2432 Lake Woodberry Cir · Brandon, FL 33510

$168,000

2 bd · 2.0 ba · 1,110 sqft · Townhouse public records · 467 Days on market

Built 2002 744 sqft lot $529/mo HOA · 27% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +8.6/30.0
• ARV discount +7.5/15.0
• 1% rule +6.7/10.0
• Schools +4.2/10.0
• Livability +4.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to easy living in the gated community of Regency Key. This charming 2-bedroom, 1.5-bath townhouse offers the perfect blend of comfort, functionality, and style, complete with a BRAND-NEW AC installed in May 2025 for added peace of mind. Enjoy added privacy and natural views - this home backs up to a peaceful conservation lit, offering serene backdrop with no rear neighbors. Step inside to find a bright, freshly painted interior complemented by resurfaced cabinets and soft new carpet - every detail designed to feel fresh, welcoming and very inviting. This home bodes welcoming living room featuring neutral tones, wood laminate floors, a ceiling fan with a light kit, and a large picture window that fills the space with natural light. The open flow continues into the dining area, where a classic six-light chandelier sets the stage for cozy meals. A pass-through window into the kitchen adds both convenience and charm. The kitchen is clean and efficient, with ceramic tile flooring, neutral-tone cabinets and countertops, and stainless steel appliances including a French door refrigerator with ice and water dispenser, electric range, and dishwasher. From the kitchen, sliding glass doors lead to your private screened-in porch. This outdoor space is ideal for enjoying morning coffee or evening relaxation, and it includes an additional storage closet for added convenience. A half bath is tucked just off the living room with a pedestal sink and commode, perfect for guests. The laundry closet with washer and dryer is also located on the main floor for easy access. Upstairs, the primary bedroom features vaulted ceilings, soft carpet, a ceiling fan with a light kit, and a built-in closet. The second bedroom offers the same cozy feel, with carpeting, vaulted ceilings, a ceiling fan, and a built-in closet. The full bathroom is connected to the primary bedroom and the hallway, featuring a mirrored vanity with dual sinks, ceramic tile flooring, and a tub with a shower. Located just minutes from the interstate, this townhouse offers easy access to downtown Tampa, shopping, and dining. With its practical layout, private outdoor space, and move-in-ready updates, this home is perfect for anyone seeking low-maintenance living with all the right touches.

Key facts

• Gated community
• Pass-through window
• Laundry closet

Tags

• GATED COMMUNITY
• PRIVATE SCREENED-IN PORCH
• CERAMIC TILE FLOORING
• STAINLESS STEEL APPLIANCES
• PASS-THROUGH WINDOW
• LAUNDRY CLOSET

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath townhouse listed at $168k.

Deal economics

• At list price, monthly cash flow is $-146 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $142k (15.3% below list).
• Meets the 1% rule at list price ($2k rent vs $168k).
• Recommended offer: $142k (15.3% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 85/100 on livability (#26 in FL, #507 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, housing A+, health & safety A+.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-0.1%/yr); 147 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• This rent runs 32% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 467 days — a 12% lower offer ($148k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 12y ago; this cycle's ask has dropped $42k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $62k; list at $168k implies a 170% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 27% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $142,243 (15.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 467 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 5.25%
• Cash-on-cash: -3.72%
• DSCR: 0.83
• GRM: 7.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -27.6%
• Equity multiple: 0.11×
• Total profit: $-41,929
• Equity at exit: $25,049

10-year hold

• IRR: -56.2%
• Equity multiple: -0.47×
• Total profit: $-69,340
• Equity at exit: $14,526

Cash invested: $47,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33510

• Home prices YoY: -21.6%
• Rents YoY: -0.1%
• Active inventory: 147
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $1,973 high
• Mortgage (P&I): −$881
• Tax from tax record: −$225 /mo · $2,698/yr
• Insurance: −$70
• HOA: −$529
• Vacancy / Maint / Mgmt: −$414
• Net cashflow: $-146

Break-even live

Break-even rent $2,158

Max offer price $142,243

Occupancy floor —

Sensitivity live

Price	-10% $-51	-5% $-98	+0% $-146	+5% $-193	+10% $-241
Rent	-10% $-302	-5% $-224	+0% $-146	+5% $-68	+10% $10
Rate	-1.0pp $-61	-0.5pp $-103	base $-146	+0.5pp $-189	+1.0pp $-234

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,000
• Closing costs: $5,040
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1008 York Ct Brandon, FL	3.0	2.0	1296	$2,400	$1.85	18d	1	0.36mi
107 Karde Ln Unit C Brandon, FL	2.0	1.0	750	$1,525	$2.03	0d	1	0.84mi
107 Karde Ln Apt E Brandon, FL	2.0	1.0	750	$1,495	$1.99	5d	1	0.84mi
1701 Lake Chapman Dr Brandon, FL	1.0–2.0	1.0–2.0	800	$1,866	$2.33	0d	32	0.86mi
2617 Chelsea Manor Blvd Brandon, FL	2.0	1.5	1211	$1,795	$1.48	25d	1	1.02mi
10215 Estuary Lakes Dr Unit 220 Tampa, FL	2.0	2.0	1098	$2,472	$2.25	25d	1	1.13mi
1428 Highland Ridge Cir Brandon, FL	2.0	2.5	1190	$1,500	$1.26	2d	1	1.18mi
10151 Iris Crosstown Dr Tampa, FL	1.0–3.0	1.0–2.0	1032	$1,931	$1.87	0d	79	1.18mi
10221 Estuary Lakes Dr Tampa, FL	2.0	1.0–2.0	993	$2,945	$2.97	3d	42	1.19mi
1918 Plantation Key Cir Brandon, FL	1.0–3.0	1.0–2.0	915	$1,625	$1.78	0d	61	1.28mi
2136 Lennox Dale Ln Unit Main Brandon, FL	3.0	2.0	1470	$2,250	$1.53	18d	1	1.37mi
10011 Balaye Run Dr Tampa, FL	1.0–3.0	1.0–2.0	1112	$1,725	$1.55	0d	44	1.41mi

HOA detail

• Monthly dues: $529 · $6,348/yr
• Likely covers: waterelectricsecurity

Listing history 32 events

1. 2026-06-18
   days on market $168,000 Active 467 DOM
2. 2026-06-17
   days on market $168,000 Active 466 DOM
3. 2026-06-16
   days on market $168,000 Active 465 DOM
4. 2026-06-15
   price $168,000 Active 464 DOM
5. 2026-06-15
   days on market $172,000 Active 464 DOM
6. 2026-06-13
   days on market $172,000 Active 462 DOM
7. 2026-06-13
   days on market $172,000 Active 461 DOM
8. 2026-06-09
   days on market $172,000 Active 458 DOM
9. 2026-06-08
   days on market $172,000 Active 457 DOM
10. 2026-06-07
    days on market $172,000 Active 456 DOM
11. 2026-06-04
    days on market $172,000 Active 453 DOM
12. 2026-06-03
    days on market $172,000 Active 452 DOM
13. 2026-06-02
    days on market $172,000 Active 451 DOM
14. 2026-06-01
    days on market $172,000 Active 450 DOM
15. 2026-05-31
    days on market $172,000 Active 449 DOM
16. 2026-04-07
    status Active 2277-char remark

    Show marketing remark (2277 chars)

    Welcome to easy living in the gated community of Regency Key. This charming 2-bedroom, 1.5-bath townhouse offers the perfect blend of comfort, functionality, and style, complete with a BRAND-NEW AC installed in May 2025 for added peace of mind. Enjoy added privacy and natural views - this home backs up to a peaceful conservation lit, offering serene backdrop with no rear neighbors. Step inside to find a bright, freshly painted interior complemented by resurfaced cabinets and soft new carpet - every detail designed to feel fresh, welcoming and very inviting. This home bodes welcoming living room featuring neutral tones, wood laminate floors, a ceiling fan with a light kit, and a large picture window that fills the space with natural light. The open flow continues into the dining area, where a classic six-light chandelier sets the stage for cozy meals. A pass-through window into the kitchen adds both convenience and charm. The kitchen is clean and efficient, with ceramic tile flooring, neutral-tone cabinets and countertops, and stainless steel appliances including a French door refrigerator with ice and water dispenser, electric range, and dishwasher. From the kitchen, sliding glass doors lead to your private screened-in porch. This outdoor space is ideal for enjoying morning coffee or evening relaxation, and it includes an additional storage closet for added convenience. A half bath is tucked just off the living room with a pedestal sink and commode, perfect for guests. The laundry closet with washer and dryer is also located on the main floor for easy access. Upstairs, the primary bedroom features vaulted ceilings, soft carpet, a ceiling fan with a light kit, and a built-in closet. The second bedroom offers the same cozy feel, with carpeting, vaulted ceilings, a ceiling fan, and a built-in closet. The full bathroom is connected to the primary bedroom and the hallway, featuring a mirrored vanity with dual sinks, ceramic tile flooring, and a tub with a shower. Located just minutes from the interstate, this townhouse offers easy access to downtown Tampa, shopping, and dining. With its practical layout, private outdoor space, and move-in-ready updates, this home is perfect for anyone seeking low-maintenance living with all the right touches.

17. 2026-03-29
    status Pending 2277-char remark

    Show marketing remark (2277 chars)

    Welcome to easy living in the gated community of Regency Key. This charming 2-bedroom, 1.5-bath townhouse offers the perfect blend of comfort, functionality, and style, complete with a BRAND-NEW AC installed in May 2025 for added peace of mind. Enjoy added privacy and natural views - this home backs up to a peaceful conservation lit, offering serene backdrop with no rear neighbors. Step inside to find a bright, freshly painted interior complemented by resurfaced cabinets and soft new carpet - every detail designed to feel fresh, welcoming and very inviting. This home bodes welcoming living room featuring neutral tones, wood laminate floors, a ceiling fan with a light kit, and a large picture window that fills the space with natural light. The open flow continues into the dining area, where a classic six-light chandelier sets the stage for cozy meals. A pass-through window into the kitchen adds both convenience and charm. The kitchen is clean and efficient, with ceramic tile flooring, neutral-tone cabinets and countertops, and stainless steel appliances including a French door refrigerator with ice and water dispenser, electric range, and dishwasher. From the kitchen, sliding glass doors lead to your private screened-in porch. This outdoor space is ideal for enjoying morning coffee or evening relaxation, and it includes an additional storage closet for added convenience. A half bath is tucked just off the living room with a pedestal sink and commode, perfect for guests. The laundry closet with washer and dryer is also located on the main floor for easy access. Upstairs, the primary bedroom features vaulted ceilings, soft carpet, a ceiling fan with a light kit, and a built-in closet. The second bedroom offers the same cozy feel, with carpeting, vaulted ceilings, a ceiling fan, and a built-in closet. The full bathroom is connected to the primary bedroom and the hallway, featuring a mirrored vanity with dual sinks, ceramic tile flooring, and a tub with a shower. Located just minutes from the interstate, this townhouse offers easy access to downtown Tampa, shopping, and dining. With its practical layout, private outdoor space, and move-in-ready updates, this home is perfect for anyone seeking low-maintenance living with all the right touches.

18. 2026-02-17
    price $172,000 2277-char remark

    Show marketing remark (2277 chars)

    Welcome to easy living in the gated community of Regency Key. This charming 2-bedroom, 1.5-bath townhouse offers the perfect blend of comfort, functionality, and style, complete with a BRAND-NEW AC installed in May 2025 for added peace of mind. Enjoy added privacy and natural views - this home backs up to a peaceful conservation lit, offering serene backdrop with no rear neighbors. Step inside to find a bright, freshly painted interior complemented by resurfaced cabinets and soft new carpet - every detail designed to feel fresh, welcoming and very inviting. This home bodes welcoming living room featuring neutral tones, wood laminate floors, a ceiling fan with a light kit, and a large picture window that fills the space with natural light. The open flow continues into the dining area, where a classic six-light chandelier sets the stage for cozy meals. A pass-through window into the kitchen adds both convenience and charm. The kitchen is clean and efficient, with ceramic tile flooring, neutral-tone cabinets and countertops, and stainless steel appliances including a French door refrigerator with ice and water dispenser, electric range, and dishwasher. From the kitchen, sliding glass doors lead to your private screened-in porch. This outdoor space is ideal for enjoying morning coffee or evening relaxation, and it includes an additional storage closet for added convenience. A half bath is tucked just off the living room with a pedestal sink and commode, perfect for guests. The laundry closet with washer and dryer is also located on the main floor for easy access. Upstairs, the primary bedroom features vaulted ceilings, soft carpet, a ceiling fan with a light kit, and a built-in closet. The second bedroom offers the same cozy feel, with carpeting, vaulted ceilings, a ceiling fan, and a built-in closet. The full bathroom is connected to the primary bedroom and the hallway, featuring a mirrored vanity with dual sinks, ceramic tile flooring, and a tub with a shower. Located just minutes from the interstate, this townhouse offers easy access to downtown Tampa, shopping, and dining. With its practical layout, private outdoor space, and move-in-ready updates, this home is perfect for anyone seeking low-maintenance living with all the right touches.

19. 2026-01-17
    price $180,000 2277-char remark

    Show marketing remark (2277 chars)

    Welcome to easy living in the gated community of Regency Key. This charming 2-bedroom, 1.5-bath townhouse offers the perfect blend of comfort, functionality, and style, complete with a BRAND-NEW AC installed in May 2025 for added peace of mind. Enjoy added privacy and natural views - this home backs up to a peaceful conservation lit, offering serene backdrop with no rear neighbors. Step inside to find a bright, freshly painted interior complemented by resurfaced cabinets and soft new carpet - every detail designed to feel fresh, welcoming and very inviting. This home bodes welcoming living room featuring neutral tones, wood laminate floors, a ceiling fan with a light kit, and a large picture window that fills the space with natural light. The open flow continues into the dining area, where a classic six-light chandelier sets the stage for cozy meals. A pass-through window into the kitchen adds both convenience and charm. The kitchen is clean and efficient, with ceramic tile flooring, neutral-tone cabinets and countertops, and stainless steel appliances including a French door refrigerator with ice and water dispenser, electric range, and dishwasher. From the kitchen, sliding glass doors lead to your private screened-in porch. This outdoor space is ideal for enjoying morning coffee or evening relaxation, and it includes an additional storage closet for added convenience. A half bath is tucked just off the living room with a pedestal sink and commode, perfect for guests. The laundry closet with washer and dryer is also located on the main floor for easy access. Upstairs, the primary bedroom features vaulted ceilings, soft carpet, a ceiling fan with a light kit, and a built-in closet. The second bedroom offers the same cozy feel, with carpeting, vaulted ceilings, a ceiling fan, and a built-in closet. The full bathroom is connected to the primary bedroom and the hallway, featuring a mirrored vanity with dual sinks, ceramic tile flooring, and a tub with a shower. Located just minutes from the interstate, this townhouse offers easy access to downtown Tampa, shopping, and dining. With its practical layout, private outdoor space, and move-in-ready updates, this home is perfect for anyone seeking low-maintenance living with all the right touches.

20. 2025-11-13
    status Active 2277-char remark

    Show marketing remark (2277 chars)

    Welcome to easy living in the gated community of Regency Key. This charming 2-bedroom, 1.5-bath townhouse offers the perfect blend of comfort, functionality, and style, complete with a BRAND-NEW AC installed in May 2025 for added peace of mind. Enjoy added privacy and natural views - this home backs up to a peaceful conservation lit, offering serene backdrop with no rear neighbors. Step inside to find a bright, freshly painted interior complemented by resurfaced cabinets and soft new carpet - every detail designed to feel fresh, welcoming and very inviting. This home bodes welcoming living room featuring neutral tones, wood laminate floors, a ceiling fan with a light kit, and a large picture window that fills the space with natural light. The open flow continues into the dining area, where a classic six-light chandelier sets the stage for cozy meals. A pass-through window into the kitchen adds both convenience and charm. The kitchen is clean and efficient, with ceramic tile flooring, neutral-tone cabinets and countertops, and stainless steel appliances including a French door refrigerator with ice and water dispenser, electric range, and dishwasher. From the kitchen, sliding glass doors lead to your private screened-in porch. This outdoor space is ideal for enjoying morning coffee or evening relaxation, and it includes an additional storage closet for added convenience. A half bath is tucked just off the living room with a pedestal sink and commode, perfect for guests. The laundry closet with washer and dryer is also located on the main floor for easy access. Upstairs, the primary bedroom features vaulted ceilings, soft carpet, a ceiling fan with a light kit, and a built-in closet. The second bedroom offers the same cozy feel, with carpeting, vaulted ceilings, a ceiling fan, and a built-in closet. The full bathroom is connected to the primary bedroom and the hallway, featuring a mirrored vanity with dual sinks, ceramic tile flooring, and a tub with a shower. Located just minutes from the interstate, this townhouse offers easy access to downtown Tampa, shopping, and dining. With its practical layout, private outdoor space, and move-in-ready updates, this home is perfect for anyone seeking low-maintenance living with all the right touches.

21. 2025-09-08
    price $190,000 2277-char remark

    Show marketing remark (2277 chars)

    Welcome to easy living in the gated community of Regency Key. This charming 2-bedroom, 1.5-bath townhouse offers the perfect blend of comfort, functionality, and style, complete with a BRAND-NEW AC installed in May 2025 for added peace of mind. Enjoy added privacy and natural views - this home backs up to a peaceful conservation lit, offering serene backdrop with no rear neighbors. Step inside to find a bright, freshly painted interior complemented by resurfaced cabinets and soft new carpet - every detail designed to feel fresh, welcoming and very inviting. This home bodes welcoming living room featuring neutral tones, wood laminate floors, a ceiling fan with a light kit, and a large picture window that fills the space with natural light. The open flow continues into the dining area, where a classic six-light chandelier sets the stage for cozy meals. A pass-through window into the kitchen adds both convenience and charm. The kitchen is clean and efficient, with ceramic tile flooring, neutral-tone cabinets and countertops, and stainless steel appliances including a French door refrigerator with ice and water dispenser, electric range, and dishwasher. From the kitchen, sliding glass doors lead to your private screened-in porch. This outdoor space is ideal for enjoying morning coffee or evening relaxation, and it includes an additional storage closet for added convenience. A half bath is tucked just off the living room with a pedestal sink and commode, perfect for guests. The laundry closet with washer and dryer is also located on the main floor for easy access. Upstairs, the primary bedroom features vaulted ceilings, soft carpet, a ceiling fan with a light kit, and a built-in closet. The second bedroom offers the same cozy feel, with carpeting, vaulted ceilings, a ceiling fan, and a built-in closet. The full bathroom is connected to the primary bedroom and the hallway, featuring a mirrored vanity with dual sinks, ceramic tile flooring, and a tub with a shower. Located just minutes from the interstate, this townhouse offers easy access to downtown Tampa, shopping, and dining. With its practical layout, private outdoor space, and move-in-ready updates, this home is perfect for anyone seeking low-maintenance living with all the right touches.

22. 2025-07-04
    price $180,000 2277-char remark

    Show marketing remark (2277 chars)

    Welcome to easy living in the gated community of Regency Key. This charming 2-bedroom, 1.5-bath townhouse offers the perfect blend of comfort, functionality, and style, complete with a BRAND-NEW AC installed in May 2025 for added peace of mind. Enjoy added privacy and natural views - this home backs up to a peaceful conservation lit, offering serene backdrop with no rear neighbors. Step inside to find a bright, freshly painted interior complemented by resurfaced cabinets and soft new carpet - every detail designed to feel fresh, welcoming and very inviting. This home bodes welcoming living room featuring neutral tones, wood laminate floors, a ceiling fan with a light kit, and a large picture window that fills the space with natural light. The open flow continues into the dining area, where a classic six-light chandelier sets the stage for cozy meals. A pass-through window into the kitchen adds both convenience and charm. The kitchen is clean and efficient, with ceramic tile flooring, neutral-tone cabinets and countertops, and stainless steel appliances including a French door refrigerator with ice and water dispenser, electric range, and dishwasher. From the kitchen, sliding glass doors lead to your private screened-in porch. This outdoor space is ideal for enjoying morning coffee or evening relaxation, and it includes an additional storage closet for added convenience. A half bath is tucked just off the living room with a pedestal sink and commode, perfect for guests. The laundry closet with washer and dryer is also located on the main floor for easy access. Upstairs, the primary bedroom features vaulted ceilings, soft carpet, a ceiling fan with a light kit, and a built-in closet. The second bedroom offers the same cozy feel, with carpeting, vaulted ceilings, a ceiling fan, and a built-in closet. The full bathroom is connected to the primary bedroom and the hallway, featuring a mirrored vanity with dual sinks, ceramic tile flooring, and a tub with a shower. Located just minutes from the interstate, this townhouse offers easy access to downtown Tampa, shopping, and dining. With its practical layout, private outdoor space, and move-in-ready updates, this home is perfect for anyone seeking low-maintenance living with all the right touches.

23. 2025-06-10
    price $185,000 2277-char remark

    Show marketing remark (2277 chars)

    Welcome to easy living in the gated community of Regency Key. This charming 2-bedroom, 1.5-bath townhouse offers the perfect blend of comfort, functionality, and style, complete with a BRAND-NEW AC installed in May 2025 for added peace of mind. Enjoy added privacy and natural views - this home backs up to a peaceful conservation lit, offering serene backdrop with no rear neighbors. Step inside to find a bright, freshly painted interior complemented by resurfaced cabinets and soft new carpet - every detail designed to feel fresh, welcoming and very inviting. This home bodes welcoming living room featuring neutral tones, wood laminate floors, a ceiling fan with a light kit, and a large picture window that fills the space with natural light. The open flow continues into the dining area, where a classic six-light chandelier sets the stage for cozy meals. A pass-through window into the kitchen adds both convenience and charm. The kitchen is clean and efficient, with ceramic tile flooring, neutral-tone cabinets and countertops, and stainless steel appliances including a French door refrigerator with ice and water dispenser, electric range, and dishwasher. From the kitchen, sliding glass doors lead to your private screened-in porch. This outdoor space is ideal for enjoying morning coffee or evening relaxation, and it includes an additional storage closet for added convenience. A half bath is tucked just off the living room with a pedestal sink and commode, perfect for guests. The laundry closet with washer and dryer is also located on the main floor for easy access. Upstairs, the primary bedroom features vaulted ceilings, soft carpet, a ceiling fan with a light kit, and a built-in closet. The second bedroom offers the same cozy feel, with carpeting, vaulted ceilings, a ceiling fan, and a built-in closet. The full bathroom is connected to the primary bedroom and the hallway, featuring a mirrored vanity with dual sinks, ceramic tile flooring, and a tub with a shower. Located just minutes from the interstate, this townhouse offers easy access to downtown Tampa, shopping, and dining. With its practical layout, private outdoor space, and move-in-ready updates, this home is perfect for anyone seeking low-maintenance living with all the right touches.

24. 2025-02-20
    price $195,000 2277-char remark

    Show marketing remark (2277 chars)

    Welcome to easy living in the gated community of Regency Key. This charming 2-bedroom, 1.5-bath townhouse offers the perfect blend of comfort, functionality, and style, complete with a BRAND-NEW AC installed in May 2025 for added peace of mind. Enjoy added privacy and natural views - this home backs up to a peaceful conservation lit, offering serene backdrop with no rear neighbors. Step inside to find a bright, freshly painted interior complemented by resurfaced cabinets and soft new carpet - every detail designed to feel fresh, welcoming and very inviting. This home bodes welcoming living room featuring neutral tones, wood laminate floors, a ceiling fan with a light kit, and a large picture window that fills the space with natural light. The open flow continues into the dining area, where a classic six-light chandelier sets the stage for cozy meals. A pass-through window into the kitchen adds both convenience and charm. The kitchen is clean and efficient, with ceramic tile flooring, neutral-tone cabinets and countertops, and stainless steel appliances including a French door refrigerator with ice and water dispenser, electric range, and dishwasher. From the kitchen, sliding glass doors lead to your private screened-in porch. This outdoor space is ideal for enjoying morning coffee or evening relaxation, and it includes an additional storage closet for added convenience. A half bath is tucked just off the living room with a pedestal sink and commode, perfect for guests. The laundry closet with washer and dryer is also located on the main floor for easy access. Upstairs, the primary bedroom features vaulted ceilings, soft carpet, a ceiling fan with a light kit, and a built-in closet. The second bedroom offers the same cozy feel, with carpeting, vaulted ceilings, a ceiling fan, and a built-in closet. The full bathroom is connected to the primary bedroom and the hallway, featuring a mirrored vanity with dual sinks, ceramic tile flooring, and a tub with a shower. Located just minutes from the interstate, this townhouse offers easy access to downtown Tampa, shopping, and dining. With its practical layout, private outdoor space, and move-in-ready updates, this home is perfect for anyone seeking low-maintenance living with all the right touches.

25. 2025-01-30
    price $199,000 2277-char remark

    Show marketing remark (2277 chars)

    Welcome to easy living in the gated community of Regency Key. This charming 2-bedroom, 1.5-bath townhouse offers the perfect blend of comfort, functionality, and style, complete with a BRAND-NEW AC installed in May 2025 for added peace of mind. Enjoy added privacy and natural views - this home backs up to a peaceful conservation lit, offering serene backdrop with no rear neighbors. Step inside to find a bright, freshly painted interior complemented by resurfaced cabinets and soft new carpet - every detail designed to feel fresh, welcoming and very inviting. This home bodes welcoming living room featuring neutral tones, wood laminate floors, a ceiling fan with a light kit, and a large picture window that fills the space with natural light. The open flow continues into the dining area, where a classic six-light chandelier sets the stage for cozy meals. A pass-through window into the kitchen adds both convenience and charm. The kitchen is clean and efficient, with ceramic tile flooring, neutral-tone cabinets and countertops, and stainless steel appliances including a French door refrigerator with ice and water dispenser, electric range, and dishwasher. From the kitchen, sliding glass doors lead to your private screened-in porch. This outdoor space is ideal for enjoying morning coffee or evening relaxation, and it includes an additional storage closet for added convenience. A half bath is tucked just off the living room with a pedestal sink and commode, perfect for guests. The laundry closet with washer and dryer is also located on the main floor for easy access. Upstairs, the primary bedroom features vaulted ceilings, soft carpet, a ceiling fan with a light kit, and a built-in closet. The second bedroom offers the same cozy feel, with carpeting, vaulted ceilings, a ceiling fan, and a built-in closet. The full bathroom is connected to the primary bedroom and the hallway, featuring a mirrored vanity with dual sinks, ceramic tile flooring, and a tub with a shower. Located just minutes from the interstate, this townhouse offers easy access to downtown Tampa, shopping, and dining. With its practical layout, private outdoor space, and move-in-ready updates, this home is perfect for anyone seeking low-maintenance living with all the right touches.

26. 2025-01-15
    price $205,000 2277-char remark

    Show marketing remark (2277 chars)

    Welcome to easy living in the gated community of Regency Key. This charming 2-bedroom, 1.5-bath townhouse offers the perfect blend of comfort, functionality, and style, complete with a BRAND-NEW AC installed in May 2025 for added peace of mind. Enjoy added privacy and natural views - this home backs up to a peaceful conservation lit, offering serene backdrop with no rear neighbors. Step inside to find a bright, freshly painted interior complemented by resurfaced cabinets and soft new carpet - every detail designed to feel fresh, welcoming and very inviting. This home bodes welcoming living room featuring neutral tones, wood laminate floors, a ceiling fan with a light kit, and a large picture window that fills the space with natural light. The open flow continues into the dining area, where a classic six-light chandelier sets the stage for cozy meals. A pass-through window into the kitchen adds both convenience and charm. The kitchen is clean and efficient, with ceramic tile flooring, neutral-tone cabinets and countertops, and stainless steel appliances including a French door refrigerator with ice and water dispenser, electric range, and dishwasher. From the kitchen, sliding glass doors lead to your private screened-in porch. This outdoor space is ideal for enjoying morning coffee or evening relaxation, and it includes an additional storage closet for added convenience. A half bath is tucked just off the living room with a pedestal sink and commode, perfect for guests. The laundry closet with washer and dryer is also located on the main floor for easy access. Upstairs, the primary bedroom features vaulted ceilings, soft carpet, a ceiling fan with a light kit, and a built-in closet. The second bedroom offers the same cozy feel, with carpeting, vaulted ceilings, a ceiling fan, and a built-in closet. The full bathroom is connected to the primary bedroom and the hallway, featuring a mirrored vanity with dual sinks, ceramic tile flooring, and a tub with a shower. Located just minutes from the interstate, this townhouse offers easy access to downtown Tampa, shopping, and dining. With its practical layout, private outdoor space, and move-in-ready updates, this home is perfect for anyone seeking low-maintenance living with all the right touches.

27. 2024-12-23
    listed $210,000 Active 2277-char remark

    Show marketing remark (2277 chars)

    Welcome to easy living in the gated community of Regency Key. This charming 2-bedroom, 1.5-bath townhouse offers the perfect blend of comfort, functionality, and style, complete with a BRAND-NEW AC installed in May 2025 for added peace of mind. Enjoy added privacy and natural views - this home backs up to a peaceful conservation lit, offering serene backdrop with no rear neighbors. Step inside to find a bright, freshly painted interior complemented by resurfaced cabinets and soft new carpet - every detail designed to feel fresh, welcoming and very inviting. This home bodes welcoming living room featuring neutral tones, wood laminate floors, a ceiling fan with a light kit, and a large picture window that fills the space with natural light. The open flow continues into the dining area, where a classic six-light chandelier sets the stage for cozy meals. A pass-through window into the kitchen adds both convenience and charm. The kitchen is clean and efficient, with ceramic tile flooring, neutral-tone cabinets and countertops, and stainless steel appliances including a French door refrigerator with ice and water dispenser, electric range, and dishwasher. From the kitchen, sliding glass doors lead to your private screened-in porch. This outdoor space is ideal for enjoying morning coffee or evening relaxation, and it includes an additional storage closet for added convenience. A half bath is tucked just off the living room with a pedestal sink and commode, perfect for guests. The laundry closet with washer and dryer is also located on the main floor for easy access. Upstairs, the primary bedroom features vaulted ceilings, soft carpet, a ceiling fan with a light kit, and a built-in closet. The second bedroom offers the same cozy feel, with carpeting, vaulted ceilings, a ceiling fan, and a built-in closet. The full bathroom is connected to the primary bedroom and the hallway, featuring a mirrored vanity with dual sinks, ceramic tile flooring, and a tub with a shower. Located just minutes from the interstate, this townhouse offers easy access to downtown Tampa, shopping, and dining. With its practical layout, private outdoor space, and move-in-ready updates, this home is perfect for anyone seeking low-maintenance living with all the right touches.

28. 2014-08-06
    soldstatus $62,225 Sold 337-char remark

    Show marketing remark (337 chars)

    HUD HOME FOR SALE. Sold "AS IS". Buyer to verify all information. This two story townhome is located in the heart of downtown Brandon. The ground floor includes a great room, a kitchen with a range and a dishwasher and a half bath. The upstairs has 2 bedrooms and a full bath. Act now, a townhome at this price won't last long!

29. 2014-06-14
    status Pending 337-char remark

    Show marketing remark (337 chars)

    HUD HOME FOR SALE. Sold "AS IS". Buyer to verify all information. This two story townhome is located in the heart of downtown Brandon. The ground floor includes a great room, a kitchen with a range and a dishwasher and a half bath. The upstairs has 2 bedrooms and a full bath. Act now, a townhome at this price won't last long!

30. 2014-06-10
    historical 337-char remark

    Show marketing remark (337 chars)

    HUD HOME FOR SALE. Sold "AS IS". Buyer to verify all information. This two story townhome is located in the heart of downtown Brandon. The ground floor includes a great room, a kitchen with a range and a dishwasher and a half bath. The upstairs has 2 bedrooms and a full bath. Act now, a townhome at this price won't last long!

31. 2014-05-28
    status Pending 337-char remark

    Show marketing remark (337 chars)

    HUD HOME FOR SALE. Sold "AS IS". Buyer to verify all information. This two story townhome is located in the heart of downtown Brandon. The ground floor includes a great room, a kitchen with a range and a dishwasher and a half bath. The upstairs has 2 bedrooms and a full bath. Act now, a townhome at this price won't last long!

32. 2014-05-14
    listed $62,225 Active 337-char remark

    Show marketing remark (337 chars)

    HUD HOME FOR SALE. Sold "AS IS". Buyer to verify all information. This two story townhome is located in the heart of downtown Brandon. The ground floor includes a great room, a kitchen with a range and a dishwasher and a half bath. The upstairs has 2 bedrooms and a full bath. Act now, a townhome at this price won't last long!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,698 · $225/mo
• Projected year-2 tax: $2,698 · $225/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,681
• − Mortgage interest: −$9,411
• − Property taxes: −$2,698
• − Insurance: −$840
• − Repairs & maintenance: −$1,895
• − Management: −$1,895
• − HOA: −$6,348
• − Depreciation: −$4,887
• Taxable loss: −$4,291
• Est. tax savings @ 24.0%: +$1,030
• After-tax cash flow: $-720/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — Brandon

• Score: 85/100
• State rank: #26
• US rank: #507

Category grades

Amenities A+ Commute A Cost of living A- Crime B Employment C+ Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Brandon, FL
• County: Hillsborough County · 1,540,968 people
• City population: 92,716
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 30,578
• Household income: $74,245
• Rent vs Own: 37.3% rent · 62.7% own
• Severe rent burden: 1192.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: White 40% Hispanic / Latino 34% Black 16% Two or more races 16% Asian 5%
• Hispanic origin (detail): Mexican 4% Puerto Rican 14% Cuban 7% Dominican 3%
• Common ancestry: Romanian 2% Lithuanian 2% Hispanic 2%
• Foreign-born: 18% · Canada, Jamaica, Vietnam
• Languages at home: 68% English-only · Spanish 25% Other Indo-European 3% Tagalog/Filipino 1%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -90.54%
• Current HPI: 328.43
• Rent YoY: ▬ -0.05%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+176.4% since first listed

17 events — show timeline

• 2026-04-07 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-03-29 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-02-17 Price Changed $172,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-17 Price Changed $180,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-13 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-09-08 Price Changed $190,000 Stellar MLS as Distributed by MLS Grid
• 2025-07-04 Price Changed $180,000 Stellar MLS as Distributed by MLS Grid
• 2025-06-10 Price Changed $185,000 Stellar MLS as Distributed by MLS Grid
• 2025-02-20 Price Changed $195,000 Stellar MLS as Distributed by MLS Grid
• 2025-01-30 Price Changed $199,000 Stellar MLS as Distributed by MLS Grid
• 2025-01-15 Price Changed $205,000 Stellar MLS as Distributed by MLS Grid
• 2024-12-23 Listed $210,000 Stellar MLS as Distributed by MLS Grid
• 2014-08-06 Sold (MLS) $62,225 Stellar MLS as Distributed by MLS Grid
• 2014-06-14 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-06-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2014-05-28 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-05-14 Listed $62,225 Stellar MLS as Distributed by MLS Grid

Property tax history

+7.4%/yr

Latest (2025): $2,698 · +8.0% YoY. Source: county tax records.