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12880 W Whirlaway Dr
D+ Composite 48.69
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.7/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.2/10.0
  • 1% rule +5.2/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Schools +2.2/10.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$180,000

12880 W Whirlaway Dr · West Odessa, TX 79763
3 bd · 2.0 ba · 1,216 sqft · SingleFamily · 26 Days on market
Built 1998 Fair condition 1.00 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Cash -only sale! Great Investment opportunity on 1 acre featuring a 3 bed 2 bath mobile home with 3 RV hookups already installed. Property includes a large chicken barn/storage building with multiple uses such as workshop, storage or livestock space. Plenty of room for country living, Rentals or future improvements. Water well not working using a water tank for water.

Key facts

  • Chicken barn
  • 3 rv hookups
  • Storage building

Tags

1 ACRE3 RV HOOKUPSCHICKEN BARNSTORAGE BUILDINGWORKSHOPLIVESTOCK SPACE

Property features AI

Exterior

  • Utilities: Well water; Septic tank sewer; Propane
  • Home design: Residential single-family home; Single wide mobile body type
  • Construction: Built on other-type foundation; Other roof
  • Exterior features: Patio; Solar panels

Interior

  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Water heater; No fireplace listed

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $180k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $212 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $180k).
  • Recommended offer: $177k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 61/100 on livability (#1,026 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, crime F, amenities F.
  • Ector County ISD (urban): math 22% / reading 27% proficiency, ranked #707 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Lauro Cavazos El (math 12% / reading 15%, grade F, #4,138 of 4,322 statewide, top 96%, 680 students, 83% FRL); Ector College Prep Success Academy (math 18% / reading 24%, grade F, #1,387 of 1,662 statewide, top 85%, 1,384 students, 72% FRL, charter); Odessa H S (math 18% / reading 22%, grade F, #1,397 of 1,632 statewide, top 87%, 3,874 students, 68% FRL) — zoned schools average 75% FRL vs 56% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 123 active listings in the ZIP; 1,004 units permitted in Ector County in 2024 (0 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Ector County population projected at +78% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 26 days — a 2% lower offer ($177k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $177,300 (1.5% below list)

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
7.70%
Cash-on-cash
5.04%
DSCR
1.22
GRM
8.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.5%
Equity multiple
0.69×
Total profit
$-15,665
Equity at exit
$26,839
10-year hold
IRR
1.1%
Equity multiple
1.08×
Total profit
$3,823
Equity at exit
$15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79763

Active inventory
123
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$1,842 medium interval (Pro) →
Mortgage (P&I)
$944
Tax est. 1.5%
$225 /mo · $2,700/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$387
Net cashflow
$212

Break-even live

Break-even rent $1,575
Max offer price $180,000
Occupancy floor 84%

Sensitivity live

Price -10% $336 -5% $274 +0% $212 +5% $149 +10% $87
Rent -10% $66 -5% $139 +0% $212 +5% $284 +10% $357
Rate -1.0pp $302 -0.5pp $257 base $212 +0.5pp $165 +1.0pp $117

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-21
    days on market $180,000 Active 26 DOM
  2. 2026-06-19
    days on market $180,000 Active 24 DOM
  3. 2026-06-18
    days on market $180,000 Active 23 DOM
  4. 2026-06-17
    days on market $180,000 Active 22 DOM
  5. 2026-06-16
    days on market $180,000 Active 21 DOM
  6. 2026-06-15
    days on market $180,000 Active 20 DOM
  7. 2026-06-14
    days on market $180,000 Active 18 DOM
  8. 2026-06-13
    days on market $180,000 Active 17 DOM
  9. 2026-06-10
    days on market $180,000 Active 15 DOM
  10. 2026-06-09
    days on market $180,000 Active 14 DOM
  11. 2026-06-08
    days on market $180,000 Active 13 DOM
  12. 2026-06-07
    days on market $180,000 Active 12 DOM
  13. 2026-06-03
    days on market $180,000 Active 7 DOM
  14. 2026-06-01
    days on market $180,000 Active 6 DOM
  15. 2026-05-31
    days on market $180,000 Active 5 DOM
  16. 2026-05-30
    days on market $180,000 Active 4 DOM
  17. 2026-05-26
    listed $180,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 6/10 Major 7 d/yr ≥102°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,109
− Mortgage interest
−$10,083
− Property taxes
−$2,700
− Insurance
−$900
− Repairs & maintenance
−$1,769
− Management
−$1,769
− Depreciation
−$5,236
Taxable loss
−$348
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$83
After-tax cash flow
$2,622/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 22 photos

Fair 45/100 Moderate rehab

This mobile home requires moderate repairs and updates to improve its condition and increase its value for resale or rental.

Repairs flagged

  • Moderate kitchen cabinets — dated and in need of replacement
  • Moderate kitchen countertops — dated and in need of replacement
  • Moderate bathroom fixtures — basic and in need of replacement
  • Major exterior siding — rusty and in need of replacement
  • Major deck — worn and in need of repair or replacement

Value-add opportunities

  • Both paint interior walls — improves appearance and value
  • Both replace kitchen cabinets and countertops — modernizes the space and increases value
  • Both replace bathroom fixtures — modernizes the space and increases value
  • Both repair or replace deck — improves curb appeal and functionality

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · dated and in need of replacement Moderate $3,000–15,000
kitchen countertops · dated and in need of replacement Moderate $3,000–15,000
bathroom fixtures · basic and in need of replacement Moderate $3,000–15,000
exterior siding · rusty and in need of replacement Major $15,000–50,000
deck · worn and in need of repair or replacement Major $15,000–50,000
Total estimated repair cost · 5 items $39,000–145,000

Value-add ROI direction

  • Both paint interior walls — improves appearance and value
  • Both replace kitchen cabinets and countertops — modernizes the space and increases value
  • Both replace bathroom fixtures — modernizes the space and increases value
  • Both repair or replace deck — improves curb appeal and functionality

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Ector County ISD
NCES district ID
4818000
Math proficiency
22% ▼ -9.00%
Reading proficiency
27% ▼ -4.00%
Median HH income
$52,740
Composite
21.89/100
National rank
#8233
State rank
#707 of 826 in TX

Livability — West Odessa

Score
61/100
State rank
#1026
US rank
#18223

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment B- Housing A+ Health & safety C- User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Odessa, TX
County
Ector County · 131,169 people
City population
61,683
Metro
Odessa, TX
Population (ZIP)
35,174
Household income
$56,877
Rent vs Own
29.6% rent · 70.4% own
Severe rent burden
842.0

Population outlook (Ector County) Hauer SSP2

Today (2025)
212,765 people
By 2030
241,962 · +13.7%
By 2040
306,582 · +44.1%
By 2050
379,755 · +78.5%
By 2075
568,991 · +167.4%
By 2100
709,829 · +233.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (76%)
Race & ethnicity
Hispanic / Latino 76% Two or more races 24% White 19% Black 2%
Hispanic origin (detail)
Mexican 72%
Common ancestry
Lithuanian 1% Slovak 1%
Foreign-born
22% · Canada
Languages at home
39% English-only · Spanish 60%

Political lean MEDSL · Ector

2024 margin
Solid R (+52.9) · D 23.2% · R 76.1%
2008→2024 swing
-4.9pp toward R · 2008: -48.0pp · 2024: -52.9pp
All cycles
2024: R+52.9 2020: R+47.8 2016: R+40.6 2012: R+48.9 2008: R+48.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -213.81%
Current HPI
254.9773
Rent YoY
Metro
Odessa, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-26 Listed $180,000 ODMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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