CashFlowRE
Sign in Sign up
106 Mountain Laurel Ln
C- Composite 52.42
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.5/30.0
  • DSCR +7.9/10.0
  • 1% rule +6.0/10.0
  • Schools +5.2/10.0
  • Livability +3.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$1,499,900

106 Mountain Laurel Ln · Woodstock, NY 12498
3 bd · 4.0 ba · 3,330 sqft · SingleFamily public records · 122 Days on market
Built 1970 1.73 ac lot $450/sqft · 22% above area Est $1231k · 22% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

A truly one-of-a-kind residence and rare opportunity, this exceptional home offers a seamless blend of architecture and art in the heart of Woodstock, walking distance to Tinker Street, yet set privately on 1.73 secluded acres just minutes from the village. Designed as a fusion of a Frank Lloyd Wright–inspired contemporary addition and an original Buckminster Fuller–style geodesic dome, the property delivers over 3,300 sq. ft. of light-filled living space with remarkable character and a spacious, flexible layout ideal for both everyday living, work-from-home, and the Hudson Valley lifestyle. Open hardwood floors, soaring Douglas fir ceilings, and walls of windows create an effortless indoor–outdoor flow overlooking the natural landscape. A lofted gallery office leads to the primary suite with private gas stove, steam shower, dual vanities, and a generous walk-in closet. Two well-appointed bedroom suites in the downstairs wing, including two additional guest bathrooms on the lower level, the home offers privacy and comfort for residents and guests alike. Each lower-level suite features direct access to the outdoor space and stone patio. The original dome includes a separate entrance, full bath, modern kitchen, and wood-burning stove, ideal for a studio, guest space, or additional living area. A Central Park–style gazebo and mature grounds complete this serene setting. Embrace the luxury of living within walking distance to Woodstock’s renowned dining, galleries, and music venues while maintaining exceptional privacy. A rare offering in what is truly a one of a kind home.

Key facts

  • Private gas stove
  • Secluded acres
  • 1.73 acre lot

Tags

SECLUDED ACRESFRANK LLOYD WRIGHT INSPIREDBUCKMINSTER FULLER STYLELIGHT FILLED LIVING SPACELOFTED GALLERY OFFICEPRIVATE GAS STOVE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/4.0-bath single-family listed at $1.50M.

Deal economics

  • At list price, monthly cash flow is $3k ($36k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($16k rent vs $1.50M).
  • Recommended offer: $1.32M (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.7% vs local median 2.6% in Woodstock — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#205 in NY, #3,176 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, amenities A+, health & safety A+; Watch: employment D, commute F, cost of living F.
  • Onteora Central School District (rural): math 58% / reading 59% proficiency, ranked #288 of 755 in NY (top 38%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Onteora High School (math 92% / reading 90%, grade A+, #203 of 1,100 statewide, top 20%, 413 students, 44% FRL).
  • Zoned-school proficiency averages 91% at this address vs 58% district-wide (+32 pts) — the actual schools serving this property are materially stronger than the Onteora Central School District average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 71 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 464 units permitted in Ulster County in 2024 (170 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $10k of loan paydown is wiped out by about $45k of value loss. Plan a longer hold.
  • Ulster County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 122 days — a 12% lower offer ($1.32M) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $1.27M; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $56/mo.
  • Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $1,319,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 122 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
8.74%
Cash-on-cash
8.75%
DSCR
1.39
GRM
7.6

CMA / ARV

ARV (median comp)
$1,230,674
List price
$1,499,900
Delta
21.88%
Verdict
OVERPRICED
Comps
16 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
16 Juniper Ln 0.32mi 3/2.5 3,076 (-8%) 8mo $1,550,000 $504 60
253 Upper Byrdcliffe Rd 0.68mi 3/3.5 3,072 (-8%) 6mo $1,612,500 $525 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-3.3%
Equity multiple
0.88×
Total profit
$-51,424
Equity at exit
$223,640
10-year hold
IRR
6.4%
Equity multiple
1.48×
Total profit
$202,081
Equity at exit
$129,684

Cash invested: $419,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 12498

Home prices YoY
-21.8%
Active inventory
71
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$16,500 medium interval (Pro) →
Mortgage (P&I)
$7,866
Tax from tax record
$1,481 /mo · $17,770/yr
Insurance
$625
Flood insurance flood zone
−$56 /mo · $666/yr
HOA
$0
Vacancy / Maint / Mgmt
$3,465
Net cashflow
$3,008

Break-even live

Break-even rent $12,692
Max offer price $1,499,900
Occupancy floor 77%

Sensitivity live

Price -10% $3,857 -5% $3,433 +0% $3,008 +5% $2,584 +10% $2,159
Rent -10% $1,705 -5% $2,356 +0% $3,008 +5% $3,660 +10% $4,312
Rate -1.0pp $3,763 -0.5pp $3,390 base $3,008 +0.5pp $2,619 +1.0pp $2,224

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$374,975
Closing costs
$44,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
75 Hill 99 Woodstock, NY 4.0 3.5 4044 $16,500 $4.08 45d 1 1.26mi

Listing history 26 events

  1. 2026-06-21
    days on market $1,499,900 Active 122 DOM
  2. 2026-06-19
    days on market $1,499,900 Active 120 DOM
  3. 2026-06-18
    days on market $1,499,900 Active 119 DOM
  4. 2026-06-17
    days on market $1,499,900 Active 118 DOM
  5. 2026-06-16
    days on market $1,499,900 Active 117 DOM
  6. 2026-06-15
    days on market $1,499,900 Active 116 DOM
  7. 2026-06-14
    days on market $1,499,900 Active 114 DOM
  8. 2026-06-12
    days on market $1,499,900 Active 113 DOM
  9. 2026-06-09
    days on market $1,499,900 Active 110 DOM
  10. 2026-06-08
    days on market $1,499,900 Active 109 DOM
  11. 2026-06-07
    days on market $1,499,900 Active 108 DOM
  12. 2026-06-05
    days on market $1,499,900 Active 105 DOM
  13. 2026-06-02
    days on market $1,499,900 Active 103 DOM
  14. 2026-06-01
    days on market $1,499,900 Active 102 DOM
  15. 2026-05-31
    days on market $1,499,900 Active 101 DOM
  16. 2026-05-30
    days on market $1,499,900 Active 100 DOM
  17. 2026-02-18
    listed $1,499,900 Active 1626-char remark
    Show marketing remark (1626 chars)

    A truly one-of-a-kind residence and rare opportunity, this exceptional home offers a seamless blend of architecture and art in the heart of Woodstock, walking distance to Tinker Street, yet set privately on 1.73 secluded acres just minutes from the village. Designed as a fusion of a Frank Lloyd Wright–inspired contemporary addition and an original Buckminster Fuller–style geodesic dome, the property delivers over 3,300 sq. ft. of light-filled living space with remarkable character and a spacious, flexible layout ideal for both everyday living, work-from-home, and the Hudson Valley lifestyle. Open hardwood floors, soaring Douglas fir ceilings, and walls of windows create an effortless indoor–outdoor flow overlooking the natural landscape. A lofted gallery office leads to the primary suite with private gas stove, steam shower, dual vanities, and a generous walk-in closet. Two well-appointed bedroom suites in the downstairs wing, including two additional guest bathrooms on the lower level, the home offers privacy and comfort for residents and guests alike. Each lower-level suite features direct access to the outdoor space and stone patio. The original dome includes a separate entrance, full bath, modern kitchen, and wood-burning stove, ideal for a studio, guest space, or additional living area. A Central Park–style gazebo and mature grounds complete this serene setting. Embrace the luxury of living within walking distance to Woodstock’s renowned dining, galleries, and music venues while maintaining exceptional privacy. A rare offering in what is truly a one of a kind home.

  18. 2026-01-22
    listed $6,500
  19. 2023-08-30
    soldstatus $1,275,000
  20. 2023-08-24
    soldstatus $1,275,000 Sold 2105-char remark
    Show marketing remark (2105 chars)

    Welcome to an architectural wonder sitting on 1.73 acres of secluded and private land in the heart of the Village of Woodstock. This magnificent Woodstock Contemporary is a combination of the modern, clean lines of a Frank Lloyd Wright inspired design added in 2003 and a Buckminster Fuller style geodesic dome built in 1970. Offering over 3,000 square feet of living space as well as a magical Central Park gazebo and stone patio, the home was designed as a work of art as well as a place to call home. With beauty and open space indoors as well as a feeling of warmth and intimacy, the home is a wonderful retreat for family and friends. The hand carved, mahogany front door leads to a stunning, open living space filled with light from glass doors and windows high at the pitch of the Douglas Fir vaulted ceilings. The living space also has a gas stove that adds to the warmth. The lofted, galley office leads to the primary suite that is filled with light and warmth from a beautiful bedside gas stove. The primary bathroom has two sinks, an extra-large shower and steam room, and a walk in closet reminiscent of that in a SoHo loft. Downstairs there is an additional entrance through a large mudroom that leads to a hallway with laundry and additional storage. There are guest bedrooms downstairs as well, both with private full bathrooms and doors leading to the patio where guests can sit with the fine work of local artist Tom Gottslaben. The dome is a conversation piece in and of itself. Built in 1970, it is no doubt a part of Woodstock history. It has its own private entrance and full bathroom as well as an open, modern kitchen. There is a wood burning stove off the center and it can be configured as multiple spaces including dining, living, and screening area. Just minutes to some of the highest rated restaurants in Upstate New York as well as world famous music venues and the best outdoor entertainment, this is a once in a lifetime opportunity to own a piece of history in the most sought after part of the Hudson Valley. Please visit our OPEN HOUSE Sunday, May 7th between 11am-1pm.

  21. 2023-07-11
    status Pending (Fully Executed Contract) 2105-char remark
    Show marketing remark (2105 chars)

    Welcome to an architectural wonder sitting on 1.73 acres of secluded and private land in the heart of the Village of Woodstock. This magnificent Woodstock Contemporary is a combination of the modern, clean lines of a Frank Lloyd Wright inspired design added in 2003 and a Buckminster Fuller style geodesic dome built in 1970. Offering over 3,000 square feet of living space as well as a magical Central Park gazebo and stone patio, the home was designed as a work of art as well as a place to call home. With beauty and open space indoors as well as a feeling of warmth and intimacy, the home is a wonderful retreat for family and friends. The hand carved, mahogany front door leads to a stunning, open living space filled with light from glass doors and windows high at the pitch of the Douglas Fir vaulted ceilings. The living space also has a gas stove that adds to the warmth. The lofted, galley office leads to the primary suite that is filled with light and warmth from a beautiful bedside gas stove. The primary bathroom has two sinks, an extra-large shower and steam room, and a walk in closet reminiscent of that in a SoHo loft. Downstairs there is an additional entrance through a large mudroom that leads to a hallway with laundry and additional storage. There are guest bedrooms downstairs as well, both with private full bathrooms and doors leading to the patio where guests can sit with the fine work of local artist Tom Gottslaben. The dome is a conversation piece in and of itself. Built in 1970, it is no doubt a part of Woodstock history. It has its own private entrance and full bathroom as well as an open, modern kitchen. There is a wood burning stove off the center and it can be configured as multiple spaces including dining, living, and screening area. Just minutes to some of the highest rated restaurants in Upstate New York as well as world famous music venues and the best outdoor entertainment, this is a once in a lifetime opportunity to own a piece of history in the most sought after part of the Hudson Valley. Please visit our OPEN HOUSE Sunday, May 7th between 11am-1pm.

  22. 2023-06-19
    status Pending (Continue To Show) 2105-char remark
    Show marketing remark (2105 chars)

    Welcome to an architectural wonder sitting on 1.73 acres of secluded and private land in the heart of the Village of Woodstock. This magnificent Woodstock Contemporary is a combination of the modern, clean lines of a Frank Lloyd Wright inspired design added in 2003 and a Buckminster Fuller style geodesic dome built in 1970. Offering over 3,000 square feet of living space as well as a magical Central Park gazebo and stone patio, the home was designed as a work of art as well as a place to call home. With beauty and open space indoors as well as a feeling of warmth and intimacy, the home is a wonderful retreat for family and friends. The hand carved, mahogany front door leads to a stunning, open living space filled with light from glass doors and windows high at the pitch of the Douglas Fir vaulted ceilings. The living space also has a gas stove that adds to the warmth. The lofted, galley office leads to the primary suite that is filled with light and warmth from a beautiful bedside gas stove. The primary bathroom has two sinks, an extra-large shower and steam room, and a walk in closet reminiscent of that in a SoHo loft. Downstairs there is an additional entrance through a large mudroom that leads to a hallway with laundry and additional storage. There are guest bedrooms downstairs as well, both with private full bathrooms and doors leading to the patio where guests can sit with the fine work of local artist Tom Gottslaben. The dome is a conversation piece in and of itself. Built in 1970, it is no doubt a part of Woodstock history. It has its own private entrance and full bathroom as well as an open, modern kitchen. There is a wood burning stove off the center and it can be configured as multiple spaces including dining, living, and screening area. Just minutes to some of the highest rated restaurants in Upstate New York as well as world famous music venues and the best outdoor entertainment, this is a once in a lifetime opportunity to own a piece of history in the most sought after part of the Hudson Valley. Please visit our OPEN HOUSE Sunday, May 7th between 11am-1pm.

  23. 2023-04-15
    status Back On Market 2105-char remark
    Show marketing remark (2105 chars)

    Welcome to an architectural wonder sitting on 1.73 acres of secluded and private land in the heart of the Village of Woodstock. This magnificent Woodstock Contemporary is a combination of the modern, clean lines of a Frank Lloyd Wright inspired design added in 2003 and a Buckminster Fuller style geodesic dome built in 1970. Offering over 3,000 square feet of living space as well as a magical Central Park gazebo and stone patio, the home was designed as a work of art as well as a place to call home. With beauty and open space indoors as well as a feeling of warmth and intimacy, the home is a wonderful retreat for family and friends. The hand carved, mahogany front door leads to a stunning, open living space filled with light from glass doors and windows high at the pitch of the Douglas Fir vaulted ceilings. The living space also has a gas stove that adds to the warmth. The lofted, galley office leads to the primary suite that is filled with light and warmth from a beautiful bedside gas stove. The primary bathroom has two sinks, an extra-large shower and steam room, and a walk in closet reminiscent of that in a SoHo loft. Downstairs there is an additional entrance through a large mudroom that leads to a hallway with laundry and additional storage. There are guest bedrooms downstairs as well, both with private full bathrooms and doors leading to the patio where guests can sit with the fine work of local artist Tom Gottslaben. The dome is a conversation piece in and of itself. Built in 1970, it is no doubt a part of Woodstock history. It has its own private entrance and full bathroom as well as an open, modern kitchen. There is a wood burning stove off the center and it can be configured as multiple spaces including dining, living, and screening area. Just minutes to some of the highest rated restaurants in Upstate New York as well as world famous music venues and the best outdoor entertainment, this is a once in a lifetime opportunity to own a piece of history in the most sought after part of the Hudson Valley. Please visit our OPEN HOUSE Sunday, May 7th between 11am-1pm.

  24. 2023-04-11
    status Pending (Continue To Show) 2105-char remark
    Show marketing remark (2105 chars)

    Welcome to an architectural wonder sitting on 1.73 acres of secluded and private land in the heart of the Village of Woodstock. This magnificent Woodstock Contemporary is a combination of the modern, clean lines of a Frank Lloyd Wright inspired design added in 2003 and a Buckminster Fuller style geodesic dome built in 1970. Offering over 3,000 square feet of living space as well as a magical Central Park gazebo and stone patio, the home was designed as a work of art as well as a place to call home. With beauty and open space indoors as well as a feeling of warmth and intimacy, the home is a wonderful retreat for family and friends. The hand carved, mahogany front door leads to a stunning, open living space filled with light from glass doors and windows high at the pitch of the Douglas Fir vaulted ceilings. The living space also has a gas stove that adds to the warmth. The lofted, galley office leads to the primary suite that is filled with light and warmth from a beautiful bedside gas stove. The primary bathroom has two sinks, an extra-large shower and steam room, and a walk in closet reminiscent of that in a SoHo loft. Downstairs there is an additional entrance through a large mudroom that leads to a hallway with laundry and additional storage. There are guest bedrooms downstairs as well, both with private full bathrooms and doors leading to the patio where guests can sit with the fine work of local artist Tom Gottslaben. The dome is a conversation piece in and of itself. Built in 1970, it is no doubt a part of Woodstock history. It has its own private entrance and full bathroom as well as an open, modern kitchen. There is a wood burning stove off the center and it can be configured as multiple spaces including dining, living, and screening area. Just minutes to some of the highest rated restaurants in Upstate New York as well as world famous music venues and the best outdoor entertainment, this is a once in a lifetime opportunity to own a piece of history in the most sought after part of the Hudson Valley. Please visit our OPEN HOUSE Sunday, May 7th between 11am-1pm.

  25. 2023-03-14
    listed $1,275,000 Active 2105-char remark
    Show marketing remark (2105 chars)

    Welcome to an architectural wonder sitting on 1.73 acres of secluded and private land in the heart of the Village of Woodstock. This magnificent Woodstock Contemporary is a combination of the modern, clean lines of a Frank Lloyd Wright inspired design added in 2003 and a Buckminster Fuller style geodesic dome built in 1970. Offering over 3,000 square feet of living space as well as a magical Central Park gazebo and stone patio, the home was designed as a work of art as well as a place to call home. With beauty and open space indoors as well as a feeling of warmth and intimacy, the home is a wonderful retreat for family and friends. The hand carved, mahogany front door leads to a stunning, open living space filled with light from glass doors and windows high at the pitch of the Douglas Fir vaulted ceilings. The living space also has a gas stove that adds to the warmth. The lofted, galley office leads to the primary suite that is filled with light and warmth from a beautiful bedside gas stove. The primary bathroom has two sinks, an extra-large shower and steam room, and a walk in closet reminiscent of that in a SoHo loft. Downstairs there is an additional entrance through a large mudroom that leads to a hallway with laundry and additional storage. There are guest bedrooms downstairs as well, both with private full bathrooms and doors leading to the patio where guests can sit with the fine work of local artist Tom Gottslaben. The dome is a conversation piece in and of itself. Built in 1970, it is no doubt a part of Woodstock history. It has its own private entrance and full bathroom as well as an open, modern kitchen. There is a wood burning stove off the center and it can be configured as multiple spaces including dining, living, and screening area. Just minutes to some of the highest rated restaurants in Upstate New York as well as world famous music venues and the best outdoor entertainment, this is a once in a lifetime opportunity to own a piece of history in the most sought after part of the Hudson Valley. Please visit our OPEN HOUSE Sunday, May 7th between 11am-1pm.

  26. 2015-04-01
    listed $1,490,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$17,770 · $1,481/mo
Projected year-2 tax
$21,559 · $1,797/mo
Expected delta
+$3,789/yr (+$316/mo · 21.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$198,000
− Mortgage interest
−$84,018
− Property taxes
−$17,770
− Insurance
−$8,166
− Repairs & maintenance
−$15,840
− Management
−$15,840
− Depreciation
−$43,633
Taxable income
$12,733
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,056
After-tax cash flow
$33,040/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Onteora Central School District
NCES district ID
3621840
Math proficiency
58% ▬ 0.00%
Reading proficiency
59% ▼ -3.00%
Median HH income
$56,997
Composite
52.17/100
National rank
#3482
State rank
#288 of 755 in NY

Livability — Woodstock

Score
77/100
State rank
#205
US rank
#3176

Category grades

Amenities A+ Commute F Cost of living F Crime A+ Employment D Housing B Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Woodstock, NY
City population
4,530
Population (ZIP)
4,530

Population outlook (Ulster County) Hauer SSP2

Today (2025)
175,887 people
By 2030
171,876 · -2.3%
By 2040
161,771 · -8.0%
By 2050
151,470 · -13.9%
By 2075
133,023 · -24.4%
By 2100
113,504 · -35.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 6% Two or more races 5% Asian 3% Black 2%
Hispanic origin (detail)
Common ancestry
Scotch-Irish 8% Italian 7% Romanian 5%
Foreign-born
12% · Canada, China, Jamaica
Languages at home
90% English-only · Spanish 3% French/Haitian/Cajun 2% German/W. Germanic 1%

Political lean MEDSL · Ulster

2024 margin
D (+18.7) · D 59.3% · R 40.7%
2008→2024 swing
-4.9pp toward R · 2008: 23.6pp · 2024: 18.7pp
All cycles
2024: D+18.7 2020: D+20.9 2016: D+9.1 2012: D+21.9 2008: D+23.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -96.28%
Current HPI
344.8651
Rent YoY
Metro
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+0.7% since first listed
10 events — show timeline
  • 2026-02-18 Listed $1,499,900 OneKey® MLS as Distributed by MLS Grid
  • 2026-01-22 Listed for Rent $6,500 ONEKEY
  • 2023-08-30 Sold (Public Records) $1,275,000 Public Records
  • 2023-08-24 Sold (MLS) $1,275,000 HVCRMLS
  • 2023-07-11 Pending HVCRMLS
  • 2023-06-19 Pending HVCRMLS
  • 2023-04-15 Relisted HVCRMLS
  • 2023-04-11 Pending HVCRMLS
  • 2023-03-14 Listed $1,275,000 HVCRMLS
  • 2015-04-01 Listed $1,490,000 HVCRMLS

Property tax history

+4.8%/yr

Latest (2025): $17,770 · -5.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…