210 Parkside Dr #210 · Suffern, NY 10901

$140,000

1 bd · 1.0 ba · 700 sqft · Condo · 60 Days on market

Built 1978 $961/mo HOA

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.9/30.0
• ARV discount +10.8/15.0
• 1% rule +10.0/10.0
• DSCR +5.6/10.0
• Schools +5.1/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Move Right In! Bright, Beautiful & Perfectly Located. Welcome to this renovated, first-floor 1-bedroom co-op in the desirable Stonegate community. Tucked away in a peaceful courtyard setting, this sun-filled home offers the ideal blend of modern updates and comfort. Step inside to discover a remodeled kitchen featuring stainless steel appliances, newer flooring, and a bright windowed eat-in area that fills the space with natural light. The spacious open living room boasts a wall of windows, creating a warm and inviting atmosphere throughout the home. The oversized bedroom offers exceptional comfort and includes a large walk-in closet, while the bathroom features neutral finishes, a modern vanity, and updated lighting for a fresh, clean look. As warmer weather approaches, relax with your morning coffee on the deck. Additional highlights include ceiling fans, two new A/C units, private storage, laundry and an assigned parking space. Monthly maintenance offers exceptional value, covering heat, gas, water, and taxes, making this a truly low-maintenance lifestyle. Enjoy the benefits of being a homeowner, as co-op ownership deductions and NYS STAR tax savings could apply. Location is everything...take a leisurely stroll at nearby Foxwood Pond. Just minutes to downtown Suffern, where you will find shops, restaurants and a movie theater. Easy access to NY/NJ highways, trains and buses, make commuting to NYC/NJ or Westchester simple and convenient.

Key facts

• Oversized bedroom
• Renovated kitchen
• Large walk-in closet

Tags

• RENOVATED KITCHEN
• STAINLESS STEEL APPLIANCES
• BRIGHT WINDOWED EAT-IN AREA
• OVERSIZED BEDROOM
• LARGE WALK-IN CLOSET
• MODERN VANITY

🏢 Co-op / cooperative unit. The $140,000 price buys shares in the cooperative corporation, not the real estate itself — so it isn't comparable to a fee-simple sale price, and the cashflow / cap-rate / 1%-rule cards below (which assume you own the property and can rent it out) don't apply here. Expect board approval and a monthly maintenance fee on top of the price.

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $140k.

Deal economics

• At list price, monthly cash flow is $118 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $140k).
• Recommended offer: $136k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.3% vs local median 3.2% in Suffern — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#546 in NY) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, schools B; Watch: amenities F, commute F, cost of living F.
• Suffern Central School District (suburban): math 53% / reading 59% proficiency, ranked #242 of 590 in NY (top 41%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 18% free/reduced lunch — higher-income household profile.
• Market conditions: 230 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 429 units permitted in Rockland County in 2024 (231 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Rockland County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 60 days — a 3% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $69k; list at $140k implies a 103% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 37% of rent.

Recommended offer $135,800 (3.0% below list)

Questions for the listing agent

1. It's been on market 60 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.85% ✓
• Cap rate: 7.30%
• Cash-on-cash: 3.61%
• DSCR: 1.16
• GRM: 4.5

CMA / ARV

• ARV (median comp): $151,172
• List price: $140,000
• Delta: -7.39%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -10.1%
• Equity multiple: 0.63×
• Total profit: $-14,538
• Equity at exit: $20,874

10-year hold

• IRR: -0.2%
• Equity multiple: 0.99×
• Total profit: $-420
• Equity at exit: $12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 10901

• Active inventory: 230
• Price-to-rent: 4.5×

Monthly cashflow live

• Estimated rent: $2,591 high
• Mortgage (P&I): −$734
• Tax est. 1.5%: −$175 /mo · $2,100/yr
• Insurance: −$58
• HOA: −$961
• Vacancy / Maint / Mgmt: −$544
• Net cashflow: $118

Break-even live

Break-even rent $2,441

Max offer price $140,000

Occupancy floor 90%

Sensitivity live

Price	-10% $215	-5% $166	+0% $118	+5% $70	+10% $21
Rent	-10% $-87	-5% $16	+0% $118	+5% $220	+10% $323
Rate	-1.0pp $189	-0.5pp $154	base $118	+0.5pp $82	+1.0pp $45

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $35,000
• Closing costs: $4,200
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
250-260 Franklin Tpke Mahwah, NJ	1.0	1.0	700	$2,250	$3.21	0d	1	1.08mi
92 Blauvelt Way Suffern, NY	1.0–2.0	1.0–2.0	867	$2,763	$3.19	0d	3	1.27mi
15 Washington Ave Unit 414 Suffern, NY	1.0	1.0	687	$2,700	$3.93	8d	1	1.28mi
15 Washington Ave Unit 316 Suffern, NY	1.0	1.0	735	$2,850	$3.88	25d	1	1.28mi
15 Washington Ave Suffern, NY	1.0–2.0	1.0–2.0	848	$2,400	$2.83	2d	4	1.28mi

HOA detail condo

• Monthly dues: $961 · $11,532/yr
• Likely covers: watergasparking
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 18 events

1. 2026-05-11
   status Pending 1467-char remark

   Show marketing remark (1467 chars)

   Move Right In! Bright, Beautiful & Perfectly Located. Welcome to this renovated, first-floor 1-bedroom co-op in the desirable Stonegate community. Tucked away in a peaceful courtyard setting, this sun-filled home offers the ideal blend of modern updates and comfort. Step inside to discover a remodeled kitchen featuring stainless steel appliances, newer flooring, and a bright windowed eat-in area that fills the space with natural light. The spacious open living room boasts a wall of windows, creating a warm and inviting atmosphere throughout the home. The oversized bedroom offers exceptional comfort and includes a large walk-in closet, while the bathroom features neutral finishes, a modern vanity, and updated lighting for a fresh, clean look. As warmer weather approaches, relax with your morning coffee on the deck. Additional highlights include ceiling fans, two new A/C units, private storage, laundry and an assigned parking space. Monthly maintenance offers exceptional value, covering heat, gas, water, and taxes, making this a truly low-maintenance lifestyle. Enjoy the benefits of being a homeowner, as co-op ownership deductions and NYS STAR tax savings could apply. Location is everything...take a leisurely stroll at nearby Foxwood Pond. Just minutes to downtown Suffern, where you will find shops, restaurants and a movie theater. Easy access to NY/NJ highways, trains and buses, make commuting to NYC/NJ or Westchester simple and convenient.

2. 2026-03-12
   listed $140,000 Active 1467-char remark

   Show marketing remark (1467 chars)

   Move Right In! Bright, Beautiful & Perfectly Located. Welcome to this renovated, first-floor 1-bedroom co-op in the desirable Stonegate community. Tucked away in a peaceful courtyard setting, this sun-filled home offers the ideal blend of modern updates and comfort. Step inside to discover a remodeled kitchen featuring stainless steel appliances, newer flooring, and a bright windowed eat-in area that fills the space with natural light. The spacious open living room boasts a wall of windows, creating a warm and inviting atmosphere throughout the home. The oversized bedroom offers exceptional comfort and includes a large walk-in closet, while the bathroom features neutral finishes, a modern vanity, and updated lighting for a fresh, clean look. As warmer weather approaches, relax with your morning coffee on the deck. Additional highlights include ceiling fans, two new A/C units, private storage, laundry and an assigned parking space. Monthly maintenance offers exceptional value, covering heat, gas, water, and taxes, making this a truly low-maintenance lifestyle. Enjoy the benefits of being a homeowner, as co-op ownership deductions and NYS STAR tax savings could apply. Location is everything...take a leisurely stroll at nearby Foxwood Pond. Just minutes to downtown Suffern, where you will find shops, restaurants and a movie theater. Easy access to NY/NJ highways, trains and buses, make commuting to NYC/NJ or Westchester simple and convenient.

3. 2016-06-02
   soldstatus $69,000 Sold 370-char remark

   Show marketing remark (370 chars)

   spacious first floor co-op unit , features one large bed room, updated bathroom, large living room, dinning room, updated kitchen, low cc/maint. fee include : taxes, cooking & heating gas, water & hot water, all outside maintainance. amenities include :swimming pool, tennis courts, convenient to shopping and major roads, laundry room and storage available.

4. 2016-06-02
   price $69,000 370-char remark

   Show marketing remark (370 chars)

   spacious first floor co-op unit , features one large bed room, updated bathroom, large living room, dinning room, updated kitchen, low cc/maint. fee include : taxes, cooking & heating gas, water & hot water, all outside maintainance. amenities include :swimming pool, tennis courts, convenient to shopping and major roads, laundry room and storage available.

5. 2016-06-01
   soldstatus $69,000
6. 2016-03-22
   historical Pending 370-char remark

   Show marketing remark (370 chars)

   spacious first floor co-op unit , features one large bed room, updated bathroom, large living room, dinning room, updated kitchen, low cc/maint. fee include : taxes, cooking & heating gas, water & hot water, all outside maintainance. amenities include :swimming pool, tennis courts, convenient to shopping and major roads, laundry room and storage available.

7. 2016-03-21
   price $69,900 370-char remark

   Show marketing remark (370 chars)

   spacious first floor co-op unit , features one large bed room, updated bathroom, large living room, dinning room, updated kitchen, low cc/maint. fee include : taxes, cooking & heating gas, water & hot water, all outside maintainance. amenities include :swimming pool, tennis courts, convenient to shopping and major roads, laundry room and storage available.

8. 2016-03-01
   listed $69,900 Active 370-char remark

   Show marketing remark (370 chars)

   spacious first floor co-op unit , features one large bed room, updated bathroom, large living room, dinning room, updated kitchen, low cc/maint. fee include : taxes, cooking & heating gas, water & hot water, all outside maintainance. amenities include :swimming pool, tennis courts, convenient to shopping and major roads, laundry room and storage available.

9. 2016-03-01
   listed $69,900

   Show marketing remark (370 chars)

   spacious first floor co-op unit , features one large bed room, updated bathroom, large living room, dinning room, updated kitchen, low cc/maint. fee include : taxes, cooking & heating gas, water & hot water, all outside maintainance. amenities include :swimming pool, tennis courts, convenient to shopping and major roads, laundry room and storage available.

10. 2014-09-25
    historical Expired
11. 2014-09-24
    historical
12. 2014-06-16
    price
13. 2014-04-05
    listed Active
14. 2014-03-24
    listed $77,000
15. 2004-02-12
    soldstatus $85,000
16. 2003-12-05
    historical
17. 2003-12-05
    price $89,900
18. 2003-11-11
    listed $85,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $31,087
• − Mortgage interest: −$7,842
• − Property taxes: −$2,100
• − Insurance: −$700
• − Repairs & maintenance: −$2,487
• − Management: −$2,487
• − HOA: −$11,532
• − Depreciation: −$4,073
• Taxable loss: −$134
• Est. tax savings @ 24.0%: +$32
• After-tax cash flow: $1,449/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Suffern Central School District
• NCES district ID: 3628320
• Math proficiency: 53% ▼ -17.00%
• Reading proficiency: 59% ▼ -4.00%
• Median HH income: $85,871
• Composite: 51.17/100
• National rank: #1758
• State rank: #242 of 590 in NY

Livability — Suffern

• Score: 68/100
• State rank: #546
• US rank: #9788

Category grades

Amenities F Commute F Cost of living F Crime C+ Employment A+ Housing A+ Health & safety D- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Suffern, NY
• County: Rockland County · 98,828 people
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 27,095
• Household income: $108,041
• Rent vs Own: 28.8% rent · 71.2% own
• Severe rent burden: 828.0

Population outlook (Rockland County) Hauer SSP2

• Today (2025): 339,642 people
• By 2030: 345,987 · +1.9%
• By 2040: 357,178 · +5.2%
• By 2050: 362,456 · +6.7%
• By 2075: 367,281 · +8.1%
• By 2100: 328,211 · -3.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Hispanic / Latino 13% Black 10% Two or more races 6% Asian 5%
• Hispanic origin (detail): Mexican 5% Puerto Rican 3% Dominican 2%
• Common ancestry: Romanian 8% Scotch-Irish 4% Hispanic 4%
• Foreign-born: 18% · Canada, China, South Korea
• Languages at home: 69% English-only · Spanish 10% German/W. Germanic 5% French/Haitian/Cajun 3%

Political lean MEDSL · Rockland

• 2024 margin: R (+11.8) · D 44.1% · R 55.9%
• 2008→2024 swing: -17.7pp toward R · 2008: 5.9pp · 2024: -11.8pp
• All cycles: 2024: R+11.8 2020: D+1.7 2016: D+5.1 2012: D+6.6 2008: D+5.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -582.29%
• Current HPI: 282.4798
• Rent YoY: —
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+64.7% since first listed

18 events — show timeline

• 2026-05-11 Pending — OneKey® MLS as Distributed by MLS Grid
• 2026-03-12 Listed $140,000 OneKey® MLS as Distributed by MLS Grid
• 2016-06-02 Price Changed $69,000 HGMLS
• 2016-06-02 Sold (MLS) $69,000 HGMLS
• 2016-06-01 Sold (MLS) $69,000 OneKey® MLS as Distributed by MLS Grid
• 2016-03-22 Contingent — HGMLS
• 2016-03-21 Price Changed $69,900 HGMLS
• 2016-03-01 Listed $69,900 HGMLS
• 2016-03-01 Listed $69,900 OneKey® MLS as Distributed by MLS Grid
• 2014-09-25 Delisted — HGMLS
• 2014-09-24 Listing Removed — OneKey® MLS as Distributed by MLS Grid
• 2014-06-16 Price Changed — HGMLS
• 2014-04-05 Listed — HGMLS
• 2014-03-24 Listed $77,000 OneKey® MLS as Distributed by MLS Grid
• 2004-02-12 Sold (MLS) $85,000 HGMLS
• 2003-12-05 Price Changed $89,900 HGMLS
• 2003-12-05 Delisted — HGMLS
• 2003-11-11 Listed $85,000 HGMLS