17374 Gadsen Ave · Port Charlotte, FL 33948

$275,000

3 bd · 2.0 ba · 1,472 sqft · Land public records · 280 Days on market

Built 2023 9,999 sqft lot

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.7/30.0
• ARV discount +7.5/15.0
• Schools +4.6/10.0
• 1% rule +3.5/10.0
• DSCR +3.4/10.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Rent growth +2.1/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to the Sun Dial! Custom built by Douglas Brooke Homes. This New Construction home is finished and ready for your family today! NO HOA PAYMENT. The Sun Dial is a true open floor plan featuring an open view from the kitchen area to the great room, perfect for entertaining guests. This desirable floor plan also offers 3 beds, 2 baths, 2 car garage with a spacious lanai. The owner's suit is highlighted with Dual sinks in the ensuite. High end finishes include oversized extended paver driveway, real wood cabinets, huge island in the kitchen, granite countertops throughout the home, porcelain tile flooring, massive walk-in shower and stainless-steel appliances. Some luxury features include a video doorbell, a learning Nest thermostat, garage door with wi-fi enabled opener, and an automatic sprinkler system. Conveniently located to I-75, RSW, restaurants, shopping, hospitals and nightlife. This is a great opportunity, do not miss out on it!

Key facts

• Large kitchen island
• Open floor plan
• Granite countertops

Tags

• OPEN FLOOR PLAN
• LARGE KITCHEN ISLAND
• RICH DARK WOOD CABINETS
• GRANITE COUNTERTOPS
• PORCELAIN TILE FLOORING
• STAINLESS STEEL APPLIANCES

Property features AI

Finance

• Other: Property type: Residential (Single Family Residence); Zoning: RSF3.5; Irrigation equipment noted; Furnished: Unfurnished
• HOA & community: No HOA association listed; Pets allowed

Exterior

• Parking: Attached 2-car garage (20 x 21)
• Utilities: Well water; Septic tank; Electricity connected; Cable available
• Home design: Single-family residence; One story; North-facing; Completed condition
• Construction: Block, cement siding and stucco construction; Shingle roof; Slab foundation; Built on a 0.23-acre lot
• Exterior features: French doors; Sliding doors; Exterior lighting; Hurricane shutters; Irrigation equipment; Asphalt/paved road access

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator; Electric water heater
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Ceramic tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: High ceilings; In-wall pest system; Open floorplan with living/dining combo; Solid wood cabinets; Stone countertops; Thermostat
• Laundry & utility: Laundry room with washer and electric dryer hookups; Inside laundry

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath land listed at $275k.

Deal economics

• At list price, monthly cash flow is $-509 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $185k (32.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $235k (14.7% below list).
• Recommended offer: $185k (32.7% below list) — sets the bar for cash-flow.
• Cap rate 5.9% vs local median 4.2% in Port Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Meadow Park Elementary School (math 61% / reading 56%, grade B-, #735 of 2,144 statewide, top 35%, 701 students, 59% FRL); Murdock Middle School (math 50% / reading 45%, grade C-, #288 of 571 statewide, top 51%, 577 students, 56% FRL); Port Charlotte High School (math 23% / reading 38%, grade F, #434 of 667 statewide, top 66%, 1,649 students, 43% FRL) — zoned schools at 53% FRL track the district average.
• Market conditions: Rents soft (-1.6%/yr); 963 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 45% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 280 days — a 12% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
• 15 sale attempts since 5y ago; this cycle's ask is 14003% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $185,088 (32.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 280 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 5.93%
• Cash-on-cash: -1.28%
• DSCR: 0.94
• GRM: 9.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -34.5%
• Equity multiple: -0.08×
• Total profit: $-83,534
• Equity at exit: $41,003

10-year hold

• IRR: -75.3%
• Equity multiple: -0.81×
• Total profit: $-139,753
• Equity at exit: $23,777

Cash invested: $77,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33948

• Home prices YoY: -14.9%
• Rents YoY: -1.6%
• Active inventory: 963
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $2,346 high
• Mortgage (P&I): −$1,442
• Tax from tax record: −$379 /mo · $4,547/yr
• Insurance: −$115
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$493
• Net cashflow: $-509

Break-even live

Break-even rent $2,990

Max offer price $185,088

Occupancy floor —

Sensitivity live

Price	-10% $-353	-5% $-431	+0% $-509	+5% $-587	+10% $-665
Rent	-10% $-694	-5% $-602	+0% $-509	+5% $-416	+10% $-324
Rate	-1.0pp $-370	-0.5pp $-439	base $-509	+0.5pp $-580	+1.0pp $-653

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $68,750
• Closing costs: $8,250
• Reserves months: —
• Total cash needed: —

Rent comps 27 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
17424 Poston Ave Port Charlotte, FL	4.0	2.0	1833	$1,925	$1.05	15d	1	0.32mi
3153 Jody St Port Charlotte, FL	4.0	2.0	1650	$1,945	$1.18	23d	1	0.50mi
17154 Galleon Ter Port Charlotte, FL	3.0	2.0	1451	$1,895	$1.31	23d	1	0.61mi
17364 Sabrina Cir Port Charlotte, FL	3.0	2.0	1204	$1,980	$1.64	23d	1	0.65mi
4306 Joseph St Port Charlotte, FL	4.0	2.0	1636	$2,600	$1.59	15d	1	0.85mi
17377 Lake Worth Blvd Port Charlotte, FL	3.0	2.0	1522	$5,900	$3.88	15d	1	0.85mi
18353 Grace Ave Port Charlotte, FL	3.0	2.0	1658	$2,100	$1.27	23d	1	0.98mi
4192 Gingold St Port Charlotte, FL	3.0	2.0	1127	$4,200	$3.73	23d	1	1.06mi
18312 Driggers Ave Port Charlotte, FL	3.0	2.0	1428	$5,400	$3.78	23d	1	1.08mi
4112 Gingold St Port Charlotte, FL	2.0	1.5	1056	$3,300	$3.12	23d	1	1.12mi
18289 Wolbrette Cir Port Charlotte, FL	2.0	2.0	1393	$4,000	$2.87	23d	1	1.13mi
18423 Elgin Ave Port Charlotte, FL	4.0	2.0	1636	$2,200	$1.34	23d	1	1.17mi
2457 Haven St Port Charlotte, FL	3.0	2.0	1150	$1,775	$1.54	23d	1	1.21mi
18407 Avon Ave Port Charlotte, FL	2.0	2.0	1508	$1,775	$1.18	23d	1	1.21mi
17319 Terry Ave Port Charlotte, FL	3.0	2.0	1478	$2,095	$1.42	23d	1	1.29mi
17051 Greenan Ave Port Charlotte, FL	4.0	2.0	1833	$1,995	$1.09	15d	1	1.31mi
2586 Auburn Blvd Port Charlotte, FL	2.0	2.0	1028	$1,850	$1.80	15d	1	1.33mi
18522 Robinson Ave Port Charlotte, FL	3.0	2.0	1252	$2,000	$1.60	23d	1	1.34mi
18310 Burkholder Cir Port Charlotte, FL	3.0	2.0	1753	$3,250	$1.85	23d	1	1.35mi
18058 Avonsdale Cir Port Charlotte, FL	3.0	2.0	1453	$4,000	$2.75	23d	1	1.40mi
18019 Avonsdale Cir Port Charlotte, FL	3.0	2.0	1202	$1,900	$1.58	23d	1	1.41mi
4123 Michel Tree St Port Charlotte, FL	3.0	2.0	920	$1,750	$1.90	23d	1	1.43mi
2233 Fraser St Unit 2235 Port Charlotte, FL	3.0	2.0	1162	$1,647	$1.42	23d	1	1.44mi
18625 Alphonse Cir Port Charlotte, FL	2.0	2.0	960	$4,000	$4.17	23d	1	1.44mi
2225 Fraser St Port Charlotte, FL	3.0	2.0	1600	$2,500	$1.56	15d	1	1.45mi
18608 Alphonse Cir Port Charlotte, FL	3.0	2.0	1441	$4,000	$2.78	23d	1	1.45mi
18493 Lake Worth Blvd Port Charlotte, FL	2.0	2.0	1006	$1,500	$1.49	23d	1	1.47mi

Listing history 50 events

1. 2026-06-01
   statusdays on market $275,000 Pending 280 DOM
2. 2026-05-31
   days on market $275,000 Active 279 DOM
3. 2026-05-30
   days on market $275,000 Active 278 DOM
4. 2026-05-17
   historical $1,950
5. 2026-04-19
   listed $1,950
6. 2026-03-09
   historical $1,950
7. 2026-02-25
   price $275,000
8. 2026-02-18
   status Active
9. 2026-02-15
   status Pending
10. 2026-01-01
    listed $1,950
11. 2025-10-13
    price $284,000
12. 2025-09-22
    price $289,000
13. 2025-08-22
    listed $299,900 Active
14. 2025-08-21
    historical
15. 2025-06-01
    price $309,900
16. 2025-05-22
    soldstatus $323,900
17. 2025-04-11
    listed $323,900 Active
18. 2025-03-18
    historical $1,945
19. 2025-02-08
    price $1,945
20. 2025-01-22
    historical $1,995
21. 2025-01-22
    listed $1,995
22. 2024-12-19
    listed $2,075
23. 2024-12-19
    historical $2,075
24. 2024-12-18
    price $2,075
25. 2024-11-27
    price $2,095
26. 2024-10-26
    listed $2,150
27. 2024-10-21
    soldstatus $316,250 Closed 955-char remark

    Show marketing remark (955 chars)

    Welcome to the Sun Dial! Custom built by Douglas Brooke Homes. This New Construction home is finished and ready for your family today! NO HOA PAYMENT. The Sun Dial is a true open floor plan featuring an open view from the kitchen area to the great room, perfect for entertaining guests. This desirable floor plan also offers 3 beds, 2 baths, 2 car garage with a spacious lanai. The owner's suit is highlighted with Dual sinks in the ensuite. High end finishes include oversized extended paver driveway, real wood cabinets, huge island in the kitchen, granite countertops throughout the home, porcelain tile flooring, massive walk-in shower and stainless-steel appliances. Some luxury features include a video doorbell, a learning Nest thermostat, garage door with wi-fi enabled opener, and an automatic sprinkler system. Conveniently located to I-75, RSW, restaurants, shopping, hospitals and nightlife. This is a great opportunity, do not miss out on it!

28. 2024-10-21
    soldstatus $316,250 Closed

    Show marketing remark (955 chars)

    Welcome to the Sun Dial! Custom built by Douglas Brooke Homes. This New Construction home is finished and ready for your family today! NO HOA PAYMENT. The Sun Dial is a true open floor plan featuring an open view from the kitchen area to the great room, perfect for entertaining guests. This desirable floor plan also offers 3 beds, 2 baths, 2 car garage with a spacious lanai. The owner's suit is highlighted with Dual sinks in the ensuite. High end finishes include oversized extended paver driveway, real wood cabinets, huge island in the kitchen, granite countertops throughout the home, porcelain tile flooring, massive walk-in shower and stainless-steel appliances. Some luxury features include a video doorbell, a learning Nest thermostat, garage door with wi-fi enabled opener, and an automatic sprinkler system. Conveniently located to I-75, RSW, restaurants, shopping, hospitals and nightlife. This is a great opportunity, do not miss out on it!

29. 2024-09-13
    status Pending
30. 2024-09-11
    status Pending 955-char remark

    Show marketing remark (955 chars)

    Welcome to the Sun Dial! Custom built by Douglas Brooke Homes. This New Construction home is finished and ready for your family today! NO HOA PAYMENT. The Sun Dial is a true open floor plan featuring an open view from the kitchen area to the great room, perfect for entertaining guests. This desirable floor plan also offers 3 beds, 2 baths, 2 car garage with a spacious lanai. The owner's suit is highlighted with Dual sinks in the ensuite. High end finishes include oversized extended paver driveway, real wood cabinets, huge island in the kitchen, granite countertops throughout the home, porcelain tile flooring, massive walk-in shower and stainless-steel appliances. Some luxury features include a video doorbell, a learning Nest thermostat, garage door with wi-fi enabled opener, and an automatic sprinkler system. Conveniently located to I-75, RSW, restaurants, shopping, hospitals and nightlife. This is a great opportunity, do not miss out on it!

31. 2024-06-21
    price $319,700 955-char remark

    Show marketing remark (955 chars)

    Welcome to the Sun Dial! Custom built by Douglas Brooke Homes. This New Construction home is finished and ready for your family today! NO HOA PAYMENT. The Sun Dial is a true open floor plan featuring an open view from the kitchen area to the great room, perfect for entertaining guests. This desirable floor plan also offers 3 beds, 2 baths, 2 car garage with a spacious lanai. The owner's suit is highlighted with Dual sinks in the ensuite. High end finishes include oversized extended paver driveway, real wood cabinets, huge island in the kitchen, granite countertops throughout the home, porcelain tile flooring, massive walk-in shower and stainless-steel appliances. Some luxury features include a video doorbell, a learning Nest thermostat, garage door with wi-fi enabled opener, and an automatic sprinkler system. Conveniently located to I-75, RSW, restaurants, shopping, hospitals and nightlife. This is a great opportunity, do not miss out on it!

32. 2024-06-21
    price $319,700

    Show marketing remark (955 chars)

    Welcome to the Sun Dial! Custom built by Douglas Brooke Homes. This New Construction home is finished and ready for your family today! NO HOA PAYMENT. The Sun Dial is a true open floor plan featuring an open view from the kitchen area to the great room, perfect for entertaining guests. This desirable floor plan also offers 3 beds, 2 baths, 2 car garage with a spacious lanai. The owner's suit is highlighted with Dual sinks in the ensuite. High end finishes include oversized extended paver driveway, real wood cabinets, huge island in the kitchen, granite countertops throughout the home, porcelain tile flooring, massive walk-in shower and stainless-steel appliances. Some luxury features include a video doorbell, a learning Nest thermostat, garage door with wi-fi enabled opener, and an automatic sprinkler system. Conveniently located to I-75, RSW, restaurants, shopping, hospitals and nightlife. This is a great opportunity, do not miss out on it!

33. 2024-04-26
    price $319,950 955-char remark

    Show marketing remark (955 chars)

    Welcome to the Sun Dial! Custom built by Douglas Brooke Homes. This New Construction home is finished and ready for your family today! NO HOA PAYMENT. The Sun Dial is a true open floor plan featuring an open view from the kitchen area to the great room, perfect for entertaining guests. This desirable floor plan also offers 3 beds, 2 baths, 2 car garage with a spacious lanai. The owner's suit is highlighted with Dual sinks in the ensuite. High end finishes include oversized extended paver driveway, real wood cabinets, huge island in the kitchen, granite countertops throughout the home, porcelain tile flooring, massive walk-in shower and stainless-steel appliances. Some luxury features include a video doorbell, a learning Nest thermostat, garage door with wi-fi enabled opener, and an automatic sprinkler system. Conveniently located to I-75, RSW, restaurants, shopping, hospitals and nightlife. This is a great opportunity, do not miss out on it!

34. 2024-04-26
    price $319,950

    Show marketing remark (955 chars)

    Welcome to the Sun Dial! Custom built by Douglas Brooke Homes. This New Construction home is finished and ready for your family today! NO HOA PAYMENT. The Sun Dial is a true open floor plan featuring an open view from the kitchen area to the great room, perfect for entertaining guests. This desirable floor plan also offers 3 beds, 2 baths, 2 car garage with a spacious lanai. The owner's suit is highlighted with Dual sinks in the ensuite. High end finishes include oversized extended paver driveway, real wood cabinets, huge island in the kitchen, granite countertops throughout the home, porcelain tile flooring, massive walk-in shower and stainless-steel appliances. Some luxury features include a video doorbell, a learning Nest thermostat, garage door with wi-fi enabled opener, and an automatic sprinkler system. Conveniently located to I-75, RSW, restaurants, shopping, hospitals and nightlife. This is a great opportunity, do not miss out on it!

35. 2023-12-26
    price $324,900
36. 2023-12-22
    price $324,900 955-char remark

    Show marketing remark (955 chars)

    Welcome to the Sun Dial! Custom built by Douglas Brooke Homes. This New Construction home is finished and ready for your family today! NO HOA PAYMENT. The Sun Dial is a true open floor plan featuring an open view from the kitchen area to the great room, perfect for entertaining guests. This desirable floor plan also offers 3 beds, 2 baths, 2 car garage with a spacious lanai. The owner's suit is highlighted with Dual sinks in the ensuite. High end finishes include oversized extended paver driveway, real wood cabinets, huge island in the kitchen, granite countertops throughout the home, porcelain tile flooring, massive walk-in shower and stainless-steel appliances. Some luxury features include a video doorbell, a learning Nest thermostat, garage door with wi-fi enabled opener, and an automatic sprinkler system. Conveniently located to I-75, RSW, restaurants, shopping, hospitals and nightlife. This is a great opportunity, do not miss out on it!

37. 2023-12-06
    price $334,900 955-char remark

    Show marketing remark (955 chars)

    Welcome to the Sun Dial! Custom built by Douglas Brooke Homes. This New Construction home is finished and ready for your family today! NO HOA PAYMENT. The Sun Dial is a true open floor plan featuring an open view from the kitchen area to the great room, perfect for entertaining guests. This desirable floor plan also offers 3 beds, 2 baths, 2 car garage with a spacious lanai. The owner's suit is highlighted with Dual sinks in the ensuite. High end finishes include oversized extended paver driveway, real wood cabinets, huge island in the kitchen, granite countertops throughout the home, porcelain tile flooring, massive walk-in shower and stainless-steel appliances. Some luxury features include a video doorbell, a learning Nest thermostat, garage door with wi-fi enabled opener, and an automatic sprinkler system. Conveniently located to I-75, RSW, restaurants, shopping, hospitals and nightlife. This is a great opportunity, do not miss out on it!

38. 2023-12-06
    price $334,900

    Show marketing remark (955 chars)

    Welcome to the Sun Dial! Custom built by Douglas Brooke Homes. This New Construction home is finished and ready for your family today! NO HOA PAYMENT. The Sun Dial is a true open floor plan featuring an open view from the kitchen area to the great room, perfect for entertaining guests. This desirable floor plan also offers 3 beds, 2 baths, 2 car garage with a spacious lanai. The owner's suit is highlighted with Dual sinks in the ensuite. High end finishes include oversized extended paver driveway, real wood cabinets, huge island in the kitchen, granite countertops throughout the home, porcelain tile flooring, massive walk-in shower and stainless-steel appliances. Some luxury features include a video doorbell, a learning Nest thermostat, garage door with wi-fi enabled opener, and an automatic sprinkler system. Conveniently located to I-75, RSW, restaurants, shopping, hospitals and nightlife. This is a great opportunity, do not miss out on it!

39. 2023-11-09
    listed $344,990 Active
40. 2023-10-25
    listed $344,990 Active 955-char remark

    Show marketing remark (955 chars)

    Welcome to the Sun Dial! Custom built by Douglas Brooke Homes. This New Construction home is finished and ready for your family today! NO HOA PAYMENT. The Sun Dial is a true open floor plan featuring an open view from the kitchen area to the great room, perfect for entertaining guests. This desirable floor plan also offers 3 beds, 2 baths, 2 car garage with a spacious lanai. The owner's suit is highlighted with Dual sinks in the ensuite. High end finishes include oversized extended paver driveway, real wood cabinets, huge island in the kitchen, granite countertops throughout the home, porcelain tile flooring, massive walk-in shower and stainless-steel appliances. Some luxury features include a video doorbell, a learning Nest thermostat, garage door with wi-fi enabled opener, and an automatic sprinkler system. Conveniently located to I-75, RSW, restaurants, shopping, hospitals and nightlife. This is a great opportunity, do not miss out on it!

41. 2023-10-21
    historical
42. 2023-10-21
    historical
43. 2023-09-12
    price $344,990
44. 2023-09-12
    price $344,990
45. 2023-04-14
    listed $349,990 Active
46. 2023-03-21
    listed $349,990 Active
47. 2023-03-18
    historical
48. 2023-01-16
    listed $349,990 Active
49. 2021-10-15
    soldstatus $14,500 Closed
50. 2021-10-15
    soldstatus $14,500 Closed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,547 · $379/mo
• Projected year-2 tax: $4,547 · $379/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 6 d/yr ≥107°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,150
• − Mortgage interest: −$15,404
• − Property taxes: −$4,547
• − Insurance: −$6,494
• − Repairs & maintenance: −$2,252
• − Management: −$2,252
• − Depreciation: −$8,000
• Taxable loss: −$10,799
• Est. tax savings @ 24.0%: +$2,592
• After-tax cash flow: $-3,516/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Port Charlotte

• Score: 65/100
• State rank: #655
• US rank: #13081

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety D- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Port Charlotte, FL
• County: Charlotte County · 196,994 people
• City population: 102,180
• Metro: Punta Gorda, FL
• Population (ZIP): 18,696
• Household income: $62,744
• Rent vs Own: 13.8% rent · 86.2% own
• Severe rent burden: 501.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Two or more races 8% Black 7% Hispanic / Latino 7% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 1%
• Common ancestry: Lithuanian 5% Romanian 4% Iranian 2%
• Foreign-born: 11% · Canada
• Languages at home: 88% English-only · Spanish 5% Russian/Polish/Slavic 2% Other Indo-European 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -55.31%
• Current HPI: 315.0548
• Rent YoY: ▼ -1.63%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-61.0% since first listed

52 events — show timeline

• 2026-05-17 Rental Removed $1,950 HEROPM
• 2026-04-19 Listed for Rent $1,950 HEROPM
• 2026-03-09 Rental Removed $1,950 HEROPM
• 2026-02-25 Price Changed $275,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-18 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-02-15 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-01-01 Listed for Rent $1,950 HEROPM
• 2025-10-13 Price Changed $284,000 Stellar MLS as Distributed by MLS Grid
• 2025-09-22 Price Changed $289,000 Stellar MLS as Distributed by MLS Grid
• 2025-08-22 Listed $299,900 Stellar MLS as Distributed by MLS Grid
• 2025-08-21 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-06-01 Price Changed $309,900 Stellar MLS as Distributed by MLS Grid
• 2025-05-22 Sold (Public Records) $323,900 Public Records
• 2025-04-11 Listed $323,900 Stellar MLS as Distributed by MLS Grid
• 2025-03-18 Rental Removed $1,945 STELLARMLS
• 2025-02-08 Price Changed $1,945 STELLARMLS
• 2025-01-22 Rental Removed $1,995 NAPLESMLS
• 2025-01-22 Listed for Rent $1,995 STELLARMLS
• 2024-12-19 Listed for Rent $2,075 NAPLESMLS
• 2024-12-19 Rental Removed $2,075 APPFOLIO
• 2024-12-18 Price Changed $2,075 APPFOLIO
• 2024-11-27 Price Changed $2,095 APPFOLIO
• 2024-10-26 Listed for Rent $2,150 APPFOLIO
• 2024-10-21 Sold (MLS) $316,250 Stellar MLS as Distributed by MLS Grid
• 2024-10-21 Sold (MLS) $316,250 FORTMLS
• 2024-09-13 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-09-11 Pending — FORTMLS
• 2024-06-21 Price Changed $319,700 FORTMLS
• 2024-06-21 Price Changed $319,700 Stellar MLS as Distributed by MLS Grid
• 2024-04-26 Price Changed $319,950 FORTMLS
• 2024-04-26 Price Changed $319,950 Stellar MLS as Distributed by MLS Grid
• 2023-12-26 Price Changed $324,900 Stellar MLS as Distributed by MLS Grid
• 2023-12-22 Price Changed $324,900 FORTMLS
• 2023-12-06 Price Changed $334,900 FORTMLS
• 2023-12-06 Price Changed $334,900 Stellar MLS as Distributed by MLS Grid
• 2023-11-09 Listed $344,990 Stellar MLS as Distributed by MLS Grid
• 2023-10-25 Listed $344,990 FORTMLS
• 2023-10-21 Listing Removed — FORTMLS
• 2023-10-21 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2023-09-12 Price Changed $344,990 Stellar MLS as Distributed by MLS Grid
• 2023-09-12 Price Changed $344,990 FORTMLS
• 2023-04-14 Listed $349,990 Stellar MLS as Distributed by MLS Grid
• 2023-03-21 Listed $349,990 FORTMLS
• 2023-03-18 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2023-01-16 Listed $349,990 Stellar MLS as Distributed by MLS Grid
• 2021-10-15 Sold (MLS) $14,500 FORTMLS
• 2021-10-15 Sold (MLS) $14,500 Stellar MLS as Distributed by MLS Grid
• 2021-09-17 Pending — FORTMLS
• 2021-09-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-09-15 Listed $16,900 Stellar MLS as Distributed by MLS Grid
• 2021-09-14 Listed $16,900 FORTMLS
• 1995-08-18 Sold (Public Records) $5,000 Public Records

Property tax history

+23.2%/yr

Latest (2025): $4,547 · +5.0% YoY. Source: county tax records.