5316 53rd Ave E Unit A10 · Samoset, FL 34203

$95,500

2 bd · 1.0 ba · 684 sqft · Manufactured public records · 13 Days on market

Built 1970 4,021 sqft lot Est $84k · 14% over $332/mo HOA · 18% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +4.4/10.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Rent growth +2.3/5.0
• ARV discount +1.4/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Let us welcome you to an absolutely beautiful unit in a well sought out community of Westwinds. This unit is an easy location to enter and exit will surprise you is so many ways. Beautifully maintained inside and outside. Entering the home in the new ceramic tiled patio with cable and refrigerator to entertain guest and family on vacation, the home is so very spacious, perfect space in the living/family area and so smartly decorated without any obstructing built-ins. The kitchen has all newer features and enough space for family and friends. Very spacious Master bedroom with all maintenance free living throughout the home. The new windows are a great feature to keep your home almost soundproof. The new A/C will keep your bills low and efficient. The Community features the clubhouse and awesome pool area, you and your family and quest will absolute love this unit. Our location is in sink with the best shopping, golfing, dining, beaches and public activities. We are ready for you!

Key facts

• Newer front windows
• Open floor plan
• Spacious shed

Tags

• OPEN FLOOR PLAN
• VAULTED CEILINGS
• NEWER FRONT WINDOWS
• COVERED CARPORT
• ADDITIONAL DRIVEWAY PARKING
• SPACIOUS SHED

Property features AI

Finance

• Other: Total annual community fees $3,600
• Financial info: Turnkey / furnished; Lease restrictions apply
• HOA & community: Westwinds Village community with monthly HOA of $300; HOA includes cable TV, internet, grounds maintenance, sewer, trash and water; Association approval required; Senior community; Clubhouse; Pool; Pets allowed (cats and dogs, with limits)

Exterior

• Parking: Covered parking; Driveway; Tandem parking; 2-space carport
• Utilities: Public water; Public sewer; Cable connected; Electricity connected; Water connected; Sewer connected
• Home design: Residential mobile home (double wide); One level; Faces east; Customized wheelchair accessible
• Construction: Frame construction; Metal roof; Built as double wide
• Exterior features: Rain gutters; Shed(s); Near golf course; Paved lot; Asphalt road

Interior

• Kitchen: Microwave; Range; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Laminate; Vinyl
• Bathrooms: 1 full bathroom
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: Ceiling fans; Open floorplan; Window treatments
• Laundry & utility: Washer; Dryer; Electric water heater; Outdoor laundry

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $96k.

Deal economics

• At list price, monthly cash flow is $438 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $96k).
• Cap rate 11.8% vs local median 4.3% in Samoset — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#645 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, amenities F, commute F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-1.0%/yr); 384 active listings in the ZIP; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
• This rent runs 31% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $660 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $27k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 7y ago; this cycle's ask has dropped $30k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $95,500

Questions for the listing agent

1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.94% ✓
• Cap rate: 11.79%
• Cash-on-cash: 19.65%
• DSCR: 1.87
• GRM: 4.3

CMA / ARV

• ARV (on-the-fly): $84,132
• Comps found: 10

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5316 53rd Ave E Unit M4	0.19mi	2/1.0	672 (-2%)	3mo	$73,000	$109	86
5316 53rd Ave E Unit B6	0.10mi	2/1.0	672 (-2%)	10mo	$50,000	$74	84
5316 53 Ave E Unit I5	0.27mi	2/1.0	690 (+1%)	3mo	$84,900	$123	83
5316 53rd Ave E Unit Q6	0.16mi	2/1.0	672 (-2%)	10mo	$80,000	$119	81
5316 53rd Ave E Unit Q8	0.17mi	2/1.0	672 (-2%)	12mo	$99,000	$147	79
5316 53rd Ave E Unit E2	0.11mi	2/2.0	736 (+8%)	1mo	$75,000	$102	78
5316 53rd Ave E Unit K29	0.25mi	2/2.0	672 (-2%)	10mo	$111,000	$165	73
5316 53rd Ave E Unit A3	0.06mi	2/2.0	768 (+12%)	12mo	$65,000	$85	63
5316 53rd Ave E Unit I10	0.31mi	2/1.5	744 (+9%)	8mo	$98,000	$132	62
5707 45th St E #81	0.66mi	2/2.0	736 (+8%)	6mo	$105,000	$143	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 7.3%
• Equity multiple: 1.27×
• Total profit: $7,234
• Equity at exit: $14,239

10-year hold

• IRR: 12.8%
• Equity multiple: 1.83×
• Total profit: $22,260
• Equity at exit: $8,257

Cash invested: $26,740 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34203

• Home prices YoY: -24.5%
• Rents YoY: -1.0%
• Active inventory: 384
• Price-to-rent: 4.3×

Monthly cashflow live

• Estimated rent: $1,851 medium
• Mortgage (P&I): −$501
• Tax from tax record: −$152 /mo · $1,826/yr
• Insurance: −$40
• HOA: −$332
• Vacancy / Maint / Mgmt: −$389
• Net cashflow: $438

Break-even live

Break-even rent $1,297

Max offer price $95,500

Occupancy floor 71%

Sensitivity live

Price	-10% $492	-5% $465	+0% $438	+5% $411	+10% $384
Rent	-10% $292	-5% $365	+0% $438	+5% $511	+10% $584
Rate	-1.0pp $486	-0.5pp $462	base $438	+0.5pp $413	+1.0pp $388

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,875
• Closing costs: $2,865
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $332 · $3,984/yr
• Likely covers: cablepool

Listing history 19 events

1. 2026-06-18
   days on market $95,500 Active 13 DOM
2. 2026-06-17
   days on market $95,500 Active 12 DOM
3. 2026-06-16
   days on market $95,500 Active 11 DOM
4. 2026-06-15
   days on market $95,500 Active 10 DOM
5. 2026-06-13
   days on market $95,500 Active 8 DOM
6. 2026-06-13
   days on market $95,500 Active 7 DOM
7. 2026-06-10
   days on market $95,500 Active 5 DOM
8. 2026-06-09
   days on market $95,500 Active 4 DOM
9. 2026-06-08
   days on market $95,500 Active 3 DOM
10. 2026-06-07
    pricedays on marketlisting id $95,500 Active 2 DOM
11. 2026-03-17
    price $115,000
12. 2025-10-10
    listed $125,000 Active
13. 2024-01-31
    status Pending
14. 2024-01-30
    historical
15. 2024-01-26
    listed $195,000 Active
16. 2019-08-27
    soldstatus $108,000 Sold 993-char remark

    Show marketing remark (993 chars)

    Let us welcome you to an absolutely beautiful unit in a well sought out community of Westwinds. This unit is an easy location to enter and exit will surprise you is so many ways. Beautifully maintained inside and outside. Entering the home in the new ceramic tiled patio with cable and refrigerator to entertain guest and family on vacation, the home is so very spacious, perfect space in the living/family area and so smartly decorated without any obstructing built-ins. The kitchen has all newer features and enough space for family and friends. Very spacious Master bedroom with all maintenance free living throughout the home. The new windows are a great feature to keep your home almost soundproof. The new A/C will keep your bills low and efficient. The Community features the clubhouse and awesome pool area, you and your family and quest will absolute love this unit. Our location is in sink with the best shopping, golfing, dining, beaches and public activities. We are ready for you!

17. 2019-07-22
    status Pending 993-char remark

    Show marketing remark (993 chars)

    Let us welcome you to an absolutely beautiful unit in a well sought out community of Westwinds. This unit is an easy location to enter and exit will surprise you is so many ways. Beautifully maintained inside and outside. Entering the home in the new ceramic tiled patio with cable and refrigerator to entertain guest and family on vacation, the home is so very spacious, perfect space in the living/family area and so smartly decorated without any obstructing built-ins. The kitchen has all newer features and enough space for family and friends. Very spacious Master bedroom with all maintenance free living throughout the home. The new windows are a great feature to keep your home almost soundproof. The new A/C will keep your bills low and efficient. The Community features the clubhouse and awesome pool area, you and your family and quest will absolute love this unit. Our location is in sink with the best shopping, golfing, dining, beaches and public activities. We are ready for you!

18. 2019-07-12
    listed $114,900 Active 993-char remark

    Show marketing remark (993 chars)

    Let us welcome you to an absolutely beautiful unit in a well sought out community of Westwinds. This unit is an easy location to enter and exit will surprise you is so many ways. Beautifully maintained inside and outside. Entering the home in the new ceramic tiled patio with cable and refrigerator to entertain guest and family on vacation, the home is so very spacious, perfect space in the living/family area and so smartly decorated without any obstructing built-ins. The kitchen has all newer features and enough space for family and friends. Very spacious Master bedroom with all maintenance free living throughout the home. The new windows are a great feature to keep your home almost soundproof. The new A/C will keep your bills low and efficient. The Community features the clubhouse and awesome pool area, you and your family and quest will absolute love this unit. Our location is in sink with the best shopping, golfing, dining, beaches and public activities. We are ready for you!

19. 1991-11-15
    soldstatus $20,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,826 · $152/mo
• Projected year-2 tax: $1,826 · $152/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 10% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 31 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,216
• − Mortgage interest: −$5,349
• − Property taxes: −$1,826
• − Insurance: −$478
• − Repairs & maintenance: −$1,777
• − Management: −$1,777
• − HOA: −$3,984
• − Depreciation: −$2,778
• Taxable income: $4,246
• Est. tax owed @ 24.0%: −$1,019
• After-tax cash flow: $4,234/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — Samoset

• Score: 65/100
• State rank: #645
• US rank: #12763

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Manatee County · 416,364 people
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 40,618
• Household income: $70,761
• Rent vs Own: 27.3% rent · 72.7% own
• Severe rent burden: 1469.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (65%)
• Race & ethnicity: White 65% Hispanic / Latino 19% Two or more races 12% Black 9% Asian 5%
• Hispanic origin (detail): Mexican 9% Puerto Rican 3% Cuban 2% Dominican 1%
• Common ancestry: Lithuanian 3% Romanian 3% Slovak 2%
• Foreign-born: 17% · Canada, Vietnam, Dominican Republic
• Languages at home: 76% English-only · Spanish 16% Vietnamese 2% Other Indo-European 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -95.87%
• Current HPI: 295.8871
• Rent YoY: ▼ -0.97%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+475.0% since first listed

9 events — show timeline

• 2026-03-17 Price Changed $115,000 Stellar MLS as Distributed by MLS Grid
• 2025-10-10 Listed $125,000 Stellar MLS as Distributed by MLS Grid
• 2024-01-31 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-01-30 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-01-26 Listed $195,000 Stellar MLS as Distributed by MLS Grid
• 2019-08-27 Sold (MLS) $108,000 Stellar MLS as Distributed by MLS Grid
• 2019-07-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-07-12 Listed $114,900 Stellar MLS as Distributed by MLS Grid
• 1991-11-15 Sold (Public Records) $20,000 Public Records

Property tax history

+9.6%/yr

Latest (2025): $1,826 · -2.4% YoY. Source: county tax records.