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1925 S Arizona Blvd #75
D Composite 41.63
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +2.9/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • Appreciation +0.0/10.0

$12,500

1925 S Arizona Blvd #75 · Coolidge, AZ 85128
1 bd · 1.0 ba · 600 sqft · Manufactured · 12 Days on market
Built 1965 4,356 sqft lot $560/mo HOA · 57% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This Mobile home is in the Ho Ho Kam Mobile home and RV park. It's a 55+ park. A new coat of white elastomeric reflective roof coating was applied this year. New Laminate flooring in kitchen. It has a forced air furnace heat and 2 window air conditioners. PEX plumbing. Freshly painted interior. The home comes with a ramp into the home. Park rent is $560 per month, includes water, sewer, trash and mailbox. The Park has numerous amenities, such as hot tub, pool, weight room, pool room, shuffleboard. In addition the Park hosts multiple activities, such as poker night, card bingo, stretch and strength exercise, bean bag toss, dancing and music. Ho Ho Kam is a smaller park which makes it more l

Key facts

  • Pex plumbing
  • Hot tub
  • Pool room

Tags

FORCED AIR FURNACE HEATPEX PLUMBINGHOT TUBPOOLWEIGHT ROOMPOOL ROOM

Property features AI

Finance

  • HOA & community: Has association with monthly fee of $560; Association covers sewer, water, trash, street maintenance and grounds maintenance; Community pool available

Exterior

  • Parking: 1 covered parking space; 1 open parking space; 1 carport space
  • Utilities: City water; Public sewer; Electric service includes 220V in kitchen; Other utilities
  • Home design: Manufactured/mobile home; Fee simple ownership
  • Construction: Steel frame construction; Painted exterior; Reflective coating roof
  • Exterior features: Above-ground spa; Dirt at front of lot, gravel/stone at back, natural desert front; No fencing

Interior

  • Kitchen: Kitchen has 220V outlet
  • Bedrooms: 1 possible bedroom
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Natural gas heating; Floor furnace; Wall furnace; Window/wall cooling unit
  • Interior features: Eat-in kitchen; Refrigerator included
  • Laundry & utility: No laundry hookups on site

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $12k.

Deal economics

  • At list price, monthly cash flow is $123 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($974 rent vs $12k).
  • Cap rate 18.1% vs local median 4.5% in Coolidge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 57/100 on livability (#235 in AZ) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
  • Coolidge Unified District (4442) (town): math 8% / reading 14% proficiency, ranked #229 of 249 in AZ (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: West Elementary School (math 6% / reading 13%, grade F, #1,037 of 1,109 statewide, top 94%, 733 students, 74% FRL); Coolidge Jr. High School (math 7% / reading 11%, grade F, #200 of 218 statewide, top 93%, 362 students, 80% FRL); Coolidge High School (math 8% / reading 12%, grade F, #343 of 381 statewide, top 93%, 640 students, 68% FRL).
  • Market conditions: Rents flat; 271 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).
  • This rent is only 18% of the median local income ($65k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $86 of loan paydown is wiped out by about $375 of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 1.0% rent growth), your $4k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: HOA is 57% of rent.
  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $12,500

Questions for the listing agent

  1. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
7.79%
Cap rate
18.12%
Cash-on-cash
42.23%
DSCR
2.88
GRM
1.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.97% rent growth · sell at horizon

5-year hold
IRR
31.6%
Equity multiple
2.21×
Total profit
$4,227
Equity at exit
$1,864
10-year hold
IRR
34.5%
Equity multiple
3.16×
Total profit
$7,557
Equity at exit
$1,081

Cash invested: $3,500 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85128

Home prices YoY
-7.9%
Rents YoY
1.0%
Active inventory
271
Price-to-rent
1.1×

Monthly cashflow live

Estimated rent
$974 high interval (Pro) →
Mortgage (P&I)
$66
Tax est. 1.5%
$16 /mo · $188/yr
Insurance
$5
HOA
$560
Vacancy / Maint / Mgmt
$205
Net cashflow
$123

Break-even live

Break-even rent $818
Max offer price $12,500
Occupancy floor 82%

Sensitivity live

Price -10% $132 -5% $127 +0% $123 +5% $119 +10% $115
Rent -10% $46 -5% $85 +0% $123 +5% $162 +10% $200
Rate -1.0pp $129 -0.5pp $126 base $123 +0.5pp $120 +1.0pp $117

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$3,125
Closing costs
$375
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
350 W Spruell Ave Coolidge, AZ 1.0–2.0 1.0–2.0 771 $775 $1.00 2d 1 0.21mi
143 W Pima Ave Apt 4 Coolidge, AZ 2.0 1.0 650 $895 $1.38 11d 1 1.32mi
143 W Pima Ave Unit 1 Coolidge, AZ 2.0 1.0 650 $895 $1.38 44d 1 1.32mi
108 Adams St Coolidge, AZ 2.0 1.0 600 $1,000 $1.67 44d 1 1.32mi
748 W Pima Ave Coolidge, AZ 1.0 378 $700 $1.85 17d 1 1.36mi
251 W Northern Ave Unit B Coolidge, AZ 1.0 1.0 529 $845 $1.60 15d 1 1.36mi
703 W Northern Ave Unit 707 Coolidge, AZ 1.0 1.0 550 $740 $1.35 25d 1 1.38mi

HOA detail

Monthly dues
$560 · $6,720/yr
Likely covers
watersewertrashpool

Listing history 9 events

  1. 2026-06-21
    days on market $12,500 Active 12 DOM
  2. 2026-06-18
    days on market $12,500 Active 9 DOM
  3. 2026-06-17
    days on market $12,500 Active 8 DOM
  4. 2026-06-16
    days on market $12,500 Active 7 DOM
  5. 2026-06-15
    days on market $12,500 Active 6 DOM
  6. 2026-06-13
    days on market $12,500 Active 4 DOM
  7. 2026-06-13
    days on market $12,500 Active 3 DOM
  8. 2026-06-10
    remarks 699-char remark
  9. 2026-06-10
    listed $12,500 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥113°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,689
− Mortgage interest
−$700
− Property taxes
−$188
− Insurance
−$62
− Repairs & maintenance
−$935
− Management
−$935
− HOA
−$6,720
− Depreciation
−$364
Taxable income
$1,785
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$428
After-tax cash flow
$1,049/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Coolidge Unified District (4442)
NCES district ID
0402320
Math proficiency
8% ▼ -6.00%
Reading proficiency
14% ▼ -2.00%
Median HH income
$49,182
Composite
10.35/100
National rank
#9787
State rank
#229 of 249 in AZ

Livability — Coolidge

Score
57/100
State rank
#235
US rank
#22344

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Coolidge, AZ
County
Pinal County · 399,947 people
City population
19,487
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
19,487
Household income
$65,477
Rent vs Own
26.0% rent · 74.0% own
Severe rent burden
264.0

Population outlook (Pinal County) Hauer SSP2

Today (2025)
437,574 people
By 2030
446,903 · +2.1%
By 2040
452,589 · +3.4%
By 2050
444,126 · +1.5%
By 2075
430,300 · -1.7%
By 2100
393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Hispanic / Latino 52% White 29% Two or more races 22% Native American 17% Black 4%
Hispanic origin (detail)
Mexican 49%
Common ancestry
Lithuanian 1% Portuguese 1% Serbian 1%
Foreign-born
9% · Canada
Languages at home
71% English-only · Spanish 25% Other Indo-European 1%

Political lean MEDSL · Pinal

2024 margin
Strong R (+22.1) · D 38.5% · R 60.6%
2008→2024 swing
-7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
All cycles
2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -23.95%
Current HPI
280.3422
Rent YoY
▲ 0.97%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-09 Listed $12,500 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…