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2521 Briarwood Ave
C+ Composite 61.95
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.8/30.0
  • ARV discount +12.3/15.0
  • DSCR +8.6/10.0
  • 1% rule +6.5/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$114,900

2521 Briarwood Ave · Augusta-Richmond County consolidated government (balance), GA 30906
3 bd · 1.0 ba · 1,128 sqft · SingleFamily public records · 22 Days on market
Built 1954 0.25 ac lot Est $129k · 11% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Good fixer-upper. Has great potential with TLC. Good for investor or fix up to rent.

Key facts

  • Dining area
  • Eat-in kitchen
  • Spacious living room

Tags

SINGLE-FAMILY RANCH HOMESPACIOUS LIVING ROOMDINING AREAEAT-IN KITCHENCENTRAL HEATING AND AIRPUBLIC WATER AND SEWER

Property features AI

Finance

  • Other: Accepted financing: Cash, Conventional, FHA, VA
  • HOA & community: No HOA

Exterior

  • Parking: Open parking with a parking pad
  • Utilities: Public water; Public sewer; Other utilities
  • Home design: Single-family house; One story; Resale property
  • Construction: Brick construction; Composition roof; Slab foundation; Built in 1954
  • Exterior features: Level lot

Interior

  • Kitchen: Dishwasher; Refrigerator; Pantry
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Carpet; Vinyl; Hardwood
  • Bathrooms: 1 full bathroom on the main level
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Dining room and living room combined; Pantry
  • Laundry & utility: Laundry closet; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $277 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $115k).
  • Recommended offer: $113k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.2% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Terrace Manor Elementary School (math 2% / reading 8%, grade F, #1,160 of 1,228 statewide, top 98%, 254 students, 98% FRL); Murphey Middle School (math 0% / reading 6%, grade F, #469 of 470 statewide, top 100%, 635 students, 98% FRL); Josey High School (math 2% / reading 5%, grade F, #413 of 424 statewide, top 99%, 779 students, 98% FRL) — zoned schools average 98% FRL vs 72% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 4% at this address vs 16% district-wide (-12 pts) — the specific schools serving this property underperform the Richmond County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-0.2%/yr); 364 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 61% of comp listings sitting > 30 days — soft ceiling on asking rent; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $794 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($113k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $90k; 28% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 69% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $113,176 (1.5% below list)

Questions for the listing agent

  1. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.15%
Cap rate
9.19%
Cash-on-cash
10.35%
DSCR
1.46
GRM
7.2

CMA / ARV

ARV (on-the-fly)
$128,592
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2524 Elderberry Dr 0.09mi 3/1.0 1,200 (+6%) 9mo $129,900 $108 77
1825 Medlar St 0.06mi 3/1.5 1,000 (-11%) 2mo $97,000 $97 75
3207 E Gerald Dr 0.35mi 3/2.0 1,152 (+2%) 3mo $179,000 $155 74
2019 Dunham Ct 0.37mi 3/1.0 1,200 (+6%) 1mo $104,900 $87 72
3209 E Gerald Dr 0.36mi 3/2.0 1,221 (+8%) 4mo $138,700 $114 62
2030 Virginia Ave 0.63mi 3/2.0 1,189 (+5%) 5mo $159,900 $134 53
1907 Virginia Ave 0.73mi 3/2.0 1,133 (+0%) 11mo $128,900 $114 52
2520 Reese Ave 0.69mi 2/1.0 (-1) 1,073 (-5%) 5mo $76,000 $71 51
2707 Smith Dr 0.53mi 3/2.0 1,243 (+10%) 11mo $176,000 $142 45
2126 Harding Rd 0.68mi 3/2.0 1,260 (+12%) 3mo $155,000 $123 42
2021 Virginia Ave 0.64mi 3/1.5 1,296 (+15%) 3mo $78,000 $60 41
3326 Sylvester Dr 0.69mi 3/1.0 960 (-15%) 5mo $149,900 $156 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-4.1%
Equity multiple
0.85×
Total profit
$-4,826
Equity at exit
$17,132
10-year hold
IRR
1.8%
Equity multiple
1.11×
Total profit
$3,577
Equity at exit
$9,934

Cash invested: $32,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30906

Home prices YoY
-21.6%
Rents YoY
-0.2%
Active inventory
364
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$1,323 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$117 /mo · $1,410/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$278
Net cashflow
$277

Break-even live

Break-even rent $972
Max offer price $114,900
Occupancy floor 74%

Sensitivity live

Price -10% $342 -5% $310 +0% $277 +5% $245 +10% $212
Rent -10% $173 -5% $225 +0% $277 +5% $330 +10% $382
Rate -1.0pp $335 -0.5pp $307 base $277 +0.5pp $248 +1.0pp $217

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,725
Closing costs
$3,447
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1822 Catalina Dr Augusta, GA 3.0 1.0 888 $1,350 $1.52 24d 1 0.18mi
1822 Catalina Dr Augusta, GA 3.0 1.0 888 $1,350 $1.52 44d 1 0.18mi
2932 Abelia Dr Augusta, GA 3.0 1.0 888 $1,100 $1.24 44d 1 0.34mi
3211 Kevin Dr Augusta, GA 3.0 1.5 1005 $1,275 $1.27 24d 1 0.41mi
3211 Kevin Dr Augusta, GA 3.0 1.5 1005 $1,275 $1.27 44d 1 0.41mi
2119 Lumpkin Rd Augusta, GA 2.0 1.0–1.5 974 $912 $0.94 22d 6 0.64mi
2235 Woodward Ave Augusta, GA 2.0 1.0 773 $895 $1.16 45d 1 0.89mi
1915 Dianne Dr Augusta, GA 3.0 1.0 1196 $1,236 $1.03 44d 1 0.91mi
2006 Denmark Dr Augusta, GA 3.0 1.0 1033 $1,100 $1.06 45d 1 0.98mi
2006 Denmark Dr Augusta, GA 3.0 1.0 1033 $1,100 $1.06 44d 1 0.98mi
2910 Richmond Hill Rd Augusta, GA 2.0 1.0 1000 $900 $0.90 44d 3 0.99mi
1916 Preston Dr Augusta, GA 3.0 1.5 1134 $1,055 $0.93 44d 1 1.02mi
2111 Cadden Rd Augusta, GA 3.0 1.0 1100 $1,150 $1.05 44d 1 1.07mi
2204 Sandra Ct Augusta, GA 4.0 2.0 1325 $1,585 $1.20 24d 1 1.10mi
2401 Norfolk St Augusta, GA 2.0 1.0 991 $949 $0.96 44d 1 1.11mi
2605 Shalimar Dr Augusta, GA 4.0 2.0 1444 $1,500 $1.04 22d 1 1.39mi
2020 Garr Dr Augusta, GA 3.0 1.0 1100 $1,200 $1.09 15d 1 1.44mi
2205 Southgate Dr Augusta, GA 1.0–2.0 1.0–1.5 770 $1,099 $1.43 15d 7 1.46mi

Listing history 26 events

  1. 2026-06-18
    days on market $114,900 Active 22 DOM
  2. 2026-06-17
    days on market $114,900 Active 21 DOM
  3. 2026-06-16
    days on market $114,900 Active 20 DOM
  4. 2026-06-15
    days on market $114,900 Active 19 DOM
  5. 2026-06-14
    days on market $114,900 Active 17 DOM
  6. 2026-06-10
    statusdays on market $114,900 Active 14 DOM
  7. 2026-06-09
    days on market $114,900 New 13 DOM
  8. 2026-06-08
    days on market $114,900 New 12 DOM
  9. 2026-06-07
    days on market $114,900 New 11 DOM
  10. 2026-06-03
    days on market $114,900 New 7 DOM
  11. 2026-06-02
    days on market $114,900 New 6 DOM
  12. 2026-06-01
    days on market $114,900 New 5 DOM
  13. 2026-05-31
    days on market $114,900 New 4 DOM
  14. 2026-05-30
    days on market $114,900 New 3 DOM
  15. 2026-05-27
    listed $114,900 New
  16. 2026-05-11
    historical
  17. 2026-02-13
    price $55,900 84-char remark
    Show marketing remark (84 chars)

    Good fixer-upper. Has great potential with TLC. Good for investor or fix up to rent.

  18. 2022-09-17
    historical 84-char remark
    Show marketing remark (84 chars)

    Good fixer-upper. Has great potential with TLC. Good for investor or fix up to rent.

  19. 2022-06-03
    listed $120,000 84-char remark
    Show marketing remark (84 chars)

    Good fixer-upper. Has great potential with TLC. Good for investor or fix up to rent.

  20. 2022-06-03
    soldstatus $90,000
    Show marketing remark (84 chars)

    Good fixer-upper. Has great potential with TLC. Good for investor or fix up to rent.

  21. 2021-10-29
    historical
  22. 2021-05-17
    listed $120,000
  23. 2021-05-17
    listed $120,000
  24. 2006-11-08
    soldstatus $46,000 Closed 84-char remark
    Show marketing remark (84 chars)

    Good fixer-upper. Has great potential with TLC. Good for investor or fix up to rent.

  25. 2006-11-08
    soldstatus $46,000
    Show marketing remark (84 chars)

    Good fixer-upper. Has great potential with TLC. Good for investor or fix up to rent.

  26. 2006-05-10
    listed $55,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,410 · $117/mo
Projected year-2 tax
$1,410 · $117/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 69% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,878
− Mortgage interest
−$6,436
− Property taxes
−$1,410
− Insurance
−$574
− Repairs & maintenance
−$1,270
− Management
−$1,270
− Depreciation
−$3,343
Taxable income
$1,574
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$378
After-tax cash flow
$2,951/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richmond County
NCES district ID
1304380
Math proficiency
12% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$38,069
Composite
13.43/100
National rank
#9524
State rank
#154 of 174 in GA

Livability — Augusta-Richmond County consolidated government (balance)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Augusta-Richmond County consolidated government (balance), GA
County
Richmond County · 190,917 people
City population
154,035
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
60,423
Household income
$45,999
Rent vs Own
46.5% rent · 53.5% own
Severe rent burden
3363.0

Population outlook (Richmond County) Hauer SSP2

Today (2025)
200,753 people
By 2030
200,232 · -0.3%
By 2040
196,813 · -2.0%
By 2050
190,347 · -5.2%
By 2075
172,496 · -14.1%
By 2100
146,284 · -27.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (64%)
Race & ethnicity
Black 64% White 27% Two or more races 5% Hispanic / Latino 5%
Common ancestry
Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
95% English-only · Spanish 3% German/W. Germanic 1%

Political lean MEDSL · Richmond

2024 margin
Solid D (+36.1) · D 67.8% · R 31.7%
2008→2024 swing
+4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
All cycles
2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -58.99%
Current HPI
213.5733
Rent YoY
▼ -0.25%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+105.5% since first listed
12 events — show timeline
  • 2026-05-27 Listed $114,900 GAMLS
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-02-13 Price Changed $55,900 Hive MLS
  • 2022-09-17 Listing Removed Hive MLS
  • 2022-06-03 Sold (Public Records) $90,000 Public Records
  • 2022-06-03 Listed $120,000 Hive MLS
  • 2021-10-29 Listing Removed Hive MLS
  • 2021-05-17 Listed $120,000 Hive MLS
  • 2021-05-17 Listed $120,000 Hive MLS
  • 2006-11-08 Sold (MLS) $46,000 Hive MLS
  • 2006-11-08 Sold (MLS) $46,000 Hive MLS
  • 2006-05-10 Listed $55,900 Hive MLS

Property tax history

+1.7%/yr

Latest (2025): $1,410 · +6.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…