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140 E Main St Duplex
A- Composite 81.19
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +5.6/10.0
  • Rent growth +5.0/5.0
  • Livability +3.4/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$158,900

140 E Main St · Watertown, NY 13601
4 bd · 3.0 ba · 1,980 sqft · MultiFamily public records · 183 Days on market
Built 1900 Fair condition 6,996 sqft lot $80/sqft · 37% below area Est $254k · 37% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

This proprety has been a consitent producer since 2022. Presently two units are rented with applications on the third. Apartment 1 is rented for $1025. Apartment 2 & 3 are rented for $825 a month. The onwer has updated all three apartments with Apartment #1 getting a full face lift in 2022. All three apartments are metered seperately for gas and electricity. Tenants pay their own utilities. The property is located near the square for easy access to restraunts and shopping as well as public transportation. This property has a ton of potential and can be relied on for consistent income.

Key facts

  • Three apartments
  • Near the square
  • Separately metered

Tags

THREE APARTMENTSSEPARATELY METEREDNEAR THE SQUAREEASY ACCESS TO RESTAURANTSEASY ACCESS TO SHOPPINGPUBLIC TRANSPORTATION

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2 × 2-bed/?-bath units multifamily listed at $159k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $1k ($12k/yr) — positive. Per door: $519/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $159k).
  • Recommended offer: $140k (12.0% below list) — sets the bar for market timing.
  • Cap rate 14.1% vs local median 6.1% in Watertown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#540 in NY) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A-, housing A-; Watch: amenities C-, crime F, commute F.
  • Watertown City School District (urban): math 34% / reading 54% proficiency, ranked #481 of 590 in NY (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: North Elementary School (math 32% / reading 62%, grade D-, #1,195 of 2,108 statewide, top 60%, 455 students, 71% FRL); Case Middle School (math 17% / reading 41%, grade F, #566 of 729 statewide, top 78%, 626 students, 70% FRL); Watertown Senior High School (math 89% / reading 92%, grade A+, #231 of 1,100 statewide, top 21%, 1,083 students, 65% FRL) — zoned schools average 69% FRL vs 49% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+10.0%/yr); 333 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals lingering (median 139d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; 196 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Jefferson County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $44k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 183 days — a 12% lower offer ($140k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 5y ago; this cycle's ask has dropped $14k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $114k; 39% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $139,832 (12.0% below list)

Questions for the listing agent

  1. It's been on market 183 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  5. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  9. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.61%
Cap rate
14.12%
Cash-on-cash
27.97%
DSCR
2.24
GRM
5.2

CMA / ARV

ARV (median comp)
$253,790
List price
$158,900
Delta
-37.39%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
659 Bronson St 0.44mi 4/2.5 1,752 (-12%) 3mo $80,000 $46 56
810 Boyd St 0.70mi 5/2.0 (+1) 1,934 (-2%) 4mo $179,900 $93 51
203 Mechanic St 0.29mi 4/2.0 1,718 (-13%) 12mo $120,000 $70 50
424 Prospect St 0.68mi 4/2.0 1,914 (-3%) 12mo $130,000 $68 49
119 State Pl 0.49mi 4/2.0 1,848 (-7%) 19mo $38,500 $21 46
502 Academy St 0.61mi 4/2.5 2,112 (+7%) 19mo $180,000 $85 42
119 Stuart St 0.40mi 4/2.0 1,710 (-14%) 18mo $28,000 $16 40
411 Prospect St 0.66mi 5/2.0 (+1) 1,719 (-13%) 4mo $112,500 $65 35
512 Hamlin St 0.70mi 5/2.5 (+1) 2,220 (+12%) 6mo $236,000 $106 35
836 Leray St 0.62mi 4/2.0 1,782 (-10%) 22mo $154,000 $86 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
27.4%
Equity multiple
2.21×
Total profit
$53,833
Equity at exit
$23,693
10-year hold
IRR
37.7%
Equity multiple
5.35×
Total profit
$193,533
Equity at exit
$13,739

Cash invested: $44,492 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
10 active · 7 under contract
Months of supply
10.0 mo (10%/mo absorbed)
Median asking
$181,900 ($98/sqft)
Median days on market
55 d
This list price
20% of active listings are priced below it
ARV vs active asking
+30.6% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 13601

Home prices YoY
-5.6%
Rents YoY
10.0%
Active inventory
333
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$2,566 high interval (Pro) →
Mortgage (P&I)
$833
Tax from tax record
$91 /mo · $1,087/yr
Insurance
$66
HOA
$0
Vacancy / Maint / Mgmt
$539
Net cashflow
$1,037

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $2,566

Break-even live

Break-even rent $1,253
Max offer price $158,900
Occupancy floor 55%

Sensitivity live

Price -10% $1,127 -5% $1,082 +0% $1,037 +5% $992 +10% $947
Rent -10% $834 -5% $936 +0% $1,037 +5% $1,138 +10% $1,240
Rate -1.0pp $1,117 -0.5pp $1,077 base $1,037 +0.5pp $996 +1.0pp $954

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,725
Closing costs
$4,767
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
142 E Main St Unit A Watertown, NY 1.0 1.0 $825 139d 1 0.01mi
227 W Main St Watertown, NY 3.0 1.0 4500 $850 $0.19 5d 1 0.22mi
634 Lansing St Watertown, NY 3.0 1.0 1200 $1,300 $1.08 4d 1 0.23mi
523 Jefferson St Watertown, NY 3.0 1.5 1440 $1,600 $1.11 5d 1 0.23mi
611 Cooper St Watertown, NY 3.0 1.0 1190 $1,495 $1.26 139d 1 0.24mi
138 Saint Mary St Watertown, NY 3.0 1.5 1116 $1,500 $1.34 1d 1 0.24mi
214 Saint Mary St Watertown, NY 3.0 1.5 $1,650 1d 1 0.27mi
311 High St Watertown, NY 2.0 1.0 851 $1,200 $1.41 139d 1 0.27mi
682 Huntington St Apt 2 Watertown, NY 2.0 1.0 900 $900 $1.00 5d 1 0.35mi
351 W Main St Watertown, NY 1.0 1.0 1000 $995 $0.99 139d 1 0.36mi
152 Court St Unit 5 Watertown, NY 1.0 1.0 850 $1,375 $1.62 139d 1 0.39mi
152 Court St Unit 1 Watertown, NY 1.0 1.0 20880 $1,300 $0.06 139d 1 0.39mi
152 Court St Unit 1 Watertown, NY 1.0 1.0 1100 $1,650 $1.50 5d 1 0.39mi
377 W Main St Unit 1 Watertown, NY 3.0 1.0 1991 $1,350 $0.68 139d 1 0.41mi
123 State Pl Watertown, NY 3.0 1.5 1500 $1,750 $1.17 139d 1 0.47mi
702 Leray St Watertown, NY 3.0 1.0 2700 $1,300 $0.48 139d 1 0.52mi
328 Clay St Unit 3 Watertown, NY 3.0 2.0 1500 $1,650 $1.10 139d 1 0.56mi
334 Clay St Watertown, NY 1.0 1.0 $1,071 139d 1 0.57mi
334 Clay St Unit 4 Watertown, NY 1.0 1.0 700 $1,070 $1.53 139d 1 0.57mi
400 Coffeen St Unit 3 Watertown, NY 2.0 1.0 $1,350 139d 1 0.57mi
409 Franklin St Unit 2 Watertown, NY 2.0 1.0 $850 139d 1 0.59mi
426 Coffeen St Unit 2 Watertown, NY 2.0 1.0 1120 $1,950 $1.74 5d 1 0.61mi
417 Franklin St Watertown, NY 3.0 2.5 3000 $1,750 $0.58 139d 1 0.61mi
415 Franklin St Watertown, NY 3.0 2.5 3000 $1,600 $0.53 1d 1 0.61mi
621 Academy St Watertown, NY 3.0 2.0 1652 $1,600 $0.97 139d 1 0.61mi
836 Leray St Watertown, NY 2.0 1.0 1782 $1,200 $0.67 139d 1 0.64mi
911 State St Unit 3 Watertown, NY 3.0 1.0 1200 $995 $0.83 139d 1 0.68mi
911 State St Watertown, NY 3.0 1.0 12136 $1,100 $0.09 139d 1 0.68mi
913 State St Unit 3 Watertown, NY 3.0 1.0 1200 $895 $0.75 5d 1 0.69mi
816 Boyd St Unit 1 Watertown, NY 2.0 1.0 980 $1,500 $1.53 139d 1 0.70mi
927 State St Watertown, NY 2.0 1.0 900 $925 $1.03 5d 1 0.70mi
213 Clinton St Watertown, NY 2.0 1.0 1200 $1,200 $1.00 5d 1 0.72mi
159 Mullin St Unit 2 Watertown, NY 2.0 1.0 900 $1,200 $1.33 139d 1 0.72mi
1029 Gill St Watertown, NY 3.0 1.0 1275 $1,950 $1.53 139d 1 0.73mi
136 N Meadow St Unit A Watertown, NY 2.0 1.0 1000 $995 $0.99 139d 1 0.73mi
124 Haven St Watertown, NY 3.0 2.0 948 $1,550 $1.64 1d 1 0.75mi
136 S Orchard St Unit 1 Watertown, NY 2.0 1.0 $1,150 5d 1 0.78mi
402 Stone St Apt 1 Watertown, NY 2.0 1.0 900 $1,050 $1.17 5d 1 0.79mi
720 Cadwell St Watertown, NY 2.0 1.5 1300 $995 $0.77 139d 1 0.85mi
314 S Pleasant St Watertown, NY 3.0 2.5 1748 $2,050 $1.17 4d 1 0.92mi

Listing history 50 events

  1. 2026-09-18
    days on market $158,900 Active 183 DOM
  2. 2026-09-17
    days on market $158,900 Active 182 DOM
  3. 2026-09-16
    days on market $158,900 Active 181 DOM
  4. 2026-09-15
    days on market $158,900 Active 180 DOM
  5. 2026-09-14
    days on market $158,900 Active 179 DOM
  6. 2026-09-13
    days on market $158,900 Active 178 DOM
  7. 2026-09-12
    days on market $158,900 Active 177 DOM
  8. 2026-09-11
    days on market $158,900 Active 176 DOM
  9. 2026-09-05
    days on market $158,900 Active 170 DOM
  10. 2026-09-04
    days on market $158,900 Active 169 DOM
  11. 2026-09-03
    days on market $158,900 Active 168 DOM
  12. 2026-09-02
    days on market $158,900 Active 167 DOM
  13. 2026-08-30
    days on market $158,900 Active 164 DOM
  14. 2026-08-29
    days on market $158,900 Active 163 DOM
  15. 2026-08-28
    days on market $158,900 Active 162 DOM
  16. 2026-08-27
    days on market $158,900 Active 161 DOM
  17. 2026-08-26
    days on market $158,900 Active 160 DOM
  18. 2026-08-25
    days on market $158,900 Active 159 DOM
  19. 2026-08-24
    days on market $158,900 Active 158 DOM
  20. 2026-08-23
    days on market $158,900 Active 157 DOM
  21. 2026-08-22
    days on market $158,900 Active 156 DOM
  22. 2026-08-21
    days on market $158,900 Active 155 DOM
  23. 2026-08-20
    days on market $158,900 Active 154 DOM
  24. 2026-08-19
    days on market $158,900 Active 153 DOM
  25. 2026-08-18
    days on market $158,900 Active 152 DOM
  26. 2026-08-17
    days on market $158,900 Active 151 DOM
  27. 2026-08-16
    days on market $158,900 Active 150 DOM
  28. 2026-08-15
    days on market $158,900 Active 149 DOM
  29. 2026-08-14
    days on market $158,900 Active 148 DOM
  30. 2026-08-13
    days on market $158,900 Active 147 DOM
  31. 2026-08-12
    days on market $158,900 Active 146 DOM
  32. 2026-08-11
    days on market $158,900 Active 145 DOM
  33. 2026-08-10
    days on market $158,900 Active 144 DOM
  34. 2026-08-09
    days on market $158,900 Active 143 DOM
  35. 2026-08-08
    days on market $158,900 Active 142 DOM
  36. 2026-08-07
    days on market $158,900 Active 141 DOM
  37. 2026-08-06
    days on market $158,900 Active 140 DOM
  38. 2026-08-05
    days on market $158,900 Active 139 DOM
  39. 2026-08-04
    days on market $158,900 Active 138 DOM
  40. 2026-08-03
    days on market $158,900 Active 137 DOM
  41. 2026-07-31
    days on market $158,900 Active 134 DOM
  42. 2026-07-30
    days on market $158,900 Active 133 DOM
  43. 2026-07-29
    days on market $158,900 Active 132 DOM
  44. 2026-07-27
    days on market $158,900 Active 130 DOM
  45. 2026-07-25
    days on market $158,900 Active 128 DOM
  46. 2026-07-23
    days on market $158,900 Active 126 DOM
  47. 2026-07-22
    days on market $158,900 Active 125 DOM
  48. 2026-07-21
    days on market $158,900 Active 124 DOM
  49. 2026-07-18
    days on market $158,900 Active 121 DOM
  50. 2026-07-16
    days on market $158,900 Active 119 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$1,087 · $91/mo
Projected year-2 tax
$1,886 · $157/mo
Expected delta
+$799/yr (+$67/mo · 73.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥91°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$30,792
− Mortgage interest
−$8,901
− Property taxes
−$1,087
− Insurance
−$794
− Repairs & maintenance
−$2,463
− Management
−$2,463
− Depreciation
−$4,623
Taxable income
$10,460
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,510
After-tax cash flow
$9,934/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Fair 45/100 Moderate rehab Est. rehab $49,500–$89,100 screening

This multi-family property requires significant exterior and interior updates to improve its condition and appeal. Repainting the exterior, trimming the landscaping, and reconditioning the fencing are the highest-ROI updates that would increase its resale and rental value.

Repairs flagged

  • Major roof — Signs of damage and potential leaks.
  • Major siding — Areas of the siding appear loose or damaged.
  • Major landscaping — The landscaping is overgrown and needs trimming.
  • Major fencing — Sections of the fencing appear broken or missing.
  • Major exterior paint — The exterior paint is peeling and needs repainting.
  • Minor interior paint — The interior paint appears to be in average condition, with no major issues visible.
  • Minor flooring — The flooring appears to be in average condition, with no major issues visible.
  • Minor kitchen appliances — No major issues with the kitchen appliances visible.
  • Minor bathroom fixtures — No major issues with the bathroom fixtures visible.
  • Minor HVAC system — No major issues with the HVAC system visible.
  • Minor mechanical systems — No major issues with the mechanical systems visible.
  • Minor foundation — No major issues with the foundation visible.
  • Minor structure — No major issues with the structure visible.

Value-add opportunities

  • Both Repainting the exterior — Fresh paint can significantly improve the curb appeal and resale value.
  • Both Trimming the landscaping — A well-maintained yard can enhance the property's appeal and increase its rental value.
  • Both Reconditioning the fencing — A functional and attractive fence can improve the property's curb appeal and rental value.
  • Both Re-roofing the property — A new roof can address potential leaks and improve the property's overall condition, enhancing both resale and rental value.
  • Both Updating the HVAC system — A modern and efficient HVAC system can improve comfort and energy efficiency, enhancing both resale and rental value.
  • Both Updating the kitchen appliances — Modern appliances can improve the kitchen's functionality and appeal, enhancing both resale and rental value.
  • Both Updating the bathroom fixtures — Modern fixtures can improve the bathroom's functionality and appeal, enhancing both resale and rental value.
  • Both Updating the flooring — Modern flooring can improve the property's overall condition and appeal, enhancing both resale and rental value.
  • Both Updating the interior paint — Fresh paint can improve the property's overall condition and appeal, enhancing both resale and rental value.
  • Both Updating the mechanical systems — Modern and efficient mechanical systems can improve the property's overall condition and energy efficiency, enhancing both resale and rental value.
  • Both Updating the foundation and structure — A modern and structurally sound foundation and structure can improve the property's overall condition and energy efficiency, enhancing both resale and rental value.

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

D Composite school gradezoned avg 56/100

Zoned Schools

Elementary North Elementary School D- NY #1,195/2,108 Nat'l #14,504/41,679 Middle Case Middle School F NY #566/729 Nat'l #9,290/14,009 High Watertown Senior High School A+ NY #231/1,100 Nat'l #375/17,239

Schools (NCES district)

District
Watertown City School District
NCES district ID
3630120
Math proficiency
34% ▼ -10.00%
Reading proficiency
54% ▲ 12.00%
Median HH income
$40,919
Composite
36.86/100
National rank
#4551
State rank
#481 of 590 in NY
C Composite livability gradescore 68/100

Livability — Watertown

Score
68/100
State rank
#540
US rank
#9700

Category grades

Amenities C- Commute F Cost of living A- Crime F Employment D- Housing A- Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Watertown, NY
County
Jefferson County · 111,748 people
City population
36,839
Metro
Watertown-Fort Drum, NY
Population (ZIP)
36,839
Household income
$58,791
Rent vs Own
51.4% rent · 48.6% own
Severe rent burden
12% of renters

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
111,748 people
By 2030
109,370 · -2.1%
By 2040
103,828 · -7.1%
By 2050
98,523 · -11.8%
By 2075
91,422 · -18.2%
By 2100
78,214 · -30.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Two or more races 7% Hispanic / Latino 6% Black 4% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Lithuanian 7% Romanian 3% Slovak 2%
Foreign-born
4% · Canada
Languages at home
94% English-only · Spanish 3% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Jefferson

2024 margin
Strong R (+23.6) · D 38.2% · R 61.8%
2008→2024 swing
-18.3pp toward R · 2008: -5.3pp · 2024: -23.6pp
All cycles
2024: R+23.6 2020: R+19.0 2016: R+22.4 2012: R+2.9 2008: R+5.3

Not yet ingested

Civics

Price history

+32.4% since first listed
21 events — show timeline
  • 2026-04-13 Price Changed $158,900 CNYIS
  • 2026-04-10 Price Changed $164,900 CNYIS
  • 2026-03-19 Listed $172,900 CNYIS
  • 2026-02-28 Listing Removed CNYIS
  • 2026-01-13 Price Changed $173,000 CNYIS
  • 2025-08-29 Listed $179,900 CNYIS
  • 2024-07-14 Listing Removed CNYIS
  • 2024-07-09 Listing Removed CNYIS
  • 2024-06-17 Price Changed $189,000 CNYIS
  • 2024-06-06 Price Changed $197,000 CNYIS
  • 2024-04-27 Price Changed $199,000 CNYIS
  • 2024-04-12 Listed $209,000 CNYIS
  • 2024-04-03 Rental Removed $900 NYSAMLS
  • 2024-03-03 Price Changed $900 NYSAMLS
  • 2024-02-19 Price Changed $1,050 NYSAMLS
  • 2024-01-24 Listed for Rent $1,200 NYSAMLS
  • 2022-04-06 Sold (Public Records) $114,000 Public Records
  • 2022-03-14 Sold (MLS) $114,000 CNYIS
  • 2022-01-29 Pending CNYIS
  • 2021-09-10 Contingent CNYIS
  • 2021-09-09 Listed $120,000 CNYIS

Property tax history

+18.2%/yr

Latest (2025): $1,087 · +2.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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