure a move-in-ready property in one of Camden County’s most vibrant communities. From the extra bonus room on the second floor to the brand-new climate control systems and modern aesthetics. Every inch of this 886-square-foot floor plan has been optimized for easy living. Schedule your tour TODAY and see all of what this home has to offer before it's gone!!!

5. 2022-09-28
   soldstatus $100,000
6. 2008-03-30
   historical
7. 2007-08-13
   listed $94,000
8. 2007-07-28
   historical
9. 2007-03-28
   listed $90,000
10. 2007-03-04
    historical
11. 2006-09-02
    listed $89,900
12. 2005-06-01
    soldstatus $50,250
13. 2005-04-27
    soldstatus $50,250
14. 2004-08-24
    listed $50,250
15. 1985-11-04
    soldstatus $29,500
16. 1983-11-01
    soldstatus $21,600
17. 1981-04-01
    soldstatus $20,000
18. 1977-09-01
    soldstatus $6,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

• Current annual tax: $3,622 · $302/mo
• Projected year-2 tax: $3,802 · $317/mo
• Expected delta: +$180/yr (+$15/mo · 5.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 39% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,324
• − Mortgage interest: −$8,957
• − Property taxes: −$3,622
• − Insurance: −$800
• − Repairs & maintenance: −$1,546
• − Management: −$1,546
• − Depreciation: −$4,652
• Taxable loss: −$1,798
• Est. tax savings @ 24.0%: +$432
• After-tax cash flow: $1,213/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Woodlynne School District
• NCES district ID: 3418270
• Math proficiency: 11% ▼ -15.00%
• Reading proficiency: 25% ▼ -8.00%
• Median HH income: $42,385
• Composite: 15.47/100
• National rank: #9310
• State rank: #446 of 472 in NJ

Livability — Woodlynne

• Score: 84/100
• State rank: #27
• US rank: #751

Category grades

Amenities A+ Commute A+ Cost of living B+ Crime A+ Employment C+ Housing B+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Woodlynne, NJ
• County: Camden County · 407,624 people
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 13,574
• Household income: $80,833
• Rent vs Own: 43.2% rent · 56.8% own
• Severe rent burden: 623.0

Population outlook (Camden County) Hauer SSP2

• Today (2025): 507,964 people
• By 2030: 502,182 · -1.1%
• By 2040: 485,602 · -4.4%
• By 2050: 465,630 · -8.3%
• By 2075: 419,986 · -17.3%
• By 2100: 369,492 · -27.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 56% Black 19% Hispanic / Latino 18% Two or more races 11% Asian 2%
• Hispanic origin (detail): Mexican 7% Puerto Rican 7% Cuban 1% Dominican 1%
• Common ancestry: Romanian 4% Subsaharan African 2% Scotch-Irish 1%
• Foreign-born: 10% · Canada, Vietnam
• Languages at home: 80% English-only · Spanish 14% Other Indo-European 2% French/Haitian/Cajun 1%

Political lean MEDSL · Camden

• 2024 margin: Strong D (+27.4) · D 63.0% · R 35.5% · Other 1.5%
• 2008→2024 swing: -8.8pp toward R · 2008: 36.2pp · 2024: 27.4pp
• All cycles: 2024: D+27.4 2020: D+33.5 2016: D+32.4 2012: D+36.6 2008: D+36.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -140.51%
• Current HPI: 403.2829
• Rent YoY: ▼ -0.75%
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 2.05%
• F500 in state: 34

Industry mix (Fortune 500 HQ in NJ)

Industry	F500 HQs	Revenue
▸Consumer Goods	3	$31B
▸Pharmaceuticals	2	$153B
▸Technology	2	$21B
▸Insurance	2	$20B
▸Healthcare	2	$19B
▸Financial Services	1	$70B

Price history

+2565.0% since first listed

18 events — show timeline

• 2026-04-14 Price Changed $159,900 BRIGHT MLS
• 2026-03-12 Price Changed $165,000 BRIGHT MLS
• 2026-02-13 Listed $170,000 BRIGHT MLS
• 2026-02-06 Coming Soon $170,000 BRIGHT MLS
• 2022-09-28 Sold (Public Records) $100,000 Public Records
• 2008-03-30 Listing Removed — BRIGHT MLS
• 2007-08-13 Listed $94,000 BRIGHT MLS
• 2007-07-28 Listing Removed — BRIGHT MLS
• 2007-03-28 Listed $90,000 BRIGHT MLS
• 2007-03-04 Listing Removed — BRIGHT MLS
• 2006-09-02 Listed $89,900 BRIGHT MLS
• 2005-06-01 Sold (Public Records) $50,250 Public Records
• 2005-04-27 Sold (MLS) $50,250 BRIGHT MLS
• 2004-08-24 Listed $50,250 BRIGHT MLS
• 1985-11-04 Sold (Public Records) $29,500 Public Records
• 1983-11-01 Sold (Public Records) $21,600 Public Records
• 1981-04-01 Sold (Public Records) $20,000 Public Records
• 1977-09-01 Sold (Public Records) $6,000 Public Records

Property tax history

+2.2%/yr

Latest (2025): $3,622 · +1.6% YoY. Source: county tax records.