🏷️ Likely Rental
136 Brighton St · Chalfant, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- Appreciation +5.5/10.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +4.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.8/10.0
$10,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
2 bedroom, 1.5 bath, Cape Cod style, home available in Chalfant. Features two porches and 3 stories of living space. This home will need a full renovation but great opportunity to make it your own.
Key facts
- Full renovation
- Two porches
- 5,000 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath single-family listed at $10k.
Deal economics
- At list price, monthly cash flow is $809 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $10k).
- Recommended offer: $9k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 80/100 on livability (#210 in PA, #1,858 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, amenities F.
- Woodland Hills SD (suburban): math 13% / reading 30% proficiency, ranked #486 of 539 in PA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 14 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
Forward outlook
- In year one you build about $164 of equity ($69 loan paydown + $95 appreciation (0.9% local appreciation)).
- At projected returns (0.9% appreciation + 3.0% rent growth), your $3k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 86 days — a 6% lower offer ($9k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 86 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 11.11% ✓
- Cap rate
- 103.34%
- Cash-on-cash
- 346.60%
- DSCR
- 16.42
- GRM
- 0.7
CMA / ARV
- ARV (median comp)
- $125,171
- List price
- $10,000
- Delta
- -92.01%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 146 Highland Ave | 0.19mi | 3/1.0 (+1) | 1,229 (+7%) | 1mo | $185,900 | $151 | 72 |
| 1601 Wolfe Ave | 0.42mi | 2/1.0 | 1,120 (-2%) | 4mo | $25,000 | $22 | 72 |
| 339 Avenue A | 0.51mi | 3/1.5 (+1) | 1,134 (-1%) | 2mo | $159,000 | $140 | 68 |
| 1326 Wolfe Ave | 0.41mi | 2/1.0 | 1,108 (-3%) | 8mo | $55,850 | $50 | 67 |
| 240 Wilkins Ave | 0.31mi | 2/1.0 | 998 (-13%) | 1mo | $155,000 | $155 | 61 |
| 548 Ridge Ave | 0.53mi | 2/1.0 | 1,081 (-6%) | 3mo | $111,000 | $103 | 61 |
| 119 Elizabeth Ave | 0.24mi | 2/1.0 | 1,017 (-11%) | 9mo | $132,500 | $130 | 60 |
| 1916 Pallas St | 0.34mi | 2/1.0 | 1,009 (-12%) | 8mo | $47,800 | $47 | 56 |
| 107 Ivy St | 0.49mi | 2/2.0 | 1,040 (-9%) | 7mo | $90,000 | $87 | 54 |
| 31 Demmer Ave | 0.56mi | 2/1.5 | 1,260 (+10%) | 7mo | $170,000 | $135 | 51 |
| 160 Legrande Dr | 0.48mi | 3/2.5 (+1) | 1,260 (+10%) | 6mo | $170,000 | $135 | 47 |
| 125 Avenue F | 0.41mi | 3/1.0 (+1) | 1,296 (+13%) | 8mo | $185,500 | $143 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
0.95% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 19.46×
- Total profit
- $51,690
- Equity at exit
- $3,390
- IRR
- —
- Equity multiple
- 41.45×
- Total profit
- $113,255
- Equity at exit
- $4,486
Cash invested: $2,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15112
- Home prices YoY
- 0.5%
- Active inventory
- 14
- Price-to-rent
- 0.7×
Monthly cashflow live
- Estimated rent
- $1,111 high interval (Pro) →
- Mortgage (P&I)
- −$52
- Tax est. 1.5%
- −$12 /mo · $150/yr
- Insurance
- −$4
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$233
- Net cashflow
- $809
Break-even live
Sensitivity live
| Price | -10% $816 | -5% $812 | +0% $809 | +5% $805 | +10% $802 |
|---|---|---|---|---|---|
| Rent | -10% $721 | -5% $765 | +0% $809 | +5% $853 | +10% $897 |
| Rate | -1.0pp $814 | -0.5pp $811 | base $809 | +0.5pp $806 | +1.0pp $804 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $2,500
- Closing costs
- $300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 27 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 219 North Ave Unit 1 East Pittsburgh, PA | 2.0 | 1.0 | 850 | $900 | $1.06 | 4d | 1 | 0.18mi |
| 1508 Ridge Ave Unit 3 Braddock, PA | 1.0 | 1.0 | 850 | $680 | $0.80 | 44d | 1 | 0.28mi |
| 1310 Brinton Ave Unit 1 Braddock, PA | 2.0 | 1.0 | 800 | $1,000 | $1.25 | 44d | 1 | 0.35mi |
| 810 Wood St Unit 1 East Pittsburgh, PA | 1.0 | 1.0 | 1000 | $1,200 | $1.20 | 8d | 1 | 0.43mi |
| 227 Parklane Dr Unit Parklane Dr unit North Braddock, PA | 3.0 | 1.0 | 1107 | $1,500 | $1.36 | 13d | 1 | 0.50mi |
| 505 Washington St Turtle Creek, PA | 2.0 | 1.0 | 1064 | $1,200 | $1.13 | 44d | 1 | 0.56mi |
| 12 Demmer Ave Unit 2 Pittsburgh, PA | 1.0 | 1.0 | 750 | $725 | $0.97 | 24d | 1 | 0.59mi |
| 906 Penn Ave Unit B Turtle Creek, PA | 3.0 | 1.0 | 820 | $1,250 | $1.52 | 24d | 1 | 0.67mi |
| 906 Penn Ave Unit A Turtle Creek, PA | 2.0 | 2.0 | 1122 | $1,250 | $1.11 | 44d | 1 | 0.67mi |
| 906 Penn Ave Unit D Turtle Creek, PA | 3.0 | 2.0 | 1277 | $1,400 | $1.10 | 44d | 1 | 0.67mi |
| 906 Penn Ave Unit B Turtle Creek, PA | 3.0 | 1.0 | 820 | $1,250 | $1.52 | 44d | 1 | 0.67mi |
| 221 Grant St Unit 221-B Turtle Creek, PA | 2.0 | 1.0 | 756 | $775 | $1.03 | 44d | 1 | 0.67mi |
| 101 Center St East Pittsburgh, PA | 3.0 | 1.0 | 1500 | $1,505 | $1.00 | 11d | 1 | 0.83mi |
| 407 Bessemer Ave Unit 407-3 East Pittsburgh, PA | 2.0 | 1.0 | 1280 | $775 | $0.61 | 44d | 1 | 0.83mi |
| 342 Kenyon St Turtle Creek, PA | 1.0–2.0 | 1.0 | 850 | $1,155 | $1.36 | 15d | 6 | 0.84mi |
| 918 Oak Ave Turtle Creek, PA | 1.0 | 1.0 | 750 | $1,100 | $1.47 | 24d | 1 | 0.87mi |
| 17 Sumner Ave Pittsburgh, PA | 1.0 | 1.0 | 800 | $950 | $1.19 | 44d | 1 | 0.90mi |
| 539 Atlantic Ave Unit 2 Pittsburgh, PA | 3.0 | 1.0 | 1200 | $995 | $0.83 | 44d | 1 | 0.96mi |
| 400 Greensburg Pike North Versailles, PA | 3.0 | 1.0 | 1324 | $1,250 | $0.94 | 44d | 1 | 1.06mi |
| 173 Churchill Rd Turtle Creek, PA | 1.0–2.0 | 1.0 | 820 | $1,175 | $1.43 | 18d | 2 | 1.09mi |
| 610 Brown Ave Turtle Creek, PA | 3.0 | 1.0 | 1268 | $1,499 | $1.18 | 5d | 1 | 1.12mi |
| 622 Mercer St Unit B Turtle Creek, PA | 1.0 | 1.0 | 725 | $1,300 | $1.79 | 8d | 1 | 1.16mi |
| 817 Kirkpatrick Ave Unit 8171-A Braddock, PA | 2.0 | 1.0 | 866 | $800 | $0.92 | 44d | 1 | 1.26mi |
| 1615 Lynn Ave Unit 2 Turtle Creek, PA | 2.0 | 1.0 | 1100 | $1,145 | $1.04 | 44d | 1 | 1.27mi |
| 1607 Girard Ave North Versailles, PA | 3.0 | 2.0 | 1400 | $1,595 | $1.14 | 24d | 1 | 1.41mi |
| 537 6th St Braddock, PA | 3.0 | 1.0 | 1360 | $1,400 | $1.03 | 44d | 1 | 1.47mi |
| 481 Filmore Rd Pittsburgh, PA | 3.0 | 1.5 | 1165 | $1,700 | $1.46 | 8d | 1 | 1.49mi |
Listing history 15 events
-
2026-06-21days on market $10,000 Active 86 DOM
-
2026-06-18days on market $10,000 Active 83 DOM
-
2026-06-17days on market $10,000 Active 82 DOM
-
2026-06-16days on market $10,000 Active 81 DOM
-
2026-06-15days on market $10,000 Active 80 DOM
-
2026-06-13days on market $10,000 Active 78 DOM
-
2026-06-09days on market $10,000 Active 74 DOM
-
2026-06-08days on market $10,000 Active 73 DOM
-
2026-06-07days on market $10,000 Active 72 DOM
-
2026-06-05days on market $10,000 Active 69 DOM
-
2026-06-03days on market $10,000 Active 68 DOM
-
2026-06-02days on market $10,000 Active 67 DOM
-
2026-06-01days on market $10,000 Active 66 DOM
-
2026-05-31days on market $10,000 Active 65 DOM
-
2026-03-27$10,000 Active 197-char remark
Show marketing remark (197 chars)
2 bedroom, 1.5 bath, Cape Cod style, home available in Chalfant. Features two porches and 3 stories of living space. This home will need a full renovation but great opportunity to make it your own.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,334
- − Mortgage interest
- −$560
- − Property taxes
- −$150
- − Insurance
- −$50
- − Repairs & maintenance
- −$1,067
- − Management
- −$1,067
- − Depreciation
- −$291
- Taxable income
- $10,150
- Est. tax owed @ 24.0%
- −$2,436
- After-tax cash flow
- $7,269/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Woodland Hills SD
- NCES district ID
- 4216500
- Math proficiency
- 13% ▼ -13.00%
- Reading proficiency
- 30% ▼ -10.00%
- Median HH income
- $41,803
- Composite
- 18.31/100
- National rank
- #8954
- State rank
- #486 of 539 in PA
Livability — Chalfant
- Score
- 80/100
- State rank
- #210
- US rank
- #1858
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Chalfant, PA
- Population (ZIP)
- 3,345
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- Black 47% White 45% Two or more races 7% Hispanic / Latino 2%
- Common ancestry
- Romanian 5% Serbian 1% Slovak 1%
- Foreign-born
- 1%
- Languages at home
- 96% English-only · Spanish 2% Other Indo-European 1%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 0.95%
- Current HPI
- 176.5537
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
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Price history
1 event — show timeline
- 2026-03-27 Listed $10,000 West Penn MLS
Property tax history
+4.8%/yrLatest (2026): $2,266 · +3.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…