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1137 Warren Dr
D Composite 43.4
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.5/15.0
  • Cash flow +10.0/30.0
  • Schools +5.8/10.0
  • Livability +4.0/5.0
  • DSCR +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.3/10.0
  • Appreciation +0.0/10.0

$215,000

1137 Warren Dr · Brunswick, OH 44212
3 bd · 1.0 ba · 1,059 sqft · SingleFamily public records · 34 Days on market
Built 1959 0.86 ac lot $203/sqft · 13% below area Est $248k · 13% under ↓ 9% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome Home to 1137 Warren Drive in Brunswick. Conveniently located near all Brunswick has to offer, hospitals, shopping, dinning, easy access to I-71 and Brunswick city Schools! The inviting brick front porch opens to the large living room boasts a picture window, stone fire place, and original hardwood floors. The Eat-in Kitchen offers a window lined dinning area and access to the backyard. Three bedrooms all featuring hardwood floors and bathroom with retro flare finish off the first floor. The spacious unfinished basement Offers a Fireplace opening and laundry area, all which could be finished for additional living space! All of this on a beautiful wooded lot with two parcels totaling

Key facts

  • 0.86 acre lot
  • Parking
  • Built 1959

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $215k.

Deal economics

  • At list price, monthly cash flow is $-129 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $192k (10.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $156k (27.4% below list).
  • Recommended offer: $156k (27.4% below list) — sets the bar for 1% rule.
  • Cap rate 5.6% vs local median 2.8% in Brunswick — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#135 in OH, #1,940 nationally) — a professional / high-income tenant draw. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities D+, health & safety D, commute F.
  • Brunswick City (suburban): math 62% / reading 71% proficiency, ranked #172 of 656 in OH (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 18% free/reduced lunch — higher-income household profile.
  • Zoned schools: C R Towslee Elementary School (math 62% / reading 62%, grade B, #590 of 1,584 statewide, top 41%, 312 students, 34% FRL); Brunswick Middle School (math 61% / reading 72%, grade A-, #172 of 654 statewide, top 27%, 1,460 students, 20% FRL); Brunswick High School (math 49% / reading 74%, grade B-, #231 of 781 statewide, top 30%, 1,988 students, 18% FRL).
  • Market conditions: 180 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 471 units permitted in Medina County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($209k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $156,162 (27.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
  3. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
5.57%
Cash-on-cash
-2.57%
DSCR
0.89
GRM
11.5

CMA / ARV

ARV (median comp)
$247,816
List price
$215,000
Delta
-13.24%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3802 Bramblewood Dr 0.26mi 4/1.5 (+1) 1,106 (+4%) 1mo $300,000 $271 73
1220 Hadcock Rd 0.27mi 3/2.0 1,068 (+1%) 11mo $242,000 $227 72
3795 Bramblewood Dr 0.30mi 3/2.0 1,120 (+6%) 3mo $218,000 $195 70
3715 Bramblewood Dr 0.27mi 3/1.5 1,176 (+11%) 6mo $240,000 $204 62
1285 Hadcock Rd 0.34mi 2/2.0 (-1) 1,125 (+6%) 6mo $250,000 $222 60
3785 Williams Dr 0.49mi 3/1.0 1,129 (+7%) 14mo $265,000 $235 55
4000 Ganyard Ave 0.60mi 3/1.0 1,107 (+4%) 14mo $253,000 $229 53
4076 Keller Hanna Dr 0.71mi 3/2.0 1,072 (+1%) 12mo $272,000 $254 51
3888 Keller Hanna Dr 0.39mi 3/1.0 906 (-14%) 9mo $231,000 $255 50
3992 Ganyard Ave 0.58mi 3/2.0 936 (-12%) 3mo $260,000 $278 47
1319 Gary Blvd 0.63mi 3/2.0 1,148 (+8%) 10mo $260,000 $226 45
1318 Gary Blvd 0.66mi 3/1.0 1,198 (+13%) 9mo $275,000 $230 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-20.6%
Equity multiple
0.28×
Total profit
$-43,096
Equity at exit
$32,057
10-year hold
IRR
-13.9%
Equity multiple
0.20×
Total profit
$-48,303
Equity at exit
$18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44212

Active inventory
180
Price-to-rent
11.5×

Monthly cashflow live

Estimated rent
$1,562 high interval (Pro) →
Mortgage (P&I)
$1,127
Tax from tax record
$145 /mo · $1,745/yr
Insurance
$90
HOA
$0
Vacancy / Maint / Mgmt
$328
Net cashflow
$-129

Break-even live

Break-even rent $1,725
Max offer price $192,245
Occupancy floor

Sensitivity live

Price -10% $-7 -5% $-68 +0% $-129 +5% $-190 +10% $-251
Rent -10% $-252 -5% $-190 +0% $-129 +5% $-67 +10% $-5
Rate -1.0pp $-21 -0.5pp $-74 base $-129 +0.5pp $-185 +1.0pp $-241

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,750
Closing costs
$6,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1300 Cross Creek Dr Brunswick, OH 1.0–2.0 1.0 965 $1,575 $1.63 0d 1 0.41mi
1299 Old Eagle Dr Brunswick, OH 2.0 1.0 750 $995 $1.33 9d 1 0.59mi
3710 Edgebrooke Dr Brunswick, OH 1.0–2.0 1.0 891 $1,515 $1.70 0d 6 0.74mi
4241 Manhattan Ave Unit 4241 6 Brunswick, OH 2.0 1.0 795 $1,300 $1.64 25d 1 1.12mi
4241 Manhattan Ave Unit 4241 4 Brunswick, OH 3.0 1.5 926 $1,400 $1.51 45d 1 1.13mi
649 Maplewood Ave Brunswick, OH 3.0 1.0 888 $1,650 $1.86 45d 1 1.34mi

Listing history 10 events

  1. 2026-06-10
    status $215,000 Pending 34 DOM
  2. 2026-06-09
    days on market $215,000 Active 34 DOM
  3. 2026-06-08
    days on market $215,000 Active 33 DOM
  4. 2026-06-07
    days on market $215,000 Active 32 DOM
  5. 2026-06-05
    days on market $215,000 Active 29 DOM
  6. 2026-06-03
    days on market $215,000 Active 28 DOM
  7. 2026-06-02
    days on market $215,000 Active 27 DOM
  8. 2026-06-01
    days on market $215,000 Active 26 DOM
  9. 2026-05-31
    days on market $215,000 Active 25 DOM
  10. 2026-05-06
    listed $235,000 Active 768-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,745 · $145/mo
Projected year-2 tax
$2,550 · $212/mo
Expected delta
+$804/yr (+$67/mo · 46.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,739
− Mortgage interest
−$12,043
− Property taxes
−$1,745
− Insurance
−$1,075
− Repairs & maintenance
−$1,499
− Management
−$1,499
− Depreciation
−$6,255
Taxable loss
−$5,377
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,290
After-tax cash flow
$-255/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brunswick City
NCES district ID
3904366
Math proficiency
62% ▼ -11.00%
Reading proficiency
71% ▼ -5.00%
Median HH income
$65,415
Composite
57.91/100
National rank
#1043
State rank
#172 of 656 in OH

Livability — Brunswick

Score
80/100
State rank
#135
US rank
#1940

Category grades

Amenities D+ Commute F Cost of living A+ Crime A+ Employment A Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brunswick, OH
County
Medina County · 145,517 people
City population
45,889
Metro
Cleveland-Elyria, OH
Population (ZIP)
45,889
Household income
$91,441
Rent vs Own
23.2% rent · 76.8% own
Severe rent burden
983.0

Population outlook (Medina County) Hauer SSP2

Today (2025)
185,249 people
By 2030
188,174 · +1.6%
By 2040
190,350 · +2.8%
By 2050
187,283 · +1.1%
By 2075
177,108 · -4.4%
By 2100
151,304 · -18.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 6% Hispanic / Latino 4% Asian 1% Black 1%
Common ancestry
Romanian 10% Lithuanian 2% Subsaharan African 2%
Foreign-born
4% · Canada
Languages at home
95% English-only · Russian/Polish/Slavic 2% Other Indo-European 1% Spanish 1%

Political lean MEDSL · Medina

2024 margin
Strong R (+24.8) · D 37.2% · R 62.0%
2008→2024 swing
-16.8pp toward R · 2008: -8.0pp · 2024: -24.8pp
All cycles
2024: R+24.8 2020: R+23.4 2016: R+24.9 2012: R+13.1 2008: R+8.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -213.80%
Current HPI
249.3306
Rent YoY
Metro
Cleveland-Elyria, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

-8.5% since first listed
3 events — show timeline
  • 2026-06-09 Pending MLSNOW
  • 2026-05-24 Price Changed $215,000 MLSNOW
  • 2026-05-06 Listed $235,000 MLSNOW

Property tax history

+4.5%/yr

Latest (2025): $1,745 · -11.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…