5554 State Route 152 · Dillonvale, OH 43917

$70,000

2 bd · 1.0 ba · 1,153 sqft · SingleFamily public records · 85 Days on market

Built 1918 2,613 sqft lot

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.1/10.0
• ARV discount +7.5/15.0
• Appreciation +4.7/10.0
• Schools +4.1/10.0
• Livability +4.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks

This home features beautiful hardwood floors that bring warmth and charm throughout. The open-concept living room and kitchen offer a spacious, inviting layout—ideal for both everyday living and entertaining. A full bathroom is conveniently located on the main level, complete with laundry hookups for added convenience, while a second full bath upstairs provides added comfort and flexibility. Outside, the property includes an additional parcel featuring a detached two-car garage—perfect for extra storage, parking, or a workshop space. With a little TLC, this home presents a great opportunity to add your personal touch and unlock its full potential. Red Brick home next door is als

Key facts

• Hardwood floors
• Laundry hookups
• 2,613 sq ft lot

Tags

• HARDWOOD FLOORS
• OPEN-CONCEPT LIVING ROOM
• DETACHED TWO-CAR GARAGE
• LAUNDRY HOOKUPS

Property features AI

Exterior

• Parking: Detached 2-car garage; Driveway
• Utilities: Public water; Public sewer
• Home design: Two-story home; Brick construction; Asphalt roof; Property listed as fixer
• Construction: Built (year per public records); Block foundation
• Exterior features: Waterfront property

Interior

• Kitchen: Kitchen on the first floor with hardwood flooring (11.08 x 16.02)
• Bedrooms: Bedroom on second floor with hardwood flooring (12.07 x 12.0)
• Flooring: Hardwood flooring in many rooms; Ceramic tile in second-floor bathroom
• Bathrooms: Two full bathrooms (one on the first floor, one on the second floor)
• Heating & cooling: Central air conditioning; Forced-air heating
• Interior features: Has basement; Total of 4 rooms

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $70k.

Deal economics

• At list price, monthly cash flow is $-74 ($-892/yr) — negative.
• To cash-flow at today's rent, offer at most $57k (18.8% below list).
• Meets the 1% rule at list price ($989 rent vs $70k).
• Recommended offer: $57k (18.8% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 82/100 on livability (#71 in OH, #1,093 nationally) — a professional / high-income tenant draw. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety C-, amenities D.
• Buckeye Local (rural): math 44% / reading 53% proficiency, ranked #471 of 656 in OH (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Buckeye West Elementary School (math 62% / reading 52%, grade C+, #729 of 1,584 statewide, top 48%, 217 students, 62% FRL); Buckeye Local Junior High (math 33% / reading 51%, grade D-, #499 of 654 statewide, top 77%, 209 students, 56% FRL); Buckeye Local High School (388 students, 54% FRL).
• Market conditions: 8 active listings in the ZIP; 2 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $38 of equity ($484 loan paydown + $-446 appreciation (-0.6% local appreciation)).
• Jefferson County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 85 days — a 6% lower offer ($66k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo; built in 1918 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $56,866 (18.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 85 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
3. Built in 1918 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.41% ✓
• Cap rate: 12.33%
• Cash-on-cash: 21.56%
• DSCR: 1.96
• GRM: 5.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-0.64% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -9.9%
• Equity multiple: 0.56×
• Total profit: $-8,611
• Equity at exit: $18,122

10-year hold

• IRR: -3.0%
• Equity multiple: 0.71×
• Total profit: $-5,696
• Equity at exit: $20,095

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43917

• Home prices YoY: -0.3%
• Active inventory: 8
• Price-to-rent: 5.9×

Monthly cashflow live

• Estimated rent: $989 medium
• Mortgage (P&I): −$367
• Tax from tax record: −$33 /mo · $396/yr
• Insurance: −$29
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$208
• Net cashflow: $-74

Break-even live

Break-even rent $1,083

Max offer price $56,866

Occupancy floor —

Sensitivity live

Price	-10% $-35	-5% $-55	+0% $-74	+5% $-94	+10% $-114
Rent	-10% $-152	-5% $-113	+0% $-74	+5% $-35	+10% $4
Rate	-1.0pp $-39	-0.5pp $-57	base $-74	+0.5pp $-92	+1.0pp $-111

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,500
• Closing costs: $2,100
• Reserves months: —
• Total cash needed: —

Listing history 17 events

1. 2026-06-21
   days on market $70,000 Active 85 DOM
2. 2026-06-21
   days on market $70,000 Active 84 DOM
3. 2026-06-18
   days on market $70,000 Active 82 DOM
4. 2026-06-17
   days on market $70,000 Active 81 DOM
5. 2026-06-16
   days on market $70,000 Active 80 DOM
6. 2026-06-15
   days on market $70,000 Active 79 DOM
7. 2026-06-13
   days on market $70,000 Active 77 DOM
8. 2026-06-12
   days on market $70,000 Active 76 DOM
9. 2026-06-09
   days on market $70,000 Active 73 DOM
10. 2026-06-08
    days on market $70,000 Active 72 DOM
11. 2026-06-07
    days on market $70,000 Active 71 DOM
12. 2026-06-07
    days on market $70,000 Active 70 DOM
13. 2026-06-04
    days on market $70,000 Active 67 DOM
14. 2026-06-02
    days on market $70,000 Active 66 DOM
15. 2026-06-01
    days on market $70,000 Active 65 DOM
16. 2026-05-31
    remarks 687-char remark
17. 2026-05-31
    listed $70,000 Active 64 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $396 · $33/mo
• Projected year-2 tax: $744 · $62/mo
• Expected delta: +$348/yr (+$29/mo · 87.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,871
• − Mortgage interest: −$3,921
• − Property taxes: −$396
• − Insurance: −$5,468
• − Repairs & maintenance: −$950
• − Management: −$950
• − Depreciation: −$2,036
• Taxable loss: −$1,851
• Est. tax savings @ 24.0%: +$444
• After-tax cash flow: $-448/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Buckeye Local
• NCES district ID: 3904778
• Math proficiency: 44% ▼ -18.00%
• Reading proficiency: 53% ▼ -10.00%
• Median HH income: $41,332
• Composite: 40.68/100
• National rank: #3673
• State rank: #471 of 656 in OH

Livability — Dillonvale

• Score: 82/100
• State rank: #71
• US rank: #1093

Category grades

Amenities D Commute C Cost of living A+ Crime A+ Employment B Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dillonvale, OH
• County: Jefferson · 64,369 people
• Metro: Weirton-Steubenville, WV-OH
• Population (ZIP): 2,647
• Household income: $60,750
• Rent vs Own: 10.6% rent · 89.4% own
• Severe rent burden: 38.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 63,481 people
• By 2030: 61,067 · -3.8%
• By 2040: 55,860 · -12.0%
• By 2050: 51,236 · -19.3%
• By 2075: 41,804 · -34.1%
• By 2100: 32,344 · -49.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (98%)
• Race & ethnicity: White 98% Hispanic / Latino 2%
• Common ancestry: Romanian 19% Hungarian 4% Slovak 3%
• Foreign-born: 0%

Political lean MEDSL · Jefferson

• 2024 margin: Solid R (+43.9) · D 27.5% · R 71.4% · Other 1.1%
• 2008→2024 swing: -44.1pp toward R · 2008: 0.2pp · 2024: -43.9pp
• All cycles: 2024: R+43.9 2020: R+38.4 2016: R+35.7 2012: R+5.5 2008: D+0.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.64%
• Current HPI: 234.9381
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

1 event — show timeline

• 2026-03-28 Listed $70,000 MLSNOW

Property tax history

+3.9%/yr

Latest (2025): $396 · +0.2% YoY. Source: county tax records.