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4207 S Centinela Ave Duplex
B- Composite 66.91
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.6/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.5/10.0
  • 1% rule +5.8/10.0
  • Schools +3.6/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$699,000

4207 S Centinela Ave · Los Angeles, CA 90066
3 bd · 2.0 ba · 1,140 sqft · MultiFamily public records · 40 Days on market
Built 1952 2,500 sqft lot $613/sqft · 26% below area Est $943k · 26% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks

Well-located duplex in a desirable Westside setting, offering a flexible setup for both owner-users and investors. The property consists of two units totaling approximately 1,140 sq. ft. on a 2,500 sq. ft. LAR3-zoned lot. The front unit is a 1-bedroom, 1-bathroom residence that presents an immediate opportunity for an owner to occupy or for an investor to bring the unit to market rent upon acquisition. The rear unit is a 2-bedroom, 1-bathroom residence that is currently generating income, creating a balanced setup. The front unit includes a private outdoor area, offering usable space for outdoor seating, gardening, or allowing for exploration of additional uses. The rear unit is positioned

Key facts

  • Alley access
  • Private outdoor area
  • Two car garage

Tags

PRIVATE OUTDOOR AREATWO CAR GARAGEALLEY ACCESSPROXIMITY TO MAJOR CORRIDORSEASY ACCESS TO LOCAL DININGCENTRAL WESTSIDE LOCATION

Property features AI

Finance

  • Other: One building on the lot
  • Financial info: Gross and net operating income listed as $43,200; Unit rents: $2,200 for the 1‑bed unit; $1,400 for the 2‑bed unit; Gross rent multiplier 16.18; Vacancy rate reported as 50%; Listing terms: Probate
  • HOA & community: Two units in complex

Exterior

  • Parking: Attached garage; 2 total parking spaces
  • Home design: Residential income property; Single-story
  • Exterior features: No additional structures on the lot; Zoned LAR3

Interior

  • Bedrooms: One unit with 1 bedroom; One unit with 2 bedrooms
  • Bathrooms: Each unit has 1 bathroom
  • Heating & cooling: Other heating; Other cooling; Other equipment
  • Interior features: Duplex property (two separate rental units); One-level layout

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2 × 3-bed/1.0-bath units multifamily listed at $699k.

Deal economics

  • At list price, monthly cash flow is $2k ($20k/yr) — positive. Per door: $831/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($8k rent vs $699k).
  • Recommended offer: $678k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.1% vs local median 2.1% in Los Angeles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#273 in CA) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment B; Watch: health & safety C-, schools D+, crime F.
  • Los Angeles Unified (urban): math 29% / reading 54% proficiency, ranked #223 of 517 in CA (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-0.1%/yr); 159 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • At $7,540/mo this rent would consume 79% of the median local household income ($114k/yr) (locally 3174% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $5k of loan paydown is wiped out by about $21k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 40 days — a 3% lower offer ($678k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $196k; list at $699k implies a 257% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $678,030 (3.0% below list)

Questions for the listing agent

  1. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.08%
Cap rate
9.15%
Cash-on-cash
10.19%
DSCR
1.45
GRM
7.7

CMA / ARV

ARV (median comp)
$943,140
List price
$699,000
Delta
-25.89%
Verdict
UNDERPRICED
Comps
3 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4455 S Centinela Ave 0.29mi 2/2.0 (-1) 1,140 (0%) 21mo $975,000 $855 64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-4.2%
Equity multiple
0.85×
Total profit
$-29,743
Equity at exit
$104,223
10-year hold
IRR
2.0%
Equity multiple
1.12×
Total profit
$24,111
Equity at exit
$60,437

Cash invested: $195,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
0 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City Los Angeles
0 Strongly Tenant-Friendly · D+22
LARSO + JCEO 2023; relocation for substantial remodel evictions.

ZIP-level market 90066

Rents YoY
-0.1%
Active inventory
159
Price-to-rent
15.5×

Monthly cashflow live

Estimated rent
$7,540 high interval (Pro) →
Mortgage (P&I)
$3,666
Tax from tax record
$338 /mo · $4,056/yr
Insurance
$291
HOA
$0
Vacancy / Maint / Mgmt
$1,583
Net cashflow
$1,662

Break-even live

Break-even rent $5,437
Max offer price $699,000
Occupancy floor 73%

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $7,540

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$174,750
Closing costs
$20,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4247 S Centinela Ave Unit 4249 Los Angeles, CA 2.0 1.0 890 $3,350 $3.76 2d 1 0.07mi
4424 S Centinela Ave Unit 103 Los Angeles, CA 2.0 2.0 1000 $2,700 $2.70 43d 1 0.20mi
4232 Lindblade Dr Unit 1 Los Angeles, CA 2.0 1.0 700 $2,495 $3.56 2d 1 0.23mi
4160 Mildred Ave Los Angeles, CA 2.0 1.0 1100 $5,000 $4.55 43d 1 0.28mi
4225 Inglewood Blvd Los Angeles, CA 2.0 2.0 1250 $2,938 $2.35 10d 1 0.31mi
11955 Washington Blvd Los Angeles, CA 2.0 2.0 1296 $4,212 $3.25 20d 2 0.33mi
11924 W Washington Blvd Los Angeles, CA 3.0 1.0–2.0 1127 $6,603 $5.86 1d 6 0.36mi
4147 Marcasel Ave Los Angeles, CA 4.0 3.0 1325 $12,000 $9.06 24d 1 0.38mi
4320 Inglewood Blvd Unit 201 Los Angeles, CA 2.0 2.0 1000 $3,700 $3.70 43d 1 0.41mi
11901 W Washington Blvd Los Angeles, CA 2.0 1.0 817 $2,500 $3.06 43d 1 0.44mi
4111 Wade St Unit D Los Angeles, CA 2.0 1.5 980 $3,200 $3.27 43d 1 0.45mi
12231 Culver Blvd Los Angeles, CA 3.0 2.0 1140 $5,475 $4.80 24d 1 0.45mi
11900 Courtleigh Dr Los Angeles, CA 3.0 2.0 1222 $4,384 $3.59 1d 2 0.48mi
4114 Moore St Los Angeles, CA 2.0 1.0 1072 $6,250 $5.83 43d 1 0.50mi
11955 Culver Blvd Unit 505 Los Angeles, CA 2.0 1.5 1032 $3,800 $3.68 43d 1 0.52mi
12515 Barbara Ave Los Angeles, CA 2.0 2.0 970 $4,800 $4.95 19d 1 0.53mi
11818 Courtleigh Dr #102 Los Angeles, CA 2.0 2.0 1021 $3,100 $3.04 24d 1 0.54mi
11919 Culver Blvd Los Angeles, CA 2.0 2.0 1000 $2,975 $2.98 18d 1 0.54mi
12236 Pacific Ave Unit 2 Los Angeles, CA 2.0 2.0 950 $2,699 $2.84 5d 1 0.55mi
4515 McConnell Ave #3 Los Angeles, CA 3.0 2.5 1050 $4,195 $4.00 2d 1 0.55mi
11834 Avon Way Apt 101 Los Angeles, CA 2.0 2.0 912 $2,795 $3.06 7d 1 0.56mi
11834 Avon Way Unit 203 Los Angeles, CA 2.0 2.0 802 $3,095 $3.86 43d 1 0.56mi
12707 Caswell Ave Apt 102 Los Angeles, CA 2.0 2.0 1000 $2,895 $2.90 1d 1 0.57mi
11737 Courtleigh Dr Unit 108 Los Angeles, CA 2.0 2.0 950 $3,483 $3.67 24d 1 0.57mi
11737 Courtleigh Dr Los Angeles, CA 2.0 2.0 983 $3,483 $3.54 24d 1 0.57mi
12506 Pacific Ave Los Angeles, CA 2.0 2.0 922 $3,795 $4.12 43d 1 0.58mi
12601 Matteson Ave #7 Los Angeles, CA 3.0 2.5 1470 $5,500 $3.74 1d 1 0.59mi
4081 McLaughlin Ave Los Angeles, CA 2.0 1.0 1000 $2,595 $2.60 2d 1 0.59mi
4081 McLaughlin Ave Los Angeles, CA 2.0 1.0 1000 $2,595 $2.60 22d 1 0.59mi
4111 McLaughlin Ave Los Angeles, CA 2.0 1.0 1000 $2,595 $2.60 7d 1 0.60mi
11733 Avon Way #101 Los Angeles, CA 2.0 2.0 860 $3,350 $3.90 17d 1 0.60mi
11733 Avon Way #101 Los Angeles, CA 2.0 2.0 860 $3,350 $3.90 18d 1 0.60mi
4065 McLaughlin Ave Unit 8 Los Angeles, CA 2.0 1.0 950 $2,250 $2.37 24d 1 0.60mi
4065 McLaughlin Ave Unit 8 Los Angeles, CA 2.0 1.0 950 $2,250 $2.37 43d 1 0.60mi
12821 Washington Blvd Los Angeles, CA 2.0 2.0 1060 $4,595 $4.33 5d 1 0.60mi
3988 Moore St Unit 5 Los Angeles, CA 2.0 1.5 1100 $2,800 $2.55 43d 1 0.60mi
3911 Wade St Los Angeles, CA 2.0 2.0 980 $2,995 $3.06 43d 1 0.60mi
11846 Culver Blvd Los Angeles, CA 2.0 1.5 1050 $3,000 $2.86 43d 1 0.61mi
12767 Mitchell Ave Los Angeles, CA 3.0–5.0 2.0–5.0 757 $1,570 $2.07 4d 28 0.61mi
3974 Moore St Apt 202 Los Angeles, CA 2.0 2.0 800 $3,204 $4.00 17d 1 0.61mi

Listing history 15 events

  1. 2026-06-15
    status $699,000 Pending 40 DOM
  2. 2026-06-13
    days on market $699,000 Active 40 DOM
  3. 2026-06-09
    days on market $699,000 Active 36 DOM
  4. 2026-06-08
    days on market $699,000 Active 35 DOM
  5. 2026-06-07
    days on market $699,000 Active 34 DOM
  6. 2026-06-04
    days on market $699,000 Active 31 DOM
  7. 2026-06-03
    days on market $699,000 Active 30 DOM
  8. 2026-06-02
    days on market $699,000 Active 29 DOM
  9. 2026-06-01
    days on market $699,000 Active 28 DOM
  10. 2026-05-31
    days on market $699,000 Active 27 DOM
  11. 2026-05-04
    listed $699,000 Active 1343-char remark
  12. 2000-12-18
    soldstatus $196,000
  13. 1992-07-30
    soldstatus $163,000
  14. 1988-03-08
    soldstatus $210,000
  15. 1986-08-08
    soldstatus $133,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$4,056 · $338/mo
Projected year-2 tax
$5,312 · $443/mo
Expected delta
+$1,257/yr (+$105/mo · 31.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥85°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$90,480
− Mortgage interest
−$39,155
− Property taxes
−$4,056
− Insurance
−$3,495
− Repairs & maintenance
−$7,238
− Management
−$7,238
− Depreciation
−$20,335
Taxable income
$8,963
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,151
After-tax cash flow
$17,790/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Los Angeles Unified
NCES district ID
0622710
Math proficiency
29% ▼ -4.00%
Reading proficiency
54% ▲ 10.00%
Median HH income
$50,403
Composite
35.67/100
National rank
#4875
State rank
#223 of 517 in CA

Livability — Los Angeles

Score
68/100
State rank
#273
US rank
#9237

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment B Housing B- Health & safety C- User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Los Angeles, CA
County
Los Angeles County · 9,444,647 people
City population
3,838,149
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
56,740
Household income
$114,141
Rent vs Own
61.7% rent · 38.3% own
Severe rent burden
3174.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
White 48% Hispanic / Latino 25% Asian 16% Two or more races 13% Black 5%
Hispanic origin (detail)
Mexican 18%
Common ancestry
Italian 3% Romanian 3% Scotch-Irish 2%
Foreign-born
25% · Canada, China, South Korea
Languages at home
63% English-only · Spanish 19% Other Indo-European 4% Chinese 4%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1200.36%
Current HPI
466.5309
Rent YoY
▼ -0.08%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+425.6% since first listed
6 events — show timeline
  • 2026-06-14 Pending TheMLS
  • 2026-05-04 Listed $699,000 TheMLS
  • 2000-12-18 Sold (Public Records) $196,000 Public Records
  • 1992-07-30 Sold (Public Records) $163,000 Public Records
  • 1988-03-08 Sold (Public Records) $210,000 Public Records
  • 1986-08-08 Sold (Public Records) $133,000 Public Records

Property tax history

+1.7%/yr

Latest (2025): $4,056 · +1.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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