1536 Hunter St · Wilkinsburg, PA 15221

$95,000

3 bd · 1.0 ba · 1,200 sqft · SingleFamily public records · 195 Days on market

Built 1920 1,481 sqft lot $79/sqft · 109% above area

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.8/5.0
• Rent growth +3.5/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

1536 Hunter St in the heart of Wilkinsburg offers major potential for the right buyer. Minutes from the parkway, shopping, and Hunter Park! Public transportation is conveniently close to the home.

Key facts

• Heart of wilkinsburg
• Close to hunter park
• 1,481 sq ft lot

Tags

• CLOSE TO PUBLIC TRANSPORTATION
• MINUTES FROM SHOPPING
• HEART OF WILKINSBURG
• CLOSE TO HUNTER PARK

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $95k.

Deal economics

• At list price, monthly cash flow is $516 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $95k).
• Recommended offer: $84k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 76/100 on livability (#411 in PA, #3,754 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, health & safety D+, crime F.
• Wilkinsburg Borough SD (suburban): math 14% / reading 23% proficiency, ranked #503 of 539 in PA (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 96% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.9%/yr); 118 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
• This rent runs 34% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 3.9% rent growth), your $27k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 195 days — a 12% lower offer ($84k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 22y ago; this cycle's ask has dropped $20k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $5k; list at $95k implies a 1965% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $56/mo; built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $83,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 195 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.65% ✓
• Cap rate: 13.51%
• Cash-on-cash: 25.76%
• DSCR: 2.15
• GRM: 5.1

CMA / ARV

• ARV (median comp): $45,384
• List price: $95,000
• Delta: 109.32%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1019 Maple St	0.05mi	3/1.5	1,268 (+6%)	1mo	$23,000	$18	86
1358 Laketon Rd	0.14mi	3/2.5	1,160 (-3%)	8mo	$145,000	$125	76
1501 Laketon Rd	0.23mi	3/1.5	1,218 (+2%)	12mo	$130,000	$107	75
1608 Clark St	0.30mi	3/1.0	1,170 (-2%)	9mo	$62,500	$53	74
1462 Elm St	0.34mi	3/1.0	1,232 (+3%)	10mo	$157,000	$127	72
1216 Morrow St	0.71mi	3/1.0	1,176 (-2%)	3mo	$45,000	$38	61
8363 Bricelyn St	0.65mi	3/1.0	1,152 (-4%)	10mo	$12,500	$11	54
1959 Robinson Blvd	0.46mi	3/1.5	1,085 (-10%)	11mo	$55,000	$51	51
7807 Kelly St	0.75mi	3/1.0	1,288 (+7%)	9mo	$63,000	$49	46
2022 Boggs Ave	0.75mi	3/1.5	1,284 (+7%)	10mo	$158,000	$123	43
623 Haverhill St	0.51mi	3/2.5	1,374 (+14%)	5mo	$137,500	$100	42
615 Midland St	0.64mi	3/1.0	1,356 (+13%)	10mo	$160,000	$118	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.86% rent growth · sell at horizon

5-year hold

• IRR: 17.4%
• Equity multiple: 1.71×
• Total profit: $18,865
• Equity at exit: $14,165

10-year hold

• IRR: 26.5%
• Equity multiple: 3.43×
• Total profit: $64,655
• Equity at exit: $8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15221

• Home prices YoY: -32.3%
• Rents YoY: 3.9%
• Active inventory: 118
• Price-to-rent: 5.1×

Monthly cashflow live

• Estimated rent: $1,563 high
• Mortgage (P&I): −$498
• Tax from tax record: −$126 /mo · $1,514/yr
• Insurance: −$40
• Flood insurance flood zone: −$56 /mo · $666/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$328
• Net cashflow: $516

Break-even live

Break-even rent $911

Max offer price $95,000

Occupancy floor 62%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,750
• Closing costs: $2,850
• Reserves months: —
• Total cash needed: —

Rent comps 19 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1713-1715 Clark St Unit 79-1804C Pittsburgh, PA	2.0	1.0	972	$1,200	$1.23	4d	1	0.36mi
1515 Penn Ave Wilkinsburg, PA	2.0	2.0	1012	$1,100	$1.09	43d	1	0.50mi
7534 Penn Bridge Ct Pittsburgh, PA	2.0	2.0	1259	$1,750	$1.39	43d	1	0.73mi
515 Rebecca Ave Unit 515D Pittsburgh, PA	2.0	1.0	850	$1,310	$1.54	7d	1	0.75mi
565 Ardmore Blvd Pittsburgh, PA	4.0	1.0	1368	$1,450	$1.06	10d	1	0.76mi
2031 Chalfant St Pittsburgh, PA	3.0	1.5	1150	$1,950	$1.70	43d	1	0.77mi
7215 Beacon Hill Dr Pittsburgh, PA	2.0	2.0	1259	$1,795	$1.43	4d	1	0.80mi
600 Kelly Ave Pittsburgh, PA	1.0–2.0	1.0	968	$1,350	$1.39	3d	3	0.80mi
826 Walnut St Pittsburgh, PA	2.0	1.0	1270	$1,195	$0.94	43d	1	0.83mi
519-521 S Trenton Ave Pittsburgh, PA	3.0	1.5	1360	$2,600	$1.91	16d	1	0.95mi
100 Bryn Mawr Ct W Pittsburgh, PA	1.0–2.0	1.0–2.0	975	$1,904	$1.95	3d	15	1.01mi
8918 Frankstown Rd Pittsburgh, PA	3.0	1.0	1400	$1,907	$1.36	14d	1	1.02mi
407 Biddle Ave #3 Pittsburgh, PA	3.0	1.0	1200	$1,700	$1.42	43d	1	1.03mi
1250 Blackadore Ave Pittsburgh, PA	3.0	1.0	1440	$1,750	$1.22	23d	1	1.03mi
8612 Oakcrest Rd Pittsburgh, PA	2.0	1.0	1218	$1,450	$1.19	23d	1	1.16mi
233-241 Edgewood Ave Unit B06 Pittsburgh, PA	2.0	1.0	726	$1,250	$1.72	23d	1	1.20mi
233-241 Edgewood Ave Unit B10 Pittsburgh, PA	2.0	1.0	726	$1,250	$1.72	43d	1	1.20mi
185 Howard St Pittsburgh, PA	2.0	1.0	1000	$1,250	$1.25	43d	1	1.40mi
648 Southern Ave Penn Hills, PA	3.0	1.0	1100	$1,600	$1.45	7d	1	1.43mi

Listing history 15 events

1. 2026-05-05
   status Pending 196-char remark

   Show marketing remark (196 chars)

   1536 Hunter St in the heart of Wilkinsburg offers major potential for the right buyer. Minutes from the parkway, shopping, and Hunter Park! Public transportation is conveniently close to the home.

2. 2026-04-30
   price $95,000 196-char remark

   Show marketing remark (196 chars)

   1536 Hunter St in the heart of Wilkinsburg offers major potential for the right buyer. Minutes from the parkway, shopping, and Hunter Park! Public transportation is conveniently close to the home.

3. 2026-03-23
   price $100,000 196-char remark

   Show marketing remark (196 chars)

   1536 Hunter St in the heart of Wilkinsburg offers major potential for the right buyer. Minutes from the parkway, shopping, and Hunter Park! Public transportation is conveniently close to the home.

4. 2026-03-14
   status Active 196-char remark

   Show marketing remark (196 chars)

   1536 Hunter St in the heart of Wilkinsburg offers major potential for the right buyer. Minutes from the parkway, shopping, and Hunter Park! Public transportation is conveniently close to the home.

5. 2026-02-05
   historical Contingent 196-char remark

   Show marketing remark (196 chars)

   1536 Hunter St in the heart of Wilkinsburg offers major potential for the right buyer. Minutes from the parkway, shopping, and Hunter Park! Public transportation is conveniently close to the home.

6. 2026-01-17
   status Active 196-char remark

   Show marketing remark (196 chars)

   1536 Hunter St in the heart of Wilkinsburg offers major potential for the right buyer. Minutes from the parkway, shopping, and Hunter Park! Public transportation is conveniently close to the home.

7. 2025-11-24
   price $105,000 196-char remark

   Show marketing remark (196 chars)

   1536 Hunter St in the heart of Wilkinsburg offers major potential for the right buyer. Minutes from the parkway, shopping, and Hunter Park! Public transportation is conveniently close to the home.

8. 2025-11-06
   status Active 196-char remark

   Show marketing remark (196 chars)

   1536 Hunter St in the heart of Wilkinsburg offers major potential for the right buyer. Minutes from the parkway, shopping, and Hunter Park! Public transportation is conveniently close to the home.

9. 2025-10-24
   historical Contingent 196-char remark

   Show marketing remark (196 chars)

   1536 Hunter St in the heart of Wilkinsburg offers major potential for the right buyer. Minutes from the parkway, shopping, and Hunter Park! Public transportation is conveniently close to the home.

10. 2025-10-19
    listed $115,000 Active 196-char remark

    Show marketing remark (196 chars)

    1536 Hunter St in the heart of Wilkinsburg offers major potential for the right buyer. Minutes from the parkway, shopping, and Hunter Park! Public transportation is conveniently close to the home.

11. 2013-09-19
    listed $30,000 188-char remark

    Show marketing remark (188 chars)

    THIS 3BR 1 BA BRICK HOME HAS A NEWER ROOF (5) YRS OLD, NEWER WINDOWS & CARPET. THIS IS TENANT OCCUPIED SEC 8.NICE PARK ACROSS THE STREET. GREAT FOR INVESTOR OG SINGLE FAMILY MUST SEE

12. 2013-01-17
    listed $30,000
13. 2010-04-16
    listed $39,000
14. 2004-04-28
    soldstatus $4,600
15. 2004-02-25
    listed $4,600

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,514 · $126/mo
• Projected year-2 tax: $1,514 · $126/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 77% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,759
• − Mortgage interest: −$5,321
• − Property taxes: −$1,514
• − Insurance: −$1,142
• − Repairs & maintenance: −$1,501
• − Management: −$1,501
• − Depreciation: −$2,764
• Taxable income: $5,017
• Est. tax owed @ 24.0%: −$1,204
• After-tax cash flow: $4,982/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Wilkinsburg Borough SD
• NCES district ID: 4226370
• Math proficiency: 14% ▼ -8.00%
• Reading proficiency: 23% ▼ -9.00%
• Median HH income: $32,204
• Composite: 14.94/100
• National rank: #9368
• State rank: #503 of 539 in PA

Livability — Wilkinsburg

• Score: 76/100
• State rank: #411
• US rank: #3754

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety D+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wilkinsburg, PA
• County: Allegheny County · 1,022,028 people
• City population: 29,513
• Metro: Pittsburgh, PA
• Population (ZIP): 29,374
• Household income: $55,028
• Rent vs Own: 55.3% rent · 44.7% own
• Severe rent burden: 1933.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 47% Black 43% Two or more races 7% Hispanic / Latino 4% Asian 1%
• Common ancestry: Romanian 4% Lithuanian 2% Serbian 1%
• Foreign-born: 4% · Canada, South Korea, China
• Languages at home: 93% English-only · Spanish 2% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -109.77%
• Current HPI: 230.0486
• Rent YoY: ▲ 3.86%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+1965.2% since first listed

15 events — show timeline

• 2026-05-05 Pending — West Penn MLS
• 2026-04-30 Price Changed $95,000 West Penn MLS
• 2026-03-23 Price Changed $100,000 West Penn MLS
• 2026-03-14 Relisted — West Penn MLS
• 2026-02-05 Contingent — West Penn MLS
• 2026-01-17 Relisted — West Penn MLS
• 2025-11-24 Price Changed $105,000 West Penn MLS
• 2025-11-06 Relisted — West Penn MLS
• 2025-10-24 Contingent — West Penn MLS
• 2025-10-19 Listed $115,000 West Penn MLS
• 2013-09-19 Listed $30,000 West Penn MLS
• 2013-01-17 Listed $30,000 West Penn MLS
• 2010-04-16 Listed $39,000 West Penn MLS
• 2004-04-28 Sold (MLS) $4,600 West Penn MLS
• 2004-02-25 Listed $4,600 West Penn MLS

Property tax history

-0.6%/yr

Latest (2026): $1,514 · +3.0% YoY. Source: county tax records.