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301 Kings Blvd #130
C+ Composite 61.78
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.6/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.6/10.0
  • Schools +4.2/10.0
  • Livability +3.9/5.0
  • Appreciation +3.4/10.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0

$75,000

301 Kings Blvd #130 · Sun City Center, FL 33573
1 bd · 2.0 ba · 800 sqft · Condo public records · 376 Days on market
Built 1973 $628/mo HOA · 40% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful 1BR/1.5BA Condo in 55+ Gated Resort Community. Welcome to easy living in this bright and beautiful condo located in the highly desirable Sun City Center. This charming unit has been renovated with brand new windows, stylish new flooring, and an enclosed back lanai perfect for relaxing year-round. Brand new electrical panel. The spacious layout features an open living and dining area, a generous primary suite with private full bath, and a convenient half bath for guests. Everything is designed with comfort and function in mind. Enjoy a maintenance-free lifestyle - the HOA covers most exterior maintenance, water, sewer, landscaping, and access to incredible community amenities. Residents have full use of resort-style pools, fitness centers, clubhouses, golf, pickleball, tennis, and endless clubs and social events. Tucked in a quiet, well-maintained neighborhood, this condo offers the perfect balance of privacy and connection in one of Florida's best retirement communities.

Key facts

  • Resort style pools
  • Fully renovated
  • Fitness centers

Tags

GATED RESORT COMMUNITYFULLY RENOVATEDENCLOSED BACK LANAIMAINTENANCE FREE LIFESTYLERESORT STYLE POOLSFITNESS CENTERS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath condo listed at $75k.

Deal economics

  • At list price, monthly cash flow is $101 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $75k).
  • Recommended offer: $66k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 78/100 on livability (#178 in FL, #2,736 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, crime B+; Watch: schools D+, amenities F.
  • Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.6%/yr); 605 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 376 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 15y ago; this cycle's ask has dropped $38k (34%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $18k; list at $75k implies a 317% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 40% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $66,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 376 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.10%
Cap rate
7.90%
Cash-on-cash
5.75%
DSCR
1.26
GRM
4.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.65% rent growth · sell at horizon

5-year hold
IRR
-7.6%
Equity multiple
0.72×
Total profit
$-5,885
Equity at exit
$11,183
10-year hold
IRR
1.7%
Equity multiple
1.12×
Total profit
$2,539
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33573

Home prices YoY
-1.2%
Rents YoY
2.6%
Active inventory
605
Price-to-rent
4.0×

Monthly cashflow live

Estimated rent
$1,578 high interval (Pro) →
Mortgage (P&I)
$393
Tax est. 1.5%
$94 /mo · $1,125/yr
Insurance
$31
HOA
$628
Vacancy / Maint / Mgmt
$331
Net cashflow
$101

Break-even live

Break-even rent $1,451
Max offer price $75,000
Occupancy floor 89%

Sensitivity live

Price -10% $153 -5% $127 +0% $101 +5% $75 +10% $49
Rent -10% $-24 -5% $38 +0% $101 +5% $163 +10% $225
Rate -1.0pp $138 -0.5pp $120 base $101 +0.5pp $81 +1.0pp $61

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
301 Kings Blvd #138 Sun City Center, FL 1.0 1.5 1020 $1,800 $1.76 23d 1 0.01mi
409 Feltham Trl Unit B Sun City Center, FL 2.0 2.0 984 $1,650 $1.68 25d 1 0.18mi
1901 Andover Way #38 Sun City Center, FL 1.0 1.5 800 $1,495 $1.87 25d 1 0.20mi
302 Canton Ct #62 Sun City Center, FL 1.0 1.5 800 $1,575 $1.97 19d 1 0.22mi
403 Finchley Ct Unit B Sun City Center, FL 2.0 2.0 960 $2,000 $2.08 25d 1 0.23mi
201 Bedford Trl Unit F128 Sun City Center, FL 2.0 2.0 960 $1,275 $1.33 25d 1 0.23mi
101 Cambridge Trl Sun City Center, FL 1.0–2.0 1.5–2.0 880 $1,450 $1.65 12d 1 0.24mi
323 Knottwood Ct #1 Sun City Center, FL 1.0 1.0 908 $1,090 $1.20 6d 1 0.26mi
323 Knottwood Ct Sun City Center, FL 1.0 1.0 908 $1,290 $1.42 25d 1 0.26mi
202 Bedford Trl #99 Sun City Center, FL 1.0 1.0 800 $1,500 $1.88 6d 1 0.26mi
201 Kings Blvd #19 Sun City Center, FL 1.0 1.5 800 $1,495 $1.87 25d 1 0.27mi
306 Fowling Ct Sun City Center, FL 2.0 2.0 960 $1,700 $1.77 25d 1 0.29mi
201 Bedford St #95 Sun City Center, FL 1.0 1.5 800 $1,450 $1.81 16d 1 0.30mi
2202 Clubhouse Dr #169 Sun City Center, FL 2.0 2.0 984 $1,450 $1.47 6d 1 0.33mi
2202 Clubhouse Dr #187 Sun City Center, FL 1.0 1.5 800 $1,550 $1.94 25d 1 0.33mi
1814 Foxhunt Dr Unit A Sun City Center, FL 1.0 1.5 800 $1,475 $1.84 25d 1 0.34mi
1902 Dandridge St #12 Sun City Center, FL 1.0 1.5 800 $1,495 $1.87 15d 1 0.34mi
1802 Bedford Ln Sun City Center, FL 1.0–2.0 2.0 952 $1,500 $1.58 12d 2 0.38mi
1802 Bedford Ter #182 Sun City Center, FL 1.0 1.5 960 $1,375 $1.43 23d 1 0.39mi
1802 Bedford Ter #182 Sun City Center, FL 1.0 1.5 800 $1,400 $1.75 19d 1 0.39mi
2345 Glenmore Cir Unit 294 Sun City Center, FL 2.0 2.0 984 $1,500 $1.52 25d 1 0.50mi
704 Tremont Greens Ln Unit 107 Sun City Center, FL 2.0 2.0 974 $1,700 $1.75 25d 1 0.55mi
207 Islip Way Sun City Center, FL 2.0 1.5 992 $1,500 $1.51 19d 1 0.85mi
1301 Warwick Ct Unit 1301 Sun City Center, FL 1.0 1.0 1102 $1,575 $1.43 25d 1 0.96mi
2124 Hailstone Cir Sun City Center, FL 2.0 2.0 1000 $1,800 $1.80 25d 1 1.07mi
2102 Hereford Dr #513 Sun City Center, FL 2.0 2.0 1000 $1,500 $1.50 25d 1 1.19mi

HOA detail condo

Monthly dues
$628 · $7,536/yr
Likely covers
watersewerelectriclandscapingexterior maint.poolgymsecurity
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 27 events

  1. 2026-06-21
    days on market $75,000 Active 376 DOM
  2. 2026-06-18
    days on market $75,000 Active 373 DOM
  3. 2026-06-17
    days on market $75,000 Active 372 DOM
  4. 2026-06-16
    days on market $75,000 Active 371 DOM
  5. 2026-06-15
    days on market $75,000 Active 370 DOM
  6. 2026-06-13
    days on market $75,000 Active 368 DOM
  7. 2026-06-13
    days on market $75,000 Active 367 DOM
  8. 2026-06-09
    days on market $75,000 Active 364 DOM
  9. 2026-06-08
    days on market $75,000 Active 363 DOM
  10. 2026-06-07
    days on market $75,000 Active 362 DOM
  11. 2026-06-04
    days on market $75,000 Active 359 DOM
  12. 2026-06-03
    days on market $75,000 Active 358 DOM
  13. 2026-06-02
    days on market $75,000 Active 357 DOM
  14. 2026-06-01
    days on market $75,000 Active 356 DOM
  15. 2026-05-31
    days on market $75,000 Active 355 DOM
  16. 2026-04-13
    price $75,000 995-char remark
    Show marketing remark (995 chars)

    Beautiful 1BR/1.5BA Condo in 55+ Gated Resort Community. Welcome to easy living in this bright and beautiful condo located in the highly desirable Sun City Center. This charming unit has been renovated with brand new windows, stylish new flooring, and an enclosed back lanai perfect for relaxing year-round. Brand new electrical panel. The spacious layout features an open living and dining area, a generous primary suite with private full bath, and a convenient half bath for guests. Everything is designed with comfort and function in mind. Enjoy a maintenance-free lifestyle - the HOA covers most exterior maintenance, water, sewer, landscaping, and access to incredible community amenities. Residents have full use of resort-style pools, fitness centers, clubhouses, golf, pickleball, tennis, and endless clubs and social events. Tucked in a quiet, well-maintained neighborhood, this condo offers the perfect balance of privacy and connection in one of Florida's best retirement communities.

  17. 2026-02-12
    price $85,000 995-char remark
    Show marketing remark (995 chars)

    Beautiful 1BR/1.5BA Condo in 55+ Gated Resort Community. Welcome to easy living in this bright and beautiful condo located in the highly desirable Sun City Center. This charming unit has been renovated with brand new windows, stylish new flooring, and an enclosed back lanai perfect for relaxing year-round. Brand new electrical panel. The spacious layout features an open living and dining area, a generous primary suite with private full bath, and a convenient half bath for guests. Everything is designed with comfort and function in mind. Enjoy a maintenance-free lifestyle - the HOA covers most exterior maintenance, water, sewer, landscaping, and access to incredible community amenities. Residents have full use of resort-style pools, fitness centers, clubhouses, golf, pickleball, tennis, and endless clubs and social events. Tucked in a quiet, well-maintained neighborhood, this condo offers the perfect balance of privacy and connection in one of Florida's best retirement communities.

  18. 2025-12-01
    price $91,600 995-char remark
    Show marketing remark (995 chars)

    Beautiful 1BR/1.5BA Condo in 55+ Gated Resort Community. Welcome to easy living in this bright and beautiful condo located in the highly desirable Sun City Center. This charming unit has been renovated with brand new windows, stylish new flooring, and an enclosed back lanai perfect for relaxing year-round. Brand new electrical panel. The spacious layout features an open living and dining area, a generous primary suite with private full bath, and a convenient half bath for guests. Everything is designed with comfort and function in mind. Enjoy a maintenance-free lifestyle - the HOA covers most exterior maintenance, water, sewer, landscaping, and access to incredible community amenities. Residents have full use of resort-style pools, fitness centers, clubhouses, golf, pickleball, tennis, and endless clubs and social events. Tucked in a quiet, well-maintained neighborhood, this condo offers the perfect balance of privacy and connection in one of Florida's best retirement communities.

  19. 2025-08-26
    price $93,600 995-char remark
    Show marketing remark (995 chars)

    Beautiful 1BR/1.5BA Condo in 55+ Gated Resort Community. Welcome to easy living in this bright and beautiful condo located in the highly desirable Sun City Center. This charming unit has been renovated with brand new windows, stylish new flooring, and an enclosed back lanai perfect for relaxing year-round. Brand new electrical panel. The spacious layout features an open living and dining area, a generous primary suite with private full bath, and a convenient half bath for guests. Everything is designed with comfort and function in mind. Enjoy a maintenance-free lifestyle - the HOA covers most exterior maintenance, water, sewer, landscaping, and access to incredible community amenities. Residents have full use of resort-style pools, fitness centers, clubhouses, golf, pickleball, tennis, and endless clubs and social events. Tucked in a quiet, well-maintained neighborhood, this condo offers the perfect balance of privacy and connection in one of Florida's best retirement communities.

  20. 2025-07-07
    price $109,500 995-char remark
    Show marketing remark (995 chars)

    Beautiful 1BR/1.5BA Condo in 55+ Gated Resort Community. Welcome to easy living in this bright and beautiful condo located in the highly desirable Sun City Center. This charming unit has been renovated with brand new windows, stylish new flooring, and an enclosed back lanai perfect for relaxing year-round. Brand new electrical panel. The spacious layout features an open living and dining area, a generous primary suite with private full bath, and a convenient half bath for guests. Everything is designed with comfort and function in mind. Enjoy a maintenance-free lifestyle - the HOA covers most exterior maintenance, water, sewer, landscaping, and access to incredible community amenities. Residents have full use of resort-style pools, fitness centers, clubhouses, golf, pickleball, tennis, and endless clubs and social events. Tucked in a quiet, well-maintained neighborhood, this condo offers the perfect balance of privacy and connection in one of Florida's best retirement communities.

  21. 2025-06-10
    listed $113,500 Active 995-char remark
    Show marketing remark (995 chars)

    Beautiful 1BR/1.5BA Condo in 55+ Gated Resort Community. Welcome to easy living in this bright and beautiful condo located in the highly desirable Sun City Center. This charming unit has been renovated with brand new windows, stylish new flooring, and an enclosed back lanai perfect for relaxing year-round. Brand new electrical panel. The spacious layout features an open living and dining area, a generous primary suite with private full bath, and a convenient half bath for guests. Everything is designed with comfort and function in mind. Enjoy a maintenance-free lifestyle - the HOA covers most exterior maintenance, water, sewer, landscaping, and access to incredible community amenities. Residents have full use of resort-style pools, fitness centers, clubhouses, golf, pickleball, tennis, and endless clubs and social events. Tucked in a quiet, well-maintained neighborhood, this condo offers the perfect balance of privacy and connection in one of Florida's best retirement communities.

  22. 2012-09-10
    soldstatus $18,000 199-char remark
    Show marketing remark (199 chars)

    Mansard 1-Vac -K-29 Call First Clean! Sharp! Nicely Furnished condo suitable for full time or seasonal use. Newer appliances, Excellant rental unit for investors. Show it. .. You'll Sell IT!!!

  23. 2011-06-07
    listed $19,900 199-char remark
    Show marketing remark (199 chars)

    Mansard 1-Vac -K-29 Call First Clean! Sharp! Nicely Furnished condo suitable for full time or seasonal use. Newer appliances, Excellant rental unit for investors. Show it. .. You'll Sell IT!!!

  24. 2005-07-28
    soldstatus $72,000
  25. 2004-10-19
    soldstatus $45,000
  26. 1991-05-01
    soldstatus $30,500
  27. 1983-02-01
    soldstatus $27,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,942
− Mortgage interest
−$4,201
− Property taxes
−$1,125
− Insurance
−$375
− Repairs & maintenance
−$1,515
− Management
−$1,515
− HOA
−$7,536
− Depreciation
−$2,182
Taxable income
$492
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$118
After-tax cash flow
$1,090/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hillsborough
NCES district ID
1200870
Math proficiency
47% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$50,622
Composite
41.6/100
National rank
#3435
State rank
#41 of 73 in FL

Livability — Sun City Center

Score
78/100
State rank
#178
US rank
#2736

Category grades

Amenities F Commute B+ Cost of living B+ Crime B+ Employment C+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sun City Center, FL
County
Hillsborough County · 1,540,968 people
City population
35,362
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
35,362
Household income
$72,834
Rent vs Own
17.3% rent · 82.7% own
Severe rent burden
1382.0

Population outlook (Hillsborough County) Hauer SSP2

Today (2025)
1,607,022 people
By 2030
1,733,968 · +7.9%
By 2040
1,979,565 · +23.2%
By 2050
2,203,427 · +37.1%
By 2075
2,667,893 · +66.0%
By 2100
2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Hispanic / Latino 13% Two or more races 11% Black 10% Asian 1%
Hispanic origin (detail)
Mexican 1% Puerto Rican 6% Cuban 2%
Common ancestry
Romanian 3% Lithuanian 3% Slovak 2%
Foreign-born
8% · Canada, Vietnam
Languages at home
86% English-only · Spanish 10% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Hillsborough

2024 margin
Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
2008→2024 swing
-10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -3.27%
Current HPI
272.9767
Rent YoY
▲ 2.65%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+177.8% since first listed
12 events — show timeline
  • 2026-04-13 Price Changed $75,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-12 Price Changed $85,000 Stellar MLS as Distributed by MLS Grid
  • 2025-12-01 Price Changed $91,600 Stellar MLS as Distributed by MLS Grid
  • 2025-08-26 Price Changed $93,600 Stellar MLS as Distributed by MLS Grid
  • 2025-07-07 Price Changed $109,500 Stellar MLS as Distributed by MLS Grid
  • 2025-06-10 Listed $113,500 Stellar MLS as Distributed by MLS Grid
  • 2012-09-10 Sold (MLS) $18,000 Stellar MLS as Distributed by MLS Grid
  • 2011-06-07 Listed $19,900 Stellar MLS as Distributed by MLS Grid
  • 2005-07-28 Sold (Public Records) $72,000 Public Records
  • 2004-10-19 Sold (Public Records) $45,000 Public Records
  • 1991-05-01 Sold (Public Records) $30,500 Public Records
  • 1983-02-01 Sold (Public Records) $27,000 Public Records

Property tax history

-18.3%/yr

Latest (2025): $29 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…