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20301 W Country Club Dr #625
B- Composite 69.7
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.4/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.2/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.1/5.0
  • Appreciation +0.0/10.0

$185,000

20301 W Country Club Dr #625 · Aventura, FL 33180
1 bd · 1.0 ba · 913 sqft · Condo public records · 223 Days on market
Built 1975 $806/mo HOA · 23% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

New Floor- Recently painted- Largely but not fully remodeled - First year Owned, no leasing allowed by Condo Docs requirements. Two years lease are mandatory as of today. At time of sale, existing Lease will be honored. Maybe today the lowest price in the market for this building. Make appointment at least 24 hours before. Tenant is a Registered Nurse with tough schedule.

Key facts

  • Private balcony
  • 24-hour security
  • Pool

Tags

PRIVATE BALCONYTURNBERRY GOLF COURSEPOOLGYM24-HOUR SECURITYHEART OF AVENTURA

Property features AI

Finance

  • Financial info: Pets not allowed
  • HOA & community: Monthly association fee; Association fee includes cable TV and HVAC; Community amenities: Clubhouse, Fitness Center, Laundry, Pool, Tennis courts

Exterior

  • Parking: Covered parking; 1 covered garage space
  • Security: Fire alarm system; Smoke detectors
  • Utilities: Cable available
  • Home design: Condo/high-rise (property attached); 27 total stories; Entry on level 6; Effective year built
  • Construction: Block construction
  • Exterior features: Association pool; Fire alarm; Smoke detectors

Interior

  • Kitchen: Dishwasher; Electric range; Garbage disposal; Microwave; Refrigerator
  • Flooring: Clay flooring; Ceramic tile
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Fireplace; Living/Dining room combo; Elevator access
  • Laundry & utility: Common area laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $185k.

Deal economics

  • At list price, monthly cash flow is $230 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $185k).
  • Recommended offer: $163k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.6% vs local median 2.6% in Aventura — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#127 in FL, #1,834 nationally) — a professional / high-income tenant draw. Strengths: schools A+, health & safety A+, amenities A; Watch: crime D+, cost of living F.
  • Miami-Dade (suburban): math 45% / reading 54% proficiency, ranked #40 of 73 in FL (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-1.5%/yr); 985 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 10,051 units permitted in Miami-Dade County in 2024 (7,758 in 5+ unit buildings).
  • At $3,480/mo this rent would consume 46% of the median local household income ($91k/yr) (locally 1838% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Miami-Dade County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 223 days — a 12% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 12y ago; this cycle's ask is 8710% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $150k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo; HOA is 23% of rent.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $162,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 223 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.88%
Cap rate
10.55%
Cash-on-cash
15.20%
DSCR
1.68
GRM
4.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-14.0%
Equity multiple
0.52×
Total profit
$-24,725
Equity at exit
$27,584
10-year hold
IRR
-18.9%
Equity multiple
0.25×
Total profit
$-38,784
Equity at exit
$15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33180

Rents YoY
-1.5%
Active inventory
985
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$3,480 high interval (Pro) →
Mortgage (P&I)
$970
Tax from tax record
$239 /mo · $2,873/yr
Insurance
$77
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$806
Vacancy / Maint / Mgmt
$731
Net cashflow
$230

Break-even live

Break-even rent $3,189
Max offer price $185,000
Occupancy floor 88%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,250
Closing costs
$5,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
215 SE 5th St Hallandale Beach, FL 2.0–3.0 2.0 1133 $2,700 $2.38 24d 5 1.22mi
1180 E Hallandale Beach Blvd Unit 1241877P Hallandale Beach, FL 1.0–2.0 1.0–2.0 844 $2,465 $2.92 4d 2 1.40mi
90 SW 3rd St Unit 2400 Hallandale Beach, FL 2.0 2.0 1079 $3,700 $3.43 24d 1 1.41mi
3180 S Ocean Dr #1709 Hallandale Beach, FL 2.0 2.0 1105 $4,000 $3.62 8d 1 1.43mi
3180 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0 1285 $3,650 $2.84 24d 3 1.43mi
3180 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0 1263 $3,750 $2.97 21d 2 1.43mi
3140 S Ocean Dr Hallandale Beach, FL 2.0 2.0 1100 $4,250 $3.86 2d 2 1.46mi
2065 S Ocean Dr Unit 1049793P Hallandale Beach, FL 2.0 2.0 871 $4,971 $5.71 8d 1 1.46mi
2080 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0–2.5 1270 $3,900 $3.07 24d 7 1.49mi
2080 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0–2.5 1270 $3,800 $2.99 3d 11 1.49mi
2080 S Ocean Dr #8 Hallandale Beach, FL 2.0 2.0 1100 $4,000 $3.64 24d 1 1.49mi

HOA detail condo

Monthly dues
$806 · $9,672/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 44 events

  1. 2026-06-18
    days on market $185,000 Active 223 DOM
  2. 2026-06-17
    days on market $185,000 Active 222 DOM
  3. 2026-06-16
    days on market $185,000 Active 221 DOM
  4. 2026-06-15
    days on market $185,000 Active 220 DOM
  5. 2026-06-13
    days on market $185,000 Active 218 DOM
  6. 2026-06-09
    days on market $185,000 Active 214 DOM
  7. 2026-06-08
    days on market $185,000 Active 213 DOM
  8. 2026-06-08
    days on market $185,000 Active 212 DOM
  9. 2026-06-04
    pricedays on market $185,000 Active 209 DOM
  10. 2026-06-03
    days on market $190,000 Active 208 DOM
  11. 2026-06-02
    days on market $190,000 Active 207 DOM
  12. 2026-06-01
    days on market $190,000 Active 206 DOM
  13. 2026-05-31
    days on market $190,000 Active 205 DOM
  14. 2026-05-14
    historical $1,850
  15. 2026-05-13
    price $190,000
  16. 2026-05-07
    price $195,000
  17. 2026-04-15
    price $199,000
  18. 2026-04-07
    price $1,850
  19. 2026-03-25
    price $202,000
  20. 2026-03-24
    price $1,900
  21. 2026-03-17
    price $1,950
  22. 2026-03-13
    price $204,000
  23. 2026-03-11
    price $2,000
  24. 2026-02-28
    listed $2,100
  25. 2025-12-16
    price $208,000
  26. 2025-12-09
    price $210,000
  27. 2025-11-07
    listed $220,000 Active
  28. 2020-08-06
    soldstatus $150,000
  29. 2020-07-31
    soldstatus $150,000 Closed 375-char remark
    Show marketing remark (375 chars)

    New Floor- Recently painted- Largely but not fully remodeled - First year Owned, no leasing allowed by Condo Docs requirements. Two years lease are mandatory as of today. At time of sale, existing Lease will be honored. Maybe today the lowest price in the market for this building. Make appointment at least 24 hours before. Tenant is a Registered Nurse with tough schedule.

  30. 2020-07-01
    status Pending 375-char remark
    Show marketing remark (375 chars)

    New Floor- Recently painted- Largely but not fully remodeled - First year Owned, no leasing allowed by Condo Docs requirements. Two years lease are mandatory as of today. At time of sale, existing Lease will be honored. Maybe today the lowest price in the market for this building. Make appointment at least 24 hours before. Tenant is a Registered Nurse with tough schedule.

  31. 2020-03-04
    listed $159,500 Active 375-char remark
    Show marketing remark (375 chars)

    New Floor- Recently painted- Largely but not fully remodeled - First year Owned, no leasing allowed by Condo Docs requirements. Two years lease are mandatory as of today. At time of sale, existing Lease will be honored. Maybe today the lowest price in the market for this building. Make appointment at least 24 hours before. Tenant is a Registered Nurse with tough schedule.

  32. 2020-01-12
    historical
  33. 2019-12-07
    price $184,000
  34. 2019-03-05
    price $189,000
  35. 2018-01-12
    listed $165,000 Active
  36. 2015-01-30
    historical
  37. 2014-10-03
    status Active
  38. 2014-07-18
    historical
  39. 2014-05-28
    price $175,000
  40. 2014-05-27
    listed $180,000 Active
  41. 2003-04-24
    soldstatus $115,000
  42. 2000-05-18
    soldstatus $67,000
  43. 1978-03-01
    soldstatus $29,000
  44. 1976-02-01
    soldstatus $29,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,873 · $239/mo
Projected year-2 tax
$2,873 · $239/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone AE · 77% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥103°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$41,757
− Mortgage interest
−$10,363
− Property taxes
−$2,873
− Insurance
−$6,044
− Repairs & maintenance
−$3,341
− Management
−$3,341
− HOA
−$9,672
− Depreciation
−$5,382
Taxable income
$743
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$178
After-tax cash flow
$2,579/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Miami-Dade
NCES district ID
1200390
Math proficiency
45% ▼ -16.00%
Reading proficiency
54% ▼ -5.00%
Median HH income
$43,928
Composite
41.76/100
National rank
#3397
State rank
#40 of 73 in FL

Livability — Aventura

Score
80/100
State rank
#127
US rank
#1834

Category grades

Amenities A Commute A Cost of living F Crime D+ Employment B+ Housing B+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Aventura, FL
County
Miami-Dade County · 2,697,751 people
City population
34,147
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
34,147
Household income
$91,055
Rent vs Own
38.7% rent · 61.3% own
Severe rent burden
1838.0

Population outlook (Miami-Dade County) Hauer SSP2

Today (2025)
3,126,439 people
By 2030
3,325,765 · +6.4%
By 2040
3,697,561 · +18.3%
By 2050
4,012,134 · +28.3%
By 2075
4,605,612 · +47.3%
By 2100
4,866,598 · +55.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 46% Hispanic / Latino 45% Two or more races 28% Black 2% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2% Cuban 7% Dominican 1% Salvadoran 6%
Common ancestry
Scotch-Irish 5% Romanian 5% Italian 3%
Foreign-born
52% · Canada, Jamaica, Dominican Republic
Languages at home
30% English-only · Spanish 49% Other Indo-European 6% Russian/Polish/Slavic 4%

Political lean MEDSL · Miami-Dade

2024 margin
R (+11.4) · D 43.9% · R 55.4%
2008→2024 swing
-27.6pp toward R · 2008: 16.1pp · 2024: -11.4pp
All cycles
2024: R+11.4 2020: D+7.3 2016: D+29.6 2012: D+23.7 2008: D+16.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -343.81%
Current HPI
234.7715
Rent YoY
▼ -1.51%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-93.6% since first listed
31 events — show timeline
  • 2026-05-14 Rental Removed $1,850 MARMLS
  • 2026-05-13 Price Changed $190,000 MARMLS
  • 2026-05-07 Price Changed $195,000 MARMLS
  • 2026-04-15 Price Changed $199,000 MARMLS
  • 2026-04-07 Price Changed $1,850 MARMLS
  • 2026-03-25 Price Changed $202,000 MARMLS
  • 2026-03-24 Price Changed $1,900 MARMLS
  • 2026-03-17 Price Changed $1,950 MARMLS
  • 2026-03-13 Price Changed $204,000 MARMLS
  • 2026-03-11 Price Changed $2,000 MARMLS
  • 2026-02-28 Listed for Rent $2,100 MARMLS
  • 2025-12-16 Price Changed $208,000 MARMLS
  • 2025-12-09 Price Changed $210,000 MARMLS
  • 2025-11-07 Listed $220,000 MARMLS
  • 2020-08-06 Sold (Public Records) $150,000 Public Records
  • 2020-07-31 Sold (MLS) $150,000 MARMLS
  • 2020-07-01 Pending MARMLS
  • 2020-03-04 Listed $159,500 MARMLS
  • 2020-01-12 Listing Removed MARMLS
  • 2019-12-07 Price Changed $184,000 MARMLS
  • 2019-03-05 Price Changed $189,000 MARMLS
  • 2018-01-12 Listed $165,000 MARMLS
  • 2015-01-30 Listing Removed MARMLS
  • 2014-10-03 Relisted MARMLS
  • 2014-07-18 Listing Removed MARMLS
  • 2014-05-28 Price Changed $175,000 MARMLS
  • 2014-05-27 Listed $180,000 MARMLS
  • 2003-04-24 Sold (Public Records) $115,000 Public Records
  • 2000-05-18 Sold (Public Records) $67,000 Public Records
  • 1978-03-01 Sold (Public Records) $29,000 Public Records
  • 1976-02-01 Sold (Public Records) $29,000 Public Records

Property tax history

+5.5%/yr

Latest (2025): $2,873 · -0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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