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Wonder Plan 🏗️ New Construction
F Composite 29.72
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +5.7/30.0
  • Condition / age +4.8/5.0
  • Livability +3.9/5.0
  • Rent growth +3.6/5.0
  • Schools +2.9/10.0
  • 1% rule +1.2/10.0
  • DSCR +0.1/10.0
  • Appreciation +0.0/10.0

$474,990

Wonder Plan · Colorado Springs, CO 80925
5 bd · 3.0 ba · 2,771 sqft · SingleFamily · 161 Days on market
Excellent condition 2-car garage

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The Wonder floorplan blends modern design with artisanal touches in a home built for flexibility, affordability, and efficiency. . This single-family, 2-story layout spans 3,650 sq. ft. in total and offers 5 beds, 3 baths, an unfinished basement, and an oversized 2-car garage. This home has plenty of curb appeal featuring a multi-textural exterior, front porch, and 5' privacy fencing. The main level is bright with oversized windows, 9' ceilings, home-office flex room, dining area, and an expansive great room. Enjoy designer LVP flooring, Shaw carpeting, and Sherwin-Williams paint throughout. The kitchen is complete with a large dining island, stainless steel sink, and large pantry.

Key facts

  • Large dining island
  • Front porch
  • Expansive great room

Tags

MULTI-TEXTURAL EXTERIORFRONT PORCHHOME-OFFICE FLEX ROOMEXPANSIVE GREAT ROOMLARGE DINING ISLANDLARGE PANTRY

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $474,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $497,811.

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath single-family listed at $475k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-1k ($-12k/yr) — negative.
  • To cash-flow at today's rent, offer at most $352k (26.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $308k (35.2% below list).
  • Recommended offer: $308k (35.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 78/100 on livability (#23 in CO, #2,639 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, housing A+, health & safety A+; Watch: cost of living C-, crime F.
  • School District No. 3 In The County Of El Paso And State Of (suburban): math 17% / reading 41% proficiency, ranked #49 of 86 in CO (top 57%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+4.6%/yr); 610 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals lingering (median 72d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 57% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,906 units permitted in El Paso County in 2024 (872 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($107k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
  • El Paso County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 161 days — a 12% lower offer ($418k) is reasonable based on typical stale-listing flexibility.
Recommended offer $307,597 (35.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 161 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.62%
Cap rate
3.86%
Cash-on-cash
-8.70%
DSCR
0.61
GRM
13.5

CMA / ARV

ARV (median comp)
$497,811
List price
$474,990
Delta
-4.58%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4857 Eddleman Ct 0.08mi 5/3.0 2,771 (0%) 2mo $479,999 $173 94
4955 Eddleman Ct 0.12mi 5/3.0 2,771 (0%) 2mo $463,905 $167 93
4984 Eddleman Ct 0.16mi 5/3.0 2,771 (0%) 1mo $496,669 $179 92
5123 Omeara Ct 0.27mi 5/3.5 2,782 (+0%) 1mo $650,000 $234 84
4970 Eddleman Ct 0.15mi 5/3.5 2,582 (-7%) 0mo $495,606 $192 79
4927 Eddleman Ct 0.11mi 5/3.5 2,582 (-7%) 3mo $470,000 $182 79
5168 Devers Ct 0.28mi 4/2.5 (-1) 2,782 (+0%) 5mo $485,335 $174 75
5206 Truscott Rd 0.35mi 4/2.5 (-1) 2,659 (-4%) 2mo $575,685 $217 69
5000 Krueger Rd 0.19mi 5/4.5 3,123 (+13%) 9mo $585,000 $187 56
5064 Goodpaster Ct 0.22mi 4/3.0 (-1) 3,104 (+12%) 11mo $459,990 $148 56
8281 Falling Rock Dr 0.64mi 4/4.0 (-1) 2,949 (+6%) 1mo $499,900 $170 50
5344 Sunday Gulch Dr 0.70mi 5/2.5 3,033 (+10%) 4mo $470,000 $155 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.58% rent growth · sell at horizon

5-year hold
IRR
-30.0%
Equity multiple
-0.00×
Total profit
$-139,996
Equity at exit
$74,225
10-year hold
IRR
-25.4%
Equity multiple
-0.32×
Total profit
$-183,520
Equity at exit
$43,042

Cash invested: $139,387 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
38 Tenant-Leaning
State Colorado
38 Tenant-Leaning · D+4
County
— inherits STATE
City
— inherits STATE
2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
45 active · 22 under contract
Months of supply
10.4 mo (10%/mo absorbed)
Median asking
$499,900 ($179/sqft)
Median days on market
104 d
This list price
31% of active listings are priced below it
ARV vs active asking
+0.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 80925

Home prices YoY
-30.9%
Rents YoY
4.6%
Active inventory
610
Price-to-rent
12.9×

Monthly cashflow live

Estimated rent
$3,076 high interval (Pro) →
Mortgage (P&I)
$2,611
Tax est. 1.5%
$622 /mo · $7,467/yr
Insurance
$207
HOA
$0
Vacancy / Maint / Mgmt
$646
Net cashflow
$-1,010

Break-even live

Break-even rent $4,355
Max offer price $351,627
Occupancy floor

Sensitivity live

Price -10% $-666 -5% $-838 +0% $-1,010 +5% $-1,182 +10% $-1,354
Rent -10% $-1,253 -5% $-1,132 +0% $-1,010 +5% $-889 +10% $-767
Rate -1.0pp $-760 -0.5pp $-884 base $-1,010 +0.5pp $-1,139 +1.0pp $-1,270

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$124,453
Closing costs
$14,934
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5072 Krueger Rd Colorado Springs, CO 5.0 3.5 3190 $3,200 $1.00 6d 1 0.20mi
5191 Roundhouse Dr Colorado Springs, CO 4.0 3.5 2653 $2,500 $0.94 119d 1 0.61mi
8262 Buffalo Horn Dr Colorado Springs, CO 4.0 2.5 2023 $2,600 $1.29 6d 1 0.73mi
4394 Gunbarrel Dr Colorado Springs, CO 4.0 3.5 2164 $2,510 $1.16 110d 1 0.74mi
4394 Gunbarrel Dr Colorado Springs, CO 4.0 3.5 2164 $2,510 $1.16 106d 1 0.74mi
5426 Wagon Hammer Dr Colorado Springs, CO 4.0 2.5 2100 $2,800 $1.33 87d 1 0.82mi
4512 Gunbarrel Dr Colorado Springs, CO 4.0 2.5 2164 $2,345 $1.08 4d 1 0.84mi
4556 Gunbarrel Dr Colorado Springs, CO 4.0 4.0 2164 $2,695 $1.25 78d 1 0.93mi
4556 Gunbarrel Dr Colorado Springs, CO 4.0 2.5 2164 $2,595 $1.20 6d 1 0.93mi
7877 Buffalo Horn Dr Colorado Springs, CO 6.0 3.5 2414 $3,232 $1.34 6d 1 1.01mi
7853 Buffalo Horn Dr Colorado Springs, CO 5.0 3.5 3436 $3,500 $1.02 62d 1 1.02mi
7853 Buffalo Horn Dr Colorado Springs, CO 5.0 3.5 3436 $3,100 $0.90 6d 1 1.02mi
9264 Sand Myrtle Dr Colorado Springs, CO 4.0 3.0 2188 $2,550 $1.17 71d 1 1.16mi
3960 Breaking Dawn St Colorado Springs, CO 4.0 2.5 2819 $1,995 $0.71 106d 1 1.22mi

Property features AI

Finance

Other
Address: 4847 Truscott Rd, Colorado Springs, CO 80925Listing status: ActiveLast modified: 2026-05-21
Financial info
List price $464,990

Exterior

Parking
2 total parking spaces2-car garage
Home design
Single-family plan (Wonder)
Exterior features
Living area of 2,771 (living space)

Interior

Bedrooms
5 bedrooms
Bathrooms
3 full bathrooms
Interior features
Plan named Wonder (new construction plan)

Listing history 50 events

  1. 2026-09-23
    days on market $474,990 Active 161 DOM
  2. 2026-09-22
    days on market $474,990 Active 160 DOM
  3. 2026-09-21
    days on market $474,990 Active 159 DOM
  4. 2026-09-20
    days on market $474,990 Active 158 DOM
  5. 2026-09-19
    days on market $474,990 Active 157 DOM
  6. 2026-09-18
    days on market $474,990 Active 156 DOM
  7. 2026-09-17
    days on market $474,990 Active 155 DOM
  8. 2026-09-16
    days on market $474,990 Active 154 DOM
  9. 2026-09-15
    days on market $474,990 Active 153 DOM
  10. 2026-09-14
    days on market $474,990 Active 152 DOM
  11. 2026-09-13
    days on market $474,990 Active 151 DOM
  12. 2026-09-12
    days on market $474,990 Active 150 DOM
  13. 2026-09-11
    days on market $474,990 Active 149 DOM
  14. 2026-09-05
    days on market $474,990 Active 143 DOM
  15. 2026-09-04
    days on market $474,990 Active 142 DOM
  16. 2026-09-03
    pricedays on market $474,990 Active 141 DOM
  17. 2026-08-31
    days on market $469,990 Active 138 DOM
  18. 2026-08-30
    days on market $469,990 Active 137 DOM
  19. 2026-08-29
    days on market $469,990 Active 136 DOM
  20. 2026-08-28
    days on market $469,990 Active 135 DOM
  21. 2026-08-27
    days on market $469,990 Active 134 DOM
  22. 2026-08-25
    days on market $469,990 Active 132 DOM
  23. 2026-08-24
    days on market $469,990 Active 131 DOM
  24. 2026-08-23
    days on market $469,990 Active 130 DOM
  25. 2026-08-22
    days on market $469,990 Active 129 DOM
  26. 2026-08-21
    days on market $469,990 Active 128 DOM
  27. 2026-08-20
    days on market $469,990 Active 127 DOM
  28. 2026-08-19
    days on market $469,990 Active 126 DOM
  29. 2026-08-18
    days on market $469,990 Active 125 DOM
  30. 2026-08-17
    days on market $469,990 Active 124 DOM
  31. 2026-08-16
    days on market $469,990 Active 123 DOM
  32. 2026-08-15
    days on market $469,990 Active 122 DOM
  33. 2026-08-15
    price $469,990 Active 121 DOM
  34. 2026-08-14
    days on market $464,990 Active 121 DOM
  35. 2026-08-13
    days on market $464,990 Active 120 DOM
  36. 2026-08-12
    days on market $464,990 Active 119 DOM
  37. 2026-08-11
    days on market $464,990 Active 118 DOM
  38. 2026-08-10
    days on market $464,990 Active 117 DOM
  39. 2026-08-09
    days on market $464,990 Active 116 DOM
  40. 2026-08-08
    days on market $464,990 Active 115 DOM
  41. 2026-08-07
    days on market $464,990 Active 114 DOM
  42. 2026-08-06
    days on market $464,990 Active 113 DOM
  43. 2026-08-05
    days on market $464,990 Active 112 DOM
  44. 2026-08-04
    days on market $464,990 Active 111 DOM
  45. 2026-08-03
    days on market $464,990 Active 110 DOM
  46. 2026-07-31
    days on market $464,990 Active 107 DOM
  47. 2026-07-30
    days on market $464,990 Active 106 DOM
  48. 2026-07-30
    days on market $464,990 Active 105 DOM
  49. 2026-07-28
    days on market $464,990 Active 104 DOM
  50. 2026-07-26
    days on market $464,990 Active 102 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$36,912
− Mortgage interest
−$27,885
− Property taxes
−$7,467
− Insurance
−$2,489
− Repairs & maintenance
−$2,953
− Management
−$2,953
− Depreciation
−$14,482
Taxable loss
−$21,317
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$5,116
After-tax cash flow
$-7,007/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Excellent 95/100 None rehab

This Wonder floorplan home is in excellent condition with no visible repairs needed. It offers a blend of modern design and artisanal touches, making it move-in ready with high resale and rental value potential.

Value-add opportunities

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhances curb appeal and adds value.
  • Resale Kitchen appliances — Modernizes the kitchen and appeals to potential buyers.
  • Resale Primary bath renovation — Improves the primary bathroom and adds value.
  • Both Flooring replacement — Updates flooring and enhances overall appearance.
F Composite school gradezoned avg 29/100

Zoned Schools

Elementary French Elementary School F CO #475/966 Nat'l #24,950/41,679 Middle Watson Junior High School F CO #188/270 Nat'l #11,208/14,009 High Widefield High School F CO #217/381 Nat'l #10,333/17,239

Schools (NCES district)

District
School District No. 3 In The County Of El Paso And State Of
NCES district ID
0806480
Math proficiency
17% ▼ -14.00%
Reading proficiency
41% ▼ -7.00%
Median HH income
$59,560
Composite
26.19/100
National rank
#7265
State rank
#49 of 86 in CO
B Composite livability gradescore 78/100

Livability — Colorado Springs

Score
78/100
State rank
#23
US rank
#2639

Category grades

Amenities A+ Commute A Cost of living C- Crime F Employment B Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Colorado Springs, CO
County
El Paso County · 768,926 people
City population
555,783
Metro
Colorado Springs, CO
Population (ZIP)
17,273
Household income
$106,953
Rent vs Own
15.3% rent · 84.7% own
Severe rent burden
2% of renters

Population outlook (El Paso County) Hauer SSP2

Today (2025)
768,926 people
By 2030
815,739 · +6.1%
By 2040
903,489 · +17.5%
By 2050
981,204 · +27.6%
By 2075
1,155,542 · +50.3%
By 2100
1,202,070 · +56.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 46% Hispanic / Latino 27% Two or more races 13% Black 11% Asian 6% Native American 3% Pacific Islander 3%
Hispanic origin (detail)
Mexican 13% Puerto Rican 5%
Common ancestry
Italian 2% Swedish 2% Slovak 2%
Foreign-born
11% · Canada, Jamaica, South Korea
Languages at home
82% English-only · Spanish 10% German/W. Germanic 1% Other Indo-European 1%

Political lean MEDSL · El Paso

2024 margin
Lean R (+9.8) · D 43.8% · R 53.5% · Other 2.7%
2008→2024 swing
+9.0pp toward D · 2008: -18.8pp · 2024: -9.8pp
All cycles
2024: R+9.8 2020: R+10.8 2016: R+22.6 2012: R+21.4 2008: R+18.8

Not yet ingested

Civics

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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