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110 Red Fox Trl
D Composite 43.8
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.3/30.0
  • ARV discount +11.4/15.0
  • Schools +5.0/10.0
  • DSCR +4.0/10.0
  • Livability +3.2/5.0
  • 1% rule +2.6/10.0
  • Condition / age +2.5/5.0
  • Rent growth +1.9/5.0
  • Appreciation +0.0/10.0

$275,000

110 Red Fox Trl · Shawneeland, VA 22602
3 bd · 1.5 ba · 1,095 sqft · SingleFamily public records · 15 Days on market
Built 1971 0.46 ac lot Est $301k · 9% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

You will LOVE this adorable cottage in Shawneeland! Owner upgrades in last 5 years include mini-split for heating/cooling, stainless appliances, double oven, dishwasher, new hot water heater, and gorgeous finished entry room! Vaulted ceiling, hardwood flooring, stone fireplace with gas log, and dual lofts for 3rd bedroom and storage. Rear deck and patio overlook fenced yard with raised garden beds. Aqua America water and separate well for outdoor water use. Secure storage shed with electric and ample parking in horseshoe driveway. Enjoy the private lake and all the Shawneeland amenities, just 15 minutes from downtown Winchester! Better hurry. .. .

Key facts

  • 0.46 acre lot
  • 4 parking spots
  • Built 1971

Property features AI

Finance

  • HOA & community: Other community fees $660 semi-annually

Exterior

  • Parking: Gravel driveway; Driveway parking (4 spaces total, 4 on driveway)
  • Utilities: Electric hot water; Propane available; Water: community and well; Sewer: on-site septic
  • Home design: Detached property; Architectural shingle roof; Concrete perimeter foundation; Masonry construction
  • Construction: Masonry construction; Concrete perimeter foundation; Architectural shingle roof; Detached structure; Above-grade outbuilding (shed)
  • Exterior features: Rear fencing; Deck(s); Patio(s); Shed

Interior

  • Kitchen: Built-in microwave; Dishwasher; Disposal; Stove; Refrigerator
  • Bedrooms: 2 bedrooms on main level; 1 bedroom on upper level
  • Flooring: Wood floors
  • Bathrooms: 1 full bathroom; 1 half bathroom (main level)
  • Heating & cooling: Electric baseboard heating; Wall unit heating; Other heating; Propane (leased) fuel; Ductless/mini-split cooling; Ceiling fans for cooling; Window units
  • Interior features: Ceiling fans; Dining area; Family room open to kitchen; Wood floors; Master bathroom; Open floor plan; Skylights; Cathedral ceilings; Gas/propane fireplace with mantel (1)
  • Laundry & utility: Washer and dryer; Main floor laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $275k.

Deal economics

  • At list price, monthly cash flow is $0 ($-4/yr) — negative.
  • To cash-flow at today's rent, offer at most $275k (0.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (24.3% below list).
  • Recommended offer: $208k (24.3% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.3% in Shawneeland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#359 in VA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools F, amenities F, commute F.
  • Frederick County Public School District (rural): math 49% / reading 64% proficiency, ranked #65 of 131 in VA (top 50%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-2.5%/yr); 312 active listings in the ZIP; solid renter incomes; 872 units permitted in Frederick County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Frederick County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($271k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $223k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $208,198 (24.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
6.29%
Cash-on-cash
-0.01%
DSCR
1.00
GRM
11.0

CMA / ARV

ARV (on-the-fly)
$301,125
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
110 Red Fox Trl 0.00mi 3/1.5 1,230 (+12%) 0mo $275,000 $224 79
111 Dakota Trl 0.14mi 3/1.0 1,029 (-6%) 8mo $290,000 $282 74
803 Tomahawk Trl 0.13mi 3/1.5 960 (-12%) 1mo $246,000 $256 73
136 Dakota Trl 0.34mi 3/2.0 1,120 (+2%) 15mo $320,000 $286 66
108 Cheyenne Trl 0.21mi 2/1.0 (-1) 1,213 (+11%) 6mo $315,000 $260 60
117 Buffalo Trl 0.37mi 2/2.0 (-1) 1,040 (-5%) 14mo $290,000 $279 56
109 Gannentaha Trl 0.19mi 2/2.0 (-1) 1,008 (-8%) 23mo $277,500 $275 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-19.3%
Equity multiple
0.34×
Total profit
$-50,812
Equity at exit
$41,003
10-year hold
IRR
-18.7%
Equity multiple
0.11×
Total profit
$-68,365
Equity at exit
$23,777

Cash invested: $77,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 22602

Home prices YoY
-20.0%
Rents YoY
-2.5%
Active inventory
312
Price-to-rent
11.0×

Monthly cashflow live

Estimated rent
$2,082 medium interval (Pro) →
Mortgage (P&I)
$1,442
Tax from tax record
$88 /mo · $1,061/yr
Insurance
$115
HOA
$0
Vacancy / Maint / Mgmt
$437
Net cashflow
$-0

Break-even live

Break-even rent $2,082
Max offer price $274,937
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,750
Closing costs
$8,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-05-11
    status Pending
  2. 2026-04-26
    listed $275,000 Active
  3. 2026-04-24
    historical $275,000
  4. 2021-11-16
    soldstatus $223,000
  5. 2021-11-15
    soldstatus $223,000 Closed 657-char remark
    Show marketing remark (657 chars)

    You will LOVE this adorable cottage in Shawneeland! Owner upgrades in last 5 years include mini-split for heating/cooling, stainless appliances, double oven, dishwasher, new hot water heater, and gorgeous finished entry room! Vaulted ceiling, hardwood flooring, stone fireplace with gas log, and dual lofts for 3rd bedroom and storage. Rear deck and patio overlook fenced yard with raised garden beds. Aqua America water and separate well for outdoor water use. Secure storage shed with electric and ample parking in horseshoe driveway. Enjoy the private lake and all the Shawneeland amenities, just 15 minutes from downtown Winchester! Better hurry. .. .

  6. 2021-09-29
    status Pending 657-char remark
    Show marketing remark (657 chars)

    You will LOVE this adorable cottage in Shawneeland! Owner upgrades in last 5 years include mini-split for heating/cooling, stainless appliances, double oven, dishwasher, new hot water heater, and gorgeous finished entry room! Vaulted ceiling, hardwood flooring, stone fireplace with gas log, and dual lofts for 3rd bedroom and storage. Rear deck and patio overlook fenced yard with raised garden beds. Aqua America water and separate well for outdoor water use. Secure storage shed with electric and ample parking in horseshoe driveway. Enjoy the private lake and all the Shawneeland amenities, just 15 minutes from downtown Winchester! Better hurry. .. .

  7. 2021-09-24
    listed $210,000 Active 657-char remark
    Show marketing remark (657 chars)

    You will LOVE this adorable cottage in Shawneeland! Owner upgrades in last 5 years include mini-split for heating/cooling, stainless appliances, double oven, dishwasher, new hot water heater, and gorgeous finished entry room! Vaulted ceiling, hardwood flooring, stone fireplace with gas log, and dual lofts for 3rd bedroom and storage. Rear deck and patio overlook fenced yard with raised garden beds. Aqua America water and separate well for outdoor water use. Secure storage shed with electric and ample parking in horseshoe driveway. Enjoy the private lake and all the Shawneeland amenities, just 15 minutes from downtown Winchester! Better hurry. .. .

  8. 2016-08-18
    soldstatus $119,900
  9. 2016-08-17
    soldstatus $119,900 390-char remark
    Show marketing remark (390 chars)

    Superbly remodeled cottage with front entrance sunroom, wood floors thru out, two story field stone fireplace in open living room, dual lofts and one permanent staircase, remodeled kitchen with rear door, open dining area with patio door to deck, brick patio adjacent to deck, level lot, fenced rear yard, storage shed with covered firewood storage area, horseshoe driveway and parking area

  10. 2016-08-17
    soldstatus $119,900 Sold
    Show marketing remark (390 chars)

    Superbly remodeled cottage with front entrance sunroom, wood floors thru out, two story field stone fireplace in open living room, dual lofts and one permanent staircase, remodeled kitchen with rear door, open dining area with patio door to deck, brick patio adjacent to deck, level lot, fenced rear yard, storage shed with covered firewood storage area, horseshoe driveway and parking area

  11. 2016-06-17
    status Contingent (No Kick Out)
  12. 2016-06-09
    listed $119,900 Active
  13. 2008-08-03
    historical
  14. 2007-04-27
    listed
  15. 2006-02-24
    soldstatus $160,000
  16. 2006-02-20
    soldstatus $160,000
  17. 2006-01-20
    historical
  18. 2006-01-11
    listed $169,000
  19. 2005-10-01
    soldstatus $100,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

Current annual tax
$1,061 · $88/mo
Projected year-2 tax
$2,255 · $188/mo
Expected delta
+$1,194/yr (+$100/mo · 112.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥100°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,984
− Mortgage interest
−$15,404
− Property taxes
−$1,061
− Insurance
−$1,375
− Repairs & maintenance
−$1,999
− Management
−$1,999
− Depreciation
−$8,000
Taxable loss
−$4,854
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,165
After-tax cash flow
$1,161/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Frederick County Public School District
NCES district ID
5101470
Math proficiency
49% ▼ -30.00%
Reading proficiency
64% ▼ -10.00%
Median HH income
$67,049
Composite
49.75/100
National rank
#1964
State rank
#65 of 131 in VA

Livability — Shawneeland

Score
64/100
State rank
#359
US rank
#14402

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Shawneeland, VA
County
Frederick County · 60,887 people
Metro
Winchester, VA-WV
Population (ZIP)
32,840
Household income
$101,398
Rent vs Own
19.3% rent · 80.7% own
Severe rent burden
294.0

Population outlook (Frederick County) Hauer SSP2

Today (2025)
92,976 people
By 2030
97,195 · +4.5%
By 2040
104,149 · +12.0%
By 2050
108,407 · +16.6%
By 2075
116,431 · +25.2%
By 2100
114,323 · +23.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Hispanic / Latino 12% Two or more races 5% Black 3% Asian 2%
Hispanic origin (detail)
Mexican 6% Puerto Rican 1%
Common ancestry
Lithuanian 3% Serbian 2% Romanian 2%
Foreign-born
8% · Canada, China
Languages at home
88% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Frederick

2024 margin
Strong R (+28.4) · D 35.2% · R 63.6% · Other 1.1%
2008→2024 swing
-7.0pp toward R · 2008: -21.4pp · 2024: -28.4pp
All cycles
2024: R+28.4 2020: R+27.4 2016: R+35.3 2012: R+28.0 2008: R+21.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -52.39%
Current HPI
209.8801
Rent YoY
▼ -2.55%
Metro
Winchester, VA-WV
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

+175.0% since first listed
19 events — show timeline
  • 2026-05-11 Pending BRIGHT MLS
  • 2026-04-26 Listed $275,000 BRIGHT MLS
  • 2026-04-24 Coming Soon $275,000 BRIGHT MLS
  • 2021-11-16 Sold (Public Records) $223,000 Public Records
  • 2021-11-15 Sold (MLS) $223,000 BRIGHT MLS
  • 2021-09-29 Pending BRIGHT MLS
  • 2021-09-24 Listed $210,000 BRIGHT MLS
  • 2016-08-18 Sold (Public Records) $119,900 Public Records
  • 2016-08-17 Sold (MLS) $119,900 MRIS
  • 2016-08-17 Sold (MLS) $119,900 BRIGHT MLS
  • 2016-06-17 Pending MRIS
  • 2016-06-09 Listed $119,900 MRIS
  • 2008-08-03 Delisted MRIS
  • 2007-04-27 Listed MRIS
  • 2006-02-24 Sold (Public Records) $160,000 Public Records
  • 2006-02-20 Sold (MLS) $160,000 MRIS
  • 2006-01-20 Delisted MRIS
  • 2006-01-11 Listed $169,000 MRIS
  • 2005-10-01 Sold (Public Records) $100,000 Public Records

Property tax history

-0.1%/yr

Latest (2025): $1,061 · -30.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…