242 Haisley Run · Guyton, GA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.3/30.0
- ARV discount +9.4/15.0
- Schools +5.1/10.0
- 1% rule +4.6/10.0
- Condition / age +4.2/5.0
- Livability +3.5/5.0
- DSCR +2.9/10.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$259,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
WELCOME HOME TO 242 HAISLEY RUN Discover effortless living in the New Haven Townhome B at 242 Haisley Run. This 1,506 SQ FT residence combines a stylish two-story layout with energy-efficient technology, offering 3 bedrooms and 2.5 bathrooms in the premier New Haven at Belmont Glen community. CONTEMPORARY MAIN LEVEL: Designed for a seamless lifestyle, the first floor features a welcoming great room that opens into a chef-friendly kitchen. This heart of the home is outfitted with sleek quartz countertops, upgraded cabinetry, a custom tile backsplash, and stainless steel appliances. Whether grabbing a quick bite at the breakfast bar or enjoying a meal in the dining area, you'll love the direct access to the back patio and scenic grassy green space. UPSTAIRS SUITES & FINISHES: - Owner's Retreat: A private sanctuary featuring a dual-sink vanity with marble countertops and an expansive walk-in closet. - Additional Bedrooms: Two bright secondary bedrooms provide flexible space for guests, family, or a quiet home office. - Polished Details: High-profile upgraded baseboards throughout the home provide a clean, high-end look. - Convenient Laundry: Situated on the second floor near all bedrooms for maximum efficiency. COMMUNITY & AMENITIES: - Relax on the back patio, featuring a partial privacy fence for a secluded feel. - Enjoy full access to Belmont Glen's community pool, playground, and fitness center. - Ideally located within the highly-rated South Effingha. ..
Key facts
- Stainless appliances
- Marble counter tops
- Tile backsplash
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $260k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-145 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $239k (8.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $250k (3.8% below list).
- Recommended offer: $229k (12.0% below list) — sets the bar for market timing.
- Cap rate 5.6% vs local median 4.5% in Guyton — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 69/100 on livability (#128 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Effingham County (rural): math 49% / reading 48% proficiency, ranked #16 of 174 in GA (top 9%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: South Effingham Elementary School (math 72% / reading 63%, grade B+, #76 of 1,228 statewide, top 6%, 906 students, 26% FRL); South Effingham Middle School (math 51% / reading 58%, grade B-, #52 of 470 statewide, top 11%, 1,097 students, 32% FRL); South Effingham High School (math 33% / reading 27%, grade F, #135 of 424 statewide, top 32%, 1,888 students, 30% FRL) — zoned schools at 29% FRL track the district average.
- Market conditions: 463 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 836 units permitted in Effingham County in 2024 (46 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Effingham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 240 days — a 12% lower offer ($229k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $26k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 240 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 5.62%
- Cash-on-cash
- -2.39%
- DSCR
- 0.89
- GRM
- 8.7
CMA / ARV
- ARV (median comp)
- $271,179
- List price
- $259,900
- Delta
- -4.16%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 231 Haisley Run | 0.05mi | 3/2.5 | 1,506 (0%) | 22mo | $287,500 | $191 | 79 |
| 238 Haisley Run | 0.01mi | 4/2.5 (+1) | 1,694 (+12%) | 0mo | $269,000 | $159 | 74 |
| 248 Haisley Run | 0.02mi | 4/2.5 (+1) | 1,694 (+12%) | 12mo | $303,040 | $179 | 63 |
| 247 Haisley Run | 0.04mi | 4/2.5 (+1) | 1,694 (+12%) | 14mo | $308,040 | $182 | 61 |
| 237 Haisley Run | 0.04mi | 4/2.5 (+1) | 1,694 (+12%) | 15mo | $303,000 | $179 | 60 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -20.1%
- Equity multiple
- 0.30×
- Total profit
- $-51,105
- Equity at exit
- $38,752
- IRR
- -12.9%
- Equity multiple
- 0.24×
- Total profit
- $-55,422
- Equity at exit
- $22,471
Cash invested: $72,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 11 active · 1 under contract
- Months of supply
- 66.0 mo (2%/mo absorbed)
- Median asking
- $262,900 ($174/sqft)
- Median days on market
- 240 d
- This list price
- 27% of active listings are priced below it
- ARV vs active asking
- +3.5% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 31312
- Home prices YoY
- -26.6%
- Active inventory
- 463
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $2,499 medium interval (Pro) →
- Mortgage (P&I)
- −$1,363
- Tax est. 1.5%
- −$325 /mo · $3,898/yr
- Insurance
- −$108
- HOA
- −$323
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$525
- Net cashflow
- $-145
Break-even live
Sensitivity live
| Price | -10% $35 | -5% $-55 | +0% $-145 | +5% $-235 | +10% $-324 |
|---|---|---|---|---|---|
| Rent | -10% $-342 | -5% $-244 | +0% $-145 | +5% $-46 | +10% $53 |
| Rate | -1.0pp $-14 | -0.5pp $-79 | base $-145 | +0.5pp $-212 | +1.0pp $-281 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $64,975
- Closing costs
- $7,797
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 208 Alyssa Ave Guyton, GA | 3.0 | 2.0 | 1434 | $2,300 | $1.60 | 72d | 1 | 0.13mi |
| 1978 Goshen Rd Rincon, GA | 4.0 | 2.0 | 1272 | $2,295 | $1.80 | 72d | 1 | 1.50mi |
HOA detail $323/mo · $3,876/yr
- Likely covers
- poolgym
Listing history 50 events
-
2026-08-08days on market $259,900 Active 240 DOM
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2026-08-07days on market $259,900 Active 239 DOM
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2026-08-06days on market $259,900 Active 238 DOM
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2026-08-05days on market $259,900 Active 237 DOM
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2026-08-04days on market $259,900 Active 236 DOM
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2026-08-03days on market $259,900 Active 235 DOM
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2026-07-31days on market $259,900 Active 232 DOM
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2026-07-30days on market $259,900 Active 231 DOM
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2026-07-29days on market $259,900 Active 230 DOM
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2026-07-27days on market $259,900 Active 228 DOM
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2026-07-25pricedays on market $259,900 Active 226 DOM
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2026-07-23days on market $264,900 Active 224 DOM
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2026-07-22days on market $264,900 Active 223 DOM
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2026-07-21days on market $264,900 Active 222 DOM
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2026-07-18days on market $264,900 Active 219 DOM
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2026-07-16days on market $264,900 Active 217 DOM
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2026-07-16days on market $264,900 Active 216 DOM
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2026-07-14days on market $264,900 Active 215 DOM
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2026-07-13days on market $264,900 Active 214 DOM
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2026-07-12days on market $264,900 Active 213 DOM
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2026-07-11days on market $264,900 Active 212 DOM
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2026-07-10days on market $264,900 Active 211 DOM
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2026-07-09days on market $264,900 Active 210 DOM
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2026-07-08days on market $264,900 Active 209 DOM
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2026-07-07days on market $264,900 Active 208 DOM
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2026-07-06days on market $264,900 Active 207 DOM
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2026-07-05days on market $264,900 Active 206 DOM
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2026-07-04days on market $264,900 Active 205 DOM
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2026-07-03days on market $264,900 Active 204 DOM
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2026-07-02days on market $264,900 Active 203 DOM
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2026-07-01days on market $264,900 Active 202 DOM
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2026-06-30days on market $264,900 Active 201 DOM
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2026-06-29days on market $264,900 Active 200 DOM
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2026-06-28days on market $264,900 Active 199 DOM
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2026-06-28days on market $264,900 Active 198 DOM
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2026-06-27days on market $264,900 Active 197 DOM
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2026-06-25days on market $264,900 Active 195 DOM
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2026-06-23days on market $264,900 Active 193 DOM
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2026-06-21days on market $264,900 Active 192 DOM
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2026-06-18days on market $264,900 Active 189 DOM
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2026-06-17days on market $264,900 Active 188 DOM
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2026-06-16days on market $264,900 Active 187 DOM
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2026-06-15days on market $264,900 Active 186 DOM
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2026-06-14days on market $264,900 Active 184 DOM
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2026-06-13days on market $264,900 Active 183 DOM
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2026-06-10days on market $264,900 Active 181 DOM
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2026-06-09days on market $264,900 Active 180 DOM
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2026-06-08days on market $264,900 Active 179 DOM
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2026-06-07days on market $264,900 Active 178 DOM
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2026-06-05days on market $264,900 Active 175 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $29,989
- − Mortgage interest
- −$14,558
- − Property taxes
- −$3,898
- − Insurance
- −$1,300
- − Repairs & maintenance
- −$2,399
- − Management
- −$2,399
- − HOA
- −$3,876
- − Depreciation
- −$7,561
- Taxable loss
- −$6,003
- Est. tax savings @ 24.0%
- +$1,441
- After-tax cash flow
- $-298/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This move-in ready townhome is in excellent condition with no visible repairs or maintenance needed. The home features a well-maintained exterior, fresh paint, and high-quality interior finishes. The property is located in a desirable neighborhood with a functional layout and ample natural light. Potential buyers will appreciate the home's move-in ready condition and the opportunity to make minor updates to further enhance its curb appeal and value.
Value-add opportunities
- Resale Painting the exterior siding — Fresh paint can enhance curb appeal and property value ↑
- Resale Landscaping improvements — Enhanced landscaping can increase curb appeal and property value ↑
Zoned Schools
Schools (NCES district)
- District
- Effingham County
- NCES district ID
- 1301980
- Math proficiency
- 49% ▼ -6.00%
- Reading proficiency
- 48% ▼ -5.00%
- Median HH income
- $60,503
- Composite
- 42.56/100
- National rank
- #3195
- State rank
- #16 of 174 in GA
Livability — Guyton
- Score
- 69/100
- State rank
- #128
- US rank
- #9058
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Effingham County · 67,399 people
- City population
- 25,991
- Metro
- Savannah, GA
- Population (ZIP)
- 25,991
- Household income
- $101,750
- Rent vs Own
- Severe rent burden
- 9% of renters
Population outlook (Effingham County) Hauer SSP2
- Today (2025)
- 67,399 people
- By 2030
- 72,297 · +7.3%
- By 2040
- 81,602 · +21.1%
- By 2050
- 89,494 · +32.8%
- By 2075
- 105,976 · +57.2%
- By 2100
- 111,943 · +66.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Black 11% Two or more races 9% Hispanic / Latino 7%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 2% Cuban 1%
- Common ancestry
- Slovak 2% Italian 2% Lithuanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 2%
Political lean MEDSL · Effingham
- 2024 margin
- Solid R (+49.1) · D 25.2% · R 74.3%
- 2008→2024 swing
- +1.6pp toward D · 2008: -50.7pp · 2024: -49.1pp
- All cycles
- 2024: R+49.1 2020: R+49.5 2016: R+55.6 2012: R+51.2 2008: R+50.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -74.77%
- Current HPI
- 205.9899
- Rent YoY
- —
- Metro
- Savannah, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
-3.9% since first listed10 events — show timeline
- 2026-03-11 Price Changed $269,900 Zillow
- 2026-03-10 Price Changed $269,900 Hive MLS
- 2026-02-10 Price Changed $275,900 Zillow
- 2026-02-09 Price Changed $275,900 Hive MLS
- 2025-12-02 Price Changed $280,900 Zillow
- 2025-12-02 Price Changed $281,900 Zillow
- 2025-12-01 Price Changed $280,900 Zillow
- 2025-09-02 Price Changed $281,900 Zillow
- 2025-08-29 Listed $285,900 Zillow
- 2025-08-28 Listed $280,900 Hive MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…