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2132 Markley Dr
D- Composite 38.95
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +11.5/15.0
  • Cash flow +9.7/30.0
  • Livability +3.8/5.0
  • 1% rule +3.6/10.0
  • DSCR +2.7/10.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$255,000

2132 Markley Dr · Bryan, TX 77807
3 bd · 2.0 ba · 1,318 sqft · SingleFamily public records · 51 Days on market
Built 2018 6,172 sqft lot $193/sqft · 9% below area Est $280k · 9% under $17/mo HOA · 1% of rent ↓ 2% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 2132 Markley Dr, featuring fresh interior paint throughout. The kitchen includes all stainless steel appliances and an accent backsplash. A walk in closet is located in the primary bedroom, complemented by a separate tub and shower in the primary bathroom. A patio extends to the fenced in backyard. This home blends updates and functionality. Included 100-Day Home Warranty with buyer activation

Key facts

  • Fenced in backyard
  • Walk in closet
  • Patio

Tags

STAINLESS STEEL APPLIANCESACCENT BACKSPLASHWALK IN CLOSETFENCED IN BACKYARDPATIO

Property features AI

Finance

  • HOA & community: Association: BHHS Caliber Realty; Association fee of $200 annually

Exterior

  • Parking: Attached garage with 1 garage space
  • Security: Owned security system
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Built in 2018; Slab foundation
  • Construction: Composition roof
  • Exterior features: Lot with other features

Interior

  • Kitchen: Dishwasher
  • Bedrooms: Primary bedroom on the first floor (approx. 14 x 14); Bedroom on the first floor (approx. 12 x 10); Bedroom on the first floor (approx. 12 x 10)
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Security system (owned)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $255k.

Deal economics

  • At list price, monthly cash flow is $-168 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $225k (11.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (14.2% below list).
  • Recommended offer: $219k (14.2% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 4.0% in Bryan — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#99 in TX, #3,341 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, amenities C-, employment D+.
  • Bryan ISD (urban): math 30% / reading 32% proficiency, ranked #608 of 826 in TX (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Mary Branch El (math 32% / reading 17%, grade F, #3,052 of 4,322 statewide, top 74%, 617 students, 83% FRL); Stephen F Austin (math 25% / reading 36%, grade F, #1,036 of 1,662 statewide, top 63%, 1,206 students, 76% FRL); Travis B Bryan H S (math 22% / reading 34%, grade F, #1,170 of 1,632 statewide, top 72%, 2,419 students, 67% FRL).
  • Market conditions: 304 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 51 days — a 3% lower offer ($247k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $218,732 (14.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
5.50%
Cash-on-cash
-2.82%
DSCR
0.87
GRM
9.7

CMA / ARV

ARV (median comp)
$279,925
List price
$255,000
Delta
-8.90%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2009 Kathryn Dr 0.17mi 3/2.0 1,375 (+4%) 14mo $275,000 $200 73
2041 Mountain Wind Loop 0.48mi 3/2.0 1,289 (-2%) 2mo $249,900 $194 72
2016 Snowy Brook Trl 0.53mi 3/2.0 1,144 (-13%) 21mo $237,400 $208 35
2007 Kimmy Dr 0.70mi 3/2.0 1,481 (+12%) 14mo $279,900 $189 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-20.9%
Equity multiple
0.27×
Total profit
$-51,910
Equity at exit
$38,021
10-year hold
IRR
-14.2%
Equity multiple
0.18×
Total profit
$-58,518
Equity at exit
$22,048

Cash invested: $71,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77807

Active inventory
304
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$2,187 high interval (Pro) →
Mortgage (P&I)
$1,337
Tax from tax record
$436 /mo · $5,227/yr
Insurance
$106
HOA
$17
Vacancy / Maint / Mgmt
$459
Net cashflow
$-168

Break-even live

Break-even rent $2,400
Max offer price $225,310
Occupancy floor

Sensitivity live

Price -10% $-24 -5% $-96 +0% $-168 +5% $-240 +10% $-312
Rent -10% $-341 -5% $-254 +0% $-168 +5% $-82 +10% $5
Rate -1.0pp $-40 -0.5pp $-103 base $-168 +0.5pp $-234 +1.0pp $-301

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,750
Closing costs
$7,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2136 Markley Dr Bryan, TX 4.0 2.0 1648 $2,200 $1.33 22d 1 0.01mi
2136 Markley Dr Bryan, TX 4.0 2.0 1648 $2,300 $1.40 45d 1 0.01mi
2206 Hall of Fame Ct Bryan, TX 3.0 2.0 1517 $2,150 $1.42 45d 1 0.16mi
1937 Viva Rd Bryan, TX 3.0 2.0 1869 $2,500 $1.34 15d 1 0.21mi
2023 Mountain Wind Loop Bryan, TX 3.0 2.0 1319 $2,000 $1.52 15d 1 0.58mi
2020 Turning Leaf Dr Bryan, TX 3.0 2.0 1417 $2,000 $1.41 15d 1 0.60mi
2010 Turning Leaf Dr Bryan, TX 3.0 2.0 1423 $2,000 $1.41 15d 1 0.63mi
5822 Leonard Rd Unit 1 Bryan, TX 3.0 2.0 1250 $1,400 $1.12 15d 1 0.95mi
6021 Toby Bnd Bryan, TX 4.0 2.0 1620 $2,175 $1.34 15d 1 1.00mi
1708 Beaver Pond Ct Unit 1328061P Bryan, TX 3.0 2.0 1550 $3,973 $2.56 22d 1 1.07mi
1803 Beaver Pond Ct Bryan, TX 4.0 2.0 1403 $2,100 $1.50 45d 1 1.19mi
2511 Westwood Main Dr Bryan, TX 3.0 2.0 1421 $2,100 $1.48 15d 1 1.19mi
1735 Rock Hollow Loop Bryan, TX 3.0 2.0 1209 $1,500 $1.24 45d 1 1.25mi
6000 Jones Rd Bryan, TX 1.0–3.0 1.0–2.0 1001 $2,305 $2.30 15d 52 1.26mi
2406 Toro Ln Unit D Bryan, TX 2.0 1.0 918 $975 $1.06 15d 1 1.42mi
852 N Harvey Mitchell Pkwy Bryan, TX 1.0–2.0 1.0–2.0 857 $1,555 $1.81 15d 1 1.47mi
2003 Rockwood Dr Bryan, TX 3.0 2.0 1468 $1,850 $1.26 45d 1 1.48mi
3105 Leonard Rd Bryan, TX 1.0–2.0 1.0–2.0 857 $1,555 $1.81 15d 1 1.50mi

HOA detail

Monthly dues
$17 · $204/yr

Listing history 19 events

  1. 2026-06-21
    days on market $255,000 Active 51 DOM
  2. 2026-06-18
    days on market $255,000 Active 48 DOM
  3. 2026-06-17
    days on market $255,000 Active 47 DOM
  4. 2026-06-16
    days on market $255,000 Active 46 DOM
  5. 2026-06-15
    days on market $255,000 Active 45 DOM
  6. 2026-06-14
    days on market $255,000 Active 43 DOM
  7. 2026-06-13
    days on market $255,000 Active 42 DOM
  8. 2026-06-10
    days on market $255,000 Active 40 DOM
  9. 2026-06-09
    days on market $255,000 Active 39 DOM
  10. 2026-06-08
    days on market $255,000 Active 38 DOM
  11. 2026-06-07
    days on market $255,000 Active 37 DOM
  12. 2026-06-03
    days on market $255,000 Active 33 DOM
  13. 2026-06-02
    days on market $255,000 Active 32 DOM
  14. 2026-06-01
    days on market $255,000 Active 31 DOM
  15. 2026-05-31
    days on market $255,000 Active 30 DOM
  16. 2026-05-30
    days on market $255,000 Active 29 DOM
  17. 2026-05-14
    price $255,000 407-char remark
  18. 2026-05-01
    listed $260,000 Active 407-char remark
  19. 2026-04-07
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,227 · $436/mo
Projected year-2 tax
$5,227 · $436/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,248
− Mortgage interest
−$14,284
− Property taxes
−$5,227
− Insurance
−$1,275
− Repairs & maintenance
−$2,100
− Management
−$2,100
− HOA
−$204
− Depreciation
−$7,418
Taxable loss
−$6,360
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,526
After-tax cash flow
$-491/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bryan ISD
NCES district ID
4811790
Math proficiency
30% ▼ -8.00%
Reading proficiency
32% ▼ -3.00%
Median HH income
$41,895
Composite
26.26/100
National rank
#7253
State rank
#608 of 826 in TX

Livability — Bryan

Score
76/100
State rank
#99
US rank
#3341

Category grades

Amenities C- Commute F Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bryan, TX
County
Brazos County · 233,400 people
City population
101,772
Metro
College Station-Bryan, TX
Population (ZIP)
13,227
Household income
$74,375
Rent vs Own
44.5% rent · 55.5% own
Severe rent burden
629.0

Population outlook (Brazos County) Hauer SSP2

Today (2025)
267,942 people
By 2030
296,630 · +10.7%
By 2040
354,560 · +32.3%
By 2050
414,616 · +54.7%
By 2075
562,158 · +109.8%
By 2100
678,828 · +153.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
White 45% Hispanic / Latino 32% Two or more races 18% Black 14% Native American 3% Asian 2%
Hispanic origin (detail)
Mexican 29%
Common ancestry
Romanian 2% Lithuanian 2% Italian 2%
Foreign-born
16% · Canada, Guatemala, Vietnam
Languages at home
71% English-only · Spanish 24% Other Asian/Pacific 1% French/Haitian/Cajun 1%

Political lean MEDSL · Brazos

2024 margin
Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
2008→2024 swing
+4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
All cycles
2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -114.38%
Current HPI
186.1387
Rent YoY
Metro
College Station-Bryan, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-1.9% since first listed
3 events — show timeline
  • 2026-05-14 Price Changed $255,000 HARMLS
  • 2026-05-01 Listed $260,000 HARMLS
  • 2026-04-07 Sold (Public Records) Public Records

Property tax history

+44.8%/yr

Latest (2025): $5,227 · -2.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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