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408 Gwynn Ave
D- Composite 38.28
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.3/30.0
  • DSCR +5.1/10.0
  • 1% rule +4.0/10.0
  • Rent growth +3.8/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • ARV discount +1.8/15.0
  • Schools +1.0/10.0
  • Appreciation +0.0/10.0

$210,000

408 Gwynn Ave · Baltimore, MD 21229
3 bd · 1.0 ba · 1,188 sqft · Townhouse public records · 89 Days on market
Built 1928 1,260 sqft lot $177/sqft · 53% above area Est $186k · 13% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This beautiful freshly painted, porch-front rowhouse, offers the perfect blend of character & contemporary updates. Step through the foyer, and into the elegant French doors lead into a cozy living room with mahogany inlaid hardwood floors, then flow into a separate dining area—ideal for hosting formal dinners. The stylish, modern kitchen is built to impress with Quartz countertops and stainless steel appliances, including a refrigerator, range, dishwasher, and pot racks—perfect for cooking and entertaining. You can circle back to the foyer from the kitchen. Upstairs, you’ll find 3 generously sized bedrooms with newly refinished hardwood floors and a full bath. The partially finished lower level offers flexible space for a family room, office, 4th bedroom or workout area, along with a half bath, laundry, and additional storage. Out back, enjoy a private fenced yard and covered rear porch—a great setup for BBQs, outdoor dining, and letting pets play. Stay comfortable year-round with central air (2026) and efficient, recent radiator heat. With central AC installed in 2026, gleaming hardwood floors (refinished 2025), and abundant natural light streaming through modern windows (2023), this home is move-in ready and awaits its new owner. Ask us about down payment and closing cost grants—you might be able to own this home for less than you pay in rent! Schedule your showing today!

Key facts

  • Built 1928
  • Listed 88 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath townhouse listed at $210k.

Deal economics

  • At list price, monthly cash flow is $117 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $188k (10.3% below list).
  • Recommended offer: $188k (10.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Elmer A. Henderson: A Johns Hopkins Partnership (math 2% / reading 16%, grade F, #650 of 860 statewide, top 77%, 642 students, 80% FRL); Vanguard Collegiate Middle (math 3% / reading 15%, grade F, #212 of 225 statewide, top 95%, 343 students, 84% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL).
  • Zoned-school proficiency averages 32% at this address vs 12% district-wide (+20 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising fast (+5.4%/yr); 256 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 89 days — a 6% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 2y ago; this cycle's ask is 5% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $188,438 (10.3% below list)

Questions for the listing agent

  1. It's been on market 89 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
  2. Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
6.96%
Cash-on-cash
2.38%
DSCR
1.11
GRM
9.3

CMA / ARV

ARV (median comp)
$186,264
List price
$210,000
Delta
12.74%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
222 N Hilton St 0.21mi 3/1.0 1,120 (-6%) 1mo $89,775 $80 80
537 Longwood St 0.47mi 4/2.0 (+1) 1,176 (-1%) 0mo $60,000 $51 67
3806 Rokeby Rd 0.63mi 3/1.0 1,160 (-2%) 2mo $120,000 $103 65
3039 Harlem Ave 0.40mi 3/1.0 1,070 (-10%) 1mo $27,500 $26 64
1007 Wildwood Pkwy 0.69mi 3/1.0 1,216 (+2%) 2mo $111,100 $91 62
3224 Belmont Ave 0.74mi 3/1.5 1,178 (-1%) 1mo $77,000 $65 61
28 S Bernice Ave 0.53mi 3/1.0 1,280 (+8%) 1mo $147,000 $115 61
21 Culver St 0.42mi 2/2.0 (-1) 1,260 (+6%) 1mo $210,000 $167 60
5 Rosedale St S 0.52mi 3/2.0 1,280 (+8%) 1mo $110,000 $86 58
1000 Mount Holly St 0.57mi 3/1.5 1,290 (+9%) 1mo $93,000 $72 56
3821 Stokes Dr 0.68mi 3/2.0 1,254 (+6%) 1mo $145,000 $116 54
119 Hilton St 0.35mi 2/2.0 (-1) 1,040 (-12%) 0mo $211,000 $203 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.38% rent growth · sell at horizon

5-year hold
IRR
-10.0%
Equity multiple
0.63×
Total profit
$-22,002
Equity at exit
$31,312
10-year hold
IRR
2.2%
Equity multiple
1.17×
Total profit
$10,228
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21229

Rents YoY
5.4%
Active inventory
256
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$1,884 high interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$183 /mo · $2,199/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$396
Net cashflow
$117

Break-even live

Break-even rent $1,737
Max offer price $210,000
Occupancy floor 89%

Sensitivity live

Price -10% $236 -5% $176 +0% $117 +5% $57 +10% $-2
Rent -10% $-32 -5% $42 +0% $117 +5% $191 +10% $265
Rate -1.0pp $222 -0.5pp $170 base $117 +0.5pp $62 +1.0pp $7

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
405 N Edgewood St Baltimore, MD 4.0 2.0 1408 $2,750 $1.95 0d 1 0.07mi
3423 Edmondson Ave Baltimore, MD 2.0 1.5 1400 $1,710 $1.22 46d 1 0.13mi
3507 Edmondson Ave Baltimore, MD 4.0 2.0 1428 $2,300 $1.61 46d 1 0.16mi
3607 W Lexington St Baltimore, MD 3.0 2.0 1050 $1,895 $1.80 7d 1 0.20mi
709 Denison St Baltimore, MD 2.0 2.0 840 $1,630 $1.94 26d 1 0.25mi
41 N Kossuth St Baltimore, MD 3.0 2.0 1216 $1,800 $1.48 26d 1 0.26mi
623 N Grantley St Baltimore, MD 4.0 2.0 1250 $2,000 $1.60 26d 1 0.27mi
3706 W Franklin St Unit 1 Baltimore, MD 2.0 1.0 735 $1,100 $1.50 7d 1 0.27mi
730 Linnard St Unit 1 Baltimore, MD 4.0 1.0 1360 $1,750 $1.29 26d 1 0.30mi
3310 Elbert St Baltimore, MD 2.0 1.0 920 $1,550 $1.68 26d 1 0.34mi
780 Linnard St Baltimore, MD 3.0 2.0 1224 $1,590 $1.30 46d 1 0.35mi
787 N Grantley St Baltimore, MD 3.0 1.0 1116 $1,575 $1.41 26d 1 0.37mi
3712 Gelston Dr Baltimore, MD 3.0 2.0 1250 $2,500 $2.00 26d 1 0.39mi
798 N Grantley St Baltimore, MD 3.0 2.0 1360 $2,295 $1.69 26d 1 0.39mi
3336 W Caton Ave Baltimore, MD 3.0 2.0 1236 $1,625 $1.31 26d 1 0.40mi
3015 Rayner Ave Baltimore, MD 3.0 1.0 1152 $1,350 $1.17 46d 1 0.46mi
4020 Gelston Dr Baltimore, MD 3.0 2.0 1270 $1,875 $1.48 46d 1 0.56mi
2815 W Mulberry St Baltimore, MD 4.0 2.0 1040 $2,050 $1.97 46d 1 0.60mi
1042 Ellicott Dr Baltimore, MD 2.0 1.0 900 $1,450 $1.61 46d 1 0.64mi
3238 Westmont Ave Baltimore, MD 3.0 1.0 1280 $1,600 $1.25 46d 1 0.65mi
2636 Lauretta Ave Baltimore, MD 3.0 2.5 1232 $1,900 $1.54 46d 1 0.74mi
212 S Loudon Ave Baltimore, MD 3.0 1.5 1310 $1,550 $1.18 46d 1 0.75mi
4018 Massachusetts Ave Baltimore, MD 3.0 1.0 1050 $1,400 $1.33 26d 1 0.76mi
2609 Lauretta Ave Baltimore, MD 3.0 1.0 1286 $1,675 $1.30 26d 1 0.77mi
2744 W Mosher St Baltimore, MD 4.0 2.0 1412 $2,100 $1.49 26d 1 0.79mi
3935 Stokes Dr #1 Baltimore, MD 2.0 1.0 1150 $1,400 $1.22 46d 1 0.79mi
1307 Wildwood Pkwy Baltimore, MD 2.0 1.0 725 $1,295 $1.79 46d 1 0.80mi
2806 Riggs Ave Baltimore, MD 3.0 2.5 1412 $1,900 $1.35 6d 1 0.80mi
2 S Woodington Rd Baltimore, MD 2.0 1.0 856 $1,160 $1.36 17d 1 0.81mi
4103 Mountwood Rd Baltimore, MD 3.0 2.0 1030 $1,700 $1.65 46d 1 0.81mi
2 N Woodington Rd Baltimore, MD 1.0–2.0 1.0 738 $1,335 $1.81 5d 5 0.81mi
1216 N Augusta Ave Baltimore, MD 3.0 1.0 1024 $1,550 $1.51 26d 1 0.84mi
917 Kevin Rd Baltimore, MD 3.0 2.0 1151 $1,795 $1.56 4d 1 0.86mi
919 Claymont Ave Baltimore, MD 2.0 1.0 1006 $1,342 $1.33 0d 2 0.86mi
3309 Brighton St Baltimore, MD 3.0 1.0 1134 $1,700 $1.50 46d 1 0.89mi
4103 Stokes Dr Apt 1 Baltimore, MD 2.0 1.0 725 $1,095 $1.51 46d 1 0.89mi
3130 Stafford St Baltimore, MD 3.0 1.0 1200 $1,500 $1.25 22d 1 0.90mi
2728 Winchester St Baltimore, MD 3.0 1.5 1260 $1,800 $1.43 6d 1 0.90mi
111 Upmanor Rd Baltimore, MD 3.0 1.5 1224 $2,163 $1.77 46d 1 0.90mi
3003 Presstman St Unit 2 Baltimore, MD 2.0 1.0 1450 $1,300 $0.90 26d 1 0.91mi

Listing history 33 events

  1. 2026-06-22
    days on market $210,000 Active 89 DOM
  2. 2026-06-21
    days on market $210,000 Active 88 DOM
  3. 2026-06-18
    days on market $210,000 Active 85 DOM
  4. 2026-06-17
    days on market $210,000 Active 84 DOM
  5. 2026-06-16
    days on market $210,000 Active 83 DOM
  6. 2026-06-15
    days on market $210,000 Active 82 DOM
  7. 2026-06-13
    days on market $210,000 Active 80 DOM
  8. 2026-06-09
    days on market $210,000 Active 76 DOM
  9. 2026-06-08
    days on market $210,000 Active 75 DOM
  10. 2026-06-07
    days on market $210,000 Active 74 DOM
  11. 2026-06-04
    days on market $210,000 Active 71 DOM
  12. 2026-06-03
    days on market $210,000 Active 70 DOM
  13. 2026-06-02
    days on market $210,000 Active 69 DOM
  14. 2026-06-01
    days on market $210,000 Active 68 DOM
  15. 2026-05-31
    days on market $210,000 Active 67 DOM
  16. 2026-05-14
    price $210,000 1433-char remark
    Show marketing remark (1433 chars)

    This beautiful freshly painted, porch-front rowhouse, offers the perfect blend of character & contemporary updates. Step through the foyer, and into the elegant French doors lead into a cozy living room with mahogany inlaid hardwood floors, then flow into a separate dining area—ideal for hosting formal dinners. The stylish, modern kitchen is built to impress with Quartz countertops and stainless steel appliances, including a refrigerator, range, dishwasher, and pot racks—perfect for cooking and entertaining. You can circle back to the foyer from the kitchen. Upstairs, you’ll find 3 generously sized bedrooms with newly refinished hardwood floors and a full bath. The partially finished lower level offers flexible space for a family room, office, 4th bedroom or workout area, along with a half bath, laundry, and additional storage. Out back, enjoy a private fenced yard and covered rear porch—a great setup for BBQs, outdoor dining, and letting pets play. Stay comfortable year-round with central air (2026) and efficient, recent radiator heat. With central AC installed in 2026, gleaming hardwood floors (refinished 2025), and abundant natural light streaming through modern windows (2023), this home is move-in ready and awaits its new owner. Ask us about down payment and closing cost grants—you might be able to own this home for less than you pay in rent! Schedule your showing today!

  17. 2026-04-17
    price $225,000 1433-char remark
    Show marketing remark (1433 chars)

    This beautiful freshly painted, porch-front rowhouse, offers the perfect blend of character & contemporary updates. Step through the foyer, and into the elegant French doors lead into a cozy living room with mahogany inlaid hardwood floors, then flow into a separate dining area—ideal for hosting formal dinners. The stylish, modern kitchen is built to impress with Quartz countertops and stainless steel appliances, including a refrigerator, range, dishwasher, and pot racks—perfect for cooking and entertaining. You can circle back to the foyer from the kitchen. Upstairs, you’ll find 3 generously sized bedrooms with newly refinished hardwood floors and a full bath. The partially finished lower level offers flexible space for a family room, office, 4th bedroom or workout area, along with a half bath, laundry, and additional storage. Out back, enjoy a private fenced yard and covered rear porch—a great setup for BBQs, outdoor dining, and letting pets play. Stay comfortable year-round with central air (2026) and efficient, recent radiator heat. With central AC installed in 2026, gleaming hardwood floors (refinished 2025), and abundant natural light streaming through modern windows (2023), this home is move-in ready and awaits its new owner. Ask us about down payment and closing cost grants—you might be able to own this home for less than you pay in rent! Schedule your showing today!

  18. 2026-03-26
    listed $200,000 Active 1433-char remark
    Show marketing remark (1433 chars)

    This beautiful freshly painted, porch-front rowhouse, offers the perfect blend of character & contemporary updates. Step through the foyer, and into the elegant French doors lead into a cozy living room with mahogany inlaid hardwood floors, then flow into a separate dining area—ideal for hosting formal dinners. The stylish, modern kitchen is built to impress with Quartz countertops and stainless steel appliances, including a refrigerator, range, dishwasher, and pot racks—perfect for cooking and entertaining. You can circle back to the foyer from the kitchen. Upstairs, you’ll find 3 generously sized bedrooms with newly refinished hardwood floors and a full bath. The partially finished lower level offers flexible space for a family room, office, 4th bedroom or workout area, along with a half bath, laundry, and additional storage. Out back, enjoy a private fenced yard and covered rear porch—a great setup for BBQs, outdoor dining, and letting pets play. Stay comfortable year-round with central air (2026) and efficient, recent radiator heat. With central AC installed in 2026, gleaming hardwood floors (refinished 2025), and abundant natural light streaming through modern windows (2023), this home is move-in ready and awaits its new owner. Ask us about down payment and closing cost grants—you might be able to own this home for less than you pay in rent! Schedule your showing today!

  19. 2026-03-19
    historical $200,000 1433-char remark
    Show marketing remark (1433 chars)

    This beautiful freshly painted, porch-front rowhouse, offers the perfect blend of character & contemporary updates. Step through the foyer, and into the elegant French doors lead into a cozy living room with mahogany inlaid hardwood floors, then flow into a separate dining area—ideal for hosting formal dinners. The stylish, modern kitchen is built to impress with Quartz countertops and stainless steel appliances, including a refrigerator, range, dishwasher, and pot racks—perfect for cooking and entertaining. You can circle back to the foyer from the kitchen. Upstairs, you’ll find 3 generously sized bedrooms with newly refinished hardwood floors and a full bath. The partially finished lower level offers flexible space for a family room, office, 4th bedroom or workout area, along with a half bath, laundry, and additional storage. Out back, enjoy a private fenced yard and covered rear porch—a great setup for BBQs, outdoor dining, and letting pets play. Stay comfortable year-round with central air (2026) and efficient, recent radiator heat. With central AC installed in 2026, gleaming hardwood floors (refinished 2025), and abundant natural light streaming through modern windows (2023), this home is move-in ready and awaits its new owner. Ask us about down payment and closing cost grants—you might be able to own this home for less than you pay in rent! Schedule your showing today!

  20. 2025-10-23
    historical
  21. 2025-07-21
    listed $184,000 Active
  22. 2025-07-21
    historical
  23. 2025-06-27
    price $184,000
  24. 2025-04-16
    listed $185,000 Active
  25. 2025-04-11
    historical
  26. 2024-12-24
    historical
  27. 2024-10-10
    price $169,900
  28. 2024-07-11
    price $174,900
  29. 2024-06-19
    listed $179,000 Active
  30. 2024-06-13
    historical
  31. 2024-04-02
    historical
  32. 2024-02-09
    listed $179,900 Active
  33. 2024-02-02
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$2,199 · $183/mo
Projected year-2 tax
$2,244 · $187/mo
Expected delta
+$45/yr (+$4/mo · 2.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,613
− Mortgage interest
−$11,763
− Property taxes
−$2,199
− Insurance
−$1,050
− Repairs & maintenance
−$1,809
− Management
−$1,809
− Depreciation
−$6,109
Taxable loss
−$2,127
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$510
After-tax cash flow
$1,910/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
46,679
Household income
$60,047
Rent vs Own
43.1% rent · 56.9% own
Severe rent burden
2776.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (73%)
Race & ethnicity
Black 73% White 15% Hispanic / Latino 6% Two or more races 4% Asian 3%
Hispanic origin (detail)
Common ancestry
Lithuanian 1% Romanian 1% Serbian 1%
Foreign-born
5% · Canada, Philippines
Languages at home
91% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -259.07%
Current HPI
226.896
Rent YoY
▲ 5.38%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+16.7% since first listed
18 events — show timeline
  • 2026-05-14 Price Changed $210,000 BRIGHT MLS
  • 2026-04-17 Price Changed $225,000 BRIGHT MLS
  • 2026-03-26 Listed $200,000 BRIGHT MLS
  • 2026-03-19 Coming Soon $200,000 BRIGHT MLS
  • 2025-10-23 Listing Removed BRIGHT MLS
  • 2025-07-21 Listing Removed BRIGHT MLS
  • 2025-07-21 Listed $184,000 BRIGHT MLS
  • 2025-06-27 Price Changed $184,000 BRIGHT MLS
  • 2025-04-16 Listed $185,000 BRIGHT MLS
  • 2025-04-11 Coming Soon BRIGHT MLS
  • 2024-12-24 Listing Removed BRIGHT MLS
  • 2024-10-10 Price Changed $169,900 BRIGHT MLS
  • 2024-07-11 Price Changed $174,900 BRIGHT MLS
  • 2024-06-19 Listed $179,000 BRIGHT MLS
  • 2024-06-13 Coming Soon BRIGHT MLS
  • 2024-04-02 Listing Removed BRIGHT MLS
  • 2024-02-09 Listed $179,900 BRIGHT MLS
  • 2024-02-02 Coming Soon BRIGHT MLS

Property tax history

+1.2%/yr

Latest (2025): $2,199 · +9.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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