2332 W Pine St · Tampa, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.4/30.0
- ARV discount +7.5/15.0
- DSCR +4.4/10.0
- Schools +4.2/10.0
- Livability +4.0/5.0
- 1% rule +3.3/10.0
- Condition / age +2.5/5.0
- Rent growth +1.8/5.0
- Appreciation +0.0/10.0
$239,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome Home to this cute 2 bedroom/1 bath bungalow. It has new granite kitchen counters, newer appliances, new fixtures and lighting. Open floor plan with only the breakfast bar separating the kitchen and living area. Bath has had a facelift with new tile surround in the shower/tub area, new vanity, lighting and fixtures. Designer tile throughout, recently painted a neutral shade, 6 panel doors, ceiling fans, new fixtures and lighting bring this home into 2026. Enjoy your outdoor space on the new deck overlooking the fenced in backyard. Conveniently located north of Downtown Tampa, east of Hillsborough Community College and near major thoroughfares.
Key facts
- New lighting
- Tile surround
- Newer appliances
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $240k.
Deal economics
- At list price, monthly cash flow is $49 ($587/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $198k (17.3% below list).
- Recommended offer: $198k (17.3% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 79/100 on livability (#142 in FL, #2,135 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: schools C-, crime D+.
- Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-2.6%/yr); 180 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
- This rent runs 34% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 102 days — a 9% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 14y ago; this cycle's ask has dropped $45k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $100; list at $240k implies a 239800% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1903 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 102 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
- Built in 1903 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 6.54%
- Cash-on-cash
- 0.87%
- DSCR
- 1.04
- GRM
- 10.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -18.1%
- Equity multiple
- 0.38×
- Total profit
- $-41,630
- Equity at exit
- $35,770
- IRR
- -16.9%
- Equity multiple
- 0.18×
- Total profit
- $-54,936
- Equity at exit
- $20,742
Cash invested: $67,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33607
- Home prices YoY
- -30.9%
- Rents YoY
- -2.6%
- Active inventory
- 180
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $1,984 high interval (Pro) →
- Mortgage (P&I)
- −$1,258
- Tax from tax record
- −$160 /mo · $1,924/yr
- Insurance
- −$100
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$417
- Net cashflow
- $49
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $59,975
- Closing costs
- $7,197
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2519 W Walnut St Tampa, FL | 2.0 | 1.0 | 700 | $1,675 | $2.39 | 24d | 1 | 0.13mi |
| 2111 N Albany Ave Tampa, FL | 2.0–5.0 | 2.0–4.0 | 1670 | $1,029 | $0.62 | 24d | 1 | 0.22mi |
| 2322 W Saint John St Unit A Tampa, FL | 2.0 | 1.0 | 704 | $1,500 | $2.13 | 24d | 1 | 0.23mi |
| 2108 W Saint Louis St Unit B Tampa, FL | 1.0 | 1.0 | 400 | $1,650 | $4.12 | 18d | 1 | 0.32mi |
| 2113 W Cypress St Unit 2113-B Tampa, FL | 2.0 | 1.0 | 700 | $1,495 | $2.14 | 24d | 1 | 0.61mi |
| 800 N Howard Ave Tampa, FL | 1.0–3.0 | 1.0–2.0 | 938 | $3,267 | $3.48 | 1d | 10 | 0.69mi |
| 3027 W Cordelia St Tampa, FL | 1.0 | 1.0 | 500 | $1,300 | $2.60 | 22d | 1 | 0.78mi |
| 1103 W Main St Tampa, FL | 1.0 | 1.0 | 653 | $1,299 | $1.99 | 24d | 1 | 0.81mi |
| 801 N Rome Ave Tampa, FL | 2.0 | 1.0–2.0 | 839 | $2,490 | $2.97 | 1d | 11 | 0.83mi |
| 1107 W Arch St Tampa, FL | 2.0 | 1.0 | 550 | $1,295 | $2.35 | 3d | 1 | 0.91mi |
| 1105 W Arch St Tampa, FL | 2.0 | 1.0 | 550 | $1,295 | $2.35 | 3d | 1 | 0.92mi |
| 901 W Chestnut St Tampa, FL | 3.0 | 1.0–2.0 | 974 | $3,829 | $3.93 | 11d | 14 | 0.94mi |
| 4009 N Howard Ave Tampa, FL | 3.0 | 1.0–2.0 | 752 | $1,918 | $2.55 | 1d | 20 | 0.95mi |
| 400 N Rome Ave Tampa, FL | 1.0–2.0 | 1.0–2.0 | 884 | $3,133 | $3.54 | 2d | 20 | 0.98mi |
| 501 N Macdill Ave Tampa, FL | 3.0 | 2.0 | 689 | $1,400 | $2.03 | 18d | 1 | 1.02mi |
| 401 N Rome Ave Tampa, FL | 1.0–3.0 | 1.0–3.0 | 980 | $3,139 | $3.20 | 1d | 57 | 1.02mi |
| 207 N Albany Ave Unit B Tampa, FL | 2.0 | 1.0 | 700 | $1,400 | $2.00 | 2d | 1 | 1.02mi |
| 608 N Willow Ave Tampa, FL | 2.0 | 1.0–2.0 | 782 | $3,111 | $3.98 | 1d | 10 | 1.05mi |
| 3417 W Saint Conrad St Tampa, FL | 1.0 | 1.0 | 400 | $1,100 | $2.75 | 24d | 1 | 1.05mi |
| 3419 W Saint John St Tampa, FL | 1.0 | 1.0 | 700 | $1,395 | $1.99 | 24d | 1 | 1.06mi |
| 202 N Fremont Ave Unit 10 Tampa, FL | 1.0 | 1.0 | 700 | $2,090 | $2.99 | 24d | 1 | 1.07mi |
| 3418 W Saint Louis St Unit A Tampa, FL | 1.0 | 1.0 | 400 | $1,400 | $3.50 | 24d | 1 | 1.07mi |
| 701 W Plaza Pl Unit C Tampa, FL | 2.0 | 1.0 | 750 | $2,495 | $3.33 | 18d | 1 | 1.12mi |
| 404 W Amelia Ave Unit C Tampa, FL | 1.0 | 1.0 | 600 | $1,150 | $1.92 | 24d | 1 | 1.15mi |
| 2901 N Dale Mabry Hwy Tampa, FL | 1.0–2.0 | 1.0–2.0 | 750 | $1,854 | $2.47 | 2d | 25 | 1.16mi |
| 402 W Amelia Ave Unit C Tampa, FL | 1.0 | 1.0 | 600 | $1,150 | $1.92 | 24d | 1 | 1.16mi |
| 104 S Armenia Ave Tampa, FL | 1.0 | 1.0 | 550 | $1,450 | $2.64 | 15d | 4 | 1.17mi |
| 1116 W Carmen St Tampa, FL | 1.0 | 1.0 | 675 | $2,349 | $3.48 | 3d | 1 | 1.17mi |
| 2110 N Ola Ave Tampa, FL | 1.0–3.0 | 1.0–2.5 | 1106 | $3,244 | $2.93 | 1d | 19 | 1.19mi |
| 308 W Amelia Ave Unit 5 Tampa, FL | 2.0 | 1.0 | 500 | $2,600 | $5.20 | 18d | 1 | 1.25mi |
| 3301 W Woodlawn Ave #2 Tampa, FL | 2.0 | 1.0 | 670 | $1,800 | $2.69 | 24d | 1 | 1.30mi |
| 3104 N Massachusetts Ave Unit A Tampa, FL | 1.0 | 1.0 | 600 | $1,399 | $2.33 | 14d | 1 | 1.32mi |
| 2316 N Highland Ave Tampa, FL | 1.0 | 1.0 | 600 | $1,600 | $2.67 | 1d | 1 | 1.33mi |
| 3718 Midtown Dr Unit 1351205P Tampa, FL | 1.0 | 1.0 | 731 | $5,370 | $7.35 | 24d | 1 | 1.33mi |
| 3730 Midtown Dr Tampa, FL | 2.0 | 1.0–2.0 | 974 | $4,519 | $4.64 | 1d | 11 | 1.34mi |
| 205 W Amelia Ave Unit A Tampa, FL | 1.0 | 1.0 | 550 | $1,450 | $2.64 | 24d | 1 | 1.35mi |
| 3619 W Cass St Unit B Tampa, FL | 1.0 | 1.0 | 536 | $1,049 | $1.96 | 24d | 1 | 1.37mi |
| 109 W Fortune St Tampa, FL | 3.0 | 1.0–3.0 | 1021 | $3,804 | $3.72 | 1d | 36 | 1.38mi |
| 111 S Newport Ave Unit 15 Tampa, FL | 1.0 | 1.0 | 700 | $1,295 | $1.85 | 24d | 1 | 1.40mi |
| 160 W Tyler St Tampa, FL | 1.0–2.0 | 1.0–2.0 | 980 | $3,631 | $3.71 | 2d | 5 | 1.44mi |
Listing history 25 events
-
2026-06-02remarks 698-char remark
-
2026-06-02statusdays on market $239,900 Pending 102 DOM
-
2026-06-01days on market $239,900 Active 101 DOM
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2026-05-31days on market $239,900 Active 100 DOM
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2026-05-14price $246,900 658-char remark
Show marketing remark (658 chars)
Welcome Home to this cute 2 bedroom/1 bath bungalow. It has new granite kitchen counters, newer appliances, new fixtures and lighting. Open floor plan with only the breakfast bar separating the kitchen and living area. Bath has had a facelift with new tile surround in the shower/tub area, new vanity, lighting and fixtures. Designer tile throughout, recently painted a neutral shade, 6 panel doors, ceiling fans, new fixtures and lighting bring this home into 2026. Enjoy your outdoor space on the new deck overlooking the fenced in backyard. Conveniently located north of Downtown Tampa, east of Hillsborough Community College and near major thoroughfares.
-
2026-05-07price $249,900 658-char remark
Show marketing remark (658 chars)
Welcome Home to this cute 2 bedroom/1 bath bungalow. It has new granite kitchen counters, newer appliances, new fixtures and lighting. Open floor plan with only the breakfast bar separating the kitchen and living area. Bath has had a facelift with new tile surround in the shower/tub area, new vanity, lighting and fixtures. Designer tile throughout, recently painted a neutral shade, 6 panel doors, ceiling fans, new fixtures and lighting bring this home into 2026. Enjoy your outdoor space on the new deck overlooking the fenced in backyard. Conveniently located north of Downtown Tampa, east of Hillsborough Community College and near major thoroughfares.
-
2026-05-01price $253,900 658-char remark
Show marketing remark (658 chars)
Welcome Home to this cute 2 bedroom/1 bath bungalow. It has new granite kitchen counters, newer appliances, new fixtures and lighting. Open floor plan with only the breakfast bar separating the kitchen and living area. Bath has had a facelift with new tile surround in the shower/tub area, new vanity, lighting and fixtures. Designer tile throughout, recently painted a neutral shade, 6 panel doors, ceiling fans, new fixtures and lighting bring this home into 2026. Enjoy your outdoor space on the new deck overlooking the fenced in backyard. Conveniently located north of Downtown Tampa, east of Hillsborough Community College and near major thoroughfares.
-
2026-04-27price $256,900 658-char remark
Show marketing remark (658 chars)
Welcome Home to this cute 2 bedroom/1 bath bungalow. It has new granite kitchen counters, newer appliances, new fixtures and lighting. Open floor plan with only the breakfast bar separating the kitchen and living area. Bath has had a facelift with new tile surround in the shower/tub area, new vanity, lighting and fixtures. Designer tile throughout, recently painted a neutral shade, 6 panel doors, ceiling fans, new fixtures and lighting bring this home into 2026. Enjoy your outdoor space on the new deck overlooking the fenced in backyard. Conveniently located north of Downtown Tampa, east of Hillsborough Community College and near major thoroughfares.
-
2026-04-17price $259,900 658-char remark
Show marketing remark (658 chars)
Welcome Home to this cute 2 bedroom/1 bath bungalow. It has new granite kitchen counters, newer appliances, new fixtures and lighting. Open floor plan with only the breakfast bar separating the kitchen and living area. Bath has had a facelift with new tile surround in the shower/tub area, new vanity, lighting and fixtures. Designer tile throughout, recently painted a neutral shade, 6 panel doors, ceiling fans, new fixtures and lighting bring this home into 2026. Enjoy your outdoor space on the new deck overlooking the fenced in backyard. Conveniently located north of Downtown Tampa, east of Hillsborough Community College and near major thoroughfares.
-
2026-04-10price $263,900 658-char remark
Show marketing remark (658 chars)
Welcome Home to this cute 2 bedroom/1 bath bungalow. It has new granite kitchen counters, newer appliances, new fixtures and lighting. Open floor plan with only the breakfast bar separating the kitchen and living area. Bath has had a facelift with new tile surround in the shower/tub area, new vanity, lighting and fixtures. Designer tile throughout, recently painted a neutral shade, 6 panel doors, ceiling fans, new fixtures and lighting bring this home into 2026. Enjoy your outdoor space on the new deck overlooking the fenced in backyard. Conveniently located north of Downtown Tampa, east of Hillsborough Community College and near major thoroughfares.
-
2026-04-01price $266,900 658-char remark
Show marketing remark (658 chars)
Welcome Home to this cute 2 bedroom/1 bath bungalow. It has new granite kitchen counters, newer appliances, new fixtures and lighting. Open floor plan with only the breakfast bar separating the kitchen and living area. Bath has had a facelift with new tile surround in the shower/tub area, new vanity, lighting and fixtures. Designer tile throughout, recently painted a neutral shade, 6 panel doors, ceiling fans, new fixtures and lighting bring this home into 2026. Enjoy your outdoor space on the new deck overlooking the fenced in backyard. Conveniently located north of Downtown Tampa, east of Hillsborough Community College and near major thoroughfares.
-
2026-03-26price $269,900 658-char remark
Show marketing remark (658 chars)
Welcome Home to this cute 2 bedroom/1 bath bungalow. It has new granite kitchen counters, newer appliances, new fixtures and lighting. Open floor plan with only the breakfast bar separating the kitchen and living area. Bath has had a facelift with new tile surround in the shower/tub area, new vanity, lighting and fixtures. Designer tile throughout, recently painted a neutral shade, 6 panel doors, ceiling fans, new fixtures and lighting bring this home into 2026. Enjoy your outdoor space on the new deck overlooking the fenced in backyard. Conveniently located north of Downtown Tampa, east of Hillsborough Community College and near major thoroughfares.
-
2026-03-19price $278,900 658-char remark
Show marketing remark (658 chars)
Welcome Home to this cute 2 bedroom/1 bath bungalow. It has new granite kitchen counters, newer appliances, new fixtures and lighting. Open floor plan with only the breakfast bar separating the kitchen and living area. Bath has had a facelift with new tile surround in the shower/tub area, new vanity, lighting and fixtures. Designer tile throughout, recently painted a neutral shade, 6 panel doors, ceiling fans, new fixtures and lighting bring this home into 2026. Enjoy your outdoor space on the new deck overlooking the fenced in backyard. Conveniently located north of Downtown Tampa, east of Hillsborough Community College and near major thoroughfares.
-
2026-03-12price $281,900 658-char remark
Show marketing remark (658 chars)
Welcome Home to this cute 2 bedroom/1 bath bungalow. It has new granite kitchen counters, newer appliances, new fixtures and lighting. Open floor plan with only the breakfast bar separating the kitchen and living area. Bath has had a facelift with new tile surround in the shower/tub area, new vanity, lighting and fixtures. Designer tile throughout, recently painted a neutral shade, 6 panel doors, ceiling fans, new fixtures and lighting bring this home into 2026. Enjoy your outdoor space on the new deck overlooking the fenced in backyard. Conveniently located north of Downtown Tampa, east of Hillsborough Community College and near major thoroughfares.
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2026-02-20$284,900 Active 658-char remark
Show marketing remark (658 chars)
Welcome Home to this cute 2 bedroom/1 bath bungalow. It has new granite kitchen counters, newer appliances, new fixtures and lighting. Open floor plan with only the breakfast bar separating the kitchen and living area. Bath has had a facelift with new tile surround in the shower/tub area, new vanity, lighting and fixtures. Designer tile throughout, recently painted a neutral shade, 6 panel doors, ceiling fans, new fixtures and lighting bring this home into 2026. Enjoy your outdoor space on the new deck overlooking the fenced in backyard. Conveniently located north of Downtown Tampa, east of Hillsborough Community College and near major thoroughfares.
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2018-12-05soldstatus $100
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2017-02-20soldstatus $288,500
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2013-02-01soldstatus $29,900 439-char remark
Show marketing remark (439 chars)
NOT a Short Sale, NOT a bank owned property. Can Close IMMEDIATELY!!! This 2 bedroom 1 bath bungalow in West Tampa has plenty of potential! Home in need of TLC but has fresh paint and ready for flooring! Finish this home to your taste!! Perfect for novice or seasoned investors!!! Located in Old West Tampa close to schools, shopping, downtown and a short drive to Raymond James Stadium!!! Call today for a showing before this is gone!!!
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2013-01-23$29,900 439-char remark
Show marketing remark (439 chars)
NOT a Short Sale, NOT a bank owned property. Can Close IMMEDIATELY!!! This 2 bedroom 1 bath bungalow in West Tampa has plenty of potential! Home in need of TLC but has fresh paint and ready for flooring! Finish this home to your taste!! Perfect for novice or seasoned investors!!! Located in Old West Tampa close to schools, shopping, downtown and a short drive to Raymond James Stadium!!! Call today for a showing before this is gone!!!
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2013-01-04soldstatus $16,000
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2012-11-06$19,570
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2012-05-01historical
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2012-01-30$31,000
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2005-10-19soldstatus $105,000
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1978-01-01soldstatus $5,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,924 · $160/mo
- Projected year-2 tax
- $1,991 · $166/mo
- Expected delta
- +$67/yr (+$6/mo · 3.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,807
- − Mortgage interest
- −$13,438
- − Property taxes
- −$1,924
- − Insurance
- −$1,200
- − Repairs & maintenance
- −$1,905
- − Management
- −$1,905
- − Depreciation
- −$6,979
- Taxable loss
- −$3,543
- Est. tax savings @ 24.0%
- +$850
- After-tax cash flow
- $1,437/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hillsborough
- NCES district ID
- 1200870
- Math proficiency
- 47% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $50,622
- Composite
- 41.6/100
- National rank
- #3435
- State rank
- #41 of 73 in FL
Livability — Tampa
- Score
- 79/100
- State rank
- #142
- US rank
- #2135
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Tampa, FL
- County
- Hillsborough County · 1,540,968 people
- City population
- 523,346
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 25,291
- Household income
- $69,694
- Rent vs Own
- Severe rent burden
- 1994.0
Population outlook (Hillsborough County) Hauer SSP2
- Today (2025)
- 1,607,022 people
- By 2030
- 1,733,968 · +7.9%
- By 2040
- 1,979,565 · +23.2%
- By 2050
- 2,203,427 · +37.1%
- By 2075
- 2,667,893 · +66.0%
- By 2100
- 2,891,558 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- Hispanic / Latino 45% White 30% Two or more races 24% Black 19% Asian 2%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 8% Cuban 22% Dominican 1%
- Common ancestry
- Romanian 1% Lithuanian 1% Hispanic 1%
- Foreign-born
- 28% · Canada, Jamaica
- Languages at home
- 56% English-only · Spanish 38% Other Indo-European 2% French/Haitian/Cajun 2%
Political lean MEDSL · Hillsborough
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
- 2008→2024 swing
- -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -196.77%
- Current HPI
- 440.5067
- Rent YoY
- ▼ -2.62%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
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Price history
+4838.0% since first listed21 events — show timeline
- 2026-05-14 Price Changed $246,900 Stellar MLS as Distributed by MLS Grid
- 2026-05-07 Price Changed $249,900 Stellar MLS as Distributed by MLS Grid
- 2026-05-01 Price Changed $253,900 Stellar MLS as Distributed by MLS Grid
- 2026-04-27 Price Changed $256,900 Stellar MLS as Distributed by MLS Grid
- 2026-04-17 Price Changed $259,900 Stellar MLS as Distributed by MLS Grid
- 2026-04-10 Price Changed $263,900 Stellar MLS as Distributed by MLS Grid
- 2026-04-01 Price Changed $266,900 Stellar MLS as Distributed by MLS Grid
- 2026-03-26 Price Changed $269,900 Stellar MLS as Distributed by MLS Grid
- 2026-03-19 Price Changed $278,900 Stellar MLS as Distributed by MLS Grid
- 2026-03-12 Price Changed $281,900 Stellar MLS as Distributed by MLS Grid
- 2026-02-20 Listed $284,900 Stellar MLS as Distributed by MLS Grid
- 2018-12-05 Sold (Public Records) $100 Public Records
- 2017-02-20 Sold (Public Records) $288,500 Public Records
- 2013-02-01 Sold (MLS) $29,900 Stellar MLS as Distributed by MLS Grid
- 2013-01-23 Listed $29,900 Stellar MLS as Distributed by MLS Grid
- 2013-01-04 Sold (MLS) $16,000 Stellar MLS as Distributed by MLS Grid
- 2012-11-06 Listed $19,570 Stellar MLS as Distributed by MLS Grid
- 2012-05-01 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2012-01-30 Listed $31,000 Stellar MLS as Distributed by MLS Grid
- 2005-10-19 Sold (Public Records) $105,000 Public Records
- 1978-01-01 Sold (Public Records) $5,000 Public Records
Property tax history
+13.7%/yrLatest (2025): $1,924 · +10.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…