1339 U St SE · Washington, DC 20020

$580,000

4 bd · 2.5 ba · 2,832 sqft · SingleFamily public records · 146 Days on market

Built 1905 4,792 sqft lot Est $688k · 16% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.4/30.0
• ARV discount +14.6/15.0
• DSCR +4.7/10.0
• Livability +3.7/5.0
• Schools +3.6/10.0
• Rent growth +3.5/5.0
• 1% rule +3.4/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Motivated sellers. Priced improved. This charming Colonial twin home offers a perfect blend of comfort and community, featuring six spacious bedrooms and three full bathrooms. The inviting layout is enhanced by a cozy fireplace, perfect for gathering with loved ones during chilly evenings. The main floor laundry adds convenience to your daily routine, while the enclosed patio provides a serene space to unwind or entertain. The kitchen is equipped with modern stainless steel appliances, including a gas oven/range, refrigerator, and disposal, making meal preparation a delight. Nestled in a vibrant neighborhood, this home is just a stone's throw from local parks, where you can enjoy leisurely

Key facts

• Main floor laundry
• Metro subway station
• Cozy fireplace

Tags

• COZY FIREPLACE
• MAIN FLOOR LAUNDRY
• ENCLOSED PATIO
• LOCAL PARKS
• METRO SUBWAY STATION
• AIRPORT WITHIN TEN MILES

Property features AI

Exterior

• Parking: Dirt driveway; Driveway parking with 4 spaces (4 total garage/parking spaces reported)
• Utilities: Public water; Public septic; Electric available; Natural gas available; Sewer available; Hot water: natural gas
• Home design: Semi-detached; Two stories; Historic property; Fee simple ownership
• Construction: Combination construction materials; Crawl space foundation; Double-pane windows; Effective year of major remodel: 2005
• Exterior features: Large lot; Wood fencing; Enclosed patio/porch; Shed and shed shop (other structures above grade)

Interior

• Kitchen: Stainless steel appliances; Gas oven/range; Refrigerator; Exhaust fan
• Bedrooms: Four bedrooms on the upper level; Two bedrooms on the main level
• Flooring: Hardwood; Ceramic tile; Carpet
• Bathrooms: Two full bathrooms on the upper level; One full bathroom on the main level; Three full bathrooms total
• Heating & cooling: Central heating (natural gas); Central air conditioning (electric)
• Interior features: Wood floors; Dry wall walls and ceilings; Has fireplace (1)
• Laundry & utility: Washer; Dryer (gas); Laundry located on the main floor

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $580k.

Deal economics

• At list price, monthly cash flow is $220 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $485k (16.4% below list).
• Recommended offer: $485k (16.4% below list) — sets the bar for 1% rule.
• Cap rate 6.7% vs local median 2.5% in Washington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#1 in DC) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
• District Of Columbia Public Schools (urban): math 33% / reading 40% proficiency, ranked #8 of 32 in DC (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Ketcham Es (284 students, 0% FRL); Kramer Ms (203 students, 0% FRL); Anacostia Hs (287 students, 0% FRL) — zoned schools average 0% FRL vs 65% district-wide (65 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising (+3.9%/yr); 298 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 1,737 units permitted in District of Columbia in 2024 (1,506 in 5+ unit buildings).
• At $4,851/mo this rent would consume 108% of the median local household income ($54k/yr) (locally 5148% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $17k of value loss. Plan a longer hold.
• District of Columbia County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 146 days — a 12% lower offer ($510k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $95k; list at $580k implies a 511% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1905 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $485,114 (16.4% below list)

Questions for the listing agent

1. It's been on market 146 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
2. Built in 1905 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.84% ✗
• Cap rate: 6.75%
• Cash-on-cash: 1.63%
• DSCR: 1.07
• GRM: 10.0

CMA / ARV

• ARV (on-the-fly): $688,176
• Comps found: 8

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2247 Mount View Pl SE	0.24mi	4/3.5	2,663 (-6%)	2mo	$730,000	$274	73
1334 T St SE	0.14mi	4/4.0	2,802 (-1%)	21mo	$750,000	$268	68
1227 Talbert St SE	0.40mi	3/2.0 (-1)	3,003 (+6%)	3mo	$758,000	$252	62
1361 Valley Pl SE	0.25mi	4/2.5	2,686 (-5%)	22mo	$395,000	$147	62
2316 Chester St SE	0.25mi	4/2.5	2,428 (-14%)	8mo	$480,000	$198	58
1516 S St SE	0.25mi	3/2.0 (-1)	2,558 (-10%)	15mo	$560,000	$219	53
2211 R St SE	0.68mi	5/4.0 (+1)	2,515 (-11%)	0mo	$610,000	$243	38
1501 Erie St SE	0.60mi	4/4.5	2,493 (-12%)	9mo	$582,700	$234	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.86% rent growth · sell at horizon

5-year hold

• IRR: -12.9%
• Equity multiple: 0.53×
• Total profit: $-75,913
• Equity at exit: $86,480

10-year hold

• IRR: -2.8%
• Equity multiple: 0.81×
• Total profit: $-31,077
• Equity at exit: $50,148

Cash invested: $162,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 0 Strongly Tenant-Friendly
• State District of Columbia: 12 Strongly Tenant-Friendly · D+43
• County: — inherits STATE
• City Washington: 0 Strongly Tenant-Friendly · D+43

Rent Stabilization Program; TOPA gives tenants right of first refusal.

Methodology + full state rankings →

ZIP-level market 20020

• Rents YoY: 3.9%
• Active inventory: 298
• Price-to-rent: 10.0×

Monthly cashflow live

• Estimated rent: $4,851 high
• Mortgage (P&I): −$3,042
• Tax from tax record: −$329 /mo · $3,950/yr
• Insurance: −$242
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,019
• Net cashflow: $220

Break-even live

Break-even rent $4,573

Max offer price $580,000

Occupancy floor 90%

Sensitivity live

Price	-10% $548	-5% $384	+0% $220	+5% $56	+10% $-108
Rent	-10% $-163	-5% $28	+0% $220	+5% $412	+10% $603
Rate	-1.0pp $512	-0.5pp $367	base $220	+0.5pp $70	+1.0pp $-83

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $145,000
• Closing costs: $17,400
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1325 Valley Pl SE Washington, DC	4.0	2.0	2138	$6,500	$3.04	26d	1	0.23mi
1433 Howard Rd SE Washington, DC	5.0	3.5	2000	$7,500	$3.75	20d	1	0.51mi
1516 18th St SE Washington, DC	3.0	2.0	1941	$3,200	$1.65	26d	1	0.54mi
2390 Elvans Rd SE Washington, DC	3.0	2.5	2176	$3,190	$1.47	9d	1	0.79mi
1722 Gainesville St SE Washington, DC	4.0	2.5	2000	$3,490	$1.75	26d	1	0.80mi
2520 Elvans Rd SE Washington, DC	3.0	2.5	2760	$3,800	$1.38	26d	1	0.84mi
2530 Elvans Rd SE Unit B Washington, DC	5.0	3.5	2760	$7,500	$2.72	9d	1	0.85mi
2320 Minnesota Ave SE Washington, DC	3.0	3.5	2052	$3,150	$1.54	26d	1	0.86mi
1354 Pennsylvania Ave SE Washington, DC	3.0	2.5	3200	$4,500	$1.41	9d	1	1.02mi
1016 G St SE Washington, DC	3.0	2.5	2277	$6,000	$2.64	26d	1	1.12mi
3010 V Pl SE Washington, DC	4.0	3.0	2232	$3,500	$1.57	26d	1	1.18mi
2928 Nelson Pl SE Unit 1 Washington, DC	3.0	1.0	2720	$2,300	$0.85	26d	1	1.28mi
329 16th St SE Washington, DC	3.0	3.0	2000	$4,800	$2.40	26d	1	1.30mi
1205 30th St SE Washington, DC	3.0	1.0	3480	$1,750	$0.50	26d	1	1.30mi
629 S Carolina Ave SE Washington, DC	4.0	4.5	4069	$12,000	$2.95	7d	1	1.34mi
1825 Massachusetts Ave SE Washington, DC	3.0	2.5	1957	$4,000	$2.04	26d	1	1.35mi
2121 32nd Pl SE Unit Main Washington, DC	3.0	3.0	3100	$5,500	$1.77	23d	1	1.37mi
237 15th St SE Unit 1 Washington, DC	3.0	3.0	1938	$4,500	$2.32	26d	1	1.39mi
777 C St SE Washington, DC	2.0–3.0	2.0–3.0	1839	$14,994	$8.15	5d	3	1.45mi
1240 Half St SW Washington, DC	4.0	2.0	2000	$4,650	$2.33	20d	1	1.46mi

Listing history 29 events

1. 2026-06-21
   days on market $580,000 Active 146 DOM
2. 2026-06-18
   days on market $580,000 Active 143 DOM
3. 2026-06-17
   days on market $580,000 Active 142 DOM
4. 2026-06-16
   days on market $580,000 Active 141 DOM
5. 2026-06-15
   days on market $580,000 Active 140 DOM
6. 2026-06-13
   days on market $580,000 Active 138 DOM
7. 2026-06-09
   days on market $580,000 Active 134 DOM
8. 2026-06-08
   days on market $580,000 Active 133 DOM
9. 2026-06-07
   days on market $580,000 Active 132 DOM
10. 2026-06-04
    days on market $580,000 Active 129 DOM
11. 2026-06-03
    days on market $580,000 Active 128 DOM
12. 2026-06-02
    days on market $580,000 Active 127 DOM
13. 2026-06-01
    days on market $580,000 Active 126 DOM
14. 2026-05-31
    days on market $580,000 Active 125 DOM
15. 2026-03-02
    price $580,000
16. 2026-01-26
    listed $599,000 Active
17. 2025-12-31
    historical
18. 2025-08-03
    price $599,000
19. 2025-06-05
    price $630,000
20. 2025-06-05
    listed $600,000 Active
21. 2025-06-04
    historical
22. 2003-08-21
    soldstatus $95,000
23. 2003-05-31
    soldstatus $95,000
24. 2003-03-11
    historical
25. 2002-11-26
    listed $99,900
26. 2002-11-26
    historical
27. 2002-08-23
    listed
28. 1993-10-27
    soldstatus $93,150
29. 1993-01-05
    soldstatus $23,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast DC · Partial reset (capped growth)

• Current annual tax: $3,950 · $329/mo
• Projected year-2 tax: $3,950 · $329/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $58,214
• − Mortgage interest: −$32,489
• − Property taxes: −$3,950
• − Insurance: −$2,900
• − Repairs & maintenance: −$4,657
• − Management: −$4,657
• − Depreciation: −$16,873
• Taxable loss: −$7,313
• Est. tax savings @ 24.0%: +$1,755
• After-tax cash flow: $4,394/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: District Of Columbia Public Schools
• NCES district ID: 1100030
• Math proficiency: 33% ▲ 3.00%
• Reading proficiency: 40% ▲ 5.00%
• Median HH income: $67,671
• Composite: 35.84/100
• National rank: #9606
• State rank: #8 of 32 in DC

Livability — Washington

• Score: 73/100
• State rank: #1
• US rank: #5327

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A+ Housing C Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Washington, DC
• County: District of Columbia · 671,873 people
• City population: 671,873
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• Population (ZIP): 53,005
• Household income: $54,032
• Rent vs Own: 69.8% rent · 30.2% own
• Severe rent burden: 5148.0

Population outlook (District of Columbia County) Hauer SSP2

• Today (2025): 821,926 people
• By 2030: 899,517 · +9.4%
• By 2040: 1,061,162 · +29.1%
• By 2050: 1,231,493 · +49.8%
• By 2075: 1,603,312 · +95.1%
• By 2100: 1,847,141 · +124.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (90%)
• Race & ethnicity: Black 90% Two or more races 3% Hispanic / Latino 3% White 3%
• Common ancestry: Lithuanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · District of Columbia

• 2024 margin: Solid D (+86.1) · D 91.2% · R 5.1% · Other 3.8%
• 2008→2024 swing: +0.1pp no change · 2008: 85.9pp · 2024: 86.1pp
• All cycles: 2024: D+86.1 2020: D+86.8 2016: D+88.7 2012: D+84.2 2008: D+85.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -415.44%
• Current HPI: 306.5068
• Rent YoY: ▲ 3.86%
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• State GDP YoY: ▲ 1.33%
• F500 in state: 6

Industry mix (Fortune 500 HQ in DC)

Industry	F500 HQs	Revenue
▸Financial Services	1	$153B
▸Life Sciences / Industrials	1	$25B
▸Industrial Machinery	1	$8B

Price history

+2378.6% since first listed

15 events — show timeline

• 2026-03-02 Price Changed $580,000 BRIGHT MLS
• 2026-01-26 Listed $599,000 BRIGHT MLS
• 2025-12-31 Listing Removed — BRIGHT MLS
• 2025-08-03 Price Changed $599,000 BRIGHT MLS
• 2025-06-05 Price Changed $630,000 BRIGHT MLS
• 2025-06-05 Listed $600,000 BRIGHT MLS
• 2025-06-04 Coming Soon — BRIGHT MLS
• 2003-08-21 Sold (Public Records) $95,000 Public Records
• 2003-05-31 Sold (MLS) $95,000 MRIS
• 2003-03-11 Delisted — MRIS
• 2002-11-26 Delisted — MRIS
• 2002-11-26 Listed $99,900 MRIS
• 2002-08-23 Listed — MRIS
• 1993-10-27 Sold (Public Records) $93,150 Public Records
• 1993-01-05 Sold (Public Records) $23,400 Public Records

Property tax history

+1.1%/yr

Latest (2025): $3,950 · +4.5% YoY. Source: county tax records.