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7799 Bainbridge Dr
D Composite 40.05
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.6/15.0
  • Cash flow +7.7/30.0
  • Schools +4.2/10.0
  • Livability +3.6/5.0
  • 1% rule +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.8/10.0
  • Appreciation +0.0/10.0

$329,900

7799 Bainbridge Dr · North Syracuse, NY 13090
4 bd · 2.5 ba · 2,352 sqft · SingleFamily public records · 30 Days on market
Built 1984 0.35 ac lot $140/sqft · 16% below area Est $392k · 16% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Delightful, Dominion Park Colonial with a true in-law suite. Homes exterior has been freshly painted, and some new paint inside. Warm and inviting kitchen has solid surface counters with a breakfast bar, oak cabinetry and hardwood floors. Spacious family room has a wood burning fire place, skylight & Pella slider to the 2 tiered deck, above ground pool and private yard. There are 2 furnaces and Central Air units. In-Law suite has a full kitchen, stackable washer & dryer and is handicap assessible. This home has been beautifully updated and cared for. Washer & Dryer in basement does not convay.

Key facts

  • Flexible layout
  • Large yard
  • 0.35 acre lot

Tags

IN-LAW SUITE ADDITIONLARGE YARDFLEXIBLE LAYOUTMULTIPLE LIVING AREASESTABLISHED NEIGHBORHOOD

Property features AI

Exterior

  • Parking: Attached garage with garage door opener; Two garage spaces
  • Utilities: Public water connected; Sewer connected
  • Home design: Two-story home; Existing (previously built); In-law floorplan / main level primary options
  • Construction: Cedar construction elements; Copper plumbing; Block foundation
  • Exterior features: Blacktop driveway; Above-ground pool; Covered and open porch

Interior

  • Kitchen: Built-in range; Built-in oven; Double oven; Electric cooktop; Electric oven; Electric range; Dishwasher; Disposal; Refrigerator
  • Bedrooms: One bedroom on the main level; In-law suite / additional bedroom areas
  • Flooring: Carpet; Hardwood; Resilient flooring; Tile; Varies
  • Bathrooms: Two full bathrooms; One half bathroom; Two main-level bathrooms
  • Heating & cooling: Central air conditioning; Electric heating; Gas heating; Baseboard heating; Forced air heating
  • Interior features: Breakfast bar; Ceiling fan(s); Cathedral ceilings; Den; Entrance foyer; Eat-in kitchen; Separate/formal living room; Great room; Kitchen island; Sliding glass door(s); Second kitchen; Storage; Skylights; Bedroom on main level; In-law floorplan; Bath in primary bedroom; Main level primary; Workshop; See remarks
  • Laundry & utility: Laundry on main level; Laundry in basement; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $330k.

Deal economics

  • At list price, monthly cash flow is $-376 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $264k (20.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $266k (19.3% below list).
  • Recommended offer: $264k (20.1% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 72/100 on livability (#379 in NY) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: schools C-, crime D, amenities F.
  • North Syracuse Central School District (suburban): math 45% / reading 50% proficiency, ranked #402 of 590 in NY (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 96 active listings in the ZIP; solid renter incomes; 616 units permitted in Onondaga County in 2024 (256 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Onondaga County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 30 days — a 2% lower offer ($325k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $190k; list at $330k implies a 74% gain — meaningful room to come down on a strong offer.
Recommended offer $263,562 (20.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
4.93%
Cash-on-cash
-4.88%
DSCR
0.78
GRM
10.3

CMA / ARV

ARV (median comp)
$391,880
List price
$329,900
Delta
-15.82%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7783 Bainbridge Dr 0.07mi 4/2.5 2,220 (-6%) 7mo $370,000 $167 81
4982 Alfred Dr 0.12mi 4/2.5 2,216 (-6%) 10mo $465,316 $210 76
7750 Japine Dr 0.25mi 4/3.0 2,230 (-5%) 10mo $400,000 $179 70
4965 Moses Dr 0.29mi 3/2.5 (-1) 2,123 (-10%) 8mo $380,000 $179 58
4785 New Hope S 0.33mi 4/2.5 2,204 (-6%) 20mo $335,000 $152 58
4753 Freestone Rd 0.37mi 4/2.0 2,040 (-13%) 10mo $295,000 $145 50
7772 New Hope W 0.42mi 4/2.5 2,028 (-14%) 9mo $350,000 $173 50
7668 Great Muskrat 0.56mi 4/2.5 2,166 (-8%) 19mo $410,000 $189 45
7682 Mountain Ash St 0.69mi 4/2.5 2,520 (+7%) 14mo $484,000 $192 44
7702 Foxtail Pnes 0.45mi 3/2.5 (-1) 2,096 (-11%) 20mo $420,044 $200 39
7676 Mountain Ash 0.66mi 4/3.0 2,180 (-7%) 20mo $402,000 $184 38
7700 Fitzpatrick Dr 0.58mi 5/3.0 (+1) 2,004 (-15%) 10mo $340,000 $170 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-24.5%
Equity multiple
0.16×
Total profit
$-77,213
Equity at exit
$49,189
10-year hold
IRR
-19.9%
Equity multiple
-0.05×
Total profit
$-97,374
Equity at exit
$28,524

Cash invested: $92,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 13090

Active inventory
96
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$2,662 medium interval (Pro) →
Mortgage (P&I)
$1,730
Tax from tax record
$611 /mo · $7,332/yr
Insurance
$137
HOA
$0
Vacancy / Maint / Mgmt
$559
Net cashflow
$-376

Break-even live

Break-even rent $3,137
Max offer price $263,562
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$82,475
Closing costs
$9,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-13
    statusdays on market $329,900 Pending 30 DOM
  2. 2026-06-10
    days on market $329,900 Active Under Contract 28 DOM
  3. 2026-06-09
    days on market $329,900 Active Under Contract 27 DOM
  4. 2026-06-08
    days on market $329,900 Active Under Contract 26 DOM
  5. 2026-06-07
    days on market $329,900 Active Under Contract 25 DOM
  6. 2026-06-03
    days on market $329,900 Active Under Contract 21 DOM
  7. 2026-06-02
    days on market $329,900 Active Under Contract 20 DOM
  8. 2026-06-01
    days on market $329,900 Active Under Contract 19 DOM
  9. 2026-05-31
    days on market $329,900 Active Under Contract 18 DOM
  10. 2026-05-30
    statusdays on market $329,900 Active Under Contract 17 DOM
  11. 2026-05-13
    listed $329,900 Active 995-char remark
  12. 2026-02-19
    status Pending
  13. 2026-02-19
    listed Active Under Contract
  14. 2026-02-18
    listed $335,000
  15. 2026-02-18
    historical
  16. 2012-09-17
    historical
    Show marketing remark (618 chars)

    Delightful, Dominion Park Colonial with a true in-law suite. Homes exterior has been freshly painted, and some new paint inside. Warm and inviting kitchen has solid surface counters with a breakfast bar, oak cabinetry and hardwood floors. Spacious family room has a wood burning fire place, skylight & Pella slider to the 2 tiered deck, above ground pool and private yard. There are 2 furnaces and Central Air units. In-Law suite has a full kitchen, stackable washer & dryer and is handicap assessible. This home has been beautifully updated and cared for. Washer & Dryer in basement does not convay.

  17. 2012-09-11
    soldstatus $190,000
    Show marketing remark (618 chars)

    Delightful, Dominion Park Colonial with a true in-law suite. Homes exterior has been freshly painted, and some new paint inside. Warm and inviting kitchen has solid surface counters with a breakfast bar, oak cabinetry and hardwood floors. Spacious family room has a wood burning fire place, skylight & Pella slider to the 2 tiered deck, above ground pool and private yard. There are 2 furnaces and Central Air units. In-Law suite has a full kitchen, stackable washer & dryer and is handicap assessible. This home has been beautifully updated and cared for. Washer & Dryer in basement does not convay.

  18. 2012-09-11
    soldstatus $190,000
    Show marketing remark (618 chars)

    Delightful, Dominion Park Colonial with a true in-law suite. Homes exterior has been freshly painted, and some new paint inside. Warm and inviting kitchen has solid surface counters with a breakfast bar, oak cabinetry and hardwood floors. Spacious family room has a wood burning fire place, skylight & Pella slider to the 2 tiered deck, above ground pool and private yard. There are 2 furnaces and Central Air units. In-Law suite has a full kitchen, stackable washer & dryer and is handicap assessible. This home has been beautifully updated and cared for. Washer & Dryer in basement does not convay.

  19. 2012-04-16
    listed $198,000
    Show marketing remark (618 chars)

    Delightful, Dominion Park Colonial with a true in-law suite. Homes exterior has been freshly painted, and some new paint inside. Warm and inviting kitchen has solid surface counters with a breakfast bar, oak cabinetry and hardwood floors. Spacious family room has a wood burning fire place, skylight & Pella slider to the 2 tiered deck, above ground pool and private yard. There are 2 furnaces and Central Air units. In-Law suite has a full kitchen, stackable washer & dryer and is handicap assessible. This home has been beautifully updated and cared for. Washer & Dryer in basement does not convay.

  20. 2008-06-02
    soldstatus $188,000
  21. 1995-03-24
    soldstatus $108,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$7,332 · $611/mo
Projected year-2 tax
$7,332 · $611/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,944
− Mortgage interest
−$18,480
− Property taxes
−$7,332
− Insurance
−$1,650
− Repairs & maintenance
−$2,556
− Management
−$2,556
− Depreciation
−$9,597
Taxable loss
−$10,225
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,454
After-tax cash flow
$-2,052/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
North Syracuse Central School District
NCES district ID
3621210
Math proficiency
45% ▼ -9.00%
Reading proficiency
50% ▲ 1.00%
Median HH income
$62,904
Composite
41.93/100
National rank
#3356
State rank
#402 of 590 in NY

Livability — North Syracuse

Score
72/100
State rank
#379
US rank
#6513

Category grades

Amenities F Commute F Cost of living A Crime D Employment C Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Onondaga County · 247,257 people
City population
20,185
Metro
Syracuse, NY
Population (ZIP)
29,004
Household income
$88,492
Rent vs Own
32.1% rent · 67.9% own
Severe rent burden
733.0

Population outlook (Onondaga County) Hauer SSP2

Today (2025)
467,894 people
By 2030
463,381 · -1.0%
By 2040
447,697 · -4.3%
By 2050
426,399 · -8.9%
By 2075
373,661 · -20.1%
By 2100
307,967 · -34.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Two or more races 9% Hispanic / Latino 7% Black 6% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 4%
Common ancestry
Romanian 7% Lithuanian 4% Italian 2%
Foreign-born
6% · Canada, China, South Korea
Languages at home
93% English-only · Other Indo-European 2% Spanish 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Onondaga

2024 margin
D (+17.3) · D 58.6% · R 41.4%
2008→2024 swing
-3.0pp toward R · 2008: 20.3pp · 2024: 17.3pp
All cycles
2024: D+17.3 2020: D+20.6 2016: D+12.8 2012: D+21.1 2008: D+20.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -228.53%
Current HPI
320.4989
Rent YoY
Metro
Syracuse, NY
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+205.5% since first listed
13 events — show timeline
  • 2026-06-12 Pending CNYIS
  • 2026-05-29 Contingent CNYIS
  • 2026-05-13 Listed $329,900 CNYIS
  • 2026-02-19 Pending CNYIS
  • 2026-02-19 Listed CNYIS
  • 2026-02-18 Listing Removed CNYIS
  • 2026-02-18 Listed $335,000 CNYIS
  • 2012-09-17 Listing Removed CNYIS
  • 2012-09-11 Sold (Public Records) $190,000 Public Records
  • 2012-09-11 Sold (MLS) $190,000 CNYIS
  • 2012-04-16 Listed $198,000 CNYIS
  • 2008-06-02 Sold (Public Records) $188,000 Public Records
  • 1995-03-24 Sold (Public Records) $108,000 Public Records

Property tax history

+2.9%/yr

Latest (2025): $7,332 · +2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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