14144 E 26th St · Tulsa, OK 74134

$155,000

3 bd · 2.0 ba · 1,481 sqft · SingleFamily public records · 6 Days on market

Built 1973 8,000 sqft lot Est $204k · 24% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.7/30.0
• ARV discount +15.0/15.0
• DSCR +7.3/10.0
• 1% rule +5.3/10.0
• Livability +3.8/5.0
• Rent growth +3.4/5.0
• Condition / age +2.5/5.0
• Schools +0.8/10.0
• Appreciation +0.0/10.0

Key facts

• 8,000 sq ft lot
• 2 garage spots
• Built 1973

Property features AI

Finance

• HOA & community: Gutters noted as a community feature

Exterior

• Parking: Attached 2-car garage
• Security: No safety shelter
• Utilities: Electricity available; Natural gas available; High‑speed internet available; Public water; Public sewer
• Home design: Single-story home; Faces north; Slab foundation
• Construction: Built with stucco, vinyl siding and wood siding over wood frame; Asphalt fiberglass roof
• Exterior features: Concrete driveway; Rain gutters; Patio; Porch; Full privacy fencing; Mature trees

Interior

• Kitchen: Gas range connection; Dishwasher
• Bedrooms: Master bedroom with private bath and walk-in closet; Additional bedrooms with walk-in closets
• Flooring: Carpet; Laminate; Wood veneer
• Bathrooms: Two full bathrooms (including master bath and hall bath with bathtub)
• Heating & cooling: Central heating (gas); Central air conditioning
• Interior features: Ceiling fans; Cable TV available; Laminate countertops; Aluminum frame and vinyl windows
• Laundry & utility: Washer hookup; Electric dryer hookup; Utility room (inside)

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $155k.

Deal economics

• At list price, monthly cash flow is $267 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $155k).
• Cap rate 8.4% vs local median 3.9% in Tulsa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#13 in OK, #4,058 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment D-.
• Tulsa (urban): math 7% / reading 12% proficiency, ranked #250 of 270 in OK (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.5%/yr); 195 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 6 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $155,000

Questions for the listing agent

1. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.03% ✓
• Cap rate: 8.36%
• Cash-on-cash: 7.39%
• DSCR: 1.33
• GRM: 8.1

CMA / ARV

• ARV (on-the-fly): $204,378
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14127 E 24th Pl	0.09mi	3/2.0	1,485 (+0%)	5mo	$218,500	$147	91
2423 S 140th East Ave	0.15mi	3/2.0	1,511 (+2%)	6mo	$223,000	$148	84
2838 S 138th EastAvenue	0.37mi	3/2.0	1,487 (+0%)	1mo	$211,000	$142	82
14124 E 26th St	0.05mi	3/2.0	1,312 (-11%)	4mo	$170,000	$130	76
2745 S 138th EastAvenue	0.26mi	3/2.0	1,359 (-8%)	6mo	$145,333	$107	69
2737 S 136th EastAvenue	0.43mi	3/2.0	1,566 (+6%)	4mo	$206,000	$132	67
2826 S 138th EastAvenue	0.34mi	3/2.0	1,664 (+12%)	2mo	$230,000	$138	62
2201 S 133rd East Ave	0.66mi	3/1.0	1,508 (+2%)	4mo	$166,000	$110	58
13005 E 28th Pl	0.73mi	3/2.0	1,552 (+5%)	3mo	$198,000	$128	56
13713 E 30th Pl	0.54mi	3/2.0	1,609 (+9%)	8mo	$143,000	$89	54
14811 E 32nd St	0.62mi	3/2.0	1,284 (-13%)	0mo	$205,000	$160	48
1917 S 143rd EastAvenue	0.67mi	3/2.0	1,276 (-14%)	8mo	$215,000	$168	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.52% rent growth · sell at horizon

5-year hold

• IRR: -4.5%
• Equity multiple: 0.83×
• Total profit: $-7,279
• Equity at exit: $23,111

10-year hold

• IRR: 5.8%
• Equity multiple: 1.44×
• Total profit: $18,967
• Equity at exit: $13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Oklahoma: 83 Strongly Landlord-Friendly · R+20
• County: — inherits STATE
• City: — inherits STATE

5-day notice; strongly landlord-favorable.

Methodology + full state rankings →

ZIP-level market 74134

• Home prices YoY: -25.5%
• Rents YoY: 3.5%
• Active inventory: 195
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $1,597 high
• Mortgage (P&I): −$813
• Tax from tax record: −$117 /mo · $1,403/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$335
• Net cashflow: $267

Break-even live

Break-even rent $1,259

Max offer price $155,000

Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,750
• Closing costs: $4,650
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
13809 E 27th Pl Tulsa, OK	4.0	2.0	1741	$1,785	$1.03	21d	1	0.22mi
2336 S 137th East Ave Tulsa, OK	1.0–3.0	1.0–2.0	1080	$1,499	$1.39	1d	1	0.42mi
3121 S 145th East Ave Tulsa, OK	1.0–2.0	1.0–2.0	825	$1,200	$1.45	3d	1	0.61mi
3208 S 137th East Ave Tulsa, OK	3.0	2.0	1367	$1,578	$1.15	3d	1	0.69mi
13102 E 30th St Tulsa, OK	3.0	2.0	1190	$1,395	$1.17	23d	1	0.76mi
13102 E 30th St Tulsa, OK	3.0	2.0	1190	$1,395	$1.17	19d	1	0.76mi
1707 S 138th East Ave Tulsa, OK	3.0	2.0	1437	$1,495	$1.04	23d	1	0.89mi
1541 S 137th East Ave Tulsa, OK	3.0	2.0	1313	$1,495	$1.14	3d	1	0.97mi
1801 S 132nd East Pl Tulsa, OK	2.0–3.0	1.0–2.0	950	$1,499	$1.58	1d	4	1.14mi
1801 S 132nd East Pl Tulsa, OK	2.0–3.0	1.5–2.0	975	$1,439	$1.48	21d	4	1.14mi
3311 S 126th East Ave Tulsa, OK	3.0	2.0	1395	$1,650	$1.18	23d	1	1.27mi
14826 E 39th St S Tulsa, OK	4.0	2.0	1691	$1,980	$1.17	12d	1	1.34mi
2444 S 121st East Ave Tulsa, OK	3.0	1.5	1168	$1,395	$1.19	23d	1	1.35mi
12111 E 21st Pl Tulsa, OK	3.0	1.0	1199	$1,395	$1.16	21d	1	1.38mi
2319 S 119th East Ave Tulsa, OK	3.0	1.0	990	$1,365	$1.38	23d	1	1.39mi
12804 E 13th St Tulsa, OK	3.0	1.5	1268	$1,550	$1.22	23d	1	1.47mi

Listing history 5 events

1. 2026-06-18
   days on market $155,000 Active 6 DOM
2. 2026-06-17
   days on market $155,000 Active 5 DOM
3. 2026-06-16
   days on market $155,000 Active 4 DOM
4. 2026-06-15
   days on market $155,000 Active 3 DOM
5. 2026-06-13
   listed $155,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

• Current annual tax: $1,403 · $117/mo
• Projected year-2 tax: $1,403 · $117/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,163
• − Mortgage interest: −$8,682
• − Property taxes: −$1,403
• − Insurance: −$775
• − Repairs & maintenance: −$1,533
• − Management: −$1,533
• − Depreciation: −$4,509
• Taxable income: $728
• Est. tax owed @ 24.0%: −$175
• After-tax cash flow: $3,032/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Tulsa
• NCES district ID: 4030240
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 12% ▼ -7.00%
• Median HH income: $37,895
• Composite: 8.04/100
• National rank: #9919
• State rank: #250 of 270 in OK

Livability — Tulsa

• Score: 75/100
• State rank: #13
• US rank: #4058

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Tulsa, OK
• County: Tulsa County · 640,811 people
• City population: 389,418
• Metro: Tulsa, OK
• Population (ZIP): 23,323
• Household income: $73,119
• Rent vs Own: 36.2% rent · 63.8% own
• Severe rent burden: 608.0

Population outlook (Tulsa County) Hauer SSP2

• Today (2025): 723,846 people
• By 2030: 766,033 · +5.8%
• By 2040: 851,386 · +17.6%
• By 2050: 938,389 · +29.6%
• By 2075: 1,166,011 · +61.1%
• By 2100: 1,350,277 · +86.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.70)
• Race & ethnicity: White 46% Hispanic / Latino 26% Two or more races 15% Black 10% Asian 7% Native American 5%
• Hispanic origin (detail): Mexican 20%
• Common ancestry: Slovak 1% Lithuanian 1% Italian 1%
• Foreign-born: 18% · Canada, Vietnam, South Korea
• Languages at home: 71% English-only · Spanish 22% Other Asian/Pacific 3% Vietnamese 2%

Political lean MEDSL · Tulsa

• 2024 margin: R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
• 2008→2024 swing: +9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
• All cycles: 2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -68.07%
• Current HPI: 198.7031
• Rent YoY: ▲ 3.52%
• Metro: Tulsa, OK
• State GDP YoY: ▲ 1.55%
• F500 in state: 6

Industry mix (Fortune 500 HQ in OK)

Industry	F500 HQs	Revenue
▸Energy	3	$48B

Price history

1 event — show timeline

• 2026-06-11 Listed $155,000 MLS Technology, Inc.

Property tax history

+2.2%/yr

Latest (2025): $1,403 · +6.9% YoY. Source: county tax records.