153 Thornapple Ln · Mount Pocono, PA 18466

$275,000

4 bd · 2.5 ba · 1,182 sqft · SingleFamily public records · 131 Days on market

Built 1987 1.00 ac lot Est $212k · 30% over $33/mo HOA · 2% of rent

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +6.9/30.0
• Appreciation +6.2/10.0
• Schools +4.0/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +1.9/10.0
• DSCR +1.1/10.0
• ARV discount +0.0/15.0

Listing remarks MLS

SPACIOUS 4bd/3ba Contemporary Home w/ 2 FULLY equipped living spaces! BRIGHT & OPEN concept on the upper level w/ tons of windows. Sunken Living Room w/ cathedral ceilings, wood burning FIREPLACE, & wood stove making it a GREAT space to gather family & friends. The Dining Room has sliders to the LARGE deck that overlooks the HUGE 1 ACRE yard perfect for outdoor entertainment. Open Kitchen w/ PLENTY of cabinet & counter space. This floor also has a Master Bedroom w/ a PRIVATE Bath, 2 additional bedrooms, & full bath. Lower Level has a separate fully function Kitchen w/ wood stove, ample Living Room w/ TIKI BAR, bedroom, full bath, & laundry. This home also has a 1 car garage, MANY improvements like the roof & well pump, & has LOW taxes/dues! Call Today to come see this LOVELY Home!

Key facts

• 2nd separate kitchen
• 1 acre lot
• 2 garage spots

Tags

• CUSTOM MODERN EAT-IN KITCHEN
• 2ND SEPARATE KITCHEN
• ENERGY EFFICIENT WOOD STOVES

Property features AI

Finance

• HOA & community: Homeowners association with an annual fee of $400 (about $33.33/month); Association offers other amenities

Exterior

• Parking: Attached garage; 2-car garage; Driveway; Off-street parking; 4 open parking spaces; Garage faces front
• Utilities: Well water; Septic tank
• Home design: Single-family house; Residential property; 1 acre lot; Subdivision: Pocono Hemlock Civic
• Construction: Vinyl siding; Asphalt shingle roof
• Exterior features: Deck; Cleared lot; Gravel road access; Private maintained road

Interior

• Kitchen: Electric range; Refrigerator; Dishwasher; Microwave; Kitchen island; Granite counters; Breakfast bar; Eat-in kitchen
• Flooring: Carpet; Hardwood; Vinyl; Wood
• Bathrooms: 3 full bathrooms
• Heating & cooling: Baseboard heating; Wood stove; Electric heating; Ceiling fans; Cooling via ceiling fans; Other heating
• Interior features: Breakfast bar; Eat-in kitchen; Kitchen island; Granite counters; Vaulted ceilings; In-law floorplan; Ceiling fans; Storage; Full basement
• Laundry & utility: Washer; Dryer; Laundry on lower level

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $275k.

Deal economics

• At list price, monthly cash flow is $-416 ($-5k/yr) — negative.
• To cash-flow at today's rent, offer at most $201k (26.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (31.0% below list).
• Recommended offer: $190k (31.0% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 77/100 on livability (#362 in PA, #3,166 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 355 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $8k of equity ($2k loan paydown + $6k appreciation (2.4% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 5, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 131 days — a 12% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $160k; list at $275k implies a 72% gain — meaningful room to come down on a strong offer.

Recommended offer $189,772 (31.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 131 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.69% ✗
• Cap rate: 4.48%
• Cash-on-cash: -6.49%
• DSCR: 0.71
• GRM: 12.1

CMA / ARV

• ARV (on-the-fly): $211,578
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3022 Briarwood Dr	0.38mi	3/2.0 (-1)	1,286 (+9%)	4mo	$204,000	$159	58
102 Orchard Ln	0.34mi	3/2.0 (-1)	1,248 (+6%)	13mo	$255,000	$204	57
4569 Briarcliff Ter	0.67mi	3/2.0 (-1)	1,110 (-6%)	1mo	$169,000	$152	50
3057 Briarwood Dr	0.57mi	3/2.0 (-1)	1,170 (-1%)	17mo	$210,000	$179	50
911 Granite Ter	0.64mi	3/2.0 (-1)	1,224 (+4%)	10mo	$180,000	$147	49
3136 Carobeth Dr	0.50mi	3/1.0 (-1)	1,055 (-11%)	6mo	$165,000	$156	43
129 Echo Lake Rd	0.60mi	3/2.0 (-1)	1,276 (+8%)	13mo	$252,500	$198	41
4553 Briarcliff Ter	0.55mi	3/2.0 (-1)	1,024 (-13%)	13mo	$190,000	$186	34
4122 Timber Ln	0.45mi	3/2.0 (-1)	1,344 (+14%)	19mo	$285,000	$212	33
3361 Woodland Dr	0.74mi	3/1.5 (-1)	1,320 (+12%)	6mo	$170,000	$129	32
4615 Burnside Dr	0.60mi	3/1.0 (-1)	1,300 (+10%)	16mo	$215,000	$165	31
900 Granite Ter	0.59mi	3/2.0 (-1)	1,328 (+12%)	16mo	$294,000	$221	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.36% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -0.6%
• Equity multiple: 0.97×
• Total profit: $-2,588
• Equity at exit: $113,814

10-year hold

• IRR: 3.6%
• Equity multiple: 1.52×
• Total profit: $39,838
• Equity at exit: $168,104

Cash invested: $77,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18466

• Home prices YoY: 1.2%
• Active inventory: 355
• Price-to-rent: 12.1×

Monthly cashflow live

• Estimated rent: $1,898 medium
• Mortgage (P&I): −$1,442
• Tax from tax record: −$326 /mo · $3,908/yr
• Insurance: −$115
• HOA: −$33
• Vacancy / Maint / Mgmt: −$399
• Net cashflow: $-416

Break-even live

Break-even rent $2,425

Max offer price $201,481

Occupancy floor —

Sensitivity live

Price	-10% $-261	-5% $-338	+0% $-416	+5% $-494	+10% $-572
Rent	-10% $-566	-5% $-491	+0% $-416	+5% $-341	+10% $-266
Rate	-1.0pp $-278	-0.5pp $-346	base $-416	+0.5pp $-487	+1.0pp $-560

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $68,750
• Closing costs: $8,250
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5215 Sundew Ter Tobyhanna, PA	3.0	1.5	1200	$1,750	$1.46	44d	1	1.03mi
7694 Fawn Ln Tobyhanna, PA	3.0	2.0	1128	$1,800	$1.60	44d	1	1.36mi
7067 Vista Dr Tobyhanna, PA	3.0	2.0	1436	$2,250	$1.57	44d	1	1.38mi

HOA detail

• Monthly dues: $33 · $396/yr

Listing history 8 events

1. 2026-04-30
   status Pending
2. 2026-03-03
   status Active
3. 2026-02-19
   status Pending
4. 2025-12-08
   listed $275,000 Active
5. 2020-12-04
   soldstatus $159,900 835-char remark

   Show marketing remark (835 chars)

   SPACIOUS 4bd/3ba Contemporary Home w/ 2 FULLY equipped living spaces! BRIGHT & OPEN concept on the upper level w/ tons of windows. Sunken Living Room w/ cathedral ceilings, wood burning FIREPLACE, & wood stove making it a GREAT space to gather family & friends. The Dining Room has sliders to the LARGE deck that overlooks the HUGE 1 ACRE yard perfect for outdoor entertainment. Open Kitchen w/ PLENTY of cabinet & counter space. This floor also has a Master Bedroom w/ a PRIVATE Bath, 2 additional bedrooms, & full bath. Lower Level has a separate fully function Kitchen w/ wood stove, ample Living Room w/ TIKI BAR, bedroom, full bath, & laundry. This home also has a 1 car garage, MANY improvements like the roof & well pump, & has LOW taxes/dues! Call Today to come see this LOVELY Home!

6. 2020-12-04
   soldstatus $159,900

   Show marketing remark (835 chars)

   SPACIOUS 4bd/3ba Contemporary Home w/ 2 FULLY equipped living spaces! BRIGHT & OPEN concept on the upper level w/ tons of windows. Sunken Living Room w/ cathedral ceilings, wood burning FIREPLACE, & wood stove making it a GREAT space to gather family & friends. The Dining Room has sliders to the LARGE deck that overlooks the HUGE 1 ACRE yard perfect for outdoor entertainment. Open Kitchen w/ PLENTY of cabinet & counter space. This floor also has a Master Bedroom w/ a PRIVATE Bath, 2 additional bedrooms, & full bath. Lower Level has a separate fully function Kitchen w/ wood stove, ample Living Room w/ TIKI BAR, bedroom, full bath, & laundry. This home also has a 1 car garage, MANY improvements like the roof & well pump, & has LOW taxes/dues! Call Today to come see this LOVELY Home!

7. 2020-10-27
   listed $159,900 835-char remark

   Show marketing remark (835 chars)

   SPACIOUS 4bd/3ba Contemporary Home w/ 2 FULLY equipped living spaces! BRIGHT & OPEN concept on the upper level w/ tons of windows. Sunken Living Room w/ cathedral ceilings, wood burning FIREPLACE, & wood stove making it a GREAT space to gather family & friends. The Dining Room has sliders to the LARGE deck that overlooks the HUGE 1 ACRE yard perfect for outdoor entertainment. Open Kitchen w/ PLENTY of cabinet & counter space. This floor also has a Master Bedroom w/ a PRIVATE Bath, 2 additional bedrooms, & full bath. Lower Level has a separate fully function Kitchen w/ wood stove, ample Living Room w/ TIKI BAR, bedroom, full bath, & laundry. This home also has a 1 car garage, MANY improvements like the roof & well pump, & has LOW taxes/dues! Call Today to come see this LOVELY Home!

8. 2000-04-27
   soldstatus $113,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,908 · $326/mo
• Projected year-2 tax: $4,126 · $344/mo
• Expected delta: +$219/yr (+$18/mo · 5.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 1/10 Low 7 d/yr ≥89°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,773
• − Mortgage interest: −$15,404
• − Property taxes: −$3,908
• − Insurance: −$1,375
• − Repairs & maintenance: −$1,822
• − Management: −$1,822
• − HOA: −$396
• − Depreciation: −$8,000
• Taxable loss: −$9,954
• Est. tax savings @ 24.0%: +$2,389
• After-tax cash flow: $-2,605/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Mount Pocono

• Score: 77/100
• State rank: #362
• US rank: #3166

Category grades

Amenities C Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 17,997

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: White 38% Hispanic / Latino 27% Black 24% Two or more races 17% Asian 4%
• Hispanic origin (detail): Puerto Rican 12% Dominican 6%
• Common ancestry: Romanian 2% Portuguese 1% German 1%
• Foreign-born: 16% · Canada
• Languages at home: 77% English-only · Spanish 17% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.36%
• Current HPI: 202.4134
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+142.3% since first listed

8 events — show timeline

• 2026-04-30 Pending — PMAR
• 2026-03-03 Relisted — PMAR
• 2026-02-19 Pending — PMAR
• 2025-12-08 Listed $275,000 PMAR
• 2020-12-04 Sold (Public Records) $159,900 Public Records
• 2020-12-04 Sold (MLS) $159,900 PMAR
• 2020-10-27 Listed $159,900 PMAR
• 2000-04-27 Sold (Public Records) $113,500 Public Records

Property tax history

-0.3%/yr

Latest (2026): $3,908 · +3.2% YoY. Source: county tax records.