14131 Delsilver Dr · Brookridge, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 109°F)
- 8 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.8/30.0
- Schools +4.2/10.0
- DSCR +3.8/10.0
- Livability +3.5/5.0
- 1% rule +3.4/10.0
- ARV discount +3.1/15.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$209,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Active under contract accepting backups. GORGEOUS. .. MOVE-IN READY. .. FULLY FURNISHED 1,428 sqft 2BR/2BA ''PALM'' MANUFACTURED HOME with huge double driveway and 2-CAR CARPORT built in 1993 with spacious and convenient split floor plan, excellent for entertaining those friendly visitors in the Sunshine State. Lovely formal living and dining rooms with vaulted ceilings, plus a bright and spacious eat-in kitchen with lots of cabinets and counter space and large area for kitchen table with charming built-in desk area with even more additional cabinets. The master suite features extra-large master closet and roomy master bath with oversized shower and tons of vanity space and storage cabinets. The huge guest bedroom can almost seem like a second master bedroom. But, there's more!!! Spread out and relax in the tremendous 21x13 enclosed sunroom/family room with vinyl windows and entrance into the carport area with enclosed laundry room with even more closed space for even more storage!! Some Updates include: NEW Hot Water Heater; AC with UV Light System (keeping you safe from bacteria) and 2015 Reroof. So much to enjoy in this sought-after 55+ community where you OWN YOUR OWN LAND and enjoy amenities like heated pool, tennis, golf course, horseshoes, bocce, community center, pickle ball and a lots more! . .. DON'T MISS IT YOUR CHANCE. .. CALL NOW TO SCHEDULE YOUR SHOWING. .. AND MAKE AN OFFER TODAY!!!
Key facts
- Stainless range hood
- Updated faucet
- 7,000 sq ft lot
Tags
Property features AI
Finance
- Other: Furnished; Lease restrictions apply
- Financial info: Monthly HOA $55 (Total monthly fees shown as $55; total annual fees $660)
- HOA & community: Brookridge Community HOA (monthly fee $55); Association amenities: clubhouse, fitness center, pool, sauna, tennis courts, pickleball courts, shuffleboard, guarded 24-hour access, gated community, golf course access, recreational facilities, maintenance of grounds, private road, management, escrow reserves, common area taxes, insurance; Buyer/association approval required; Deed and community restrictions apply; Senior community (55+); Pets allowed with restrictions (cats and dogs allowed, breed restrictions, number limits)
Exterior
- Parking: Covered parking; Carport (2 spaces); Off-street parking; Boat parking; RV access/parking; Golf cart parking
- Security: Owned security system; Security system
- Utilities: Public water; Public sewer; Electricity connected; Sewer connected; Water connected; Cable available and connected; BB/HS Internet available; Phone available
- Home design: Residential modular home (Palm Harbor); One story; East facing; Completed condition; Block foundation
- Construction: Vinyl siding; Membrane roof
- Exterior features: Covered front porch; Covered patio/porch; Hurricane shutters; Rain gutters; Sliding doors; Storage; Chain link fencing; Private paved lot; Paved road access (private maintained road); Irrigation equipment
Interior
- Kitchen: Dishwasher; Disposal; Ice maker; Microwave; Range; Range hood; Refrigerator; Exhaust fan; Electric water heater
- Bedrooms: 2 bedrooms
- Flooring: Carpet; Laminate
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heat; Electric heat; Heat pump; Central air
- Interior features: Cathedral ceilings; Ceiling fans; Open floorplan; Living room/dining room combo; Split bedroom layout; Solid wood cabinets; Thermostat; Window treatments
- Laundry & utility: Inside laundry room; Washer; Dryer; Inside utility/storage rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $210k.
Deal economics
- At list price, monthly cash flow is $-21 ($-247/yr) — negative.
- To cash-flow at today's rent, offer at most $206k (1.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (15.7% below list).
- Recommended offer: $177k (15.7% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 70/100 on livability (#421 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: employment C-, health & safety C-, amenities F.
- Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Pine Grove Elementary School (math 60% / reading 45%, grade C-, #976 of 2,144 statewide, top 46%, 991 students, 60% FRL); Central High School (math 34% / reading 44%, grade F, #312 of 667 statewide, top 48%, 1,426 students, 53% FRL) — zoned schools at 56% FRL track the district average.
- Market conditions: 691 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).
- This rent runs 36% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 52 days — a 3% lower offer ($204k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 8→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 52 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 6.18%
- Cash-on-cash
- -0.42%
- DSCR
- 0.98
- GRM
- 9.9
CMA / ARV
- ARV (on-the-fly)
- $191,387
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14298 Action St | 0.30mi | 2/2.0 | 1,448 (+1%) | 2mo | $210,000 | $145 | 84 |
| 16229 Brookridge Blvd | 0.12mi | 3/2.0 (+1) | 1,380 (-4%) | 0mo | $215,000 | $156 | 82 |
| 9155 Fontaine Dr | 0.08mi | 2/2.0 | 1,296 (-10%) | 2mo | $172,200 | $133 | 78 |
| 9256 Salisbury Dr | 0.21mi | 2/2.0 | 1,344 (-7%) | 2mo | $178,000 | $132 | 77 |
| 14311 Action St | 0.31mi | 3/2.0 (+1) | 1,369 (-5%) | 1mo | $230,000 | $168 | 72 |
| 14232 Rialto Ave | 0.56mi | 2/2.0 | 1,448 (+1%) | 3mo | $164,000 | $113 | 71 |
| 9128 Scepter Ave | 0.18mi | 3/2.0 (+1) | 1,280 (-11%) | 0mo | $183,000 | $143 | 68 |
| 14761 Rialto Ave | 0.55mi | 2/2.0 | 1,512 (+5%) | 2mo | $181,000 | $120 | 64 |
| 14221 Midmoor Blvd | 0.59mi | 2/2.0 | 1,550 (+8%) | 1mo | $198,000 | $128 | 59 |
| 15712 Brookridge Blvd | 0.61mi | 2/2.0 | 1,246 (-13%) | 2mo | $200,000 | $161 | 47 |
| 9847 Scepter Ave | 0.70mi | 2/2.0 | 1,248 (-13%) | 0mo | $154,000 | $123 | 45 |
| 9847 Scepter Ave | 0.70mi | 2/2.0 | 1,248 (-13%) | 0mo | $154,000 | $123 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -17.0%
- Equity multiple
- 0.40×
- Total profit
- $-35,318
- Equity at exit
- $31,297
- IRR
- -8.9%
- Equity multiple
- 0.45×
- Total profit
- $-32,414
- Equity at exit
- $18,148
Cash invested: $58,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34613
- Home prices YoY
- -17.2%
- Active inventory
- 691
- Price-to-rent
- 9.9×
Monthly cashflow live
- Estimated rent
- $1,770 high interval (Pro) →
- Mortgage (P&I)
- −$1,101
- Tax from tax record
- −$176 /mo · $2,108/yr
- Insurance
- −$87
- HOA
- −$55
- Vacancy / Maint / Mgmt
- −$372
- Net cashflow
- $-21
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,475
- Closing costs
- $6,297
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8761 Fetterbush Ct Brooksville, FL | 3.0 | 2.0 | 1730 | $1,850 | $1.07 | 24d | 1 | 0.11mi |
| 8871 Southern Charm Cir Brooksville, FL | 3.0 | 2.0 | 1482 | $2,050 | $1.38 | 24d | 1 | 0.24mi |
| 9289 Scepter Ave Brooksville, FL | 3.0 | 2.0 | 1512 | $1,400 | $0.93 | 5d | 1 | 0.26mi |
| 8917 Southern Charm Cir Brooksville, FL | 3.0 | 2.0 | 1437 | $1,695 | $1.18 | 3d | 1 | 0.28mi |
| 14131 Lemon Yellow Tree Ln Brooksville, FL | 3.0 | 2.0 | 1840 | $1,979 | $1.08 | 5d | 1 | 0.60mi |
| 9356 Southern Charm Cir Brooksville, FL | 3.0 | 2.0 | 1621 | $1,800 | $1.11 | 24d | 1 | 0.67mi |
| 9919 Scepter Ave Brooksville, FL | 3.0 | 2.0 | 1188 | $1,250 | $1.05 | 5d | 1 | 0.71mi |
| 8407 Weatherford Ave Brooksville, FL | 2.0 | 2.0 | 1104 | $1,500 | $1.36 | 18d | 1 | 0.72mi |
| 13020 Sun Rd Brooksville, FL | 2.0 | 2.0 | 1424 | $1,700 | $1.19 | 24d | 1 | 1.17mi |
| 14342 Starcross St Brooksville, FL | 2.0 | 1.0 | 900 | $1,025 | $1.14 | 22d | 1 | 1.25mi |
| 14697 Brookridge Blvd Brooksville, FL | 2.0 | 2.0 | 1056 | $1,350 | $1.28 | 24d | 1 | 1.48mi |
HOA detail
- Monthly dues
- $55 · $660/yr
- Likely covers
- waterpool
Listing history 36 events
-
2026-06-18days on market $209,900 Active 52 DOM
-
2026-06-17days on market $209,900 Active 51 DOM
-
2026-06-16days on market $209,900 Active 50 DOM
-
2026-06-15days on market $209,900 Active 49 DOM
-
2026-06-13days on market $209,900 Active 47 DOM
-
2026-06-13days on market $209,900 Active 46 DOM
-
2026-06-09days on market $209,900 Active 43 DOM
-
2026-06-08days on market $209,900 Active 42 DOM
-
2026-06-07days on market $209,900 Active 41 DOM
-
2026-06-04days on market $209,900 Active 38 DOM
-
2026-06-03days on market $209,900 Active 37 DOM
-
2026-06-02days on market $209,900 Active 36 DOM
-
2026-06-01days on market $209,900 Active 35 DOM
-
2026-05-31days on market $209,900 Active 34 DOM
-
2026-05-14price $209,900
-
2026-04-27$219,000 Active
-
2026-04-15historical
-
2026-03-07price $219,129
-
2026-02-05price $225,225
-
2026-01-12$249,429 Active
-
2023-08-22soldstatus $209,900
-
2023-08-15soldstatus $209,900 Closed 1421-char remark
Show marketing remark (1421 chars)
Active under contract accepting backups. GORGEOUS. .. MOVE-IN READY. .. FULLY FURNISHED 1,428 sqft 2BR/2BA ''PALM'' MANUFACTURED HOME with huge double driveway and 2-CAR CARPORT built in 1993 with spacious and convenient split floor plan, excellent for entertaining those friendly visitors in the Sunshine State. Lovely formal living and dining rooms with vaulted ceilings, plus a bright and spacious eat-in kitchen with lots of cabinets and counter space and large area for kitchen table with charming built-in desk area with even more additional cabinets. The master suite features extra-large master closet and roomy master bath with oversized shower and tons of vanity space and storage cabinets. The huge guest bedroom can almost seem like a second master bedroom. But, there's more!!! Spread out and relax in the tremendous 21x13 enclosed sunroom/family room with vinyl windows and entrance into the carport area with enclosed laundry room with even more closed space for even more storage!! Some Updates include: NEW Hot Water Heater; AC with UV Light System (keeping you safe from bacteria) and 2015 Reroof. So much to enjoy in this sought-after 55+ community where you OWN YOUR OWN LAND and enjoy amenities like heated pool, tennis, golf course, horseshoes, bocce, community center, pickle ball and a lots more! . .. DON'T MISS IT YOUR CHANCE. .. CALL NOW TO SCHEDULE YOUR SHOWING. .. AND MAKE AN OFFER TODAY!!!
-
2023-08-15soldstatus $209,900
Show marketing remark (1421 chars)
Active under contract accepting backups. GORGEOUS. .. MOVE-IN READY. .. FULLY FURNISHED 1,428 sqft 2BR/2BA ''PALM'' MANUFACTURED HOME with huge double driveway and 2-CAR CARPORT built in 1993 with spacious and convenient split floor plan, excellent for entertaining those friendly visitors in the Sunshine State. Lovely formal living and dining rooms with vaulted ceilings, plus a bright and spacious eat-in kitchen with lots of cabinets and counter space and large area for kitchen table with charming built-in desk area with even more additional cabinets. The master suite features extra-large master closet and roomy master bath with oversized shower and tons of vanity space and storage cabinets. The huge guest bedroom can almost seem like a second master bedroom. But, there's more!!! Spread out and relax in the tremendous 21x13 enclosed sunroom/family room with vinyl windows and entrance into the carport area with enclosed laundry room with even more closed space for even more storage!! Some Updates include: NEW Hot Water Heater; AC with UV Light System (keeping you safe from bacteria) and 2015 Reroof. So much to enjoy in this sought-after 55+ community where you OWN YOUR OWN LAND and enjoy amenities like heated pool, tennis, golf course, horseshoes, bocce, community center, pickle ball and a lots more! . .. DON'T MISS IT YOUR CHANCE. .. CALL NOW TO SCHEDULE YOUR SHOWING. .. AND MAKE AN OFFER TODAY!!!
-
2023-08-02historical Active Under Contract - Accepting Back Up Offers 1421-char remark
Show marketing remark (1421 chars)
Active under contract accepting backups. GORGEOUS. .. MOVE-IN READY. .. FULLY FURNISHED 1,428 sqft 2BR/2BA ''PALM'' MANUFACTURED HOME with huge double driveway and 2-CAR CARPORT built in 1993 with spacious and convenient split floor plan, excellent for entertaining those friendly visitors in the Sunshine State. Lovely formal living and dining rooms with vaulted ceilings, plus a bright and spacious eat-in kitchen with lots of cabinets and counter space and large area for kitchen table with charming built-in desk area with even more additional cabinets. The master suite features extra-large master closet and roomy master bath with oversized shower and tons of vanity space and storage cabinets. The huge guest bedroom can almost seem like a second master bedroom. But, there's more!!! Spread out and relax in the tremendous 21x13 enclosed sunroom/family room with vinyl windows and entrance into the carport area with enclosed laundry room with even more closed space for even more storage!! Some Updates include: NEW Hot Water Heater; AC with UV Light System (keeping you safe from bacteria) and 2015 Reroof. So much to enjoy in this sought-after 55+ community where you OWN YOUR OWN LAND and enjoy amenities like heated pool, tennis, golf course, horseshoes, bocce, community center, pickle ball and a lots more! . .. DON'T MISS IT YOUR CHANCE. .. CALL NOW TO SCHEDULE YOUR SHOWING. .. AND MAKE AN OFFER TODAY!!!
-
2023-07-30$209,900 Active 1421-char remark
Show marketing remark (1421 chars)
Active under contract accepting backups. GORGEOUS. .. MOVE-IN READY. .. FULLY FURNISHED 1,428 sqft 2BR/2BA ''PALM'' MANUFACTURED HOME with huge double driveway and 2-CAR CARPORT built in 1993 with spacious and convenient split floor plan, excellent for entertaining those friendly visitors in the Sunshine State. Lovely formal living and dining rooms with vaulted ceilings, plus a bright and spacious eat-in kitchen with lots of cabinets and counter space and large area for kitchen table with charming built-in desk area with even more additional cabinets. The master suite features extra-large master closet and roomy master bath with oversized shower and tons of vanity space and storage cabinets. The huge guest bedroom can almost seem like a second master bedroom. But, there's more!!! Spread out and relax in the tremendous 21x13 enclosed sunroom/family room with vinyl windows and entrance into the carport area with enclosed laundry room with even more closed space for even more storage!! Some Updates include: NEW Hot Water Heater; AC with UV Light System (keeping you safe from bacteria) and 2015 Reroof. So much to enjoy in this sought-after 55+ community where you OWN YOUR OWN LAND and enjoy amenities like heated pool, tennis, golf course, horseshoes, bocce, community center, pickle ball and a lots more! . .. DON'T MISS IT YOUR CHANCE. .. CALL NOW TO SCHEDULE YOUR SHOWING. .. AND MAKE AN OFFER TODAY!!!
-
2023-07-30$209,900
Show marketing remark (1421 chars)
Active under contract accepting backups. GORGEOUS. .. MOVE-IN READY. .. FULLY FURNISHED 1,428 sqft 2BR/2BA ''PALM'' MANUFACTURED HOME with huge double driveway and 2-CAR CARPORT built in 1993 with spacious and convenient split floor plan, excellent for entertaining those friendly visitors in the Sunshine State. Lovely formal living and dining rooms with vaulted ceilings, plus a bright and spacious eat-in kitchen with lots of cabinets and counter space and large area for kitchen table with charming built-in desk area with even more additional cabinets. The master suite features extra-large master closet and roomy master bath with oversized shower and tons of vanity space and storage cabinets. The huge guest bedroom can almost seem like a second master bedroom. But, there's more!!! Spread out and relax in the tremendous 21x13 enclosed sunroom/family room with vinyl windows and entrance into the carport area with enclosed laundry room with even more closed space for even more storage!! Some Updates include: NEW Hot Water Heater; AC with UV Light System (keeping you safe from bacteria) and 2015 Reroof. So much to enjoy in this sought-after 55+ community where you OWN YOUR OWN LAND and enjoy amenities like heated pool, tennis, golf course, horseshoes, bocce, community center, pickle ball and a lots more! . .. DON'T MISS IT YOUR CHANCE. .. CALL NOW TO SCHEDULE YOUR SHOWING. .. AND MAKE AN OFFER TODAY!!!
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2015-04-02soldstatus $70,000
-
2015-03-31soldstatus $80,000
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2015-03-31soldstatus $80,000
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2015-01-12$82,000
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2015-01-12$82,000
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2013-04-30soldstatus $65,900
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2013-04-30soldstatus $65,900
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2013-03-12$65,900
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2013-03-12$65,900
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1997-10-07soldstatus $67,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,108 · $176/mo
- Projected year-2 tax
- $2,108 · $176/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 10/10 Extreme 8 d/yr ≥109°F today · 28 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,240
- − Mortgage interest
- −$11,758
- − Property taxes
- −$2,108
- − Insurance
- −$1,050
- − Repairs & maintenance
- −$1,699
- − Management
- −$1,699
- − HOA
- −$660
- − Depreciation
- −$6,106
- Taxable loss
- −$3,840
- Est. tax savings @ 24.0%
- +$922
- After-tax cash flow
- $674/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hernando
- NCES district ID
- 1200810
- Math proficiency
- 50% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $41,985
- Composite
- 42.03/100
- National rank
- #3329
- State rank
- #38 of 73 in FL
Livability — Brookridge
- Score
- 70/100
- State rank
- #421
- US rank
- #7529
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Brookridge, FL
- County
- Hernando County · 169,677 people
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 19,337
- Household income
- $58,596
- Rent vs Own
- Severe rent burden
- 307.0
Population outlook (Hernando County) Hauer SSP2
- Today (2025)
- 189,218 people
- By 2030
- 194,367 · +2.7%
- By 2040
- 203,398 · +7.5%
- By 2050
- 209,589 · +10.8%
- By 2075
- 218,452 · +15.4%
- By 2100
- 205,923 · +8.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (88%)
- Race & ethnicity
- White 88% Hispanic / Latino 6% Two or more races 4% Black 2% Asian 1%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2% Cuban 1%
- Common ancestry
- Romanian 4% Lithuanian 3% Slovak 2%
- Foreign-born
- 8% · Canada, Vietnam
- Languages at home
- 92% English-only · Spanish 3% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Hernando
- 2024 margin
- Solid R (+37.0) · D 31.1% · R 68.2%
- 2008→2024 swing
- -33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
- All cycles
- 2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -57.51%
- Current HPI
- 276.2229
- Rent YoY
- —
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+213.3% since first listed22 events — show timeline
- 2026-05-14 Price Changed $209,900 Stellar MLS as Distributed by MLS Grid
- 2026-04-27 Listed $219,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-15 Listing Removed — HCAR
- 2026-03-07 Price Changed $219,129 HCAR
- 2026-02-05 Price Changed $225,225 HCAR
- 2026-01-12 Listed $249,429 HCAR
- 2023-08-22 Sold (Public Records) $209,900 Public Records
- 2023-08-15 Sold (MLS) $209,900 St. Augustine and St. Johns County Board of REALTORS®
- 2023-08-15 Sold (MLS) $209,900 HCAR
- 2023-08-02 Contingent — HCAR
- 2023-07-30 Listed $209,900 St. Augustine and St. Johns County Board of REALTORS®
- 2023-07-30 Listed $209,900 HCAR
- 2015-04-02 Sold (Public Records) $70,000 Public Records
- 2015-03-31 Sold (MLS) $80,000 St. Augustine and St. Johns County Board of REALTORS®
- 2015-03-31 Sold (MLS) $80,000 HCAR
- 2015-01-12 Listed $82,000 St. Augustine and St. Johns County Board of REALTORS®
- 2015-01-12 Listed $82,000 HCAR
- 2013-04-30 Sold (MLS) $65,900 HCAR
- 2013-04-30 Sold (MLS) $65,900 St. Augustine and St. Johns County Board of REALTORS®
- 2013-03-12 Listed $65,900 HCAR
- 2013-03-12 Listed $65,900 St. Augustine and St. Johns County Board of REALTORS®
- 1997-10-07 Sold (Public Records) $67,000 Public Records
Property tax history
+6.2%/yrLatest (2025): $2,108 · -6.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…