Triplex
2923-2925 Brownsville Rd · Brentwood, PA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.8/30.0
- DSCR +9.2/10.0
- 1% rule +7.2/10.0
- Livability +4.0/5.0
- Rent growth +3.6/5.0
- Schools +3.4/10.0
- Condition / age +2.2/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$289,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 3 units. confirmed
Listing remarks MLS
Welcome to 2923-2925 Brownsville Road! This well-maintained triplex in Brentwood Borough is a great opportunity for investors or homeowners alike, with each unit featuring its own entrance and separate utilities for added convenience and privacy. Unit 1 is a cozy 1-bedroom, 1-bath featuring an inviting outdoor living space. Unit 2 is a spacious 2-bedroom, 1-bath with a practical layout. The standout is Unit 3, a generous 3-bedroom, 1-bath providing plenty of room for larger households. Bright kitchens and comfortable living areas add to each unit's appeal. The location is ideal - walkable to restaurants, shopping and public transportation. With a mix of unit sizes to attract a variety of renters, this property is a versatile addition to any portfolio. Brentwood's central location and strong rental market make this a reliable income-producing asset. Whether you're expanding your portfolio or exploring multi-generational living, this triplex is a must see!
Key facts
- Central location
- Strong rental market
- Outdoor living space
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1×1bd/1ba + 1×2bd/1ba + 1×3bd/1ba units multifamily listed at $289k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $787 ($9k/yr) — positive. Per door: $262/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $289k).
- Recommended offer: $254k (12.0% below list) — sets the bar for market timing.
- Cap rate 9.6% vs local median 4.3% in Brentwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#178 in PA, #1,479 nationally) — a professional / high-income tenant draw. Strengths: schools A+, cost of living A+, housing A+; Watch: amenities C-.
- Brentwood Borough SD (suburban): math 29% / reading 50% proficiency, ranked #357 of 539 in PA (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+4.3%/yr); 117 active listings in the ZIP; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
- At $3,524/mo this rent would consume 56% of the median local household income ($75k/yr) (locally 780% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 4.3% rent growth), your $81k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 265 days — a 12% lower offer ($254k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 265 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.22% ✓
- Cap rate
- 9.56%
- Cash-on-cash
- 11.67%
- DSCR
- 1.52
- GRM
- 6.8
CMA / ARV
- ARV (median comp)
- $209,823
- List price
- $289,000
- Delta
- 37.74%
- Verdict
- OVERPRICED
- Comps
- 3 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2931 Clermont Ave | 0.06mi | 6/2.0 | — | 1mo | $247,000 | — | 80 |
| 20 Belplain St | 0.30mi | 6/3.5 | — | 9mo | $180,000 | — | 64 |
| 3349-3351 Bookman | 0.39mi | 6/3.0 | — | 22mo | $247,300 | — | 51 |
| 8-10 Pointview Rd | 0.59mi | 7/4.0 (+1) | — | 3mo | $422,000 | — | 48 |
| 46 Clifton St | 0.50mi | 5/2.0 (-1) | — | 21mo | $170,000 | — | 38 |
| 443 Spencer | 0.75mi | 5/4.0 (-1) | — | 11mo | $224,900 | — | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.33% rent growth · sell at horizon
- IRR
- 2.6%
- Equity multiple
- 1.10×
- Total profit
- $8,109
- Equity at exit
- $43,091
- IRR
- 13.4%
- Equity multiple
- 2.14×
- Total profit
- $91,945
- Equity at exit
- $24,987
Cash invested: $80,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15227
- Home prices YoY
- -27.5%
- Rents YoY
- 4.3%
- Active inventory
- 117
- Price-to-rent
- 24.7×
Monthly cashflow live
- Estimated rent
- $3,524 high interval (Pro) →
- Mortgage (P&I)
- −$1,516
- Tax est. 1.5%
- −$361 /mo · $4,335/yr
- Insurance
- −$120
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$740
- Net cashflow
- $787
Break-even live
Sensitivity live
| Price | -10% $986 | -5% $887 | +0% $787 | +5% $687 | +10% $587 |
|---|---|---|---|---|---|
| Rent | -10% $508 | -5% $648 | +0% $787 | +5% $926 | +10% $1,065 |
| Rate | -1.0pp $932 | -0.5pp $860 | base $787 | +0.5pp $712 | +1.0pp $636 |
3-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 1× unit | 1 | 1 | $973 |
| 1× unit | 2 | 1 | $1,125 |
| 1× unit | 3 | 1 | $1,426 |
| Total (3 units) | $3,524 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $72,250
- Closing costs
- $8,670
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 18 events
-
2026-06-18days on market $289,000 Active 265 DOM
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2026-06-17days on market $289,000 Active 264 DOM
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2026-06-16days on market $289,000 Active 263 DOM
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2026-06-15days on market $289,000 Active 262 DOM
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2026-06-13days on market $289,000 Active 260 DOM
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2026-06-13days on market $289,000 Active 259 DOM
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2026-06-09days on market $289,000 Active 256 DOM
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2026-06-08days on market $289,000 Active 255 DOM
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2026-06-07days on market $289,000 Active 254 DOM
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2026-06-05days on market $289,000 Active 251 DOM
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2026-06-03days on market $289,000 Active 250 DOM
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2026-06-02days on market $289,000 Active 249 DOM
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2026-06-01days on market $289,000 Active 248 DOM
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2026-05-31days on market $289,000 Active 247 DOM
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2026-02-01price $289,000 968-char remark
Show marketing remark (968 chars)
Welcome to 2923-2925 Brownsville Road! This well-maintained triplex in Brentwood Borough is a great opportunity for investors or homeowners alike, with each unit featuring its own entrance and separate utilities for added convenience and privacy. Unit 1 is a cozy 1-bedroom, 1-bath featuring an inviting outdoor living space. Unit 2 is a spacious 2-bedroom, 1-bath with a practical layout. The standout is Unit 3, a generous 3-bedroom, 1-bath providing plenty of room for larger households. Bright kitchens and comfortable living areas add to each unit's appeal. The location is ideal - walkable to restaurants, shopping and public transportation. With a mix of unit sizes to attract a variety of renters, this property is a versatile addition to any portfolio. Brentwood's central location and strong rental market make this a reliable income-producing asset. Whether you're expanding your portfolio or exploring multi-generational living, this triplex is a must see!
-
2025-09-26$299,900 Active 968-char remark
Show marketing remark (968 chars)
Welcome to 2923-2925 Brownsville Road! This well-maintained triplex in Brentwood Borough is a great opportunity for investors or homeowners alike, with each unit featuring its own entrance and separate utilities for added convenience and privacy. Unit 1 is a cozy 1-bedroom, 1-bath featuring an inviting outdoor living space. Unit 2 is a spacious 2-bedroom, 1-bath with a practical layout. The standout is Unit 3, a generous 3-bedroom, 1-bath providing plenty of room for larger households. Bright kitchens and comfortable living areas add to each unit's appeal. The location is ideal - walkable to restaurants, shopping and public transportation. With a mix of unit sizes to attract a variety of renters, this property is a versatile addition to any portfolio. Brentwood's central location and strong rental market make this a reliable income-producing asset. Whether you're expanding your portfolio or exploring multi-generational living, this triplex is a must see!
-
2024-04-21price $319,000 651-char remark
Show marketing remark (651 chars)
This Spacious Triplex is in beautiful condition from top to bottom! The 3-bed unit has additional finished bonus space on the 3rd floor. The first floor 2 bed unit is currently rented. The lower level 1 bed apartment has a separate entry from the inviting deck to the updated kitchen, this unit also boasts a walk-in closet. Separatee utilities are in place. Live in one and rent the other two! Location is prime and is also zoned commercial for use as offices/apartment above for a work life option as well. Fantastic location! On the Bus line, minutes from town, & shopping districts. This is the investment property you have been waiting for!
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2024-01-11$329,000 Active 651-char remark
Show marketing remark (651 chars)
This Spacious Triplex is in beautiful condition from top to bottom! The 3-bed unit has additional finished bonus space on the 3rd floor. The first floor 2 bed unit is currently rented. The lower level 1 bed apartment has a separate entry from the inviting deck to the updated kitchen, this unit also boasts a walk-in closet. Separatee utilities are in place. Live in one and rent the other two! Location is prime and is also zoned commercial for use as offices/apartment above for a work life option as well. Fantastic location! On the Bus line, minutes from town, & shopping districts. This is the investment property you have been waiting for!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $42,288
- − Mortgage interest
- −$16,188
- − Property taxes
- −$4,335
- − Insurance
- −$1,445
- − Repairs & maintenance
- −$3,383
- − Management
- −$3,383
- − Depreciation
- −$8,407
- Taxable income
- $5,146
- Est. tax owed @ 24.0%
- −$1,235
- After-tax cash flow
- $8,206/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This triplex requires moderate renovations to improve its condition and appeal to buyers and renters. Upgrading the kitchen and exterior paint would significantly increase its value.
Repairs flagged
- Moderate Kitchen cabinets — Worn and dated appearance
- Moderate Appliances — Older models, may need replacement
- Minor Flooring — Checkered pattern, could be replaced
Value-add opportunities
- Both New kitchen cabinets and appliances — Modernizes the space and improves functionality
- Both Paint exterior and replace carpet — Enhances curb appeal and comfort
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Kitchen cabinets · Worn and dated appearance | Moderate | $3,000–15,000 |
| Appliances · Older models, may need replacement | Moderate | $3,000–15,000 |
| Flooring · Checkered pattern, could be replaced | Minor | $500–3,000 |
| Total estimated repair cost · 3 items | $6,500–33,000 |
Value-add ROI direction
- Both New kitchen cabinets and appliances — Modernizes the space and improves functionality ↑
- Both Paint exterior and replace carpet — Enhances curb appeal and comfort ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Brentwood Borough SD
- NCES district ID
- 4204140
- Math proficiency
- 29% ▼ -15.00%
- Reading proficiency
- 50% ▼ -15.00%
- Median HH income
- $49,260
- Composite
- 33.92/100
- National rank
- #5341
- State rank
- #357 of 539 in PA
Livability — Brentwood
- Score
- 81/100
- State rank
- #178
- US rank
- #1479
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Brentwood, PA
- County
- Allegheny County · 1,022,028 people
- City population
- 28,460
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 28,460
- Household income
- $75,448
- Rent vs Own
- Severe rent burden
- 780.0
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (80%)
- Race & ethnicity
- White 80% Black 7% Asian 6% Two or more races 5% Hispanic / Latino 1%
- Common ancestry
- Romanian 9% Scotch-Irish 2% Slovak 1%
- Foreign-born
- 9% · India, Canada, China
- Languages at home
- 89% English-only · Other Indo-European 6% Other Asian/Pacific 1% French/Haitian/Cajun 1%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -92.53%
- Current HPI
- 243.6383
- Rent YoY
- ▲ 4.33%
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
-12.2% since first listed4 events — show timeline
- 2026-02-01 Price Changed $289,000 West Penn MLS
- 2025-09-26 Listed $299,900 West Penn MLS
- 2024-04-21 Price Changed $319,000 West Penn MLS
- 2024-01-11 Listed $329,000 West Penn MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…