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2923-2925 Brownsville Rd Triplex
C Composite 56.41
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.8/30.0
  • DSCR +9.2/10.0
  • 1% rule +7.2/10.0
  • Livability +4.0/5.0
  • Rent growth +3.6/5.0
  • Schools +3.4/10.0
  • Condition / age +2.2/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$289,000

2923-2925 Brownsville Rd · Brentwood, PA 15227
6 bd · 3.0 ba · — sqft · MultiFamily · 265 Days on market
Fair condition 6,403 sqft lot Est $210k · 38% over ↓ 12% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 3 units. confirmed

Listing remarks MLS

Welcome to 2923-2925 Brownsville Road! This well-maintained triplex in Brentwood Borough is a great opportunity for investors or homeowners alike, with each unit featuring its own entrance and separate utilities for added convenience and privacy. Unit 1 is a cozy 1-bedroom, 1-bath featuring an inviting outdoor living space. Unit 2 is a spacious 2-bedroom, 1-bath with a practical layout. The standout is Unit 3, a generous 3-bedroom, 1-bath providing plenty of room for larger households. Bright kitchens and comfortable living areas add to each unit's appeal. The location is ideal - walkable to restaurants, shopping and public transportation. With a mix of unit sizes to attract a variety of renters, this property is a versatile addition to any portfolio. Brentwood's central location and strong rental market make this a reliable income-producing asset. Whether you're expanding your portfolio or exploring multi-generational living, this triplex is a must see!

Key facts

  • Central location
  • Strong rental market
  • Outdoor living space

Tags

OUTDOOR LIVING SPACEWALKABLE TO RESTAURANTSSTRONG RENTAL MARKETCENTRAL LOCATION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1×1bd/1ba + 1×2bd/1ba + 1×3bd/1ba units multifamily listed at $289k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $787 ($9k/yr) — positive. Per door: $262/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $289k).
  • Recommended offer: $254k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.6% vs local median 4.3% in Brentwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#178 in PA, #1,479 nationally) — a professional / high-income tenant draw. Strengths: schools A+, cost of living A+, housing A+; Watch: amenities C-.
  • Brentwood Borough SD (suburban): math 29% / reading 50% proficiency, ranked #357 of 539 in PA (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+4.3%/yr); 117 active listings in the ZIP; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
  • At $3,524/mo this rent would consume 56% of the median local household income ($75k/yr) (locally 780% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 4.3% rent growth), your $81k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 265 days — a 12% lower offer ($254k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $254,320 (12.0% below list)

Questions for the listing agent

  1. It's been on market 265 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.22%
Cap rate
9.56%
Cash-on-cash
11.67%
DSCR
1.52
GRM
6.8

CMA / ARV

ARV (median comp)
$209,823
List price
$289,000
Delta
37.74%
Verdict
OVERPRICED
Comps
3 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2931 Clermont Ave 0.06mi 6/2.0 1mo $247,000 80
20 Belplain St 0.30mi 6/3.5 9mo $180,000 64
3349-3351 Bookman 0.39mi 6/3.0 22mo $247,300 51
8-10 Pointview Rd 0.59mi 7/4.0 (+1) 3mo $422,000 48
46 Clifton St 0.50mi 5/2.0 (-1) 21mo $170,000 38
443 Spencer 0.75mi 5/4.0 (-1) 11mo $224,900 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.33% rent growth · sell at horizon

5-year hold
IRR
2.6%
Equity multiple
1.10×
Total profit
$8,109
Equity at exit
$43,091
10-year hold
IRR
13.4%
Equity multiple
2.14×
Total profit
$91,945
Equity at exit
$24,987

Cash invested: $80,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15227

Home prices YoY
-27.5%
Rents YoY
4.3%
Active inventory
117
Price-to-rent
24.7×

Monthly cashflow live

Estimated rent
$3,524 high interval (Pro) →
Mortgage (P&I)
$1,516
Tax est. 1.5%
$361 /mo · $4,335/yr
Insurance
$120
HOA
$0
Vacancy / Maint / Mgmt
$740
Net cashflow
$787

Break-even live

Break-even rent $2,528
Max offer price $289,000
Occupancy floor 73%

Sensitivity live

Price -10% $986 -5% $887 +0% $787 +5% $687 +10% $587
Rent -10% $508 -5% $648 +0% $787 +5% $926 +10% $1,065
Rate -1.0pp $932 -0.5pp $860 base $787 +0.5pp $712 +1.0pp $636

3-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
1× unit 1 1 $973
1× unit 2 1 $1,125
1× unit 3 1 $1,426
Total (3 units) $3,524

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$72,250
Closing costs
$8,670
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-18
    days on market $289,000 Active 265 DOM
  2. 2026-06-17
    days on market $289,000 Active 264 DOM
  3. 2026-06-16
    days on market $289,000 Active 263 DOM
  4. 2026-06-15
    days on market $289,000 Active 262 DOM
  5. 2026-06-13
    days on market $289,000 Active 260 DOM
  6. 2026-06-13
    days on market $289,000 Active 259 DOM
  7. 2026-06-09
    days on market $289,000 Active 256 DOM
  8. 2026-06-08
    days on market $289,000 Active 255 DOM
  9. 2026-06-07
    days on market $289,000 Active 254 DOM
  10. 2026-06-05
    days on market $289,000 Active 251 DOM
  11. 2026-06-03
    days on market $289,000 Active 250 DOM
  12. 2026-06-02
    days on market $289,000 Active 249 DOM
  13. 2026-06-01
    days on market $289,000 Active 248 DOM
  14. 2026-05-31
    days on market $289,000 Active 247 DOM
  15. 2026-02-01
    price $289,000 968-char remark
    Show marketing remark (968 chars)

    Welcome to 2923-2925 Brownsville Road! This well-maintained triplex in Brentwood Borough is a great opportunity for investors or homeowners alike, with each unit featuring its own entrance and separate utilities for added convenience and privacy. Unit 1 is a cozy 1-bedroom, 1-bath featuring an inviting outdoor living space. Unit 2 is a spacious 2-bedroom, 1-bath with a practical layout. The standout is Unit 3, a generous 3-bedroom, 1-bath providing plenty of room for larger households. Bright kitchens and comfortable living areas add to each unit's appeal. The location is ideal - walkable to restaurants, shopping and public transportation. With a mix of unit sizes to attract a variety of renters, this property is a versatile addition to any portfolio. Brentwood's central location and strong rental market make this a reliable income-producing asset. Whether you're expanding your portfolio or exploring multi-generational living, this triplex is a must see!

  16. 2025-09-26
    listed $299,900 Active 968-char remark
    Show marketing remark (968 chars)

    Welcome to 2923-2925 Brownsville Road! This well-maintained triplex in Brentwood Borough is a great opportunity for investors or homeowners alike, with each unit featuring its own entrance and separate utilities for added convenience and privacy. Unit 1 is a cozy 1-bedroom, 1-bath featuring an inviting outdoor living space. Unit 2 is a spacious 2-bedroom, 1-bath with a practical layout. The standout is Unit 3, a generous 3-bedroom, 1-bath providing plenty of room for larger households. Bright kitchens and comfortable living areas add to each unit's appeal. The location is ideal - walkable to restaurants, shopping and public transportation. With a mix of unit sizes to attract a variety of renters, this property is a versatile addition to any portfolio. Brentwood's central location and strong rental market make this a reliable income-producing asset. Whether you're expanding your portfolio or exploring multi-generational living, this triplex is a must see!

  17. 2024-04-21
    price $319,000 651-char remark
    Show marketing remark (651 chars)

    This Spacious Triplex is in beautiful condition from top to bottom! The 3-bed unit has additional finished bonus space on the 3rd floor. The first floor 2 bed unit is currently rented. The lower level 1 bed apartment has a separate entry from the inviting deck to the updated kitchen, this unit also boasts a walk-in closet. Separatee utilities are in place. Live in one and rent the other two! Location is prime and is also zoned commercial for use as offices/apartment above for a work life option as well. Fantastic location! On the Bus line, minutes from town, & shopping districts. This is the investment property you have been waiting for!

  18. 2024-01-11
    listed $329,000 Active 651-char remark
    Show marketing remark (651 chars)

    This Spacious Triplex is in beautiful condition from top to bottom! The 3-bed unit has additional finished bonus space on the 3rd floor. The first floor 2 bed unit is currently rented. The lower level 1 bed apartment has a separate entry from the inviting deck to the updated kitchen, this unit also boasts a walk-in closet. Separatee utilities are in place. Live in one and rent the other two! Location is prime and is also zoned commercial for use as offices/apartment above for a work life option as well. Fantastic location! On the Bus line, minutes from town, & shopping districts. This is the investment property you have been waiting for!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$42,288
− Mortgage interest
−$16,188
− Property taxes
−$4,335
− Insurance
−$1,445
− Repairs & maintenance
−$3,383
− Management
−$3,383
− Depreciation
−$8,407
Taxable income
$5,146
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,235
After-tax cash flow
$8,206/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Fair 45/100 Moderate rehab

This triplex requires moderate renovations to improve its condition and appeal to buyers and renters. Upgrading the kitchen and exterior paint would significantly increase its value.

Repairs flagged

  • Moderate Kitchen cabinets — Worn and dated appearance
  • Moderate Appliances — Older models, may need replacement
  • Minor Flooring — Checkered pattern, could be replaced

Value-add opportunities

  • Both New kitchen cabinets and appliances — Modernizes the space and improves functionality
  • Both Paint exterior and replace carpet — Enhances curb appeal and comfort

Renovation cost estimate screening

Repair itemSeverityEst. cost
Kitchen cabinets · Worn and dated appearance Moderate $3,000–15,000
Appliances · Older models, may need replacement Moderate $3,000–15,000
Flooring · Checkered pattern, could be replaced Minor $500–3,000
Total estimated repair cost · 3 items $6,500–33,000

Value-add ROI direction

  • Both New kitchen cabinets and appliances — Modernizes the space and improves functionality
  • Both Paint exterior and replace carpet — Enhances curb appeal and comfort

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Brentwood Borough SD
NCES district ID
4204140
Math proficiency
29% ▼ -15.00%
Reading proficiency
50% ▼ -15.00%
Median HH income
$49,260
Composite
33.92/100
National rank
#5341
State rank
#357 of 539 in PA

Livability — Brentwood

Score
81/100
State rank
#178
US rank
#1479

Category grades

Amenities C- Commute A- Cost of living A+ Crime B+ Employment A Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brentwood, PA
County
Allegheny County · 1,022,028 people
City population
28,460
Metro
Pittsburgh, PA
Population (ZIP)
28,460
Household income
$75,448
Rent vs Own
27.6% rent · 72.4% own
Severe rent burden
780.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Black 7% Asian 6% Two or more races 5% Hispanic / Latino 1%
Common ancestry
Romanian 9% Scotch-Irish 2% Slovak 1%
Foreign-born
9% · India, Canada, China
Languages at home
89% English-only · Other Indo-European 6% Other Asian/Pacific 1% French/Haitian/Cajun 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -92.53%
Current HPI
243.6383
Rent YoY
▲ 4.33%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-12.2% since first listed
4 events — show timeline
  • 2026-02-01 Price Changed $289,000 West Penn MLS
  • 2025-09-26 Listed $299,900 West Penn MLS
  • 2024-04-21 Price Changed $319,000 West Penn MLS
  • 2024-01-11 Listed $329,000 West Penn MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…