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242 Haisley Run
D+ Composite 47.48
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.0/30.0
  • ARV discount +11.5/15.0
  • 1% rule +5.1/10.0
  • Schools +5.1/10.0
  • Condition / age +4.2/5.0
  • DSCR +3.6/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$246,900

242 Haisley Run · Guyton, GA 31312
3 bd · 2.5 ba · 1,506 sqft · Townhouse · 287 Days on market
Built 2025 Good condition 4,356 sqft lot $164/sqft · 9% below area Est $271k · 9% under $323/mo HOA · 13% of rent ↓ 4% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

WELCOME HOME TO 242 HAISLEY RUN Discover effortless living in the New Haven Townhome B at 242 Haisley Run. This 1,506 SQ FT residence combines a stylish two-story layout with energy-efficient technology, offering 3 bedrooms and 2.5 bathrooms in the premier New Haven at Belmont Glen community. CONTEMPORARY MAIN LEVEL: Designed for a seamless lifestyle, the first floor features a welcoming great room that opens into a chef-friendly kitchen. This heart of the home is outfitted with sleek quartz countertops, upgraded cabinetry, a custom tile backsplash, and stainless steel appliances. Whether grabbing a quick bite at the breakfast bar or enjoying a meal in the dining area, you'll love the direct access to the back patio and scenic grassy green space. UPSTAIRS SUITES & FINISHES: - Owner's Retreat: A private sanctuary featuring a dual-sink vanity with marble countertops and an expansive walk-in closet. - Additional Bedrooms: Two bright secondary bedrooms provide flexible space for guests, family, or a quiet home office. - Polished Details: High-profile upgraded baseboards throughout the home provide a clean, high-end look. - Convenient Laundry: Situated on the second floor near all bedrooms for maximum efficiency. COMMUNITY & AMENITIES: - Relax on the back patio, featuring a partial privacy fence for a secluded feel. - Enjoy full access to Belmont Glen's community pool, playground, and fitness center. - Ideally located within the highly-rated South Effingha. ..

Key facts

  • Stainless appliances
  • Marble counter tops
  • Tile backsplash

Tags

NEW CONSTRUCTION TOWNHOMESQUARTZ KITCHEN COUNTER TOPSUPGRADED CABINETSTILE BACKSPLASHSTAINLESS APPLIANCESMARBLE COUNTER TOPS

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $247k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-58 ($-694/yr) — negative.
  • To cash-flow at today's rent, offer at most $239k (3.4% below list).
  • Meets the 1% rule at list price ($2k rent vs $247k).
  • Recommended offer: $217k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.0% vs local median 4.7% in Guyton — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 69/100 on livability (#128 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Effingham County (rural): math 49% / reading 48% proficiency, ranked #16 of 174 in GA (top 9%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: South Effingham Elementary School (math 72% / reading 63%, grade B+, #76 of 1,228 statewide, top 6%, 906 students, 26% FRL); South Effingham Middle School (math 51% / reading 58%, grade B-, #52 of 470 statewide, top 11%, 1,097 students, 32% FRL); South Effingham High School (math 33% / reading 27%, grade F, #135 of 424 statewide, top 32%, 1,888 students, 30% FRL) — zoned schools at 29% FRL track the district average.
  • Market conditions: 549 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 836 units permitted in Effingham County in 2024 (46 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Effingham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 287 days — a 12% lower offer ($217k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $39k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $217,272 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 287 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
6.01%
Cash-on-cash
-1.00%
DSCR
0.96
GRM
8.2

CMA / ARV

ARV (median comp)
$271,153
List price
$246,900
Delta
-8.94%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
231 Haisley Run 0.05mi 3/2.5 1,506 (0%) 24mo $287,500 $191 78
238 Haisley Run 0.01mi 4/2.5 (+1) 1,694 (+12%) 2mo $269,000 $159 72
248 Haisley Run 0.02mi 4/2.5 (+1) 1,694 (+12%) 14mo $303,040 $179 62
247 Haisley Run 0.04mi 4/2.5 (+1) 1,694 (+12%) 15mo $308,040 $182 60
237 Haisley Run 0.04mi 4/2.5 (+1) 1,694 (+12%) 16mo $303,000 $179 59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-17.8%
Equity multiple
0.37×
Total profit
$-43,454
Equity at exit
$36,814
10-year hold
IRR
-9.8%
Equity multiple
0.40×
Total profit
$-41,621
Equity at exit
$21,347

Cash invested: $69,132 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
11 active · 1 under contract
Months of supply
66.0 mo (2%/mo absorbed)
Median asking
$248,900 ($165/sqft)
Median days on market
287 d
This list price
27% of active listings are priced below it
ARV vs active asking
+8.9% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 31312

Home prices YoY
-26.6%
Active inventory
549
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$2,496 medium interval (Pro) →
Mortgage (P&I)
$1,295
Tax est. 1.5%
$309 /mo · $3,704/yr
Insurance
$103
HOA
$323
Vacancy / Maint / Mgmt
$524
Net cashflow
$-58

Break-even live

Break-even rent $2,569
Max offer price $238,535
Occupancy floor 97%

Sensitivity live

Price -10% $113 -5% $28 +0% $-58 +5% $-143 +10% $-228
Rent -10% $-255 -5% $-156 +0% $-58 +5% $41 +10% $139
Rate -1.0pp $67 -0.5pp $5 base $-58 +0.5pp $-122 +1.0pp $-187

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$61,725
Closing costs
$7,407
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
208 Alyssa Ave Guyton, GA 3.0 2.0 1434 $2,300 $1.60 119d 1 0.13mi
1978 Goshen Rd Rincon, GA 4.0 2.0 1272 $2,195 $1.73 6d 1 1.50mi

HOA detail $323/mo · $3,876/yr

Likely covers
poolgym

Listing history 50 events

  1. 2026-09-24
    days on market $246,900 Active 287 DOM
  2. 2026-09-23
    days on market $246,900 Active 286 DOM
  3. 2026-09-22
    days on market $246,900 Active 285 DOM
  4. 2026-09-21
    days on market $246,900 Active 284 DOM
  5. 2026-09-20
    days on market $246,900 Active 283 DOM
  6. 2026-09-18
    days on market $246,900 Active 281 DOM
  7. 2026-09-17
    days on market $246,900 Active 280 DOM
  8. 2026-09-16
    days on market $246,900 Active 279 DOM
  9. 2026-09-15
    days on market $246,900 Active 278 DOM
  10. 2026-09-14
    days on market $246,900 Active 277 DOM
  11. 2026-09-13
    days on market $246,900 Active 276 DOM
  12. 2026-09-12
    days on market $246,900 Active 275 DOM
  13. 2026-09-11
    remarks 699-char remark
  14. 2026-09-11
    pricedays on market $246,900 Active 274 DOM
  15. 2026-09-05
    days on market $256,900 Active 268 DOM
  16. 2026-09-04
    days on market $256,900 Active 267 DOM
  17. 2026-09-03
    days on market $256,900 Active 266 DOM
  18. 2026-08-31
    days on market $256,900 Active 263 DOM
  19. 2026-08-30
    days on market $256,900 Active 262 DOM
  20. 2026-08-29
    days on market $256,900 Active 261 DOM
  21. 2026-08-28
    days on market $256,900 Active 260 DOM
  22. 2026-08-27
    pricedays on market $256,900 Active 259 DOM
  23. 2026-08-26
    days on market $259,900 Active 258 DOM
  24. 2026-08-25
    days on market $259,900 Active 257 DOM
  25. 2026-08-24
    days on market $259,900 Active 256 DOM
  26. 2026-08-23
    days on market $259,900 Active 255 DOM
  27. 2026-08-22
    days on market $259,900 Active 254 DOM
  28. 2026-08-21
    days on market $259,900 Active 253 DOM
  29. 2026-08-20
    days on market $259,900 Active 252 DOM
  30. 2026-08-19
    days on market $259,900 Active 251 DOM
  31. 2026-08-18
    days on market $259,900 Active 250 DOM
  32. 2026-08-17
    days on market $259,900 Active 249 DOM
  33. 2026-08-16
    days on market $259,900 Active 248 DOM
  34. 2026-08-15
    days on market $259,900 Active 247 DOM
  35. 2026-08-14
    days on market $259,900 Active 246 DOM
  36. 2026-08-13
    days on market $259,900 Active 245 DOM
  37. 2026-08-12
    days on market $259,900 Active 244 DOM
  38. 2026-08-11
    days on market $259,900 Active 243 DOM
  39. 2026-08-10
    days on market $259,900 Active 242 DOM
  40. 2026-08-09
    days on market $259,900 Active 241 DOM
  41. 2026-08-08
    days on market $259,900 Active 240 DOM
  42. 2026-08-07
    days on market $259,900 Active 239 DOM
  43. 2026-08-06
    days on market $259,900 Active 238 DOM
  44. 2026-08-05
    days on market $259,900 Active 237 DOM
  45. 2026-08-04
    days on market $259,900 Active 236 DOM
  46. 2026-08-03
    days on market $259,900 Active 235 DOM
  47. 2026-07-31
    days on market $259,900 Active 232 DOM
  48. 2026-07-30
    days on market $259,900 Active 231 DOM
  49. 2026-07-29
    days on market $259,900 Active 230 DOM
  50. 2026-07-27
    days on market $259,900 Active 228 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,946
− Mortgage interest
−$13,830
− Property taxes
−$3,704
− Insurance
−$1,234
− Repairs & maintenance
−$2,396
− Management
−$2,396
− HOA
−$3,876
− Depreciation
−$7,183
Taxable loss
−$4,672
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,121
After-tax cash flow
$428/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 85/100 None rehab

This move-in ready townhome is in excellent condition with no visible repairs or maintenance needed. The home features a well-maintained exterior, fresh paint, and high-quality interior finishes. The property is located in a desirable neighborhood with a functional layout and ample natural light. Potential buyers will appreciate the home's move-in ready condition and the opportunity to make minor updates to further enhance its curb appeal and value.

Value-add opportunities

  • Resale Painting the exterior siding — Fresh paint can enhance curb appeal and property value
  • Resale Landscaping improvements — Enhanced landscaping can increase curb appeal and property value
D Composite school gradezoned avg 51/100

Zoned Schools

Elementary South Effingham Elementary School B+ GA #76/1,228 Nat'l #4,272/41,679 Middle South Effingham Middle School B- GA #52/470 Nat'l #2,564/14,009 High South Effingham High School F GA #135/424 Nat'l #10,947/17,239

Schools (NCES district)

District
Effingham County
NCES district ID
1301980
Math proficiency
49% ▼ -6.00%
Reading proficiency
48% ▼ -5.00%
Median HH income
$60,503
Composite
42.56/100
National rank
#3195
State rank
#16 of 174 in GA
C Composite livability gradescore 69/100

Livability — Guyton

Score
69/100
State rank
#128
US rank
#9058

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Effingham County · 67,399 people
City population
25,991
Metro
Savannah, GA
Population (ZIP)
25,991
Household income
$101,750
Rent vs Own
12.2% rent · 87.8% own
Severe rent burden
9% of renters

Population outlook (Effingham County) Hauer SSP2

Today (2025)
67,399 people
By 2030
72,297 · +7.3%
By 2040
81,602 · +21.1%
By 2050
89,494 · +32.8%
By 2075
105,976 · +57.2%
By 2100
111,943 · +66.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Black 11% Two or more races 9% Hispanic / Latino 7%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2% Cuban 1%
Common ancestry
Slovak 2% Italian 2% Lithuanian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Effingham

2024 margin
Solid R (+49.1) · D 25.2% · R 74.3%
2008→2024 swing
+1.6pp toward D · 2008: -50.7pp · 2024: -49.1pp
All cycles
2024: R+49.1 2020: R+49.5 2016: R+55.6 2012: R+51.2 2008: R+50.7

Not yet ingested

Civics

Price history

-3.9% since first listed
10 events — show timeline
  • 2026-03-11 Price Changed $269,900 Zillow
  • 2026-03-10 Price Changed $269,900 Hive MLS
  • 2026-02-10 Price Changed $275,900 Zillow
  • 2026-02-09 Price Changed $275,900 Hive MLS
  • 2025-12-02 Price Changed $280,900 Zillow
  • 2025-12-02 Price Changed $281,900 Zillow
  • 2025-12-01 Price Changed $280,900 Zillow
  • 2025-09-02 Price Changed $281,900 Zillow
  • 2025-08-29 Listed $285,900 Zillow
  • 2025-08-28 Listed $280,900 Hive MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…